2018-10-02T12:39:39-05:00 2017-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD CINCINNATI OH 45209 990 2017-01-01 370767435 CREDIT UNION 1 CRED 8002526950 200 E CHAMPAIGN AVE RANTOUL IL 618662930 RICHARD BROADDUS CFO/SVP 8002526950 2018-10-01 1 GREGORY HEIMKREITER P01331287 5138713033 2017 2022-09-23 18:48:47Z RICHARD BROADDUS 200 E CHAMPAIGN AVE RANTOUL IL 618662930 45644532 0 X WWW.CREDITUNION1.ORG X CREDIT UNION 1958 IL CREDIT UNION 1 IS A MEMBER-OWNED AND CONTROLLED FINANCIAL INSTITUTION DEDICATED TO PROVIDING CONVENIENT AND COMPETITIVE SERVICES AS A MEANS OF IMPROVING ONGOING ECONOMIC WELL-BEING OF OUR MEMBERS WHILE PROMOTING GROWTH AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. 9 8 405 8 0 0 0 0 35491960 36355550 3539738 7463799 262503 280373 39294201 44099722 0 0 0 0 17975846 19478403 0 0 0 17467384 20251675 35443230 39730078 3850971 4369644 789470481 826333195 720255004 751565554 69215477 74767641 X CREDIT UNION 1 IS A MEMBER-OWNED AND CONTROLLED FINANCIAL INSTITUTION DEDICATED TO PROVIDING CONVENIENT AND COMPETITIVE SERVICES AS A MEANS OF IMPROVING ONGOING ECONOMIC WELL-BEING OF OUR MEMBERS WHILE PROMOTING GROWTH AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. 0 0 PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 16314 0 1 405 1 0 0 0 0 0 0 0 0 X 9 8 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X RICHARD BROADDUS CFOSVP 2178939112 200 E CHAMPAIGN AVE RANTOUL IL 618662930 ROBERT EBERHARDT DIRECTOR 2.00 X 0 0 0 ROBERT LARSON JR DIRECTOR 2.00 X 0 0 0 DONNA ROBINSON DIRECTOR 2.00 X 966 0 0 JOSEPH LYONS DIRECTOR 2.00 X 0 0 0 DANIEL RICCI CHAIRMAN OF THE BOARD 2.00 X 0 0 0 DAVID SCOTT DIRECTOR 2.00 X 0 0 0 THOMAS WELLS JR DIRECTOR 2.00 X 0 0 0 KENT YAGER DIRECTOR 2.00 X 0 0 0 PAUL SIMONS CEO/DIRECTOR/TREASURER 40.00 X X 461965 0 18000 BRENDA CRANE CHIEF OPERATIONS OFFICER 40.00 X 189113 0 14190 SUSAN HEJNOSZ EVP/CHIEF INFORMATION OFFI 40.00 X 208668 0 13195 RICHARD BROADDUS CFO/SVP FINANCE 40.00 X 182176 0 13806 JAMES KAMP VP MEMBER SERVICES/CARDS 40.00 X 115464 0 17949 THEADO BONDS VP BRANCH OPERATIONS 40.00 X 109303 0 5990 DENVER DOUGLAS SR. RESOURCE & DEV. ANALYS 40.00 X 112456 0 7782 TIM RAPSON VP BRANCH OPERATIONS 40.00 X 116916 0 16382 MICHAEL HIRT VP INFO SYSTEMS 40.00 X 134355 0 10772 SUE HEYEN VP HUMAN RESOURCES & TRAIN 40.00 X 103781 0 13083 LENORE HANSEN VP LOSS PREVENTION & RECOV 40.00 X 103260 0 18171 DAN MCLEAN VP REAL ESTATE 40.00 X 115023 0 7549 PAUL FICHTER GENERAL COUNSEL/SVP LEGAL 40.00 X 216654 0 15980 JAMES MCNEIL SENIOR VP RISK MANAGEMENT 40.00 X 177143 0 13498 STEELE HENDRIX SENIOR VP MARKETING 40.00 X 188256 0 13278 ELLIE KRCMAR SENIOR VP BRANCH OPERATION 40.00 X 186922 0 12396 2722421 0 212021 16 1 1 0 0 LOAN INCOME 522100 21067788 21067788 FEE INCOME 522100 10076466 10076466 INTERCHANGE INCOME 522100 3989956 3989956 INSURANCE REIMBURSEMENT 524298 1221340 1221340 36355550 7372976 7372976 280373 0 280373 280373 280373 250985 1384648 250610 1294200 375 90448 90823 90823 44099722 36446373 0 7653349 644141 14143238 4691024 74127 207685 456786 664035 1152266 1689729 1631535 403934 2631148 1820873 234581 DIVIDEND EXPENSE 2544976 VISA / ATM 2411256 PROVISION FOR LOAN LOSS 1719860 OTHER 