2018-05-14T17:09:45-07:00 2017-12-31 990 2017-01-01 590653174 STATE CHARTERED CREDIT UNIONS IN FLORIDA - BRIGHTSTAR CREDIT UNION STAT 9544862728 PO Box 8966 Fort Lauderdale FL 333108966 Biana Murnane EVP/CFO 9548095185 2018-05-14 2017 2022-09-23 18:48:47Z Mike Tomko PO Box 8966 Fort Lauderdale FL 333108966 38037997 0 X www.bscu.org X Credit Union 1946 FL Credit Union 6 6 228 9 41220 -29539 0 0 13348754 13647675 2129368 2290513 14848772 10142797 30326894 26080985 0 0 0 0 9050563 9468983 0 0 0 16606507 14074059 25657070 23543042 4669824 2537943 439904621 462012456 394807266 413467687 45097355 48544769 Credit Union 0 0 23543042 26080985 Income from Credit Union membership and from investments of members funds provided the foundation from which the organization can function and provide services to its restricted membership. 0 0 0 23543042 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 5729 0 1 228 1 1 1 0 0 0 0 0 X 6 6 0 0 0 0 1 1 0 1 1 0 1 1 0 1 1 1 1 1 1 1 0 FL X Biana Murnane 9544862728 5901 Del Lago Circle Sunrise FL 333136341 William Hennessey Board Member 4 0 X 0 0 0 Kevin Cronin Board Member 6 0 X 0 0 0 John Quercia Board Member 2 0 X 0 0 0 Colin Battle Chairman 6 0 X 0 0 0 James Notter Board Member 4 0 X 0 0 0 Brian Sullivan Board Member 4 0 X 0 0 0 Biana Murnane EVP/CFO 40 0 X 249719 0 13554 David Birulin VP Lending 40 0 X 148724 0 13091 Panzina Hill VP HR 40 0 X 127418 0 15037 Dennis Leiva VP Operations 40 0 X X 117008 0 1492 Michael Tomko President & CEO 40 0 X X 368906 0 20812 Dustin Jacobs VP Marketing 40 0 X 105082 0 12295 Matt Meyer VP IT 40 0 X 165690 0 13843 Peter Cao IT Manager 40 0 X 101855 0 12020 1384402 0 102144 8 1 1 0 Allied Barton Security 161 Washington Street Suite 600 Conshohocken PA 19428 Security 132926 Gateway Sevicing Group 7600 E Orchard Rd Suite 320N Greenwood Village CO 80111 Software 115824 CashTrans LLC 3286 Humphries Hill Austell GA 30106 ATM equipment 114527 TruHome Solution LLC 9601 Legler Rd Lenexa KS 66219 Underwriting and Mortgage Services 421607 AGREST Services LLC 18228 SW 3rd Street Pembroke Pines FL 33029 Construction & repair 206083 6 0 0 0 0 0 0 0 0 Member loan interest income 522130 13647675 13647675 0 0 0 0 0 0 13647675 2554312 2554312 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 10553601 1139612 10539450 1417562 14151 -277950 -263799 -263799 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Member fee and charges 522130 5499226 5458006 41220 0 Other Operating Income 522130 4643571 4643571 0 0 0 0 0 0 10142797 26080985 26039765 41220 0 0 0 0 0 618625 7062373 0 -94184 1230837 651332 0 90290 128533 0 0 0 0 834661 4842793 768413 0 1518443 27819 0 245154 6974 0 914738 0 Interest on member's accounts 798841 Provision for Loan Losses 1777355 Loan Servicing Expense 2120045 0 23543042 0 0 0 4332982 4201283 0 0 0 0 696266 1295260 130537 108970 0 0 251937049 302895496 0 0 5219396 6726112 23492727 10505763 10831233 12986964 159677967 126093937 0 0 0 0 0 0 7079191 7704434 439904621 462012456 4522047 5123381 0 0 0 0 0 0 316714 381714 0 0 0 0 0 0 389968505 407962592 394807266 413467687 X 0 0 0 0 45097355 48544769 45097355 48544769 439904621 462012456 X 2537943 -97942 0 0 0 1007413 X 0 1 X 1 0 0 1 X 2450831 0 2450831 12335203 0 4259023 8076180 899196 0 447718 451478 7807497 0 5799022 2008475 0 0 0 0 12986964 0 Member Accounts 407962592 407962592 26080985 0 0 0 0 0 26080985 0 0 0 26080985 23543042 0 0 0 0 0 23543042 0 0 0 23543042 Schedule D, Part IV, Line 2b Funds held in escrow for members with mortgage loans to make home owner tax and insurance payments on their behalf. X 1 1 X 0 1 0 Michael Tomko President & CEO 308318 0 60588 0 0 0 0 0 20812 0 389718 0 0 0 Biana Murnane EVP/CFO 217200 0 32519 0 0 0 0 0 19679 0 269398 0 0 0 David Birulin VP Lending 140299 0 8425 0 0 0 0 0 17934 0 166658 0 0 0 Panzina Hill VP HR 110467 0 16951 0 0 0 0 0 29023 0 156441 0 0 0 Dennis Leiva VP Operations 101096 0 15912 0 0 0 0 0 1492 0 118500 0 0 0 Matt Meyer VP IT 149516 0 16174 0 0 0 0 0 16531 0 182221 0 0 0 Schedule J, Part I, Line 1a Travel for accompanying spouse of Board Member is paid for. Schedule J, Part I, Line 3 Compensation is approved by the Board. Schedule J, Part I, Line 4 457(f) plan for CEO and EVP/CFO of the Credit Union. Colin Batlle Board Member Mortgage Loan X 76400 27565 0 1 1 James Notter Board Member Auto Loan X 25755 17191 0 1 1 Kevin Cronin Board Member Auto Loan X 42392 15234 0 1 1 Dustin Jacobs VP Auto Loan X 31831 23424 0 1 1 Various Various Unsecured Credit Card Loans X 25556 25556 0 1 1 108970 Form 990, Part VI, Section A, Line 6 Credit Union is members driven. Form 990, Part VI, Section A, Line 7a Members elect Board Members. Form 990, Part VI, Section B, Line 11b Form 990 is reviewed and approved by the CFO before being submitted. Form 990, Part VI, Section B, Line 12c Policies and procedures and compliance to these are subject to audits by internal/external auditors. Form 990, Part VI, Section B, Line 15 All salaries are approved by the Board. Form 990, Part VI, Section C, Line 19 Upon request. Form 990, Part XI, Line 9 Unrealized Defined Benefit Pension Costs.