2018-03-15T08:13:30-05:00 2017-06-30 BKD LLP 200 E Main St Suite 700 Fort Wayne IN 46802 990 2016-07-01 340714687 UNIVERSITY OF MOUNT UNION % PATRICK D HEDDLESTON UNIV 3308236572 1972 CLARK AVE ALLIANCE OH 44601 PATRICK D HEDDLESTON VP FOR BUS. AFFAIRS 3308236572 2018-05-15 true Lauren R Denton P01571860 2604604000 167.68.126.162 35027420180745000001 2018-03-15 P 34D21B9E2600067E2DE94413EFEE0AFAF4BAB308 62666A503A81B2947B682265DE4EC8DF4B46B90C 2016 2021-01-29 14:40:06Z PATRICK D HEDDLESTON 1972 CLARK AVE ALLIANCE OH 44601 101277334 false X WWW.MOUNTUNION.EDU X 1846 OH WITH 59 UNDERGRAD MAJORS AND 57 MINORS TO CHOOSE FROM, UNIVERSITY OF MOUNT UNION OFFERS A WIDE ARRAY OF ACADEMIC COURSEWORK IN KEEPING WITH THE LIBERAL ARTS TRADITION. 37 37 1796 188 101318 38210 4285691 5203216 74413638 77657402 -77476 5108399 74040 63385 78695893 88032402 27593047 29225556 0 0 31791019 33349547 0 0 2102092 24524153 24104672 83908219 86679775 -5212326 1352627 292864449 297398240 43778981 38139712 249085468 259258528 X THE UNIVERSITY AFFIRMS THE INSTITUTION'S MISSION TO PREPARE STUDENTS FOR FULFILLING LIVES, MEANINGFUL WORK AND RESPONSIBLE CITIZENSHIP. WITH 59 MAJORS AND 57 MINORS IN UNDERGRADUATE STUDIES TO CHOOSE FROM, UNIVERSITY OF MOUNT UNION OFFERS A WIDE ARRAY OF ACADEMIC COURSEWORK IN KEEPING WITH THE LIBERAL ARTS TRADITION. false false 62734184 29225556 63080913 THE LARGEST PROGRAM SERVICE IS UNDERGRADUATE AND GRADUATE EDUCATION BACHELOR'S DEGREES IN ARTS, MUSIC, MUSIC EDUCATION AND SCIENCE ARE OFFERED. THERE ARE 59 UNDERGRADUATE MAJORS INCLUDING BUSINESS ADMINISTRATION, EDUCATION AND SPORTS BUSINESS. MASTER'S DEGREES IN PHYSICIAN ASSISTANCE STUDIES AND ART AND EDUCATIONAL LEADERSHIP ARE OFFERED. THE TOTAL ENROLLMENT FOR FALL 2016 WAS 2,281 STUDENTS. 13239957 14214278 AUXILIARY SERVICES IS ONE OF THE LARGEST PROGRAM SERVICES WHICH INCLUDES HOUSING STUDENTS AND PROVIDING CONTRACTED FOOD SERVICES. MOUNT UNION ALSO OWNS AND OPERATES A BOOKSTORE WHICH PROVIDES BOOKS AND APPAREL FOR STUDENTS. 2551550 362211 INTERCOLLEGIATE ATHLETICS IS A PROGRAM SERVICE THAT IS OFFERED TO OUR STUDENTS. THE UNIVERSITY HAS 23 DIFFERENT MEN'S AND WOMEN'S TEAMS AVAILABLE UNDER THE AUTHORITY OF THE NCAA DIVISION III. IN THE 2016 YEAR, 821 STUDENTS COMPETED IN AT LEAST ONE SPORT AND THE UNIVERSITY HAS A STEEP TRADITION IN THE OHIO ATHLETIC CONFERENCE, THE THIRD OLDEST ATHLETIC CONFERENCE IN THE COUNTRY. MANY OF OUR ATHLETIC TEAMS ARE VERY COMPETITIVE, BOTH WITHIN THE OAC AND ON A NATIONAL STAGE. PROGRAM EXPENSES WITHIN INTERCOLLEGIATE ATHLETICS REPRESENTS COMPENSATION FOR COACHES AND TEAM EXPENSES, WHILE REVENUE ONLY ENCOMPASSES TICKET SALES. AS A DIVISION III SCHOOL, MOUNT UNION OFFERS NO ATHLETIC SCHOLARSHIPS, ALLOWING OUR STUDENTS TO PARTICIPATE IN INTERCOLLEGIATE ATHLETICS AS AN EXTENSION OF THEIR OVERALL LIVING AND LEARNING EXPERIENCE. 