2017-11-09T21:01:17-06:00 2016-12-31 350921680 CROWE HORWATH LLP 175 Powder Forest Drive Simsbury CT 060897902 990 2016-01-01 222935104 Housing Authority Insurance Inc HOUS 2032728220 189 Commerce Court Cheshire CT 064100189 Sarah Rodriguez Treasurer and CFO 2017-11-03 true Kristin Anderson P01231300 8606789200 2016 2018-03-14 21:41:22Z Edmund Malaspina Jr 189 Commerce Court Cheshire CT 064100189 4995585 false X WWW.HOUSINGCENTER.COM X 1987 DC DEVELOPMENT AND MARKETING OF RISK MANAGEMENT AND INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. 17 16 0 0 0 0 1753832 487584 4750000 4000000 0 636647 508001 7140479 4995585 2183326 1793400 0 2198271 1154096 0 0 3537607 1628246 7919204 4575742 -778725 419843 1980602 1934105 1516316 1049976 464286 884129 DEVELOPMENT AND MARKETING OF RISK MANAGEMENT AND INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. false false 2665436 1793400 4508001 DEVELOPMENT OF INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES; RISK MANAGEMENT EDUCATIONAL SERVICES FOR MEMBER PUBLIC HOUSING AUTHORITIES. 2665436 false true false false false false false false false false false false true true true true false false false false false false false false false false true true true false false false false false false false false false false false false false true true false false true 14 0 true 0 false false false false false false false false false false X 17 16 false false false false true true false true true false false true true true true true true true true false X SARAH RODRIGUEZ 2032728220 189 COMMERCE COURT CHESHIRE CT 064100189 LINNIE WILLIS Chair 1.0 4.0 X X 1849 11850 0 CHRISTINE HART Vice Chair 1.0 4.0 X X 5197 33299 0 John Thomson President & CEO 17.0 21.0 X X 145262 184879 111878 JAMES DIPAOLO Director 1.0 4.0 X 4711 30187 0 TYRONE GARRETT DIRECTOR 1.0 4.0 X 2954 18924 0 JOSEPH SHULDINER Director 1.0 4.0 X 1884 12070 0 EDWIN LOWNDES Director 1.0 4.0 X 3592 23014 0 RUSSELL YOUNG DIRECTOR 1.0 4.0 X 7385 47315 0 DOUGLAS DZEMA Director 1.0 4.0 X 3798 24338 0 JOHN LEN WILLIAMS Director 1.0 4.0 X 4094 26235 0 GARY WASSON Director 1.0 4.0 X 2302 14753 0 TONY LOVE Director 1.0 4.0 X 628 4023 0 EDWARD HINOJOSA Director 1.0 4.0 X 2706 17338 0 JOHN FOOS Director 1.0 4.0 X 6750 43250 0 LYLE GLEN REDDING JR Director 1.0 4.0 X 3027 19392 0 Scott Bertrand Director 1.0 4.0 X 628 4023 0 Vince Pearson Director 1.0 4.0 X 0 0 0 AMY GALVIN Corporate Secretary 6.0 32.0 X 30960 175442 83578 EDMUND MALASPINA Vice President 27.0 11.0 X 470984 192374 90677 SARAH RODRIGUEZ Assistant Treasurer 5.0 33.0 X 24309 178263 78440 MARK WILSON Treasurer 16.0 21.0 X 381243 505368 104316 Courtney Rice Assistant Corporate Secretary 11.0 28.0 X 27282 70152 50351 SHERRYL SULLIVAN VP, MARKETING & MEMBER RELATIONS 9.0 29.0 X 37697 126202 37575 JERRY WILLIAMS Senior VP, Insurance Operations 1.0 36.0 X 9209 297741 23578 GIBRIEL CHAM Asst. Dir., Underwriting 1.0 36.0 X 5022 162394 8066 KENNETH MERRIFIELD JR Director, Account Management 2.0 36.0 X 6857 164569 45798 Matthew Cripps Chief Security Officer 3.0 35.0 X 11241 149339 59578 Jeffrey Weslow Asst. Dir., Customer Centric Strategies 1.0 37.0 X 6402 313699 33475 LESLIE WHITLOCK Former Asst. Dir., Corp & Community Events 0.0 0.0 X 40099 227227 6886 DANIEL LABRIE Former President and CEO 0.0 0.0 X 811747 1033133 8767 2059819 4110793 742963 24 true true false CONE COMMUNICATIONS LLC 855 BOYLSTON STREET