2018-11-15T12:54:24-06:00 2017-12-31 BKD LLP 1201 Walnut Suite 1700 Kansas City MO 641062246 990 2017-01-01 440545275 GOVERNMENT EMPLOYEES HEALTH ASSOCIATION INC % ANGELA JOHNSON GOVE 8162575500 310 NE MULBERRY LEES SUMMIT MO 640865861 DARREN TAYLOR INTERIM CEO/PRES. 8162575500 2018-11-15 true Michael J Engle P00482834 8162216300 167.68.126.162 43372220183195000025 2018-11-15 P 851404EF5529EDF6E5AC80E514DB653C97FF8194 355CC2E4B6E27E32DAADC48E1CA8D97843AD7DA8 2017 2019-02-21 02:37:17Z DARREN TAYLOR 310 NE MULBERRY LEES SUMMIT MO 640865861 5022736166 false X WWW.GEHA.COM X 1939 MO PROVIDE COVERAGE TO FEDERAL EMPLOYEES AND ANNUITANTS PURSUANT TO THE FEDERAL EMPLOYEES HEALTH BENEFIT ACT OF 1959, AS AMENDED, AND REGULATIONS ISSUED THEREUNDER. 12 11 1294 0 10436854 202228 0 0 3524566300 3832066775 14341011 72177227 174559 168572 3539081870 3904412574 474244 550840 3247234255 3563989405 111266428 102529905 0 0 0 155080567 152841339 3514055494 3819911489 25026376 84501085 1775693772 1958899475 1064778503 1141561105 710915269 817338370 GEHA PROVIDES PRODUCTS AND SERVICES THAT HELP MEMBERS PROTECT THEIR FAMILIES AND ACCESS QUALITY, AFFORDABLE HEALTH CARE. false false PROVIDE MEDICAL AND DENTAL COVERAGE TO APPROXIMATELY 1,739,000 FEDERAL EMPLOYEES AND ANNUITANTS AND THEIR DEPENDENTS PURSUANT TO THE FEDERAL EMPLOYEES HEALTH BENEFIT ACT OF 1959 (FEHBP), AS AMENDED, THE FEDERAL EMPLOYEES DENTAL AND VISION INSURANCE PROGRAM AND OTHER HEALTH AND DENTAL PROGRAMS. false false false false false false false false false true false false false true false false true false false true false false false false false false true false true false false false false true false false false false false false true true true false true 92327 0 true 1294 true true true false false false false false false false X 12 11 true true true false true true true true true false false true true true true true true true true false X ANGELA JOHNSON 8162575500 310 NE MULBERRY STREET LEES SUMMIT MO 640865861 X EDWARD A ADAMS DIRECTOR 3.0 0.0 X 75000 0 0 AMY M CARPENTER DIRECTOR/COMMITTEE CHAIR 7.5 0.0 X 101000 0 0 RICHARD CORDOVA DIRECTOR/COMMITTEE CHAIR 5.08 0.0 X 87041 0 0 WILLIAM H DAWSON DIRECTOR 10.0 0.46 X 76000 0 0 MICHAEL D FORTUNE DIRECTOR/SECRETARY 8.54 0.23 X X 89498 0 0 PHILIP D NICOTRA DIRECTOR/COMMITTEE CHAIR 8.15 0.0 X 87664 0 0 JERRY L PHILLIPS DIRECTOR/LEAD DIRECTOR 14.23 0.0 X X 102959 0 0 BARBARA SHEFFIELD DIRECTOR 5.65 0.0 X 76000 0 0 THOMAS THORNBURG DIRECTOR 4.15 0.0 X 75000 0 0 MARK J VAN DYKE DIRECTOR 4.95 0.0 X 31250 0 0 MARY BETH VITALE DIRECTOR/COMMITTEE CHAIR 9.08 0.0 X 80791 