892884 1716000 39730078 8096411 10081231 46187818 69994223 5687274 425425891 447971226 4427471 55621697 35912025 19347337 19709672 265215543 259117804 352618 353612 14730118 19105427 789470481 826333195 5732238 8547851 1665136 712857630 743017703 720255004 751565554 X 0 0 0 0 69215477 74767641 69215477 74767641 789470481 826333195 X 4369644 1182520 X X 0 0 0 0 1 X 5499334 5499334 22473718 11478783 10994935 6042292 4727624 1314668 11423953 10326289 1097664 10182400 9379329 803071 19709672 SHARE DRAFT DEPOSITS 129015213 MEMBER SHARE DEPOSITS (SAVINGS AND MEMBERSHIP) 298923140 MONEY MARKET SHARE DEPOSIT 203491786 SHARE CERTIFICATE DEPOSITS 75571705 IRA CERTIFICATES 36015859 743017703 PART IV, LINE 2B: THE CREDIT UNION SERVICES 1ST MORTGAGE LOANS AND AS PART OF PROVIDING THIS SERVICE, COLLECTS PROPERTY INSURANCE AND REAL ESTATE TAX PAYMENTS MONTHLY FROM HOME OWNERS. THE CREDIT UNION HOLDS THE FUNDS IN ESCROW UNTIL THE INSURANCE PREMIUMS OR TAX BILLS ARE DUE. X X 1 1 X X X 0 0 0 PAUL SIMONS CEO/DIRECTOR/TREASURER 358001 0 100000 0 3964 0 18000 0 0 0 479965 0 0 0 BRENDA CRANE CHIEF OPERATIONS OFFICER 150900 0 37439 0 774 0 11538 0 2652 0 203303 0 0 0 SUSAN HEJNOSZ EVP/CHIEF INFORMATION OFFI 167006 0 39376 0 2286 0 12545 0 650 0 221863 0 0 0 RICHARD BROADDUS CFO/SVP FINANCE 144500 0 36488 0 1188 0 11087 0 2719 0 195982 0 0 0 PAUL FICHTER GENERAL COUNSEL/SVP LEGAL 176001 0 40473 0 180 0 13261 0 2719 0 232634 0 0 0 JAMES MCNEIL SENIOR VP RISK MANAGEMENT 140004 0 35876 0 1263 0 10779 0 2719 0 190641 0 0 0 STEELE HENDRIX SENIOR VP MARKETING 151986 0 36202 0 68 0 11291 0 1987 0 201534 0 0 0 ELLIE KRCMAR SENIOR VP BRANCH OPERATION 148508 0 37226 0 1188 0 11367 0 1029 0 199318 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS, WHICH ARE THE DEPOSITORS, ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN TRANSACTIONS AND DECISIONS MAY BE SUBJECT TO APPROVAL BY MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE COMPLETED 990 IS REVIEWED BY THE SENIOR VICE PRESIDENT OF FINANCE, SENIOR VP RISK MANAGEMENT, PRESIDENT/CEO AND THE SUPERVISORY COMMITTEE OF THE BOARD OF DIRECTORS FORM 990, PART VI, SECTION B, LINE 12C THE BOARD COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY HAS NOT BEEN AN ISSUE AT THE CREDIT UNION. BOARD MEMBERS NOTIFY THE BOARD OF POTENTIAL CONFLICTS AND REMOVE HIM/HERSELF FROM DISCUSSION OF ANY SUCH AREAS. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO SALARY ANNUALLY AND UTILIZES A COMPENSATION SURVEY PREPARED BY CUES FOR COMPARABILITY PURPOSES. THE CUES EXECUTIVE COMPENSATION GUIDE IS UTILIZED BY THE CEO FOR SALARY COMPARABILITY FOR OFFICERS AND EMPLOYEES MAKING OVER $100,000. FORM 990, PART VI, SECTION C, LINE 19 AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: CMECU MERGER 282,168. DANVILLE BELL MERGER 775,005. DPUC MERGER 125,347. FORM 990, PART XII, LINE 2C: SUPERVISORY COMMITTEE ENGAGES THE CPA FIRM FOR AN ANNUAL AUDIT OF THE FINANCIAL STATEMENT. ADDITIONALLY THE SUPERVISORY COMMITTEE SUPERVISES THE ENTERPRISE RISK MANAGEMENT DEPARTMENT DEPT WHICH INCLUDES 3 EMPLOYEES. CUSO LTD 200 E CHAMPAIGN AVE RANTOUL IL 61866 371131037 DORMANT TRAVEL AGENCY IL C 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0