2018-11-14T12:00:04-06:00 2017-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2017-01-01 941031345 EDUCATIONAL EMPLOYEES CREDIT UNION EDUC 5594377731 2222 WEST SHAW AVENUE FRESNO CA 93711 ELIZABETH DOOLEY PRESIDENT/CEO 5594377731 2018-11-07 1 VALENTINO CREUS CPA P01054153 8189549700 24.176.202.186 2018-11-07 15:34:45 PS P AF4F97BFF341B67202FA09B643B1D08BFF97A8E1 EAB9806DEF4238CAE74313C6CC2BD34B53E62B85 2017 2019-02-21 02:37:17Z ELIZABETH DOOLEY 2222 WEST SHAW AVENUE FRESNO CA 93711 115646921 0 X WWW.MYEECU.ORG X CREDIT UNION 1934 CA A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 9 9 562 18 1624563 -201529 0 0 82077830 88560724 23552751 26964072 0 0 105630581 115524796 844678 745927 0 0 31444560 33807459 0 0 0 51393756 56553111 83682994 91106497 21947587 24418299 2748522101 2916276654 2423556670 2570178050 324965431 346098604 X EDUCATIONAL EMPLOYEES CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, EDUCATIONAL EMPLOYEES CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH CONSUMER LOANS FROM A BROAD ARRAY OF PRODUCT OFFERINGS, INCLUDING VEHICLE LOANS, CREDIT CARDS AND PERSONAL LINES OF CREDIT. ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH MORTGAGE LOANS, INCLUDING FIRST TRUST DEEDS, SECOND TRUST DEEDS AND HOME EQUITY LINES OF CREDIT. ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH A BROAD ARRAY OF DEPOSIT PRODUCT OFFERINGS, INCLUDING A HIGH-YIELD CHECKING ACCOUNT PRODUCT AND A PREMIUM-RATE TIERED SAVINGS PRODUCT. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 1 0 0 0 0 0 0 0 0 1 1 0 0 1 64474 0 1 562 1 1 1 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X ELENA MARTIN CONTROLLER 5594377733 2222 WEST SHAW AVENUE FRESNO CA 93711 DEREK SCHARTON CHAIRPERSON 4.00 X 2442 0 0 MIKE SNELL VICE-CHAIRPERSON 2.00 X 159 0 0 DAVID A ROBERTS TREASURER 2.00 X 2703 0 0 PAUL HOKOKIAN SECRETARY 2.00 X 1661 0 0 CLEO BAUER-PAPAGNI BOARD MEMBER 2.00 X 1463 0 0 RICK BROWNING BOARD MEMBER 2.00 X 2943 0 0 BARBARA THOMAS BOARD MEMBER 2.00 X 447 0 0 JOHN TINKER BOARD MEMBER 2.00 X 1516 0 0 WALTER A FRANZELL BOARD MEMBER 2.00 X 2360 0 0 CAROL MUNSHOWER BOARD MEMBER (EMERITUS) 2.00 X 159 0 0 LISA CUTTS SUPV CMTE CHAIR 2.00 X 507 0 0 ALI NEKUMANESH SUPV CMTE SECRETARY 2.00 X 1941 0 0 WILLIAM CLARK SUPV CMTE MEMBER 2.00 X 2787 0 0 PHILIP NEUFELD SUPV CMTE MEMBER 2.00 X 674 0 0 THOMAS BORCHARDT SUPV CMTE MEMBER 2.00 X 3668 0 0 ELIZABETH DOOLEY PRESIDENT/CEO 60.00 X 735210 0 674307 BEVERLY RYAN CFO 50.00 X 297978 0 35351 MARK PEREZ CLO 50.00 X 302227 0 65966 DENDA MATTHEWS COO 50.00 X 291657 0 44758 BRADLEY TOWERS FINANCIAL REP 40.00 