0 0 JULIE BROWNE DIRECTOR/PRESIDENT 40.0 0.0 X X 599314 0 72310 ANNETTE GEROY CHIEF OPERATING OFFICER 40.0 0.0 X 346158 0 59327 JOSEPH MURRAY VP GENERAL COUNSEL 40.0 0.0 X 311418 0 16693 SARAH OSBORNE CHIEF ACTUARY/ANALYTIC OFFICER 40.0 0.0 X 286647 0 4868 CHAD MILLS SVP TECHNOLOGY/CIO 40.0 0.0 X 267382 0 74599 SUSIE OLIVER CHIEF HEALTH/BUSINESS OFFICER 40.0 0.0 X 262565 0 72133 DAVID KOENIG SVP HEALTH PLAN BUSINESS OPS 40.0 0.0 X 260602 0 56705 KAREN SCHULER VP CORP COMM/EXTERNAL AFFAIRS 40.0 0.0 X 256337 0 76013 KATHLEEN ROSS CHIEF HEALTH & EXPERIENCE OFF 40.0 0.0 X 255548 0 52248 LISA HODSON VP STRATEGY & GOV'T AFFAIRS 40.0 0.0 X 237192 0 60372 RONALD JACKSON VP EE RELATIONS & ENGAGEMENT 40.0 0.0 X 357141 0 53954 SHERRY GIBBS VP MARKETING 40.0 0.0 X 221930 0 49467 LISA SKEENS VP HEALTH & DENTAL PRODUCTS 40.0 0.0 X 203840 0 53766 MARY COMPTON CHIEF OF STAFF 40.0 0.0 X 189150 0 5036 SHANNON HORGAN CHIEF GROWTH OFFICER 40.0 0.0 X 244566 0 71537 WILLIAM LAWRENCE CORPORATE MEDICAL DIRECTOR 40.0 0.0 X 237157 0 8589 MATTHEW LATHROM SR DIR GOV/RISK SEC/SVCS MGMT 40.0 0.0 X 214447 0 48930 MOHAMMAD BAIG DIR TECH & INFRASTRUCTURE OPS 40.0 0.0 X 200473 0 58767 ADAM BORMANN DIRECTOR IT TRANSFORMATION 40.0 0.0 X 198519 0 62116 DARRELL ENSLINGER DIRECTOR ARCHITECTURE 40.0 0.0 X 195923 0 59186 PATRICK A MCGUIRE FORMER DIRECTOR/CONSULTANT 1.0 0.0 X 75000 0 0 6303512 0 1016616 96 true true true UNITED HEALTHCARE INSURANCE 9900 BREN ROAD EAST MINNETONKA MN 55343 PPO NETWORK 22343979 AETNA LIFE INSURANCE COMPANY 151 FARMINGTON AVE RT21 HARTFORD CT 06156 PPO NETWORK 14758106 CHANGE HEALTHCARE EMDEON 3055 LEBANON PIKE STE 1000 NASHVILLE TN 37214 TECH & CONSULTING 9786424 EYEMED VISION CARE PO BOX 8069 CHICAGO IL 60680 PPO NETWORK 8030066 ORTHONET LLC 1311 MAMARONECK AVE STE 240 WHITE PLAINS NY 10605 CARE MANAGEMENT 5177233 148 0 MEMBER PREMIUMS 524114 3821898089 3821898089 ADMIN SVC AGREEMENT FEE REVENUE 900099 10157263 10157263 OTHER 524298 11423 11423 3832066775 19973859 19862840 111019 0 0 0 0 0 1175738520 1120929372 -2605780 54809148 2605780 52203368 52203368 0 0 0 0 0 0 0 0 0 GOLF TOURNAMENT REVENUE 900099 168572 168572 168572 3904412574 3893975720 10436854 550840 0 0 3563989405 5717835 203700 67586448 11415587 12114016 5492319 0 928263 297600 0 0 759510 25142714 2888499 7350472 18229104 0 1783135 1738314 0 5571 0 0 4746800 864011 MANAGED CARE 73087036 ASA EXPENSE 10157263 ACA FEES 1332089 LICENSES & FEES 1237771 2293187 3819911489 400 0 107458851 64902716 0 0 977171720 1061885602 0 0 0 0 5715341 5576266 0 0 5968811 8316865 64328111 31889255 33737327 32438856 611051275 