78525691 true true false false false false false false false true true false false false true false true false true false true false false false false true false false true true true false false false false false false true true true false true false false false true true false false false true 173 0 true 1796 true true true false false false false true true false false false false X 37 37 false false false false false false false true true false false true true true true true true true true false AK AZ MA NH OH WA X PATRICK D HEDDLESTON 3308236572 1972 CLARK AVE ALLIANCE OH 44601 GARY S ADAMS TRUSTEE 1.0 0.0 X 0 0 0 STEVEN J BARR TRUSTEE 1.0 0.0 X 0 0 0 HEIDI K BARTHOLOMEW TRUSTEE 1.0 0.0 X 0 0 0 VICTOR J BOSCHINI TRUSTEE 1.0 0.0 X 0 0 0 GINGER F BROWN TRUSTEE 1.0 0.0 X 0 0 0 BRADLEY D CARMAN TRUSTEE 1.0 0.0 X 0 0 0 KENNETH W CHALKER TRUSTEE 1.0 0.0 X 0 0 0 P ROGER CLAY TRUSTEE 1.0 0.0 X 0 0 0 JAMES E COSTANZO TRUSTEE 1.0 0.0 X 0 0 0 MATTHEW G DARRAH TRUSTEE VICE CHAIR 1.0 0.0 X X 0 0 0 RICHARD L DRAKE TRUSTEE 1.0 0.0 X 0 0 0 JOHN J FLYNN TRUSTEE 1.0 0.0 X 0 0 0 SCOTT R GINDLESBERGER TRUSTEE 1.0 0.0 X 0 0 0 SUZAN GORIS TRUSTEE 1.0 0.0 X 0 0 0 ALLEN E GREEN TRUSTEE - BOARD CHAIR 1.0 0.0 X X 0 0 0 FRED J HAUPT TRUSTEE 1.0 0.0 X 0 0 0 NANCY HILL TRUSTEE 1.0 0.0 X 0 0 0 W MICHAEL JARRETT TRUSTEE 1.0 0.0 X 0 0 0 DWIGHT S JORDAN TRUSTEE 1.0 0.0 X 0 0 0 DANIEL R KELLER TRUSTEE 1.0 0.0 X 0 0 0 ROBERT A KERR TRUSTEE 1.0 0.0 X 0 0 0 WILLIAM G KROCHTA TRUSTEE 1.0 0.0 X 0 0 0 ROBERT W MAHONEY TRUSTEE 1.0 0.0 X 0 0 0 APRIL C MASON TRUSTEE 1.0 0.0 X 0 0 0 GERARD P MASTROIANNI TRUSTEE 1.0 0.0 X 0 0 0 VANITA OELSCHLAGER TRUSTEE 1.0 0.0 X 0 0 0 MICHAEL A PARNELL TRUSTEE 1.0 0.0 X 0 0 0 JOHN F PETERS TRUSTEE 1.0 0.0 X 0 0 0 JOEL L SASSA TRUSTEE 1.0 0.0 X 0 0 0 GRETCHEN L SCHULER TRUSTEE - BOARD SECRETARY 1.0 0.0 X X 0 0 0 WILLIAM F SCHUMACHER III TRUSTEE 1.0 0.0 X 0 0 0 LARRY D SHINN TRUSTEE 1.0 0.0 X 0 0 0 MARCUS L SMITH TRUSTEE 1.0 0.0 X 0 0 0 LAURENCE E TALLEY TRUSTEE 1.0 0.0 X 0 0 0 C REGGIE THOMAS TRUSTEE 1.0 0.0 X 0 0 0 SANDRA L THOMAS TRUSTEE 1.0 0.0 X 0 0 0 LEE ANN THORN TRUSTEE 1.0 0.0 X 0 0 0 PATRICIA DRAVES VP FOR ACADEMIC AFFAIRS 40.0 0.0 X 192231 0 69487 GREGORY KING VP FOR ADVANCEMENT 40.0 0.0 X 186374 0 25359 PATRICK HEDDLESTON VP BUSINESS AFFAIRS/TREASURER 40.0 0.0 X 185057 0 51870 JOHN FRAZIER VP FOR STUDENT AFFAIRS 40.0 0.0 X 149999 0 15993 MELISSA GARDNER VICE PRESIDENT FOR MARKETING 40.0 0.0 X 92474 0 21311 MICHELLE SUNDSTROM VP FOR ENROLLMENT SERVICES 40.0 0.0 X 122346 0 12266 WILLIAM MERRIMAN PRESIDENT 40.0 0.0 X 331665 0 116938 LARRY KEHRES ATHLETIC DIRECTOR 40.0 0.0 X 203671 0 28575 OSAMA JADAAN PROFESSOR C.E. AND M.E. 40.0 0.0 X 133819 0 27854 ROBERT FRAMPTON ASSOCIATE PROF. PHYS. THERAPY 40.0 0.0 X 