2018-10-09T08:13:46-05:00 2017-12-31 BKD LLP 200 E Main St Suite 700 Fort Wayne IN 46802 990 2017-01-01 356059333 EVERENCE ASSOCIATION INC % GEORGE F MERRYMAN EVER 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 GEORGE MERRYMAN CONTROLLER 5745339511 2018-11-15 true Lauren R Denton P01571860 2604604000 167.68.126.162 35027420182825000000 2018-10-09 P C32BFEAB8C27A52315DF5F02F320116B11D77C77 B6216CF12129628A7FE598526BDE6CBBE5F2D5F5 2017 2018-06-14 16:35:46Z KENNETH D HOCHSTETLER 1110 NORTH MAIN ST GOSHEN IN 46528 171705707 false X WWW.EVERENCE.COM X 1964 IN EVERENCE ASSOCIATION INC HELPS PEOPLE AND GROUPS INTEGRATE THEIR FINANCES WITH FAITH VALUES THROUGH ITS INSURANCE AND FINANCIAL SERVICES. 12 12 45 1165 1050 50 486097 373550 86005257 73877979 239848 703079 0 0 86731202 74954608 1299615 1432301 63680262 50460358 6108646 6725871 0 0 0 11041483 11183788 82130006 69802318 4601196 5152290 439075828 439375324 331006099 326538132 108069729 112837192 EVERENCE ASSOCIATION INC IS AN INDIANA DOMICILED FRATERNAL BENEFIT SOCIETY ORGANIZED TO PROVIDE LIFE, ANNUITY AND ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. false false EVERENCE ASSOCIATION INC HELPS INDIVIDUALS, ORGANIZATIONS AND CONGREGATIONS INTEGRATE FINANCES WITH FAITH THROUGH A NATIONAL TEAMOF ADVISORS AND REPRESENTATIVES. EVERENCE OFFERS LIFE, ANNUITY AND ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. CONTINUED BELOW CONTINUE TO ENHANCE CURRENT FRATERNAL GRANT PROGRAMS AND THEIR USAG IN THE CONSTITUENCY. NUMBER OF GRANTS IN 2017 WAS 2,013. CONTINUE BUILDING A SUPPORT SYSTEM OF TRAINING, PROVIDING RESOURCES FOR, AND ENGAGING ACTIVE ADVOCATES (VOLUNTEERS). THERE WERE 1,165 ADVOCATES SERVING IN 2017. CONTINUED BELOW ENCOURAGE STEWARDSHIP IN THE EVERENCE ASSOCIATION CONSTITUENCY. STEWARDSHIP EDUCATION INCLUDES STEWARDSHIP UNIVERSITY, SPEAKERS FORWORKSHOPS AND RETREATS, AND EDUCATIONAL RESOURCES. IN 2017 THERE WERE 584 CHURCHES USING EDUCATIONAL MATERIALS OR SEMINARS. false true false false false false false false false false false true false true false true false false false true true false false false false false true false true false false false false false true false false false false false true true true false true 8090 0 45 true true true false false false false false false false false false X 12 12 false false false false true true false true true false true true false true true true true true true false false CA IN X GEORGE F MERRYMAN 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 X PARIS BALL-MILLER DIRECTOR 1.0 0.0 X 0 0 0 NICOLE FRANCISCO BAILEY DIRECTOR 1.0 0.0 X 0 0 0 STEPHEN M LANE DIRECTOR 