BOSTON MA 02116 PUBLIC RELATIONS SERVICES 457637 Housing Insurance Services Inc 189 Commerce Court Cheshire CT 06410 INSURANCE SERVICES 119047 1 487584 487584 MEMBERSHIP FEES 900099 4000000 4000000 0 0 0 0 4000000 0 0 0 0 CONTRACTED SERVICES - AHAB 900099 508001 508001 0 0 0 0 508001 4995585 4508001 0 0 1668900 1668900 124500 124500 52412 52412 983093 113467 869626 94315 12664 81651 -40997 37779 -78776 65273 8901 56372 293437 278645 14792 76740 56071 20669 40812 15298 25514 274815 185211 89604 0 26706 915 25791 18979 2110 16869 121780 56479 65301 20465 20465 165504 93337 72167 44811 44811 60370 4642 55728 31253 31253 EMPLOYEE REIMBURSEMENT 55028 55028 PROFESSIONAL DEVELOPMENT 17676 2933 14743 TELEPHONE 9403 153 9250 DUES & SUBSCRIPTIONS 11354 11354 359113 3431 355682 0 4575742 2665436 1910306 0 1039483 1241646 0 0 0 50147 34542 0 0 0 0 0 0 890972 657917 1980602 1934105 107368 132386 953317 715732 455631 201858 1516316 1049976 X 464286 884129 464286 884129 1980602 1934105 419843 0 X false true X true false RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED REFUNDABLE ADVANCE - URBAN INSTITUTE GRANT 533431 DUE FROM AFFILIATE 124486 657917 DUE TO AFFILIATES 201858 201858 X 4995585 0 0 4995585 0 0 4995585 4575742 0 0 4575742 0 0 4575742 Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote The Company accounts for income taxes in accordance with FASB ASC 740, Income Taxes, with respect to how companies should recognize, measure, present and disclose uncertain tax positions in their financial statements. The Company did not record any unrecognized tax benefits as of December 31, 2016. The Company does not believe it is reasonably possible that its unrecognized tax benefits would materially change in the next twelve months. All tax years from 2013 forward are open and subject to examination by the Internal Revenue Service. The Company's policy is to include interest and penalties related to unrecognized tax benefits as a component of its provision for income taxes. As of December 31, 2016, the company did not record any penalties or interest associated with unrecognized tax benefits. true PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION 189 COMMERCE COURT CHESHIRE CT 06410 451470844 501(c)(3) 920858 Provide independent research and data to the Public and Affordable Housing industry INTERNATIONAL CENTER FOR CAPTIVE INSURANCE (ICCIE) 86 ST PAUL STREET SUITE 301 BURLINGTON VT 05401 200047555 501(C)(3) 5000 Support for summer intern program URBAN INSTITUTE 2100 M ST NW WASHINGTON DC 20042 520880375 501(C)(3) 199082 SUPPORT FOR THE ASSISTED HOUSING INITIATIVE. AFFORDABLE HOUSING ACCREDITATION BOARD 189 COMMERCE COURT CHESHIRE CT 06410 464458654 501(C)(3) 520501 To assist in establishing standards of measuring public and affordable housing Vermont Captive Insurance Association 180 Battery Street Suite 200 Burlington VT 05401 222744474 501(c)(3) 5400 Harry House Scholarship Donation 5 0 Scholarships 50 124500 Schedule I, Part I, Line 2 Procedures for monitoring use of grant funds. ELIGIBILITY FOR AND PAYMENT OF GRANTS, AWARDS AND SCHOLARSHIPS IS THE RESPONSIBILITY OF THE BOARD OF DIRECTORS. REQUESTS AND APPLICATIONS ARE REVIEWED BY THE BOARD AND APPROVED BASED ON NEEDS AND BENEFITS ANALYSIS. false true false false false false false false false John Thomson President & CEO 145262 184879 0 0 0 0 41818 53222 7409 9429 194489 247530 0 0 