X 285695 0 27228 DICK ASHJIAN SVP RISK MGMT 50.00 X 255433 0 45131 THOMAS GRAY SVP HR & FACILITIES 50.00 X 252212 0 59137 ELENA MARTIN CONTROLLER 50.00 X 212884 0 29874 JULIE MATTERN SVP BRANCHES 50.00 X 208207 0 41952 2866933 0 1023704 33 0 1 0 DIGITAL INSIGHTINTUIT PO BOX 515306 LOS ANGELES CA 900516606 ONLINE BANKING SERVICES 4342264 JEFFREY SCOTT AGENCY 670 P STREET FRESNO CA 93721 ADVERTISING 1842347 DATA STATEMENT 23120 ALICIA PKWY STE 200 MISSION VIEJO CA 92692 MEMBER STATEMENTS 1342059 DIEBOLD PO BOX 643543 PITTSBURGH PA 15264 ATM MAINTENANCE 1171519 VISA USA PO BOX 60000-FILE 2953 SAN FRANCISCO CA 94160 VISA/DEBIT CARD 1107927 23 INTEREST ON LOANS 522100 53387473 53387473 OTHER OPERATING INCOME 522100 23653626 22529316 1124310 FEE INCOME 522100 11519625 11019372 500253 88560724 26932792 26932792 153405 122125 31280 31280 31280 115524796 113900233 1624563 0 625927 120000 2866933 20505022 2998518 5474555 1962431 81046 324072 3322318 4199314 11665426 1055813 2922943 597319 9951766 2984821 507471 LOAN SERVICING EXPENSE 12575646 PROV. FOR LOAN LOSSES 4935284 MISC OPERATING EXPENSE 1429872 91106497 34854084 35511266 326108674 146079583 1115060 223554 6465832 6979767 56691427 38799999 17996380 17891428 1154535571 1413114836 1151114555 1241452613 56331945 55023607 2748522101 2916276654 26869377 32080054 2396687293 2538097996 2423556670 2570178050 X 0 0 0 0 324965431 346098604 324965431 346098604 2748522101 2916276654 X 24418299 -787719 -2497407 X X 0 1 X 1 0 7450 7450 7450 1 CCUL PAC 1201 K STREET 1050 SACRAMENTO CA 95814 940357265 5000 JOAQUIN ARAMBULA FOR STATE ASSEMBLY P O BOX 4469 FRESNO CA 93744 814814016 1000 JIM PATTERSON FOR STATE ASSEMBLY STATE CAPITAL 3132 SACRAMENTO CA 94249 450 BILL DODD FOR SENATE PO BOX 5482 NAPA CA 94581 1000 PART I-A, LINE 1: CONTRIBUTION TO CCUL - PAC THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR JIM PATTERSON RUNNING FOR STATE ASSEMBLY. FOLLOWING IS THE NAME AND ADDRESS OF THE CAMPAIGN. JIM PATTERSON STATE CAPITAL, SUITE #3132 SACRAMENTO, CA 94249 FPPC ID#1393990 THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR BILL DODD RUNNING FOR SENATE. FOLLOWING IS THE NAME AND ADDRESS OF THE CAMPAIGN. BILL DODD PO BOX 5482 NAPA, CA 94581 FPPC ID#1392482 5527451 5527451 11943569 5201760 6741809 14133371 11299646 2833725 25087036 22298593 2788443 17891428 LOANS AND LEASES 1208868205 F NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT 24646408 C DEPOSITS IN COMMERCIAL BANKS 7938000 C 1241452613 TOTAL SHARES AND DEPOSITS 2538097996 2538097996 X PART X, LINE 2: FASB ASC TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED, AND PRESENTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE-LIKELY-THAN-NOT OF BEING SUSTAINED WHEN CHALLENGED OR WHEN EXAMINED BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED DECEMBER 31, 2017 AND 2016, MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. 