1.0 0.0 X 0 0 0 D J MCFADDEN III DIRECTOR 1.0 0.0 X 0 0 0 LARRY NIKKEL DIRECTOR 1.0 0.0 X 0 0 0 D DUANE OSWALD DIRECTOR 1.0 0.0 X 0 0 0 PAUL QUIRING DIRECTOR 1.0 0.0 X 0 0 0 JESSICA YODER DIRECTOR 1.0 0.0 X 0 0 0 SANDRA VIELMAN DIRECTOR 1.0 0.0 X 0 0 0 DONNA VOTH DIRECTOR 1.0 0.0 X 0 0 0 KAREN E LEHMAN DIRECTOR 1.0 0.0 X 0 0 0 KIRBY MILLER DIRECTOR 1.0 0.0 X 0 0 0 KENNETH D HOCHSTETLER PRESIDENT 10.0 30.0 X 0 333095 45326 CHAD HORNING ASSISTANT TREASURER 10.0 30.0 X 0 171819 28162 RODNEY D DILLER VICE PRESIDENT 20.0 20.0 X 0 205881 37089 JAIME ALVAREZ SECRETARY 10.0 30.0 X 0 230850 26624 DELMAR K KING ASSISTANT TREASURER 30.0 10.0 X 0 134288 24303 SIDNEY A RICHARD ASSISTANT VICE PRESIDENT 30.0 10.0 X 0 171246 36351 MARLO J KAUFFMAN ASSISTANT SECRETARY 10.0 30.0 X 0 120374 31660 GEORGE F MERRYMAN TREASURER 2.0 38.0 X 0 131348 9445 PHILIP R ZIMMERMAN ASSISTANT SECRETARY 10.0 30.0 X 0 109090 34858 GLEN KAUFMAN FINANCIAL ADVISOR 0.0 40.0 X 0 282789 40481 CLAIR SAUDER FINANCIAL ADVISOR 0.0 40.0 X 0 241260 27217 JAY KREADY FINANCIAL ADVISOR 0.0 40.0 X 0 251069 44714 STEVE HERENDEEN FINANCIAL ADVISOR 0.0 40.0 X 0 293451 38513 AMANDA ROCK FINANCIAL ADVISOR 0.0 40.0 X 0 208724 14327 0 2885284 439070 0 false true false LANCASTER GENERAL HOSPITAL 555 NORTH DUKE STREET LANCASTER PA 17604 HEALTH SERVICES 903890 GRAND VIEW HOSPITAL 200 HIGH PARK AVENUE GOSHEN IN 46526 HEALTH SERVICES 743825 GOSHEN HOSPITAL ASSOCIATION 200 HIGH PARK AVE GOSHEN IN 46526 HEALTH SERVICES 739649 SENTARA RMH MEDICAL CENTER P O BOX 392 HARRISONBURG VA 228010392 HEALTH SERVICES 503729 ELKHART GENERAL HOSPITAL 600 EAST BLVD ELKHART IN 46514 HEALTH SERVICES 343661 33 373550 373550 PREMIUM INCOME 524298 56202732 56202732 INVESTMENT INCOME 524298 15629769 15628719 1050 FRANCHISE MANAGEMENT FEE 524298 1422498 1422498 FRATERNAL PROGRAM 524298 292994 292994 ADMINISTRATION REVENUE 524298 272902 272902 57084 57084 73877979 0 0 0 0 0 0 97454178 96751099 703079 703079 703079 0 0 0 0 0 0 0 0 0 0 74954608 74580008 1050 X 1426801 0 5500 0 50460358 0 0 5441368 924729 130876 228898 0 19217 129287 0 0 1122493 6064162 149382 733944 1251592 0 490860 389362 0 173864 0 0 141770 130996 STATE INSURANCE DEPT FEE 337887 BUREAU AND ASSOCIATION DUES 44391 MISCELLANEOUS LOSSES 4581 69802318 0 0 0 14260174 16297500 0 0 122463 525810 0 0 0 0 0 0 0 0 27049 19710 0 0 340947908 329132155 0 0 79214079 88797088 0 0 4504155 4603061 439075828 439375324 2523102 2537595 0 0 2668456 2398931 0 0 0 0 0 0 0 0 0 0 325814541 321601606 331006099 326538132 X 0 0 0 0 108069729 112837192 108069729 112837192 439075828 439375324 X 5152290 -384827 X false true