2018-11-14T15:04:46-06:00 2017-12-31 431592217 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 66061 990 2017-01-01 480612011 HEARTLAND CREDIT UNION HEAR 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 JOEL ANDREW CFO 6206690177 2018-11-14 1 JERRY TENBRINK P00638199 9138946214 97.87.82.114 2018-11-14 15:04:10 CS P 8C7C43951168CF45788263B15885B9037C681A73 DF81630E7C01E54DA6D3CC5C7C1702BCCB5963A3 2017 2019-02-21 02:37:17Z DANIEL SPRINGER 4000 N MONROE ST HUTCHINSON KS 675022224 18895562 0 X WWW.HCU.COOP X 1948 KS TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 7 7 145 16 89232 -76756 7500 2450 16079794 16992356 493291 330750 0 0 16580585 17325556 9819 5000 32975 33074 6653726 7502347 0 0 0 7260333 7893775 13956853 15434196 2623732 1891360 279757696 306186340 253177635 277763914 26580061 28422426 TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 24,934 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2017, THERE WERE 21,447 LOANS OUTSTANDING TOTALING $251,856,803. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,571,992 FOR THE YEAR. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 1 0 0 1 11314 0 1 145 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 X JOEL ANDREW 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 REX CHRISTNER CHAIRMAN 3.00 X 0 0 0 ROY BROXTERMAN VICE CHAIRMAN 2.00 X 0 0 0 KENDAL PULLIAM SECRETARY/TREASURER 2.00 X 0 0 0 RICHARD CARLISLE BOARD MEMBER 2.00 X 0 0 0 JOHN MCCANNON BOARD MEMBER 2.00 X 0 0 0 CAROLINE PHELPS BOARD MEMBER 2.00 X 0 0 0 MARK WOLESLAGEL BOARD MEMBER 2.00 X 0 0 0 DANIEL SPRINGER PRESIDENT/CEO 50.00 X 217213 0 21335 MICHELLE WALN VP - CULTURE 50.00 X 142175 0 11986 ZACK CLOBES VP - TECHNOLOGY 50.00 X 137916 0 15171 JEREMY STAUFFACHER VP - SALES & SERVICE 50.00 X 119462 0 16003 JOEL ANDREW CHIEF FINANCIAL OFFICER 50.00 X 106235 0 16550 JEFF GALLERY CHIEF LENDING OFFICER 50.00 X 93603 0 5462 JAMES HOFFMAN COMMERCIAL LOAN OFFICER 40.00 X 100149 0 5058 GARTH STRAND FORMER PRESIDENT/CEO 40.00 X 104157 0 4231 1020910 0 95796 7 1 1 0 SIMPSON CONSTRUCTION 1831 S ANNA WICHITA KS 67277 CONSTRUCTION SERVICES 2264274 JACK HENRY & ASSOCIATES PO BOX 609 MONETT MO 65708 CORE PROVIDER 402322 DIEBOLD NIXDORF INC PO BOX 643543 PITTSBURGH PA 152643543 CASH MANAGEMENT & EQUIPMENT MAINTENANCE 189942 JWAALA 1717 WEST 6TH STREET STE 112 AUSTIN TX 78703 ONLINE BANKING 140352 INSIGHT DIRECT USA PO BOX 731069 DALLAS TX 753731069 TECHNOLOGY EQUIPMENT 121422 5 2450 2450 INTEREST ON LOANS 522100 10902405 10902405 FEES & OTHER INCOME 522100 6000719 6000719 INSURANCE & WARRANTIES 522100 52500 52500 NON-MEMBER ATM FEES 522100 36732 36732 16992356 371754 371754 873812 655190 885341 684665 -11529 -29475 -41004 -41004 17325556 17233874 89232 0 5000 33074 903112 5405009 257737 464728 471761 25743 