693317804 29177741 89536568 0 0 2761157 922750 2651149 2002048 1775693772 1958899475 114998507 127877107 0 0 1193696 1061481 0 0 0 0 0 0 0 0 0 0 948586300 1012622517 1064778503 1141561105 X 710915269 817338370 0 0 0 0 710915269 817338370 1775693772 1958899475 X 84501085 21697573 224443 X false true X true false 8167435 8167435 34345728 15225805 19119923 21785326 16636789 5148537 29623 26662 2961 32438856 0 SPECIAL RESERVE 576180938 CLAIM RESERVE 421622662 ACCRUED POSTRETIREMENT BENEFIT 14818917 1012622517 SCHEDULE D, PART X, LINE 2 MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. Central America and the Caribbean Investments 88930995 88930995 88930995 true false true true true false SCHEDULE F, PART I, LINE 3(1) PASSIVE INVESTMENT HOLDINGS ARE MONITORED ON A REGULAR BASIS BY THE GEHA'S THIRD-PARTY INVESTMENT ADVISOR CONSULTANT. THE AUDIT COMMITTEE REVIEWS THE PASSIVE INVESTMENT HOLDINGS ON A REGULAR BASIS AND REPORTS ANY SUBSTANTIAL ACTIVITY TO THE BOARD OF DIRECTORS. true COMMUNITY SERVICES LEAGUE 300 W MAPLE AVE INDEPENDENCE MO 64051 430976396 501(C)(3) 7000 PROVIDING RELIEF TO PEOPLE IN NEED. DREAM FACTORY INC 410 W CHESTNUT ST STE 530 LOUISVILLE KY 40202 431623323 501(C)(3) 10000 GRANT DREAMS TO CRITICALLY ILL KIDS. FAMILIES OF WORLD WAR II VETERANS 7400 GAYLORD PARKWAY FRISCO TX 75034 271529214 501(C)(3) 8000 HONOR VETERANS' SACRIFICES BY CREATING SCHOLARSHIP HEART TO HEART INTERNATIONAL 401 S CLAIRBORNE STE 302 OLATHE KS 66065 481108359 501(C)(3) 53000 TO PROVIDE HUMANITARIAN RELIEF HILLCREST MINISTRIES 401 N SPRING INDEPENDENCE MO 64051 431836391 501(C)(3) 10000 TRANSITIONAL HOUSING FOR HOMELESS FAMILIES. HOPE HOUSE INC PO BOX 577 LEES SUMMIT MO 64063 431265685 501(C)(3) 10000 PROVIDING OF SAFE REFUGE. PHOENIX FAMILY 3908 WASHINGTON KANSAS CITY MO 64111 680101133 501(C)(3) 20000 EMPOWERS PEOPLE LIVING IN LOW-INCOME HOUSING. ROSE BROOKS CENTER PO BOX 320599 KANSAS CITY MO 64132 510231573 501(C)(3) 10000 TO BREAK THE CYCLE OF DOMESTIC VIOLENCE. TRUMAN HEARTLAND COMMUNITY FOUNDATION 4200 LITTLE BLUE PARKWAY STE 340 INDEPENDENCE MO 64057 431482136 501(C)(3) 7000 IMPROVE LIVES OF PEOPLE IN EAST JACKSON COUNTY. UNITED WAY OF GREATER KC 801 WEST 47TH STREET KANSAS CITY MO 64112 440545812 501(C)(3) 136497 SUPPORT MISSION TO IMPROVE LIVES. VETERANS COMMUNITY PROJECT 118 CONISTOR LN STE B BOX 336 LIBERTY MO 64068 474960735 501(C)(3) 6000 TINY HOUSES FOR HOMELESS VETERANS. REDISCOVER FOUNDATION 901 NE INDEPENDENCE AVE LEES SUMMIT MO 64086 431316571 501(C)(3) 140000 TO DELIVER MENTAL HEALTH AND SUBSTANCE ABUSE SVCS. 12 0 SCHEDULE I, PART I, LINE 