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        <Taxable2Amt>0</Taxable2Amt>
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      <SupplementaryInformationGrp>
        <ContributingManagerNm>howard michaels</ContributingManagerNm>
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          <RecipientBusinessName>
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          <RecipientUSAddress>
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            <CityNm>bronx</CityNm>
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            <ZIPCd>10471</ZIPCd>
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            <ZIPCd>10012</ZIPCd>
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            <CityNm>NEW YOrk</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10019</ZIPCd>
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            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>11530</ZIPCd>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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          <RecipientBusinessName>
            <BusinessNameLine1Txt>CHABAD OF NORTH HAVEN</BusinessNameLine1Txt>
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          <RecipientUSAddress>
            <AddressLine1Txt>36 WEST WATER ST PO BOX 2526</AddressLine1Txt>
            <CityNm>SAG HARBOR</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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          <GrantOrContributionPurposeTxt>GENERAL CHARITABLE PURPOSE</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SOUTHAMPTON ART CENTER</BusinessNameLine1Txt>
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            <AddressLine1Txt>25 JOBS LANE</AddressLine1Txt>
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            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>11968</ZIPCd>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
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            <AddressLine1Txt>770 EASTERN PARKWAY SUITE 405</AddressLine1Txt>
            <CityNm>BROOKLYN</CityNm>
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          <RecipientBusinessName>
            <BusinessNameLine1Txt>LI LGBT NETWORK</BusinessNameLine1Txt>
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        <StockNm>1000 SHS QWEST CORP NT EXP 06/15/57</StockNm>
        <EOYBookValueAmt>25006</EOYBookValueAmt>
        <EOYFMVAmt>25490</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>25000 SHS BANK AMER CORP MEDIUM TERM</StockNm>
        <EOYBookValueAmt>21116</EOYBookValueAmt>
        <EOYFMVAmt>19200</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>18600 SHS BARCLAYS BANK PLC LKD</StockNm>
        <EOYBookValueAmt>19007</EOYBookValueAmt>
        <EOYFMVAmt>16500</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHUBB LTD</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>71275</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONDUENT INC COM</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>3134</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERITIV CORP COM</StockNm>
        <EOYBookValueAmt>226</EOYBookValueAmt>
        <EOYFMVAmt>293</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc2210400001">
      <USGovtObligationsBookVlEOYAmt>0</USGovtObligationsBookVlEOYAmt>
      <USGovtObligationsEOYFMVAmt>0</USGovtObligationsEOYFMVAmt>
      <StateLocalSecBookVlEOYAmt>256780</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>275680</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpensesScheduleGrp>
        <Desc>non deductible expenses alliancebernstein passthru</Desc>
        <RevenueAndExpensesPerBooksAmt>156</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>deductions FROM ALLIANCEBERNSTEIN HOLDING LP</Desc>
        <RevenueAndExpensesPerBooksAmt>10</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>10</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>OTHER OFFICE EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>25</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>12</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>13</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc2001500001">
      <OtherIncomeDetail>
        <Desc>fROM ALLIANCEBERNSTEIN HOLDING LP - ORDINARY INCOME</Desc>
        <RevenueAndExpensesPerBooksAmt>431</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>4</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>431</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>frOM ALLIANCEBERNSTEIN HOLDING LP - OTHER INCOME</Desc>
        <RevenueAndExpensesPerBooksAmt>310</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>310</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <TaxesSchedule documentId="RetDoc2002500001">
      <TaxesDetail>
        <CategoryTxt>NYS CORP TAX</CategoryTxt>
        <Amt>250</Amt>
        <NetInvestmentIncomeAmt>250</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>Excise TAX</CategoryTxt>
        <Amt>1187</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>Foreign Tax Withheld</CategoryTxt>
        <Amt>58</Amt>
        <NetInvestmentIncomeAmt>58</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>Foreign Tax Withheld - Alliancebernstein Holding LP</CategoryTxt>
        <Amt>60</Amt>
        <NetInvestmentIncomeAmt>60</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>