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          <PropertyDesc>50 Proctor &amp; Gamble</PropertyDesc>
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          <PersonNm>Joseph M Valicenti</PersonNm>
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            <StateAbbreviationCd>NY</StateAbbreviationCd>
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          <PersonNm>Josephine M Valicenti</PersonNm>
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            <StateAbbreviationCd>FL</StateAbbreviationCd>
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        <BondNm>Accrued Interest</BondNm>
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        <BondNm>5000 QUALCOMM INC</BondNm>
        <EOYBookValueAmt>4883</EOYBookValueAmt>
        <EOYFMVAmt>5005</EOYFMVAmt>
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        <StockNm>221 shs Elmira Savings Bank</StockNm>
        <EOYBookValueAmt>1784</EOYBookValueAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>50 shs ALtria Group</StockNm>
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        <EOYFMVAmt>3571</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>25 shs Apple Inc</StockNm>
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        <EOYFMVAmt>4231</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>15 shs Intuitive Surgical</StockNm>
        <EOYBookValueAmt>1344</EOYBookValueAmt>
        <EOYFMVAmt>5474</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>5 shs Amazon Com Inc</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>50 PEPSICO</StockNm>
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        <StockNm>50 UNION PACIFIC CORP</StockNm>
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        <StockNm>200 iShares S&amp;P US Pfd Stk Fund</StockNm>
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        <StockNm>35 United Technologies</StockNm>
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        <StockNm>50 CVS</StockNm>
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        <StockNm>40 NIKE</StockNm>
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        <EOYFMVAmt>2502</EOYFMVAmt>
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        <BOYBookValueAmt>1</BOYBookValueAmt>
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        <NetInvestmentIncomeAmt>519</NetInvestmentIncomeAmt>
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        <NetInvestmentIncomeAmt>425</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
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        <CategoryTxt>990-PF</CategoryTxt>
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        <NetInvestmentIncomeAmt>68</NetInvestmentIncomeAmt>
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</Return>