X true false MORTGAGE LOANS 83244195 F POLICY LOANS 5874 F OTHER LONG-TERM INVESTMENTS 5547019 F 88797088 0 LIFE AND ANNUITY RESERVES 292544993 ACCIDENT AND HEALTH RESERVES 12762011 DEPOSIT TYPE CONTRACTS 3474387 POLICY AND CONTRACT CLAIMS 3898129 ASSET VALUATION 6765172 INTEREST MAINTENANCE RESERVE 2156914 321601606 73137707 73137707 1122490 694411 1816901 74954608 68417795 68417795 1122490 262033 1384523 69802318 PART XI, LINE 4B OTHER: ADMINISTRATIVE FEES + 272,902 GAIN TRANSFERRED TO IMR + 432,378 LOSS ADJUSTMENT - 10,869 TOTAL $694,411 PART XII, LINE 4B OTHER: ADMINISTRATIVE FEES + 272,902 LOSS ADJUSTMENT - 10,869 TOTAL $262,033 PART IV, QUESTION 11F ASC 740 FOOTNOTE MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. true Central America and the Caribbean Investments 3560141 East Asia and the Pacific PASSIVE INVESTMENTS 3809080 North America PASSIVE INVESTMENTS 6761833 South America PASSIVE INVESTMENTS 847381 Europe (Including Iceland and Greenland) PASSIVE INVESTMENTS 9252135 24230570 24230570 North America GRANTS & SPONSORSHIP 5500 CHECK 1 false false false false false false PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE CHURCHES AS WELL AS OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. true MENNONITE CHURCH USA 718 MAIN STREET NEWTON KS 67114 352157800 501(C)(3) 264007 GRANTS & SPONSORSHIP MENNONITE MISSION NETWORK PO BOX 370 ELKHART IN 46515 350893507 501(C)(3) 10000 GRANTS & SPONSORSHIP GOSHEN THEATER INC 234 SOUTH MAIN SUITE 4 GOSHEN IN 46526 900964247 501(C)(3) 10000 GRANTS & SPONSORSHIP 3 SCHEDULE I, PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE CHURCHES AS WELL AS OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. X false true false KENNETH D HOCHSTETLER PRESIDENT 0 263658 0 63250 0 6187 0 21853 0 23472 0 378420 CHAD HORNING ASSISTANT TREASURER 0 139344 0 30820 0 1655 0 11339 0 16823 0 199981 RODNEY D DILLER VICE PRESIDENT 0 163844 0 38410 0 3627 0 13706 0 23382 0 242969 JAIME ALVAREZ SECRETARY 0 186460 0 41860 0 2529 0 14986 0 11638 0 257474 DELMAR K KING ASSISTANT TREASURER 0 98221 0 31356 0 4711 0 8331 0 15972 0 158591 SIDNEY A RICHARD ASSISTANT VICE PRESIDENT 0 151580 0 16090 0 3577 0 12769 0 23582 0 207597 MARLO J KAUFFMAN ASSISTANT SECRETARY 0 99246 0 18900 0 2228 0 8633 0 23027 0 152034 GLEN KAUFMAN FINANCIAL ADVISOR 0 243861 0 35750 0 3178 0 19862 0 20619 0 323270 CLAIR SAUDER FINANCIAL ADVISOR 0 206501 0 32473 0 2286 0 16792 0 10425 0 268477 0 JAY KREADY FINANCIAL ADVISOR 0 204722 0 44015 0 2332 0 17034 0 27680 0 295783 0 STEVE HERENDEEN FINANCIAL ADVISOR 0 185095 0 39220 0 69136 0 15662 0 22851 0 331964 0 AMANDA ROCK