118339 0 29266 NEZAM AL-NSAIR PROFESSOR, NURSING 40.0 0.0 X 125142 0 16312 BETSY EKEY ASSOCIATE PROF. PHYS. ASISTANT 40.0 0.0 X 114256 0 11769 RONALD CROWL ASSOCIATE VP FOR PLANNING 40.0 0.0 X 108692 0 11217 RICHARD GIESE PRESIDENT (LEFT 6/30/2015) 40.0 0.0 X 247103 0 0 2311168 0 438217 16 true true false RUFFALO CODY HOLDINGS LLC P O BOX 718 DES MOINES IA 50303 CONSULTING 184943 1 150963 5052253 455496 5203216 STUDENT TUITION 611710 62443610 62443610 DORMITORIES 611710 7635127 7635127 FOOD SERVICE 611710 5119147 5119147 BOOK STORE SALES 451110 1163963 1083710 80253 RENTAL/HOUSING 611710 245580 245580 1049975 1028910 21065 77657402 2083442 2083442 0 3276 3276 45604 45604 0 45604 45604 16260274 13235317 3024957 3024957 3024957 0 0 0 24120 9615 14505 14505 0 0 0 0 88032402 77556084 101318 5171784 0 29225556 29225556 0 0 1623354 741506 487287 394561 0 23892355 20968083 2102407 821865 2101068 1628736 403753 68579 3984725 3025018 774613 185094 1748045 1373203 277805 97037 0 294344 108794 185550 74350 74350 0 0 0 3464541 3293016 171525 407575 374728 2363 30484 3920736 3181283 578349 161104 1752371 1651671 100700 0 3640705 3425354 215351 1433955 1301378 29107 103470 0 589082 361451 83418 144213 1160568 1123345 37223 0 5554871 5444609 110262 247624 247624 DUES & MEMBERSHIPS 279254 134926 103824 40504 EQUIPMENT 594662 585585 9003 74 CATERING EXPENSE 324354 203656 73259 47439 COLLECTION EXPENSE 214990 214990 150690 126169 16853 7668 86679775 78525691 6051992 2102092 X 5844 4239 25024937 23534090 2140221 2006504 1084197 1400366 0 0 0 0 3419240 3290264 305022 324677 0 0 233347225 84529841 152502563 148817384 86773406 95611492 9678603 10129850 0 0 0 0 11930416 12279374 292864449 297398240 6287761 6557809 0 0 3197889 3155013 22560000 21755252 0 0 0 0 0 0 8525151 3704179 3208180 2967459 43778981 38139712 X 123435311 123993902 60146296 67421421 65503861 67843205 249085468 259258528 292864449 297398240 X 1352627 8176404 644029 X false true X true true true X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false 122871421 1809746 14078537 2267493 3732507 132759704 132648757 1045789 -4773125 2277248 3772752 122871421 136177125 1868429 403203 2090623 3709377 132648757 124860444 -1020763 18017444 1979068 3700932 136177125 120265653 -4441171 14285962 1887710 3362290 124860444 0.51000 0.49000 false false 22398322 22398322 189993171 68247149 121746022 20334150 16282692 4051458 621582 621582 148817384 0 DEPOSIT AND OTHER 1337172 ANNUITY OBLIGATIONS 1630287 2967459 67576863 8176404 593613 8770017 58806846 29225556 29225556 88032402 57463834 9615 9615 57454219 29225556 29225556 86679775 SCHEDULE D, PART V, LINE 4 ENDOWMENT FUNDS ARE HELD IN PERPETUITY FOR THE PURPOSES OF ANNUALLY PROVIDING A PERCENTAGE OF THEIR VALUE AS SCHOLARSHIPS, PROFESSORSHIPS, FACILITIES, PRIZES AND ACADEMIC