2018-11-14T12:34:27-06:00 2017-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2017-01-01 860098341 TUCSON OLD PUEBLO CREDIT UNION TUCS 5208816262 2500 E 22ND STREET TUCSON AZ 85713 G VERNON BABILON CEO 5208816262 2018-11-06 1 MARY C GREEN P00447183 6022662248 67.137.57.251 2018-11-06 17:38:02 US P 44710E19272F8617E2608DA913F0F8BD8426491B 1EAAFF4BCC13BBD0B29B7E526B13DD685C615F06 2017 2019-02-21 02:37:17Z G VERNON BABILON 2500 E 22ND STREET TUCSON AZ 85713 8288125 0 X WWW.TOPCU.ORG X 1935 AZ PROVIDING FINANCIAL SERVICES THAT MEET THE UNIQUE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. 7 7 52 12 48437 -43650 0 0 5557423 6216135 904867 809464 0 0 6462290 7025599 0 0 93256 84143 2800238 2993066 0 0 0 3150090 3690010 6043584 6767219 418706 258380 139899885 147523666 130294817 137546053 9605068 9977613 X WE PROVIDE FINANCIAL SERVICES THAT MEET THE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. WE SEEK TO BE THE PRIMARY FINANCIAL INSTITUTION FOR THE CITY OF TUCSON EMPLOYEES AND OTHER SELECT GROUPS, BE A MUTUALLY PROFITABLE AND GROWING INSTITUTION TO BETTER SERVE THE FINANCIAL NEEDS OF OUR MEMBERS, AND ATTRACT AND RETAIN HIGH QUALITY EMPLOYEES WHO DELIVER EXCEPTIONAL SERVICE TO OUR MEMBERS. 0 0 PROVIDING LOANS AND SERVICES TO MEMBERS OF TUCSON OLD PUEBLO CREDIT UNION. AT THE END OF 2017, THERE WERE 13,885 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1531 0 52 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 AZ X LESLIE FREED 5209180375 2500 E 22ND STREET TUCSON AZ 85713 DAVID FREGONESE CHAIR 2.00 X X 0 0 0 MIKE MCKENDRICK VICE-CHAIR 2.00 X X 0 0 0 RICHARD PRATER TREASURER 2.00 X X 0 0 0 WILLIAM RICHARDS SECRETARY 2.00 X X 0 0 0 JOHN BRADY DIRECTOR 2.00 X 0 0 0 BRITTON SIMMONS DIRECTOR 2.00 X 0 0 0 FRED CUSHMAN DIRECTOR 2.00 X 0 0 0 FRED G RONSTADT DIRECTOR (RESIGNED 2/17) 2.00 X 0 0 0 G VERNON BABILON PRESIDENT/CEO 40.00 X 135000 0 6267 KENT HALL VP CFO 40.00 X 95058 0 4612 JESSICA GAMBOA VP MEMBER SERVICE 40.00 X 87281 0 9229 PETAR JELINIC VP LENDING 40.00 X 95000 0 7316 TEDD BELL FINANCIAL ADVISOR 40.00 X 127351 0 8247 539690 0 35671 2 0 0 0 0 INTEREST ON LOANS TO MEMBERS 522100 4536909 4536909 FEES & CHARGES 522100 1679226 1630789 48437 6216135 824553 824553 995860 251577 1000000 262526 -4140 -10949 -15089 -15089 7025599 6167698 48437 809464 X 84143 439764 2078588 31253 251036 192425 14731 120450 25084 942877 76550 350981 25959 340134 21327 16907 6934 213667 53182 ALLOWANCE FOR LOAN LOSS 708019 LOAN SERVICING EXPENSE 511164 262044 6767219 1518531 1290418 3091150 6136559 73843120 85586040 610159 688627 7597021 3778751 3848405 3818270 19537201 16464032 32100813 28130413 5350506 5409307 139899885 147523666 1418466 1654361 128876351 135891692 130294817 137546053 X 0 0 0 0 9605068 9977613 9605068 9977613 139899885 147523666 258380 114165 0 X 0 0 0 1224779 1224779 4605881 2186266 2419615 272591 266626 5965 1493770 1325859 167911 3818270 CATALYST 141 PERP CAP 333813 C FHLB STOCK 410600 C CD INVESTMENTS IN OTHER INSTITUTIONS 27386000 C 28130413 MEMBER SHARE AND SAVINGS ACCOUNTS 135626403 DEFERRED COMP INVESTMENT LIABIITY 457(B) 265289 135891692 FORM 990, PART VI, SECTION A, LINE 6 IF YOU LIVE, WORK OR WORSHIP IN TUCSON, OR YOU KNOW AN EXISTING MEMBER WHO WOULD SPONSOR YOU, YOU ARE ELIGIBLE TO BECOME A TOPCU MEMBER. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN DECISIONS MUST BE APPROVED BY THE MEMBERSHIP. BYLAW CHANGES ENACTED BY THE BOARD AND APPROVED BY THE STATE MUST BE RATIFIED BY THE MEMBERS AT THE SUBSEQUENT ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11B INFORMATION FOR THE FORM 990 IS PROVIDED BY THE HUMAN RESOURCES DIRECTOR AND THE CFO. THE FORM 990 IS PREPARED BY CLIFTONLARSONALLEN AND REVIEWED BY THE CFO AND CEO. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY 915 - CODE OF CONDUCT FOR EMPLOYEES AND VOLUNTEERS IS REVIEWED ANNUALLY BY THE BOARD AS IS ON THE COMPLIANCE COMMITTEE AND BOARD RECURRING CALENDARS. VOLUNTEERS INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THEY ARE KEPT IN EXECUTIVE ASSISTANT'S CARE. EMPLOYEES INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THIS IS KEPT IN THE HR DEPARTMENT. FORM 990, PART VI, SECTION B, LINE 15 THE CEO IS HIRED BY THE BOARD WHO DETERMINES THE CEO'S COMPENSATION. THE HR DEPARTMENT USES COMPENSATION DATA FROM OUR PROFESSIONAL EMPLOYER ORGANIZATION, ADP TOTALSOURCE, INC. THE COMPENSATION DATA ENABLES THE CREDIT UNION TO EVALUATE, TRACK AND MODIFY COMPENSATION BASED ON MARKET DATA, INTERNAL COMPARABLES AND JOB FAMILIES TO ENSURE THAT WE ARE COMPETITIVE, FOLLOWING ALL LEGAL GUIDELINES AND APPLYING THE PRINCIPLE OF FAIRNESS TO OUR COMPENSATION REVIEW PROCESS AND PRACTICES. OTHER OFFICERS AND EMPLOYEES ALSO HAVE THEIR JOB CLASSIFICATION RATED ANNUALLY BY COMPENSATION DATA FROM ADP TOTALSOURCE, INC. THE DATA HELPS TO DETERMINE THE APPROPRIATE PLACING WITHIN THE EMPLOYMENT FRAMEWORK AND CLASSIFICATION OF SALARY. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S FINANCIAL STATEMENTS ARE POSTED ON ITS WEBSITE. ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G ACHA FEES 5,074. ATM/VISA DR CARD SUPPORT 268,384. BILL PAYER EXPENSE 53,528. DATA PROCESSING SERVICE 322,699. HR SERVICING 73,048. COIN/CURRENCY COSTS 17,334. SHARED BRANCHING NETWORK 83,628. IRA CUNA FEES 6,236. OTHER PROF & OUTSIDE 78,237. MOBILE BANKING EXPENSE 9,407. BUSINESS CONTINUITY EXPENSE 25,302.