2 GEHA'S CHARITABLE GIVING POLICY ENSURES THAT GEHA DONATIONS, SPONSORSHIPS, COMPANY VOLUNTEER OPPORTUNITIES AND IN-KIND SERVICES ARE PERMISSIBLE UNDER SECTION 501(C)(9), COORDINATED AND ALIGNED WITH OUR CORPORATE VALUES, AND ADMINISTERED BY THE GEHA CHARITABLE GIVING COMMITTEE. THE COMMITTEE IS COMPRISED OF THE CHIEF ADMINISTRATIVE OFFICER, THE VICE PRESIDENT OF CORPORATE COMMUNICATIONS AND EXTERNAL AFFAIRS, AND OTHER APPOINTED MEMBERS ON A ROTATING BASIS. X X X X true true false PATRICK A MCGUIRE FORMER DIRECTOR/CONSULTANT 75000 0 0 0 0 0 0 0 0 0 75000 0 JULIE BROWNE DIRECTOR/PRESIDENT 393410 0 202055 0 3849 0 48720 0 23590 0 671624 0 0 0 WILLIAM LAWRENCE CORPORATE MEDICAL DIRECTOR 175055 0 24038 0 38064 0 0 0 8589 0 245746 0 0 0 MATTHEW LATHROM SR DIR GOV/RISK SEC/SVCS MGMT 172200 0 39321 0 2926 0 38845 0 10085 0 263377 0 0 0 MOHAMMAD BAIG DIR TECH & INFRASTRUCTURE OPS 159404 0 38365 0 2704 0 36823 0 21944 0 259240 0 0 0 ADAM BORMANN DIRECTOR IT TRANSFORMATION 159530 0 37434 0 1555 0 37029 0 25087 0 260635 0 0 0 DARRELL ENSLINGER DIRECTOR ARCHITECTURE 156696 0 36575 0 2652 0 36078 0 23108 0 255109 0 0 0 ANNETTE GEROY CHIEF OPERATING OFFICER 152029 0 73338 0 120791 0 48720 0 10607 0 405485 0 0 0 JOSEPH MURRAY VP GENERAL COUNSEL 155601 0 60794 0 95023 0 0 0 16693 0 328111 0 0 0 SARAH OSBORNE CHIEF ACTUARY/ANALYTIC OFFICER 197055 0 73013 0 16579 0 0 0 4868 0 291515 0 0 0 CHAD MILLS SVP TECHNOLOGY/CIO 194114 0 62724 0 10544 0 48720 0 25879 0 341981 0 0 0 SUSIE OLIVER CHIEF HEALTH/BUSINESS OFFICER 192017 0 59548 0 11000 0 47011 0 25122 0 334698 0 0 0 DAVID KOENIG SVP HEALTH PLAN BUSINESS OPS 190359 0 60516 0 9727 0 45910 0 10795 0 317307 0 0 0 KAREN SCHULER VP CORP COMM/EXTERNAL AFFAIRS 184260 0 61307 0 10770 0 46529 0 29484 0 332350 0 0 0 KATHLEEN ROSS CHIEF HEALTH & EXPERIENCE OFF 190930 0 59523 0 5095 0 45369 0 6879 0 307796 0 0 0 LISA HODSON VP STRATEGY & GOV'T AFFAIRS 133191 0 50780 0 53221 0 40345 0 20027 0 297564 0 0 0 RONALD JACKSON VP EE RELATIONS & ENGAGEMENT 134195 0 54838 0 168108 0 43674 0 10280 0 411095 0 0 0 SHERRY GIBBS VP MARKETING 173959 0 44747 0 3224 0 39077 0 10390 0 271397 0 0 0 LISA SKEENS VP HEALTH & DENTAL PRODUCTS 159469 0 40563 0 3808 0 36245 0 17521 0 257606 0 0 0 MARY COMPTON CHIEF OF STAFF 162822 0 25520 0 808 0 0 0 5036 0 194186 0 0 0 SHANNON HORGAN CHIEF GROWTH OFFICER 183427 0 60403 0 736 0 44427 0 27110 0 316103 0 0 0 SCHEDULE J, PART I LINE 4A THE FOLLOWING KEY EMPLOYEES RECEIVED A SEVERANCE PAYMENT IN 2017: ANNETTE GEROY $ 66,450 JOSEPH MURRAY $ 61,149 LISA HODSON $ 29,211 RONALD JACKSON $ 131,003 SCHEDULE J, PART I, LINE 