1 ACTIVE 20-30 CLUB OF MERCED #53 3144 NORTH G ST STE 125-327 MERCED CA 95340 320148898 501(C)(4) 5500 FMV SUPPORT ACTIVITIES FOR LOCAL YOUTH AMERICAN HEART ASSOCIATION 7272 GREENVILLE AVENUE DALLAS TX 75231 135613797 501(C)(3) 15000 FMV SUPPORT THE IMPROVEMENT OF BUILDING HEALTHIER LIVES, FREE OF CARDIOVASCULAR DISEASES AND STROKE AMERICAN RED CROSS 2002 N FINE AVENUE FRESNO CA 93727 942240541 501(C)(3) 9569 FMV PROVIDE LOCAL ASSISTANCE WITH DISASTERS ASIAN AMERICAN MONTH 390 W FIR AVE CLOVIS CA 93611 770190269 501(C)(3) 6500 FMV SUPPORT COMMUNITY ACITIVITIES CALIFORNIA ARMENIAN HOME 6720 E KINGS CANYON RD FRESNO CA 93727 941193572 501(C)(3) 5000 FMV SUPPORT THE QUALITY CARE OF SENIOR LIVING WITHIN THE COMMUNITY CALIFORNIA OPERA GUILD 41885 YOSEMITE PINES DR OAKHURST CA 93644 263671215 501(C)(3) 5000 FMV ASSIST INTERNATIONAL YOUNG ARTISTS TO BECOME SELF-SUFFICIENT MUSICALLY AND DRAMATICALLY CASA OF FRESNO AND MADERA COUNTIES 1252 FULTON MALL FRESNO CA 93721 770401361 501(C)(3) 10000 FMV SUPPORT VOLUNTEERS TO ADVOCATE FOR ABUSED AND NEGLECTED CHILDREN CENTRAL VALLEY COMM FOUNDATION 5250 N PALM AVE 424 FRESNO CA 93704 770478025 501(C)(3) 5000 FMV SUPPORT FOR INVESTMENT AND LOCAL CONTROL OF PHILANTHROPIC RESOURCES CHILDREN'S MIRACLE NETWORK HOSPITALS 205 WEST 700 SOUTH SALT LAKE CITY UT 84101 870387205 501(C)(3) 5000 FMV SUPPORT THE AWARENESS OF CHILDREN BY RAISING FUNDS FOR HOSPITALS AND FOUNDATIONS CLOVIS RODEO ASSOCIATION PO BOX 445 CLOVIS CA 93613 941135185 501(C)(7) 5000 FMV SUPPORT OF LOCAL SCHOOLS, CHARITIES, AND ORGANIZATIONS CLOVIS UNIFIED SCHOOL DISTRICT 1450 HERNDON AVENUE CLOVIS CA 93611 942840774 CLOVIS USD 16000 FMV SUPPORT THE IMPROVEMENT OF STUDENT ACHIEVEMENT COS FOUNDATION 915 S MOONEY BLVD VISALIA CA 93277 770071634 501(C)(3) 15000 FMV SUPPORTIVE POSITIVE IMPACT ON STUDENTS AND THEIR COMMUNITIES CSU FOUNDATION 401 GOLDEN SHORE LONG BEACH CA 90802 956123757 501(C)(3) 5000 FMV SUPPORT FOR THE ARTS DINUBA UNIFIED SCHOOL DISTRICT 1327 EAST EL MONTE WAY DINUBA CA 93618 942191905 DINUBA USD 6000 FMV PROMOTE POSITIVE SCHOOL DISCIPLINE FOR IMPROVED SOCIAL AND EMOTIONAL HEALTH FDSA GOLF TOURNAMENT 1360 VAN NESS AVE FRESNO CA 93721 237377560 501(C)(6) 7500 FMV SUPPORT FOR GOLF TOURNAMENTS AND PROVIDE ASSISTANCE TO COMMUNITY FOUNDATION FOR CENTRAL SCHOOLS 