FINANCIAL ADVISOR 0 175525 0 31326 0 1873 0 14046 0 281 0 223051 0 PART I, LINE 4B Steve Herendeen participates in a 457(f) plan that is paid out annually. Contributions are made to the plan through elective employee deferrals of commission income. There are no employer contributions to the plan. In 2017, Steve Herendeen received a payout from the plan of $67,948. SARA ALVAREZ BEAM FAMILY MEMBER 60000 SALARY false FORM 990, PART IV, LINE 12 THE FINANCIAL STATEMENTS ARE PREPARED USING ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE INDIANA DEPARTMENT OF INSURANCE, WHOSE PRACTICES DIFFER FROM ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. FORM 990, PART VI, LINE 6 & 7 EVERENCE ASSOCIATION INC HAS ONLY ONE CLASS OF MEMBERSHIP. THE SOLE DECISION-MAKING POWER OF A MEMBER IS TO ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, LINE 11B THE BOARD OF DIRECTORS HAS DELEGATED THE AUTHORITY TO REVIEW AND APPROVE THE FORM 990 TO THE AUDIT COMMITTEE. FOLLOWING A DETAILED REVIEW BY THE CONTROLLER, A COPY OF THE FORM 990 AND ITS RELATED SCHEDULES WAS PROVIDED TO THE AUDIT COMMITTEE VIA EMAIL. THE AUDIT COMMITTEE REVIEWED THE FORM 990 AND RELATED SCHEDULES AND PROVIDED FEEDBACK, AND AN INDEPENDENT CPA FIRM ALSO REVIEWED THE FORM 990 PRIOR TO SUBMISSION TO THE IRS. FORM 990, PART VI, LINE 12C EVERENCE ASSOCIATION INC EMPLOYS A GENERAL COUNSEL WHO IS RESPONSIBLE FOR DAY-TO-DAY COMPLIANCE OVERSIGHT. DESIGNATED STAFF AND THE GENERAL COUNSEL ARE RESPONSIBLE FOR REVIEWING APPLICABLE LAWS AND REGULATIONS AND ASSURING FULL AND COMPLETE IMPLEMENTATION OF AND COMPLIANCE WITH SUCH POLICIES AND PROCEDURES ARE REVIEWED ON A REGULAR BASIS. THE BOARD OF DIRECTORS AND OFFICERS SIGN A CONFLICT OF INTEREST STATEMENT BI-ANNUALLY. ALL CONFLICTS OF INTEREST ARE EXPECTED TO BE DISCLOSED. IF THERE IS A CONFLICT OF INTEREST WITH A CODE OF CONDUCT, A WHISTLEBLOWER POLICY IS IN PLACE. THERE IS ALSO A WHISTLEBLOWER HOTLINE NUMBER TO CALL. FORM 990, PART VI, LINE 15A THE BOARD OF DIRECTORS PERFORMS AN ANNUAL REVIEW OF EXECUTIVE COMPENSATION. THE LAST REVIEW WAS PERFORMED IN 2017. GOALS AND OBJECTIVES ARE SET FORTH ANNUALLY AND REVIEWED DURING THIS PROCESS. ADDITIONALLY, PERIODIC COMPARISONS TO SIMILAR FOR-PROFIT AND NOT-FOR-PROFIT ENTITIES ARE EXAMINED. FORM 990, PART VI, LINE 19 OUR GOVERNING DOCUMENTS ARE KEPT ON FILE AND ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY INFORMATION IS AVAILABLE UPON REQUEST. SUMMARIZED FINANCIAL INFORMATION FOR ALL EVERENCE ENTITIES IS PUBLISHED IN A REPORT TO THE MEMBERS. THIS REPORT INFORMS THE MEMBER THEY MAY REQUEST THE AUDITED FINANCIAL STATEMENTS. FORM 