2025-11-14T14:13:35-05:00 2024-12-31 352072184 DWC CPAS LLC 3454 DOUGLAS RD SOUTH BEND IN 46635 990 2024-01-01 311196894 HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC HABI 5742886967 524 EAST MCKINLEY AVENUE MISHAWAKA IN 46545 JAMES WILLIAMS PRESIDENT & CEO 5742886967 2025-10-13 true true BRIAN OBERLIE CPA P01478163 5742339366 2025-10-19 2024 2025-03-06 01:10:19Z JAMES WILLIAMS 524 EAST MCKINLEY AVENUE MISHAWAKA IN 46545 6027546 false X HFHSJC.ORG X 1987 IN HABITAT BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITY AND HOPE. WE BUILD STRENGTH, STABILITY, AND SELF-RELIANCE THROUGH SHELTER. OUR VISION IS A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. 16 16 40 1483 -54241 2292157 3157179 2355650 1595753 1617693 700016 86107 -23889 6351607 5429059 1000 4195 0 1766184 1641614 0 302671 3510862 2941942 5278046 4587751 1073561 841308 12452171 15774168 2003924 4413020 10448247 11361148 X SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVEYONE HAS A DECENT PLACE TO LIVE. HABITAT FOR HUMANITY OF ST. JOSEPH COUNTY ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT HAVE AN OFFER OF ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH. false false 2720507 4195 1081097 HOME OWNERSHIP, AGING IN PLACE, AND VETERANS PROGRAMS - FAMILIES IN NEED OF A DECENT PLACE TO LIVE IN SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNERS FAMILY'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS, KEEPING HOUSE SIZE MODEST, AND USING DONATED CONSTRUCTION AND MATERIALS AND APPLIANCES, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF- RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS - INSTEAD OF HINDERS - HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESTING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND LONG-TERM CAREER GROWTH. DURING FISCAL YEAR 2024, HABITAT FOR HUMANITY OF ST. JOSEPH COUNTY WORKED ON 32 DIFFERENT CONSTRUCTION PROJECTS: WE COMPLETED AND CLOSED ON 6 HABITAT HOUSES; WE COMPLETED AND CLOSED ON 1 MARKET-RATE HOUSE; WE STARTED ON 8 ADDITIONAL HABITAT HOUSES AND CARRIED THEM OVER TO 2025; WE STARTED ON 2 ADDITIONAL MARKET-RATE HOUSES AND CARRIED THEM OVER TO 2025; WE COMPLETED 15 AGING IN PLACE PROJECTS FOR SENIORS OVER THE AGE OF 60. IN ADDITION, WE TITHED 21,000 TO SERVE INTERNATIONAL FAMILIES. 1,071 INDIVIDUALS WERE PROVIDED VOLUNTEER OPPORTUNITIES, RESULTING IN 4,794 VOLUNTEER HOURS. 1033355 514656 THE ORGANIZATION OPERATED A "RESTORE", NONPROFIT HOME IMPROVEMENT STORE AND DONATION CENTER THAT SELLS NEW AND GENTLY USED FURNITURE, HOME ACCESSORIES, BUILDING MATERIALS, AND APPLIANCES TO THE PUBLIC AT A FRACTION OF THE RETAIL PRICE. THE RESTORE OPERATED TWO BOX TRUCKS THAT PROVIDED LARGE DONATION PICKUP SERVICES IN ST. JOSEPH COUNTY, FREE OF CHARGE, TO ASSIST OUR COMMUNITY IN THEIR EFFORTS TO DECREASE LANDFILL WASTE BY MAKING DONATING AND RECYCLING MORE EASILY ACCESSIBLE. ALL PROCEEDS ARE USED TO FURTHER THE ORGANIZATION'S MISSION. INDIVIDUALS WERE PROVIDED VOLUNTEER OPPORTUNITIES, RESULTING IN 1,108 VOLUNTEER HOURS. THIS INCLUDES COMMUNITY SERVICE WORKERS. 