4B THE FOLLOWING DIRECTORS PARTICIPATED IN A NONQUALIFIED RETIREMENT PLAN; HOWEVER, THERE WERE NO ACCRUALS OR PAYOUTS FROM THE PLAN DURING 2017: EDWARD A. ADAMS PATRICK A. MCGUIRE BARBARA SHEFFIELD THOMAS THORNBURG ROBERT ROSS SPOUSE OF KATHLEEN ROSS 79700 CONSULTING SERVICES false FORM 990, PART VI, SECTION A, LINE 2 JULIE BROWNE, SARAH OSBORNE, AND SHANNON HORGAN HAVE A BUSINESS RELATIONSHIP. THE BUSINESS RELATIONSHIP IS THEY ARE DIRECTORS OR OFFICERS OF RELATED FOR-PROFIT ENTITIES. FORM 990, PART VI, SECTION A, LINE 3 IN 2017, GEHA CONTRACTED WITH NEW PROVIDENCE ASSET MANAGEMENT AND VANGUARD TO ACT AS OUTSOURCED CHIEF INVESTMENT OFFICERS FOR GEHA'S INVESTMENT PORTFOLIO. FORM 990, PART VI, SECTION A, LINE 4 THE ORGANIZATION MADE THE FOLLOWING SIGNIFICANT CHANGES TO THE BYLAWS SINCE THE FILING OF THE 2016 990: - THE ORGANIZATION CHANGED THE DEFINITION OF A QUORUM OF THE BOARD OF THE DIRECTORS FROM FIVE MEMBERS TO FIFTY PERCENT OF THE BOARD THEN IN THE OFFICE, PLUS ONE. - THE ORGANIZATION ALSO ADDED TO THE AUTHORITY OF THE PRESIDENT TO INCLUDE THE RESPONSIBILITY FOR "ECONOMICAL AND EFFECTIVE ADMINISTRATION OF THE ASSOCIATION AND FOR THE BENEFIT PLANS IT SPONSORS." - THE ORGANIZATION ALSO CHANGED THE TITLE OF VICE PRESIDENT TO LEAD DIRECTOR, AND CHANGED THE AUTHORITIES OF THE LEAD DIRECTOR TO INCLUDE PRESIDING AT ALL EXECUTIVE SESSIONS OF THE INDEPENDENT DIRECTORS AND SERVING AS THE PRINCIPAL LIAISON BETWEEN THE PRESIDENT AND THE OTHER INDEPENDENT DIRECTORS. - THE ORGANIZATION UPDATED THE ABILITY OF THE BOARD TO REMOVE A MEMBER IF THEY FAIL TO ATTEND AT LEAST THREE MEETINGS OF THE BOARD IN ANY 12-MONTH PERIOD OF THE MEMBER'S TERM. FORM 990, PART VI, SECTION A, LINE 6 Membership in the Association shall be open to employees and annuitants of the Federal Government. Such persons may become regular members by (1) making application to join the Association, and (2) enrolling in a health benefit plan sponsored by the Association. Membership shall terminate when a person is no longer enrolled in a health benefit plan sponsored by the Association. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS ELECT THE BOARD OF DIRECTORS FROM PERSONS NOMINATED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B THE MEMBERS APPROVE AMENDMENTS TO THE BY-LAWS. FORM 990, PART VI, SECTION B, LINE 11B AN INDEPENDENT ACCOUNTING FIRM PREPARES AND REVIEWS THE 990. THE 990 IS PRESENTED AND DISTRIBUTED TO THE AUDIT COMMITTEE BY THE INDEPENDENT ACCOUNTING FIRM. ANY QUESTIONS AND CONCERNS THE ORGANIZATION'S AUDIT COMMITTEE HAVE ARE ADDRESSED AND ANY CORRECTIONS OR CLARIFICATIONS