2018-09-11T21:59:15-05:00 2017-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2017-01-01 880063564 ONE NEVADA CREDIT UNION ONEN 7026414258 2645 S MOJAVE ROAD LAS VEGAS NV 89121 STEPHEN O'DONNELL SVP, CFO 7029485392 2018-08-09 1 MARY C GREEN P00447183 6022662248 67.137.57.251 2018-08-09 14:22:51 US P 349FA6A09F14A8488E666BA083D8A2EAE4451340 349FA6A09F14A8488E666BA083D8A2EAE4451340 2017 2018-06-14 16:35:46Z STEPHEN O'DONNELL 2645 S MOJAVE RD LAS VEGAS NV 89121 57312639 0 X WWW.ONENEVADA.ORG X 1950 NV TRUSTED PROVIDER OF SUPERIOR FINANCIAL SERVICES TO OUR MEMBER-OWNERS. 7 7 304 12 497176 124589 0 0 51615090 52241170 3060385 5071469 0 0 54675475 57312639 0 0 606817 621183 21192264 20990177 0 0 0 22829454 26108770 44628535 47720130 10046940 9592509 833942170 877314577 734396216 768245149 99545954 109069428 TRUSTED PROVIDER OF SUPERIOR FINANCIAL SERVICES TO OUR MEMBER-OWNERS. 0 0 PROVIDE FINANCIAL SERVICES TO MEMBER-OWNERS. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 1 8451 0 1 304 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X STEPHEN O'DONNELL 7029485392 2645 S MOJAVE RD LAS VEGAS NV 89121 BILLY MCCOY BOARD OF DIRECTORS 1.00 X 0 0 0 MICHAEL LANTZ BOARD OF DIRECTORS 1.00 X 0 0 0 MARK FERRARIO BOARD OF DIRECTORS 1.00 X 0 0 0 DENNIS SHIPLEY BOARD OF DIRECTORS 1.00 X 0 0 0 VINCE ECKELKAMP BOARD OF DIRECTORS 1.00 X 0 0 0 PETE PETERSON BOARD OF DIRECTORS 1.00 X 0 0 0 BILL FLAXA BOARD OF DIRECTORS 1.00 X 0 0 0 BRAD BEAL PRESIDENT/CEO 40.00 X 519571 0 42560 PAUL PARRISH EVP/COO 40.00 X 331854 0 33341 TOM ERNSPERGER SVP 40.00 X 241733 0 29168 MICHAEL TRAFICANTI SVP 40.00 X 244171 0 30778 GREG BARNES SVP/CMO 40.00 X 152136 0 17625 STEVE O'DONNELL SVP/CFO 40.00 X 214810 0 25188 ROGER WHITE REAL ESTATE LOAN OFFICER 40.00 X 228731 0 17778 ANTHONY TUASON REAL ESTATE LOAN OFFICER 40.00 X 192872 0 17258 KENNETH HUGHES REAL ESTATE LOAN OFFICER 40.00 X 155569 0 6832 KIM WESTOVER VP REAL ESTATE 40.00 X 199725 0 22109 JEFF TIBBITS VP IT 40.00 X 138593 0 20495 2619765 0 263132 11 0 1 0 VANTIV 8500 GOVERNORS HILL DRIVE SYMMES TOWNSHIP OH 45249 ATM AND DEBIT CARD PROCESSOR 1396806 ON TARGET MEDIA 621 DU FORT AVE HENDERSON NV 89002 MARKETING/MEDIA 1322605 PSCU 560 CARILLON PARKWAY ST PETERSBURG FL 33716 CREDIT CARD & GIFT CARD PROCESSOR 882609 FISERV 1880 PARK VIEW DR STE 100 SAINT PAUL MN 55126 CORE PLATFORM PROCESSOR/ HARDWARE AND SO 693748 48 PROGRAM SERVICE REVENUE 522100 51743994 51743994 UNRELATED BUSINESS INCOME 522100 497176 497176 52241170 5057816 5057816 13653 0 13653 13653 13653 57312639 51743994 497176 5071469 621183 2882895 13988877 1116493 1713037 1288875 337916 662131 2636780 2839685 360307 2501878 OPERATIONS 9276212 PROVISION FOR LOAN LOSS 3048396 OTHER EXPENSES 2304515 LOAN SERVICING EXPENSE 2140950 47720130 349357976 364088938 1615835 1723566 421003098 442037400 2188869 2376873 24767794 17310404 6886666 7457390 41430880 48357137 11458846 11273273 833942170 877314577 3945200 4177951 723042 647352 729727974 763419846 734396216 768245149 X 0 0 0 0 99545954 109069428 99545954 109069428 833942170 877314577 9592509 -69037 0 X 0 0 0 NAFCU PAC 3138 10TH ST NORTH ARLINGTON VA 22201 5000 PART I-A, LINE 1: THE ORGANIZATION CONTRIBUTES TO NEVADA STATE LEGISLATOR CAMPAIGNS AND POLITICAL ACTION COMMITTEES (INDIRECT CONTRIBUTIONS) THAT ARE USED FOR ADMINISTRATIVE ACTIVITIES AND SOME CAMPAIGN CONTRIBUTIONS AS THE POLITICAL ACTION COMMITTEES SEE FIT. THE ORGANIZATION DOES NOT PARTICIPATE IN ANY POLITICAL CAMPAIGN ACTIVITIES FOR ANY CANDIDATE. 