4605 N POLK FRESNO CA 93722 562316616 501(C)(3) 5000 FMV SUPPORT CENTRAL UNIFIED SCHOOL PROGRAMS FOUNDATION FOR CLOVIS SCHOOLS 1450 HERNDON AVENUE CLOVIS CA 93611 770140576 501(C)(3) 10000 FMV SUPPORT PROGRAMS OF CLOVIS SCHOOLS FOUNDATION FOR RIVERDALE UNIFIED SCHOOLS PO BOX 1058 RIVERDALE CA 93656 371645339 501(C)(3) 5000 FMV SUPPORT AND ENHANCE THE OVERALL EDUCATIONAL PROGRAMS FRESNO ATHLETIC HALL OF FAME PO BOX 14088 FRESNO CA 93650 770111207 501(C)(3) 6000 FMV SUPPORT THE ESTABLISHMENT OF A PERMANENT HOME TO SHOWCASE THE RICH ATHLETIC HERITAGE FRESNO FAIR 1121 S CHANCE AVENUE FRESNO CA 93702 946001554 24000 FMV SUPPORT COMMUNITY ACITIVITIES FRESNO GRIZZLIES 1800 TULARE STREET FRESNO CA 93721 364577270 30000 FMV SUPPORT COMMUNITY ACITIVITIES FRESNO HISTORICAL SOCIETY 7160 W KEARNEY AVE FRESNO CA 93706 941531568 501(C)(3) 16000 FMV PROMOTION OF HISTORY FRESNO PHILHARMONIC 2377 W SHAW AVE FRESNO CA 93711 941309738 501(C)(3) 5000 FMV SUPPORT COMMUNITY ACITIVITIES FRESNO POLICE CHIEF'S FOUNDATION PO BOX 1289 FRESNO CA 93715 412029665 501(C)(3) 5000 FMV SUPPORT FOR IMPROVING COMMUNITY RELATIONS AND PROMOTING THE FRESNO POLICE DEPARTMENT'S INTERACTION WITH THE CITIZENS OF FRESNO AND VARIOUS COMMINITY ORGANIZATIONS FRESNO STATE FOUNDATION 4910 N CHESTNUT FRESNO CA 937261852 770217681 501(C)(3) 32600 FMV PROVIDE SUPPORTIVE SERVICES FOR SPONSORED PROGRAMS FRESNO UNIFIED SCHOOL DISTRICT 2309 TULARE STREET FRESNO CA 93721 946002206 FRESNO USD 15000 FMV SUPPORT THE IMPROVEMENT OF STUDENT ACHIEVEMENT GIRL SCOUTS OF CENTRAL CALIFORNIA 1377 W SHAW AVE FRESNO CA 93711 946000662 501(C)(3) 5500 FMV SUPPORT GIRL SCOUT MISSION TO BUILD GIRLS WITH COURAGE, CONFIDENCE, AND CHARACTER KINGS COUNTY OFFICE OF EDUCATION 1144 WEST LACEY BLVD HANFORD CA 932305956 770135892 KINGS OFF EDUC 6000 FMV SUPPORT KINGS COUNTY EDUCATION PROGRAM LEADERSHIP FRESNO 2331 FRESNO STREET FRESNO CA 93721 942914776 501(C)(3) 5000 FMV PROMOTE ECONOMIC DEVELOPMENT THROUGH SMALL BUSINESS DEVELOPMENT MARCH OF DIMES 1530 E SHAW SUITE 102 FRESNO CA 93710 131846366 501(C)(3) 10198 FMV SUPPORT FOR HEALTH AND WELLNESS MARJAREE MASON CENTER 1600 M ST FRESNO CA 93721 941156639 501(C)(3) 12500 FMV SUPPORT STUDENT DEVELOPMENT BY ENCOURAGING COMMUNITY INVESTMENT AND INVOLVEMENT MERCED COLLEGE FOUNDATION 3600 M STREET MERCED CA 95348 237385578 501(C)(3) 9100 FMV PROVIDE SUPPORT FOR THE ACTIVITIES AND PROGRAMS WHICH ARE NECESSARY TO MAINTAIN EXCELLENCE IN ALL AREAS OF EDUCATION AND COMMUNITY SERVICE. MERCED COUNTY OFFICE OF EDUCATION 632 W 13TH STREET MERCED CA 95341 946002379 MERCED OFF EDUC 5000 FMV SUPPORT