DANIEL LABRIE Former President and CEO 120882 204264 140445 178748 550420 650121 0 0 3857 4910 815604 1038043 528000 672000 AMY GALVIN Corporate Secretary 26281 148927 4679 26515 0 0 9000 51000 3537 20041 43497 246483 0 0 EDMUND MALASPINA Vice President 161452 65946 39705 16217 269827 110211 47640 19459 16740 6838 535364 218671 269800 110200 SARAH RODRIGUEZ Assistant Treasurer 20931 153489 3378 24774 0 0 6583 48279 2829 20749 33721 247291 0 0 MARK WILSON Treasurer 152947 202744 48504 64296 179792 238328 41388 54862 3468 4598 426099 564828 179740 238260 LESLIE WHITLOCK Former Asst. Dir., Corp & Community Events 6760 38306 3631 20573 29708 168348 0 0 1033 5853 41132 233080 29700 168300 SHERRYL SULLIVAN VP, MARKETING & MEMBER RELATIONS 37697 116238 0 9964 0 0 6787 22721 1855 6212 46339 155135 0 0 JERRY WILLIAMS Senior VP, Insurance Operations 6888 222702 2321 75039 0 0 0 0 707 22871 9916 320612 0 0 GIBRIEL CHAM Asst. Dir., Underwriting 4155 134659 867 27735 0 0 0 0 242 7824 5264 170218 0 0 KENNETH MERRIFIELD JR Director, Account Management 6041 144992 816 19577 0 0 1146 27493 686 16473 8689 208535 0 0 Matthew Cripps Chief Security Officer 10027 133216 1214 16123 0 0 2520 33480 1650 21928 15411 204747 0 0 Jeffrey Weslow Asst. Dir., Customer Centric Strategies 2284 111958 317 15509 3801 186232 198 9699 472 23106 7072 346504 3960 186200 Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan PART 1 - LINE 4B (FROM ALL RELATED ORGANIZATIONS): DANIEL LABRIE - SERP PAYMENT (INCLUDED IN COLUMN B) - $1,200,000 MARK WILSON - SERP PAYMENT (INCLUDED IN COLUMN B) - $418,000 EDMUND MALASPINA - SERP PAYMENT (INCLUDED IN COLUMN B) - $380,000 LESLIE WHITLOCK - SERP PAYMENT (INCLUDED IN COLUMN B) - $198,000 JEFFREY WESLOW - SERP PAYMENT (INCLUDED IN COLUMN B) - $190,000 Form 990, Part VI, Line 6 Classes of members or stockholders PUBLIC HOUSING AUTHORITY MEMBERS WHO PARTICIPATE IN THE INSURANCE PROGRAMS OF HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE, A MUTUAL COMPANY, ARE ELIGIBLE FOR MEMBERSHIP IN THE ORGANIZATION. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body PUBLIC HOUSING AUTHORITY MEMBERS PARTICIPATE INDIRECTLY IN THE SELECTION OF THE GOVERNING BODY BY PARTICIPATING IN HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE, A MUTUAL COMPANY. Form 990, Part VI, Line 11b Review of form 990 by governing body THE ORGANIZATION PROVIDES A COPY OF FORM 990 TO THE MEMBERS OF THE AUDIT COMMITTEE AND TO THE MEMBERS OF THE BOARD OF DIRECTORS FOR THEIR REVIEW PRIOR TO FILING. Form 990, Part VI, Line 12c Conflict of interest policy THE ORGANIZATION REQUIRES ALL OFFICERS, DIRECTORS AND EMPLOYEES TO COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE ANNUALLY. THE COMPLETED FORMS ARE REVIEWED BY THE HUMAN RESOURCE DEPARTMENT TO IDENTIFY ANY POTENTIAL CONFLICTS OF INTEREST. ANY POTENTIAL CONFLICTS ARE FURTHER EVALUATED BY THE CEO, AND IF WARRANTED, ARE BROUGHT TO THE ATTENTION OF THE BOARD FOR DISCUSSION AND RESOLUTION. SIMILARLY, ANY POTENTIAL CONFLICTS OF INTEREST THAT ARE BROUGHT TO THE ATTENTION OF THE ORGANIZATION BY THE OUTSIDE AUDITORS OR BY AN EMPLOYEE OR OTHER PERSON ARE INVESTIGATED AND RESOLVED IN ACCORDANCE WITH THE PROCEDURES DISCUSSED ABOVE. Form 990, Part VI, Line 15a Process to establish compensation of top management official THE ORGANIZATION USES 3RD PARTY SALARY SURVEYS TO ASSIST IN DETERMINING THE COMPENSATION OF THE CEO. RECOMMENDATIONS