1399762 1399762 8382608 5129453 3253155 2221897 856535 1365362 12763527 11324416 1439111 7457390 CORPORATE CENTRALS 4259636 C FED AGENCY SECURITIES 42132791 C MORTGAGE SERVICING RIGHTS 976151 C SERVICE ORGANIZATIONS 988559 C 48357137 OTHER LIABILITIES 763419846 763419846 X 1 1 X X X X X 0 1 0 BRAD BEAL PRESIDENT/CEO 519571 0 0 0 0 0 33782 0 8778 0 562131 0 0 0 PAUL PARRISH EVP/COO 331854 0 0 0 0 0 24563 0 8778 0 365195 0 0 0 TOM ERNSPERGER SVP 241733 0 0 0 0 0 20390 0 8778 0 270901 0 0 0 MICHAEL TRAFICANTI SVP 244171 0 0 0 0 0 22000 0 8778 0 274949 0 0 0 GREG BARNES SVP/CMO 152136 0 0 0 0 0 13468 0 4157 0 169761 0 0 0 STEVE O'DONNELL SVP/CFO 214810 0 0 0 0 0 16410 0 8778 0 239998 0 0 0 ROGER WHITE REAL ESTATE LOAN OFFICER 228731 0 0 0 0 0 9000 0 8778 0 246509 0 0 0 ANTHONY TUASON REAL ESTATE LOAN OFFICER 192872 0 0 0 0 0 8480 0 8778 0 210130 0 0 0 KENNETH HUGHES REAL ESTATE LOAN OFFICER 155569 0 0 0 0 0 6832 0 0 0 162401 0 0 0 KIM WESTOVER VP REAL ESTATE 199725 0 0 0 0 0 13331 0 8778 0 221834 0 0 0 JEFF TIBBITS VP IT 138593 0 0 0 0 0 11717 0 8778 0 159088 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 ONE NEVADA CREDIT UNION IS A MEMBER-OWNED STATE CHARTERED FINANCIAL INSTITUTION. FORM 990, PART VI, SECTION A, LINE 7A ONE NEVADA CREDIT UNION IS A MEMBER-OWNED STATE CHARTERED FINANCIAL INSTITUTION. FORM 990, PART VI, SECTION A, LINE 7B VARIOUS DECISIONS COULD BE REQUIRED TO BE BROUGHT BEFORE THE MEMBERS (E.G. CHARTER CHANGE) FORM 990, PART VI, SECTION B, LINE 11B ONCU MANAGEMENT, AS DESIGNATED BY THE BOARD, PROVIDES REQUESTED DATA TO ITS THIRD-PARTY CPA FIRM; ONCU THEN RELIES ON ITS THIRD-PARTY CPA FIRM TO CORRECTLY GENERATE THE FORMS; ONCU MANAGEMENT REVIEWS THE FORMS; ONCU THEN RELIES ON ITS THIRD-PARTY CPA FIRM TO CORRECTLY FILE THE FORMS WITH THE IRS FORM 990, PART VI, SECTION B, LINE 12C THE CORPORATE/BOARD GOVERNANCE POLICIES ARE REVIEWED PERIODICALLY WITH ALL EMPLOYEES AND OFFICIALS FORM 990, PART VI, SECTION B, LINE 15 THE BOARD APPOINTED COMPENSATION COMMITTEE MEETS ANNUALLY TO REVIEW AND RECOMMEND TO THE BOARD OF DIRECTORS BOTH THE ANNUAL INCENTIVE BONUS PROGRAM AND OVERALL COMPENSATION PLAN FOR THE PRESIDENT/CEO, BRAD BEAL. THE PROCESS INCLUDES A REVIEW OF COMPETITIVE CEO SALARY SURVEY DATA FROM THE CARDWELL AND ASSOCIATES TOP 200 CREDIT UNIONS CEO TOTAL COMPENSATION SURVEY AND OTHER INDUSTRY PUBLICATIONS AS APPROPRIATE, SUCH AS THE KGA EXECUTIVE SALARY SURVEY REVIEW/CHIEF EXECUTIVE OFFICE. ANNUALLY, THE BOARD CONDUCTS A PERFORMANCE REVIEW WITH THE PRESIDENT/CEO TO REVIEW HIS OVERALL PERFORMANCE AND GOAL ATTAINMENT, ESTABLISH FUTURE PERFORMANCE GOALS AND DETERMINE THE PRESIDENT/CEO'S ANNUAL COMPENSATION. FOR OTHER OFFICERS AND KEY EMPLOYEES A SIMILAR PROCESS AS NOTED ABOVE, IN TERMS OF UNTILIZATION OF THIRD PARTY RESOURCE DATA. FORM 990, PART VI, SECTION C, LINE 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. ONE NEVADA REALTY SERVICES LLC 2645 S MOJAVE RD LAS VEGAS NV 89121 620199796 REAL ESTATE BROKERAGE NV 13654 75450 ONE NEVADA CREDIT UNION ONE NEVADA INSURANCE SERVICES LLC 2645 S MOJAVE RD LAS VEGAS NV 89121 611513740 AUTO & HOMEOWNER INSURANCE NV 570880 401650 ONE NEVADA CREDIT UNION