MERCED COUNTY EDUCATION PROGRAMS MERCED UNION HIGH SCHOOL DISTRICT EDUCATION FOUNDATION PO BOX 2147 MERCED CA 95344 770312888 501(C)(3) 3500 FMV PROVIDE EDUCATIONAL GRANTS AND SCHOLARSHIPS PAIN PRESCRIPTION ABUSERS IN NEED 83 E SHAW SUITE 202 FRESNO CA 93710 900606073 501(C)(3) 5000 FMV PREVENT ABUSE OF NARCOTIC PRESCRIPTION DRUGS WHILE GIVING SUPPORT AND HOPE TO INDIVIDUALS AND FAMILIES PASO ROBLES JOINT USD 800 NIBLICK ROAD PASO ROBLES CA 93446 481295642 PASO ROBLES JT USD 5000 FMV SUPPORT FOR EDUCATION READING AND BEYOND 4670 E BUTLER AVENUE FRESNO CA 93702 770508471 501(C)(3) 5000 FMV EMPOWER CHILDREN AND FAMILIES TO ACHIEVE PRODUCTIVE, SELF-RELIANT LIVES. REDWOOD CU COMMUNITY FUND 3033 CLEVELAND AVE 100 SANTA ROSA CA 95403 475084832 501(C)(3) 10000 FMV SUPPORT COMMUNITY ACITIVITIES SAINT AGNES FOUNDATION 1111 E SPRUCE AVE FRESNO CA 93720 941437713 501(C)(3) 5000 FMV SUPPORT FOR CHILDCARE AND WELLNESS SALVATION ARMY WORLD SERVICE OFFICE 615 SLATERS LAND ALEXANDREA VA 22314 132923701 501(C)(3) 12500 FMV PROMOTES COMMUNITY-BASED INITIATIVES THAT PROVIDE DISASTER RELIEF, EDUCATION, EMPOWERMENT, AND PUBLIC HEATH SAN JOAQUIN RIVER PARKWAY 11605 OLD FRIANT ROAD FRESNO CA 93730 770196692 501(C)(3) 7500 FMV SUPPORT PRESERVATION OF THE SAN JOAQUIN RIVER STATE CENTER COMMUNITY COLLEGE FOUNDATION 390 W FIR AVE CLOVIS CA 93611 770190269 501(C)(3) 29500 FMV PROVIDE SUPPORTIVE SERVICES AND SPECIALIZED PROGRAMS FOR THE BENEFIT OF THE STATE CENTER COMMUNITY COLLEGE DISTRICT THE LOVE HARDER PROJECT 715 HYMETTUS AVE LEUCADIA CA 92024 472786839 501(C)(3) 5000 FMV PROMOTE AWARENESS TO ASSIST VICTIMS OF VIOLENCE TULARE COUNTY OFFICE OF EDUCATION 6200 S MOONEY BLVD VISALIA CA 93277 770528641 501(C)(3) 7600 FMV SUPPORT FOR EDUCATION UC REGENTS 5200 LAKE ST MERCED CA 95343 270093858 CA STATE UNIV SYS 47600 FMV PROMOTION OF UC MERCED CAMPUS PROGRAMS UNITED WAY FRESNO COUNTY 4949 KINGS CANYON RD FRESNO CA 93727 941156514 501(C)(3) 13140 FMV SUPPORT THE IMPROVEMENT OF LIFE QUALITY IN THE COMMUNITY VALLEY CAREGIVER RESOURCE CENTER 3845 N CLARK ST 201 FRESNO CA 93726 770370104 501(C)(3) 5000 FMV SUPPORT FOR COMMUNITY ACTIVITIES AND CAREGIVERS VALLEY CRIME STOPPERS 7576 N INGRAM FRESNO CA 93711 770329094 501(C)(3) 19500 FMV SUPPORT CRIME PREVENTION VALLEY PUBLIC TELEVISION 1544 VAN NESS AVE FRESNO CA 93721 770162617 501(C)(3) 17500 FMV SUPPORT PUBLIC TELEVISION VISALIA LIONS BAND REVIEW PO BOX 768 VISALIA CA 93279 452121493 501(C)(3) 5000 FMV SUPPORT LOCAL CHARITY PROGRAMS VISALIA RAWHIDE BALL CLUB 300 N GIDDINGS ST VISALIA CA 93291 954026458 10000 FMV SUPPORT COMMUNITY