107450 120299 494308 2267118 107739 479231 51435 256335 352574 793475 124654 MEMBER DIVIDENDS 1571992 LOAN SERVICING 482409 PROVISION FOR LOAN LOSS 465000 ASSOCIATION DUES 85389 108624 15434196 2304363 2420214 14336645 10530453 42642 103010 2400000 222584100 249707085 566577 579181 20008786 6981375 9209537 13027411 14401346 11264742 9693892 9992775 6618594 6161469 279757696 306186340 1963137 2145599 27649029 33337725 223565469 242280590 253177635 277763914 X 0 0 0 0 26580061 28422426 26580061 28422426 279757696 306186340 1891360 -48995 0 X 0 0 0 2087320 2087320 13125378 3154270 9971108 12621 8975 3646 4705098 3818130 886968 78369 78369 13027411 MEMBER SHARE DEPOSITS 242280590 242280590 X 1 1 X X X X 0 0 0 DANIEL SPRINGER PRESIDENT/CEO 190165 0 24154 0 2894 0 15193 0 6142 0 238548 0 0 0 MICHELLE WALN VP - CULTURE 125458 0 16717 0 0 0 9391 0 2595 0 154161 0 0 0 ZACK CLOBES VP - TECHNOLOGY 120349 0 15662 0 1905 0 7081 0 8090 0 153087 0 0 0 GARTH STRAND FORMER PRESIDENT/CEO 78905 0 8825 0 16427 0 0 0 4231 0 108388 0 0 0 PART I, LINE 1A THE CREDIT UNION PROVIDES REIMBURSEMENT FOR YMCA MEMBERSHIP DUES. THIS BENEFIT IS AVAILABLE TO ALL EMPLOYEES, INCLUDING OFFICERS. PART I, LINE 3 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. DANIEL SPRINGER PRESIDENT/CEO NONRECOURSE SPLIT DOLLAR PLAN X 2400000 2400000 0 1 1 2400000 MEMBERS MORTGAGE SERVICES LLC (MMS) D.SPRINGER, J.GALLERY & K.PULLIAM ARE BOARD MEMBERS OF MMS 277874 SERVICE RELEASE PREMIUMS RECEIVED FROM MMS 0 MEMBERS MORTGAGE SERVICES LLC (MMS) D.SPRINGER, J.GALLERY & K.PULLIAM ARE BOARD MEMBERS OF MMS 545792 GAIN RECEIVED FROM SALE OF MORTGAGES TO FNMA THROUGH MMS 0 MEMBERS MORTGAGE SERVICES LLC (MMS) D.SPRINGER, J.GALLERY & K.PULLIAM ARE BOARD MEMBERS OF MMS 65250 FEES PAID TO MMS FOR MORTGAGE SERVICES PROVIDED FOR MEMBER LOANS AND USE OF MORTGAGE SERVICING TECHNOLOGY FOR IN-HOUSE LOANS 0 MEMBERS MORTGAGE SERVICES LLC (MMS) D.SPRINGER, J.GALLERY & K.PULLIAM ARE BOARD MEMBERS OF MMS 37862 FEES RECEIVED FROM MMS FOR USE OF THE CREDIT UNION'S NETWORKS, TECHNOLOGY AND SUPPORT STAFF 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR. FORM 990, PART VI, SECTION B, LINE 11B THE CFO REVIEWS THE FORM 990 WITH THE PRESIDENT/CEO AND APPROVES THE FINAL RETURN BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. SIMILARLY, THE PRESIDENT/CEO DETERMINES COMPENSATION FOR ALL OTHER OFFICERS AND KEY EMPLOYEES AND PRESENTS THIS AS PART OF THE BUDGET PACKAGE TO THE BOARD FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION'S LOBBY AND ON THEIR WEBSITE, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. MEMBERSOURCE INC 4000 N MONROE HUTCHINSON KS 67502 742809182 SECURITIES BROKERAGE SERVICES KS SECURITIES BROKERAGE SERVICES C -50 120056 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0