PROGRAMS. ASC 740 Management has evaluated their income tax positions under the guidance included in ASC 740. Based on their review, management has not identified any material uncertain tax positions to be recorded or disclosed in the financial statements. PART XI, LINE 2D Gaming Expense 9,615 Change in Value of Split-Interest Agreements 583,998 Total: 593,613 Part XI, Line 4B Financial Aid 29,225,556 PART XII, LINE 2D Gaming Expense 9,615 Part XII, Line 4B Financial Aid 29,225,556 true true true true true true true false false false false false false false false true false true SCHEDULE E, PART I, LINE 3 THE POLICY REQUIREMENT IS MET BY INCLUDING A STATEMENT ON ALL PUBLICATIONS AND ADVERTISING. A NONDISCRIMINATORY STATEMENT IS ALSO AVAILABLE ON THE WEBSITE. SCHEDULE E, PART I, LINE 6A THE UNIVERSITY OF MOUNT UNION RECEIVES FEDERAL PELL GRANTS, TEACH GRANTS, SEOG, CWSP, AND FEDERAL PERKINS LOANS FROM THE DEPARTMENT OF EDUCATION. North America Program Services EDUCATIONAL ACTIVITIES 3216 Sub-Saharan Africa Program Services EDUCATIONAL ACTIVITIES 187 East Asia and the Pacific Program Services EDUCATIONAL ACTIVITIES 2763 Europe (Including Iceland and Greenland) Program Services EDUCATIONAL ACTIVITIES 21515 South America Program Services EDUCATIONAL ACTIVITIES 42 Central America and the Caribbean Program Services EDUCATIONAL ACTIVITIES 25938 Central America and the Caribbean PASSIVE INVESTMENTS 36462 90123 90123 false false true true true false AL AK AZ AR CA CO CT DC FL HI IL KS KY LA ME MD MA MI MN MS MO NH NJ NM NY NC ND OH OK OR PA RI SC TN UT VA WA WV false false 24120 2935 5540 1140 true 1.00000 24120 2935 5540 1140 9615 14505 OH false THIS WAS A REVERSE RAFFLE/SILENT AUCTION EVENT. PER LEGAL RECOMMENDATION, STATE LICENSE WAS NOT REQUIRED. false false false 1.00000 TIFFANY HOGYA 1972 CLARK AVE ALLIANCE OH 44601 false TIFFANY HOGYA RECORDKEEPING, MONEY COUNTING, FINDING VOLUNTEERS X false true SCHOLARSHIPS AND FINANCIAL AID 2109 29225556 SCHEDULE I, PART I, LINE 2 PROCEDURES FOR MONITORING THE USE OF GRANT FUNDS TO U.S. AFTER A STUDENT HAS BEEN ACCEPTED TO THE UNIVERSITY OF MOUNT UNION, THEY MUST FILE A FAFSA. MOUNT UNION CONSIDERS ACADEMIC SCHOLARSHIPS, OUTSIDE SCHOLARSHIPS, FEDERAL GRANTS AND STATE ELIGIBILITY IN THAT RESPECTIVE ORDER. IF THE STUDENT NEEDS FURTHER ASSISTANCE, THE COLLEGE OFFERS FEDERAL LOANS, COLLEGE GRANTS AND EMPLOYMENT OPPORTUNITIES. FINANCIAL AID BASED ON NEED IS AWARDED ON FAFSA CALCULATIONS AND THE RESULTING FINANCIAL AID THAT IS TO BE MET. ACADEMIC SCHOLARSHIPS ARE AWARDED BASED ON HIGH SCHOOL GPA, CLASS RANK AND STANDARD TEST SCORES. NEED-BASED GRANTS CAN BE ALLOCATED TO RETURNING STUDENTS BASED ON PREVIOUS YEARS AS LONG AS FINANCIAL NEED IS STILL PRESENT. ACADEMIC SCHOLARSHIPS CONTINUE BASED ON THE STUDENT'S CUMULATIVE GPA AT