3753862 true true false false false false false false false true true false true false true true true true false false false false false false true false false false false true false false false false false false false false true false false false true false false false false true 53 0 40 true false false false false false true true false false false false false false X 16 16 false false false false false false false true true false false false true true true true true true true false X TERRI BURKS 5742886967 524 EAST MCKINLEY AVENUE MISHAWAKA IN 46545 JAMES WILLIAMS PRESIDENT & 40.00 X 203116 0 6181 TERRI BURKS DIRECTOR OF 40.00 X 117937 0 8748 ROBERT DUNN PHD DIRECTOR 1.00 X 0 0 0 DAVID JARRETT DIRECTOR 1.00 X 0 0 0 LAURIE LADOW DIRECTOR 1.00 X 0 0 0 JULIANA NEWBILL CPRW DIRECTOR 1.00 X 0 0 0 MICHAEL SHOEMAKER DIRECTOR 1.00 X 0 0 0 BHUMIKA NORRIS DIRECTOR 1.00 X 0 0 0 BOBBI IMEL DIRECTOR 1.00 X 0 0 0 NICOLE GARCIA EDD DIRECTOR 1.00 X 0 0 0 TARYN MACFARLANE DIRECTOR 1.00 X 0 0 0 NICK BONTREGER DIRECTOR 1.00 X 0 0 0 ANDY KNAPICK DIRECTOR 1.00 X 0 0 0 SCOTT RANSBERGER CPA DIRECTOR 1.00 X 0 0 0 CHRISTOPHER DREYER CSC SECRETARY 2.00 X X 0 0 0 JENNIFER HOOVER TREASURER 2.00 X X 0 0 0 JOHN BEDIENT VICE-CHAIR 2.00 X X 0 0 0 MISSY LITTLE CHAIR 2.00 X X 0 0 0 321053 14929 2 false true false PLACE HOMES INC 1620 N IRONWOOD DR STE A SOUTH BEND IN 46635 CONSTRUCTION 691673 ANCON CONSTRUCTION CO INC 2121 W WILDEN AVE GOSHEN IN 46528 CONSTRUCTION 412383 ASSCHER ROOFING COMPANY 1126 W WESTERN AVE SOUTH BEND IN 46601 CONSTRUCTION 376688 FAST TRACK EXCAVATING LLC 29939 CR 1 GRANGER IN 46530 CONSTRUCTION 283984 C&D CONCRETE CONSTRUCTION LLC 21160 JOHNSON RD SOUTH BEND IN 46614 CONSTRUCTION 140788 6 15282 536578 2605319 559342 3157179 SALE OF HOMES 453310 992158 992158 RESTORE SALES 531390 514656 514656 AMORT. OF MORTGAGE DISCOUNTS 531390 78942 78942 NEW MARKETS TAX CREDITS INCOM 531390 9997 9997 1595753 229648 229648 21953 21953 21953 21953 121790 797557 74933 374046 46857 423511 470368 470368 14650 15282 6251 8399 8399 89016 143257 -54241 -54241 5429059 1595753 -54241 730368 4195 4195 335982 233742 56894 45346 1122300 780783 190046 151471 5700 3965 965 770 71488 49734 12106 9648 106144 73845 17974 14325 20202 555 16442 3205 69147 1899 56278 10970 10294 10294 6629 182 5396 1051 54035 13278 1104 39653 78819 32128 35696 10995 157473 131080 23754 2639 56264 49300 5618 1346 18450 9271 8060 1119 19125 14039 5086 21000 21000 101611 90585 11026 85404 66748 11844 6812 COST OF HOMES SOLD 1554448 1554448 RESTORE COST OF GOODS SOL 514656 514656 TAXES AND INS. ON HOMES 42999 17449 25550 MORTGAGE EXPENSES 40399 40399 90987 50581 37085 3321 4587751 3753862 531218 302671 4278867 2592719 1364903 1668255 435417 1058824 769492 364606 1430662 4588786 119222 40792 3849920 1042791 1294984 2807129 1366851 1504122 886580 877133 13329 3332 491864 268470 12452171 15774168 303156 654976 53295 2038305 1621273 1715356 26200 4383 2003924 4413020 X 9183397 9686749 1264850 1674399 10448247 11361148 12452171 15774168 X 841308 62181 9412 X false true X true false X 2650143 2416540 3025522 2292157 3157179 13541541 2650143 2416540 3025522 2292157 3157179 13541541 473713 13067828 37185 30529 51786 203833 251601 574934 14116475 10470925 0.92570 0.88670 X SUPPLEMENTAL INFORMATION ALTHOUGH THE ORGANIZATION'S ORIGINAL DETERMINATION LETTER STATED THAT IT WAS NOT A PRIVATE FOUNDATION UNDER INTERNAL REVENUE CODE SECTION 509(A) (2), THE ORGANIZATION ALSO QUALIFIES UNDER SECTION 509(A)(1) BECAUSE IT MEETS THE REQUIREMENTS OF SECTION 170(B)(1)(A)(VI). CONSEQUENTLY, THE ORGANIZATION HAS ELECTED TO FILE SCHEDULES A AND B UNDER THAT CLASSIFICATION, AS ALLOWED. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 520981 49798 12542 558237 470868 62341 12228 520981 533280 -50608 11804 470868 502179 42001 10900 533280 224407 250000 38018 10246 502179 0.46350 0.53650 true false 243807 243807 1761465 760402 1001063 426561 263506 163055 1418087 18883 1399204 2807129 HFHI NMTC LEVERAGE LENDER 2018, LLC 877133 C 877133 OPERATING LEASE LIABILITIES 4383 4383 X 5639866 62181 158920 221101 5418765 10294 10294 5429059 4726965 149508 149508 4577457 10294 10294 4587751 SCHEDULE D, PAGE 2, PART V, LINE 4 EARNINGS FROM THE PORTION OF THE THE ENDOWMENT HELD BY THE COMMUNITY FOUNDATION OF ST. JOSEPH COUNTY, INC. OF 258,740 ARE USED TO SUPPORT THE ORGANIZATION'S MISSION OF PROVIDING AFFORDABLE HOUSING. EARNINGS FROM THE PORTION OF THE ENDOWMENT THAT IS DONOR RESTRICTED OF 299,497 ARE USED FOR THE UPKEEP OF THE FIELDS AT HIGHLAND PARK. SCHEDULE D, PAGE 3, PART X WE RECOGNIZE THE TAX BENEFITS FROM UNCERTAIN TAX POSITIONS ONLY IF IT IS MORE LIKELY THAN NOT THAT THE POSITION WILL BE SUSTAINED ON EXAMINATION BY TAXING AUTHORITIES BASED ON THE TECHNICAL MERITS OF THE POSITION. THE TAX BENEFITS RECOGNIZED IN THE CONSOLIDATED FINANCIAL STATEMENTS FROM SUCH A POSITION ARE MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50% LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. EXAMPLES OF TAX POSITIONS INCLUDE OUR TAX-EXEMPT STATUS AND POSITIONS RELATED TO THE POTENTIAL SOURCES OF UNRELATED BUSINESS TAXABLE INCOME. WE HAVE NOT IDENTIFIED ANY UNCERTAIN TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN, AND THERE ARE NO UNRECOGNIZED TAX BENEFITS RECORDED AS LIABILITIES IN THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS. WE CLASSIFY INTEREST AND PENALTIES, IF ANY, ASSOCIATED WITH UNCERTAIN TAX POSITIONS AS A COMPONENT OF INCOME TAX EXPENSE. THERE WAS NO ACCRUED INTEREST OR ANY PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AT EITHER DECEMBER 31, 2024 OR 2023, OR ANY INTEREST OR PENALTIES EXPENSE RELATED TO UNRECOGNIZED TAX BENEFITS FOR THE YEARS THEN ENDED. WE ARE NO LONGER SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE OR THE STATE OF INDIANA FOR YEARS PRIOR TO DECEMBER 31, 2021. SCHEDULE D, PAGE 4, PART XI, LINE 2D COST OF PURCHASED MERCHANDISE SOLD 143,257 COST OF REVENUE FOR SPECIAL EVENT 6,251 CHANGE IN VALUE OF BENEFICIAL INTEREST 9,412 SCHEDULE D, PAGE 4, PART XII, LINE 2D COST OF PURCHASED MERCHANDISE SOLD 143,257 EXPENSES FOR SPECIAL EVENT REVENUE 6,251 WOMEN BUILD LUN 29932 15282 14650 1725 55 3371 1100 29932 15282 14650 1725 55 3371 1100 6251 8399 X X false false false false false false false true false JAMES WILLIAMS PRESIDENT & CEO 150391 46725 6000 6094 87 209297 SCHEDULE J, PAGE 1, PART I, LINE 7 A RETENTION BONUS OF 46,725 WAS GRANTED IN 2024. X BUILDING SUPPLI 87 44686 DONOR PRICING X CONSTRUCT. MATE 73700 514656 SUBSEQUENT SALES false true true SCHEDULE M, PAGE 1, PART I, LINE 32B THE ORGANIZATION USED HABITAT FOR HUMANITY INTERNATIONAL'S "CARS FOR HOMES" PROGRAM TO SOLICIT AND PROCESS DONATED VEHICLES. SCHEDULE M, PAGE 2, PART II PART I, COLUMN (B): THE ORGANIZATION IS REPORTING THE ESTIMATED NUMBER OF ITEMS RECEIVED. FORM 990 - ORGANIZATION'S MISSION SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVEYONE HAS A DECENT PLACE TO LIVE. HABITAT FOR HUMANITY OF ST. JOSEPH COUNTY ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT HAVE AN OFFER OF ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH. FORM 990, PAGE 2, PART III, LINE 4A HOME OWNERSHIP, AGING IN PLACE, AND VETERANS PROGRAMS - FAMILIES IN NEED OF A DECENT PLACE TO LIVE IN SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNERS FAMILY'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS, KEEPING HOUSE SIZE MODEST, AND USING DONATED CONSTRUCTION AND MATERIALS AND APPLIANCES, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF- RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS - INSTEAD OF HINDERS - HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESTING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND LONG-TERM CAREER GROWTH. DURING FISCAL YEAR 2024, HABITAT FOR HUMANITY OF ST. JOSEPH COUNTY WORKED ON 32 DIFFERENT CONSTRUCTION PROJECTS: WE COMPLETED AND CLOSED ON 6 HABITAT HOUSES; WE COMPLETED AND CLOSED ON 1 MARKET-RATE HOUSE; WE STARTED ON 8 ADDITIONAL HABITAT HOUSES AND CARRIED THEM OVER TO 2025; WE STARTED ON 2 ADDITIONAL MARKET-RATE HOUSES AND CARRIED THEM OVER TO 2025; WE COMPLETED 15 AGING IN PLACE PROJECTS FOR SENIORS OVER THE AGE OF 60. IN ADDITION, WE TITHED 21,000 TO SERVE INTERNATIONAL FAMILIES. 1,071 INDIVIDUALS WERE PROVIDED VOLUNTEER OPPORTUNITIES, RESULTING IN 4,794 VOLUNTEER HOURS. FORM 990, PAGE 6, PART VI, LINE 11B THE ENTIRE BOARD OF DIRECTORS WAS PROVIDED A COMPLETE COPY OF FROM 990, EXCEPT FOR SCHEDULE B, FOR REVIEW PRIOR TO THE OCTOBER 2025 BOARD MEETING, AT WHICH IT WAS APPROVED FOR FILING. THE COMPLETE 990, INCLUDING SCHEDULE B, WAS REVIEWED AND APPROVED BY THE PRESIDENT/CEO AND THE SENIOR DIRECTOR OF FINANCE AND ADMINISTRATION PRIOR TO THAT MEETING. THE POLICY OF REDACTING SCHEDULE B FROM BOARD REVIEW WAS ADOPTED BECAUSE MANY DONORS HAVE AN EXPECTATION OF PRIVACY, AND THE ORGANIZATION'S POLICY IS TO KEEP DONATION INFORMATION CONFIDENTIAL. FORM 990, PAGE 6, PART VI, LINE 12C THE EMPLOYEE HANDBOOK CONTAINS THE CONFLICT OF INTEREST POLICY FOR EMPLOYEES AND BOARD MEMBERS, AND RECEIPT OF THE HANDBOOK IS ACKNOWLEDGED IN WRITING. THE POLICY PROHIBITS ANY OUTSIDE ACTIVITIES THAT ARE IN CONFLICT WITH THE ORGANIZATION'S MISSION; REQUIRES THE RECUSAL OF EMPLOYEES AND BOARD MEMBERS FROM NEGOTIATIONS OR DEALINGS WITH ANY VENDOR TO WHOM THEY ARE RELATED; PROHIBITS THE EMPLOYMENT OF BOARD MEMBERS; PROHIBITS ANY EMPLOYEE FROM DIRECTLY OR INDIRECTLY SUPERVISING A FAMILY MEMBER; AND REQUIRES THAT ANY INDIVIDUAL WITH A POTENTIAL CONFLICT NOTIFY THE PRESIDENT & CEO SO THAT THE POTENTIAL FOR CONFLICT CAN BE EVALUATED. FORM 990, PAGE 6, PART VI, LINE 15A THE INDEPENDENT BOARD OF DIRECTORS SETS THE COMPENSATION OF THE PRESIDENT/CEO AFTER CONSIDERING THAT OFFICER'S PERFORMANCE REVIEW AND COMPARATIVE PAY INFORMATION FROM SIMILAR ORGANIZATIONS. THIS PROCESS LAST OCCURRED IN JULY 2024. FORM 990, PAGE 6, PART VI, LINE 15B SIMILAR PROCEDURES ARE USED FOR COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES. THIS PROCESS LAST OCCURRED IN JULY 2024. FORM 990, PAGE 6, PART VI, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9 COST OF PURCHASED MERCHANDISE SOLD 143,257 COST OF REVENUE FOR SPECIAL EVENT 6,251 CHANGE IN VALUE OF BENEFICIAL INTEREST 9,412 COST OF PURCHASED MERCHANDISE SOLD -143,257 EXPENSES FOR SPECIAL EVENT REVENUE -6,251 TOTAL 9,412 DARNELL PARK ASSOCIATION LLC 402 E SOUTH STREET SOUTH BEND IN 46601 874781993 PARK ASSOC IN N/A