990, PART IX, LINE 4 ACCIDENT AND HEALTH 30,769,632 LIFE AND ANNUITY 22,803,708 INTEREST & ADJUSTMENT TO CD CONTRACT FUND 194,242 SUPPLEMENTARY CONTRACTS 1,188,767 NET TOTAL OF INCREASE IN ACCIDENT & HEALTH 586,928 LIFE AND ANNUITY RESERVES (4,467,568) DECREASE IN SUPPLEMENTARY CONTRACTS RESERVES (615,313) REFUNDS TO MEMBERS (38) TOTALS $50,460,358 FORM 990, PART XI, LINE 9 CHANGE IN ADMITTED INVESTMENT CARRYING AMOUNTS (158,014) CHANGE IN ASSET VALUATION RESERVE (132,141) CHANGE IN NONADMITTED ASSETS 338,706 GAIN TRANSFERRED TO IMR (432,378) OTHER CHANGES IN SURPLUS (1,000) OTHER CHANGES IN NET ASSETS OR FUND BALANCES = ($384,827) THE MENNONITE FOUNDATION 1110 NORTH MAIN STREET GOSHEN IN 46528 356031936 PUBLIC FDN IN 501 (C) (3) 7 NA true MENNONITE CHURCH USA 1601 W BEARDSLEY ELKHART IN 46515 352157800 CHURCH IN 501 (C) (3) 1 NA false MENNONITE CHURCH BUILDINGS INC 1110 NORTH MAIN STREET GOSHEN IN 46528 356031937 REAL ESTATE IN 501 (C) (3) 11A NA true MENNONITE HEALTH ASSOCIATION 1110 NORTH MAIN STREET GOSHEN IN 46528 311043978 DORMANT IN 501 (C) (3) EVRNCE ASSOC false EVERENCE SERVICES LLC 1110 NORTH MAIN STREET GOSHEN IN 46528 351962055 PAYMASTER IN NA RELATED 1127380 7015739 false 1050 false 0.57246 MMATCO LLP 1110 NORTH MAIN STREET GOSHEN IN 46528 352140530 FIDUCIARY IN NA EVERENCE INSURANCE COMPANY 1110 NORTH MAIN STREET GOSHEN IN 46528 351698689 INSURANCE IN EVRNCE HOLDINGS C CORP true EVERENCE TRUST COMPANY 1110 NORTH MAIN STREET GOSHEN IN 46528 352140529 TRUST COMPANY IN EVRNCE HOLDINGS C CORP true EVERENCE CAPITAL MANAGEMENT INC 1110 NORTH MAIN STREET GOSHEN IN 46528 356038806 INVESTMENTS IN EVRNCE HOLDINGS C CORP true EVERENCE SECURITIES INC 1110 NORTH MAIN STREET GOSHEN IN 46528 830357718 BROKER DEALER IN EVRNCE HOLDINGS C CORP true MMA DISTRIBUTION INC 1110 NORTH MAIN STREET GOSHEN IN 46528 263734503 COMMISSION SR IN EVRNCE HOLDINGS C CORP true EVERENCE HOLDINGS INC 1110 NORTH MAIN STREET GOSHEN IN 46528 263734671 HOLDINGS IN EVERENCE ASSOC C CORP 47885112 39121482 1.00000 true EVERENCE REAL ESTATE HOLDINGS INC 1110 NORTH MAIN STREET GOSHEN IN 46528 352471296 REAL ESTATE IN EVRNCE HOLDINGS C CORP true true true false true false true false false false false true false false false true true false false false MENNONITE CHURCH BUILDINGS INC A 176710 FMV MENNONITE CHURCH BUILDINGS INC D 4046703 FMV MENNONITE CHURCH BUILDINGS INC K 407054 FMV MMA DISTRIBUTION A 71198 FMV MMA DISTRIBUTION D 825000 FMV EVERENCE TRUST COMPANY B 499 FMV EVERENCE SERVICES P 3653972 FMV EVERENCE SERVICES O 7271544 FMV EVERENCE HOLDINGS INC F 1533675 FMV EVERENCE HOLDINGS INC B 3105000 FMV