THE END OF THE YEAR. X X X true true X X X X X X false true false false false false false false false PATRICIA DRAVES VP FOR ACADEMIC AFFAIRS 191246 0 50 0 935 0 19897 0 49590 0 261718 0 0 GREGORY KING VP FOR ADVANCEMENT 175569 0 0 0 10805 0 18082 0 7277 0 211733 0 0 PATRICK HEDDLESTON VP BUSINESS AFFAIRS/TREASURER 184122 0 0 0 935 0 19465 0 32405 0 236927 0 0 JOHN FRAZIER VP FOR STUDENT AFFAIRS 149064 0 0 0 935 0 14975 0 1018 0 165992 0 0 WILLIAM MERRIMAN PRESIDENT 277162 0 50000 0 4503 0 59833 0 57105 0 448603 0 0 RICHARD GIESE PRESIDENT (LEFT 6/30/2015) 247103 0 0 0 0 0 0 0 0 0 247103 0 0 OSAMA JADAAN PROFESSOR C.E. AND M.E. 133819 0 0 0 0 0 14164 0 13690 0 161673 0 0 LARRY KEHRES ATHLETIC DIRECTOR 202241 0 0 0 1430 0 20609 0 7966 0 232246 0 0 SCHEDULE J, PART I, LINE 1A THE PRESIDENT AND THE VP OF ADVANCEMENT HAVE COUNTRY CLUB DUES PAID BY THE UNIVERSITY FOR BUSINESS ENTERTAINMENT PURPOSES. THE DUES IN COLUMN III ARE TAXABLE FOR PERSONAL USE. USAGE IS DOCUMENTED TO DETERMINE THE PERSONAL VERSUS BUSINESS USE. HOUSING FOR THE PRESIDENT IS PROVIDED BY THE UNIVERSITY AND REQUIRED BY CONTRACT. THE RESIDENCE IS CONTIGUOUS TO THE CAMPUS, THE PRESIDENT IS REQUIRED TO LIVE THERE AND IS REQUIRED TO CONDUCT UNIVERSITY-RELATED BUSINESS THERE PER HIS CONTRACT. DUE TO CODE SECTION 117 EXCLUSION, THIS AMOUNT IS NOT INCLUDED IN TAXABLE INCOME. The value of this housing totals $25,000 and is included in column D on pt. II. SCHEDULE J, PART I, QUESTION 4 COLUMN C on pt. ii FOR PRESIDENT MERRIMAN INCLUDES DEFERRED COMPENSATION OF $33,333 AND PAYMENTS INTO A 403(B) AND 457(F) PLAN ESTABLISHED BY THE UNIVERSITY. PART II THE NONTAXABLE BENEFITS FOR PATRICIA DRAVES, PRESIDENT MERRIMAN, AND PATRICK HEDDLESTON IN COLUMN (D) INCLUDE TUITION ASSISTANCE IN THE AMOUNTS OF $36,000, $14,515, AND $16,015 RESPECTIVELY. A STATE OF OHIO HIGHER EDUCATION FACILITY 346849674 67756A2G6 2010-07-26 11204308 STUDENT RESIDENCE - NEW AND RENOVA false false false B STATE OF OHIO HIGHER EDUCATION FACILITY 346849674 2017-02-14 12025000 REFUNDING OF 2006 BONDS false false false A 1344308 0 11216494 825252 0 0 216900 0 169720 10004648 0 0 2011 false false true true B 129748 0 12025000 0 160000 0 0 0 0 0 11865000 0 2008 true false true true A false false false false 0 false false false true B false false false false 0 false false false true A false true false false false false 0 false 0 true B false false true true true false 0 false 0 true A true B true 66530 SCHOLARSHIP SCHOLARSHIP JEFFREY DRAVES HUSBAND OF P DRAVES 112321 COMPENSATION - PROF. OF CHEM. false X 37 455496 AVERAGE STOCK COST false true true SCHEDULE M, PART I, LINE 32B THE UNIVERSITY USES STIFEL NICOLAUS TO LIQUIDATE GIFTS OF STOCK. FORM 990, PART VI, SECTION B, LINE 11B REVIEW IS CONDUCTED BY FINANCE, COMPENSATION AND AUDIT COMMITTEES