MADE BY THE GOVERNANCE COMMITTEE ARE APPROVED BY THE BOARD OF DIRECTORS. THE COMPENSATION OF THE CEO IS DOCUMENTED IN AN EMPLOYMENT CONTRACT APPROVED BY THE BOARD. THE LAST REVIEW FOR THE ORGANIZATION'S CEO OCCURRED IN NOVEMBER 2016. Form 990, Part VI, Line 15b Process to establish compensation of other employees THE ORGANIZATION USES 3RD PARTY SALARY SURVEYS TO ASSIST IN DETERMINING THE COMPENSATION OF SENIOR EXECUTIVES AND EMPLOYEES. COMPENSATION IS REVIEWED UPON CHANGES IN ROLES OR SIGNIFICANT CHANGES IN RESPONSIBILITY. Form 990, Part VI, Line 19 Required documents available to the public GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS AN AUDIT COMMITTEE THAT IS RESPONSIBLE FOR MAKING RECOMMENDATIONS TO THE FULL BOARD REGARDING THE SELECTION OF AN INDEPENDENT ACCOUNTANT. THE AUDIT COMMITTEE IS RESPONSIBLE FOR THE OVERSIGHT OF THE FINANCIAL STATEMENT AUDIT PROCESS. NEITHER THE OVERSIGHT PROCESS, NOR THE PROCESS OF SELECTING AN INDEPENDANT ACCOUNTANT HAVE CHANGED SINCE THE PRIOR YEAR. HOUSING AUTHORITY RISK RETENTION GROUP INC 189 COMMERCE COURT CHESHIRE CT 06410 061206658 PROVIDES LIABILITY INSURANCE COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT NA false HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY 189 COMMERCE COURT CHESHIRE CT 06410 061206659 PROVIDES PROPERTY INSURANCE COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT NA false HOUSING TELECOMMUNICATIONS INC 189 COMMERCE COURT CHESHIRE CT 06410 061386493 PROVIDE EDUCATION & RISK CONTROL THROUGH NATIONAL TELECOMMUNICATIONS NETWORK CT 501(c)(3) 10 NA false PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION 189 COMMERCE COURT CHESHIRE CT 06410 451470844 PERFORMS RESEARCH PROJECTS OF PUBLIC & AFFORDABLE HOUSING CT 501(c)(3) 7 NA false AFFORDABLE HOUSING ACCREDITATION BOARD 189 COMMERCE COURT CHESHIRE CT 06410 464458654 EVALUATES AND ACCREDITS PUBLIC HOUSING AUTHORITIES ACROSS THE UNITED STATES DC 501(c)(3) 10 NA false HOUSING INVESTMENT GROUP INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061448816 HOLDING COMPANY DE NA C Corporation 0 0 0 false HOUSING ENTERPRISE INSURANCE COMPANY INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061597889 INSURANCE VT NA C Corporation 0 0 0 false HOUSING INSURANCE SERVICES INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061314815 INSURANCE AGENCY CT NA C Corporation 0 0 0 false HOUSING SYSTEMS SOLUTIONS INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 452480556 DEVELOP & MARKET ENTERPRISE SOFTWARE SOLUTIONS CT NA C Corporation 0 0 0 false INNOVATIVE HOUSING INSURANCE COMPANY INC 189 COMMERCE COURT CHESHIRE CT 06410 474611632 INSURANCE COMPANY VT NA C Corporation 0 0 0 false HOUSING ALLIANCE GROUP LLC 189 COMMERCE COURT CHESHIRE CT 06410 474650587 ASSISTING PUBLIC HOUSING AUTHORITIES VT NA C Corporation 0 0 0 false HOUSING SPECIALTY INSURANCE COMPANY INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 464271747 INSURANCE VT NA C Corporation 0 0 0 false false true true false false false false false false false false true true false false false false false false HOUSING AUTHORITY RISK RETENTION GROUP INC C 243792 ACTUAL HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY C 243792 ACTUAL HOUSING AUTHORITY RISK RETENTION GROUP INC M 1948505 ACTUAL HOUSING AUTHORITY RISK RETENTION GROUP INC L 1298109 ACTUAL HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY L 2408658 ACTUAL