THAT NEED TO BE MADE ARE MADE. A FINAL COPY OF THE 990 IS PROVIDED TO BOARD OF DIRECTORS PRIOR TO FINAL FILING. FORM 990, PART VI, SECTION B, LINE 12C ALL EMPLOYEES AND DIRECTORS RECEIVE ANNUAL CONFLICT OF INTEREST TRAINING AND COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE. THE RESULTS ARE REVIEWED BY THE COMPLIANCE OFFICER, GENERAL COUNSEL AND BOARD OF DIRECTORS. CONFLICTS ARE ADDRESSED ON AN INDIVIDUAL BASIS WITH CONTROLS TO RESTRICT ACCESS BY EMPLOYEES TO SPECIFIC INFORMATION AND DUTIES. FORM 990, PART VI, SECTION B, LINE 15A AND 15B COMPENSATION FOR GEHA PRESIDENT, OFFICERS, AND KEY EMPLOYEES WAS REVIEWED AND APPROVED BY THE COMPENSATION COMMITTEE IN OCTOBER 2017. MARKET DATA WAS PROVIDED BY SULLIVAN COTTER, AN OUTSIDE EXECUTIVE COMPENSATION CONSULTANT. DOCUMENTATION IS MAINTAINED WITHIN THE BOARD MINUTES. FORM 990, PART VI, SECTION C, LINE 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9 INVESTMENT RETURN ON SUBSIDIARIES $ 649,063 CHANGE IN POSTRETIREMENT BENEFIT OBLIGATION ($ 424,620) -------------- $ 224,443 FORM 990, PART XII, LINE 2C GEHA'S BOARD OF DIRECTORS HAS AN AUDIT SUB-COMMITTEE. THIS COMMITTEE MEETS QUARTERLY WITH THE EXTERNAL AUDITORS. ANNUALLY, THE EXTERNAL AUDITORS PRESENT THE RESULTS OF THE CONSOLIDATED AUDIT TO THE COMMITTEE. UNITED STATES GOVERNMENT 1900 E STREET NW WASHINGTON DC 20415 GOVERNMENT DC GOVERNMENT N/A NA false GEHA HOLDINGS INC 310 NE MULBERRY LEES SUMMIT MO 640865861 454255250 HOLDING COMPANY MO GEHA INC C CORP 1328 35473664 1.00000 true PPO USA INC 310 NE MULBERRY LEES SUMMIT MO 640865861 364722027 SUBSIDIARY MO GEHA HLDGS INC C CORP 15773789 10940669 1.00000 true SURETY LIFE INSURANCE COMPANY 310 NE MULBERRY LEES SUMMIT MO 640865861 870198108 SUBSIDIARY NE GEHA HLDGS INC C CORP 483836 417858458 1.00000 true true false false true false false true false false false false true false true true false true false false GEHA HOLDINGS INC A(I) 111019 MID-TERM RATE GEHA HOLDINGS INC D 5576266 COST PPO USA INC L 8940701 COST SURETY LIFE INSURANCE COMPANY L 1249521 COST PPO USA INC Q 9281189 COST SURETY LIFE INSURANCE COMPANY Q 1412215 COST SCHEDULE R, PART II, LINE 1 THE UNITED STATES GOVERNMENT IS LISTED AS A RELATED ORGANIZATION BECAUSE IT IS THE SPONSORING ORGANIZATION OF THE GOVERNMENT EMPLOYEES HEALTH ASSOCATION UNDER THE FEDERAL EMPLOYEES HEALTH BENEFIT ACT OF 1959. SCHEDULE R, PART V, LINES 2(4) & 2(5) THE AMOUNTS FOR SHARING OF FACILITIES, EQUIPMENT, MAILING LISTS OR OTHER ASSETS AND THE AMOUNTS FOR SHARING OF PAID EMPLOYEES ARE INCLUDED AS PART OF THE PERFORMANCE OF SERVICES AMOUNTS DISCLOSED ABOVE.