OF THE BOARD OF TRUSTEES DURING A JOINT MEETING BEFORE THE 990 IS FILED. AFTER THIS REVIEW, A COPY OF THE FORM IS PROVIDED TO ALL BOARD MEMBERS AND THEN SUBMITTED TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C COMPLIANCE WITH UNIVERSITY POLICY ON CONFLICT OF INTEREST IS CONDUCTED BY THE AUDIT COMMITTEE. EVERY TRUSTEE IS REQUIRED TO FILL OUT A CONFLICT OF INTEREST QUESTIONNAIRE ANNUALLY. TRUSTEES ARE REQUIRED TO DISCLOSE ACTUAL OR POTENTIAL CONFLICT OF INTEREST IN ANY TRANSACTION FOR THE UNIVERSITY THAT INVOLVES THEMSELVES OR MEMBERS OF THEIR IMMEDIATE FAMILIES. A SUMMARY OF ALL THE ANSWERS FROM THE QUESTIONNAIRE IS SENT TO MEMBERS OF THE AUDIT COMMITTEE FOR REVIEW AND ANY RELATIONSHIPS ARE ASSESSED TO ENSURE THEY ARE IN COMPLIANCE WITH THE POLICY. POTENTIAL MATTERS UNDER THE POLICY ARE ESCALATED AND REVIEWED BY THE CHAIR OF THE COMMITTEE AND THE PRESIDENT, AS WELL AS LEGAL COUNSEL IF NECESSARY. TRUSTEES WITH ANY DISCLOSED CONFLICT MUST REFRAIN FROM USING PERSONAL INFLUENCE IN THE MATTER AND WILL RECUSE THEMSELVES FROM ANY DISCUSSIONS AND/OR VOTING ON THE MATTER. THE BOARD OF TRUSTEES, AFTER EXERCISING ITS BUSINESS JUDGMENT AND DISCRETION, WILL MAKE A DETERMINATION IF THE TRANSACTION IS REASONABLE, FAIR AND CONSISTENT WITH UNIVERSITY PRACTICES. FORM 990, PART VI, SECTION B, LINE 15A AND 15B THE BOARD HAS ESTABLISHED A COMPENSATION COMMITTEE THAT REVIEWS A COMPENSATION COMPARATIVE OF OTHER OHIO ATHLETIC CONFERENCE (OAC) SCHOOLS AS WELL AS A LIST OF 24 COMPETITOR INSTITUTIONS TO EVALUATE THE SALARY OF THE PRESIDENT AND VICE PRESIDENTS. THE RESULTS ARE REVIEWED BY THE COMPENSATION COMMITTEE, APPROVED BY THE EXECUTIVE COMMITTEE AND DISCLOSED TO THE FULL BOARD OF TRUSTEES. FORM 990, PART VI, SECTION C, LINE 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FORM 990 AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART X Certain reclassifications have been made to the 2016 financial statements to conform to the 2017 financial statement presentation. The reclassifications were a result of the adoption of ASU 2015-03, 'Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs.' The reclassifications were deemed to be immaterial and had no effect on the change in net assets. These have been recorded appropriately on Part X. FORM 990, PART XI, LINE 9 CHANGE IN VALUE OF SPLIT INTEREST AGREEMENT 583,998 CHANGE IN VALUE OF INTEREST RATE SWAP 60,031 TOTAL: 644,029 RAIDERS CORNER LLC 1972 CLARK AVE ALLIANCE OH 44601 340714687 RENTAL OH 216490 1985707 MOUNT UNION RAIDERS PENN LLC 1972 CLARK AVE ALLIANCE OH 44601 340714687 REAL ESTATE OH 340125 MOUNT UNION CHARITABLE REMAINDER TRUSTS (14) 1972 CLARK AVE ALLIANCE OH 44601 CHARITABLE TR OH TRUST false false false false false false false false false false false false false false false false false false false false