ACITIVITIES WEST HILLS COLLEGE DISTRICT 9900 CODY AVENUE COALINGA CA 93210 770323447 1000 FMV SUPPORT FOR EDUCATION WHCC FOUNDATION 9900 CODY AVENUE COALINGA CA 93210 770186793 501(C)(3) 20000 FMV SUPPORT FOR EDUCATION WINGS ADVOCACY FRESNO 1099 E CHAMPLAIN DR NO A80 FRESNO CA 93720 811384087 501(C)(3) 5170 FMV PROVIDES SUPPORT TO SERVE HOMELESS NEIGHBORS 40 13 EDUCATIONAL GRANTS 60 120000 FMV SCHEDULE I, PART 1, LINE 2 ALL RECIPIENTS MUST APPLY FOR THE SCHOLARSHIPS. ONCE AWARDED, STUDENTS MUST PROVIDE PROOF OF ENROLLMENT BEFORE GRANT FUNDS ARE PAID. X 1 1 X X X X 0 1 0 ELIZABETH DOOLEY PRESIDENT/CEO 614128 0 113211 0 7871 0 643581 0 30726 0 1409517 0 0 0 BEVERLY RYAN CFO 287323 0 10000 0 655 0 34200 0 1151 0 333329 0 0 0 MARK PEREZ CLO 278251 0 10000 0 13976 0 34200 0 31766 0 368193 0 0 0 DENDA MATTHEWS COO 281002 0 10000 0 655 0 34200 0 10558 0 336415 0 0 0 BRADLEY TOWERS FINANCIAL REP 42051 0 243097 0 547 0 16200 0 11028 0 312923 0 0 0 DICK ASHJIAN SVP RISK MGMT 244328 0 10000 0 1105 0 33497 0 11634 0 300564 0 0 0 THOMAS GRAY SVP HR & FACILITIES 241557 0 10000 0 655 0 33515 0 25622 0 311349 0 0 0 ELENA MARTIN CONTROLLER 202229 0 10000 0 655 0 13098 0 16776 0 242758 0 0 0 JULIE MATTERN SVP BRANCHES 197552 0 10000 0 655 0 30709 0 11243 0 250159 0 0 0 PART I, LINE 4B THE CREDIT UNION OFFERS A 457B RETIREMENT PLAN THAT ALLOWS EXECUTIVES TO DEFER A SPECIFIED AMOUNT OF THEIR PRE-TAX INCOME FOR INVESTMENT. EMPLOYEES MAY MAKE DISCRETIONARY CONTRIBUTIONS TO THE PLAN BUT ARE NOT REQUIRED. EMPLOYEES ARE 100% VESTED AT THE TIME OF CONTRIBUTION. THE 457B FUNDS ARE INVESTED IN MUTUAL FUNDS AND OTHER INVESTMENT OPTIONS ALSO OFFERED IN THE CREDIT UNION'S 401K PLAN. CURRENTLY, THE FOLLOWING EXECUTIVES ARE ACTIVELY PARTICIPATING IN THE 457B PLAN: ELIZABETH DOOLEY, BEVERLY RYAN, DENDA MATTHEWS, MARK PEREZ, THOMAS GRAY, DICK ASHJIAN, AND JULIE MATTERN. IN 2017, $18,000 HAS BEEN CONTRIBUTED TO THE FOLLOWING EMPLOYEES PARTICIPATING IN THE 457B PLAN: ELIZABETH DOOLEY, BEVERLY RYAN, DENDA MATTHEWS, MARK PEREZ, THOMAS GRAY, DICK ASHJIAN, AND JULIE MATTERN. THE CREDIT UNION ALSO OFFERS A 457F WHICH IS FUNDED SOLELY BY A LIFE INSURANCE POLICY OWNED BY THE CREDIT UNION. CURRENTLY, ELIZABETH DOOLEY IS THE ONLY PARTICIPANT. INFORMATION OF THE LIFE INSURANCE IS BEING REPORTED ON FORM 8925. DENDA MATTHEWS OFFICER PLATINUM VISA X 32500 26963 0 1 1 MARK PEREZ OFFICER PLATINUM VISA X 35000 727 0 1 1 BEVERLY RYAN OFFICER PLATINUM VISA X 35000 1853 0 1 1 THOMAS GRAY HCE PLATINUM VISA X 32500 9333 0 1 1 THOMAS GRAY HCE 1ST T/D X 235000 182008 0 1 1 ELIZABETH DOOLEY OFFICER PLATINUM VISA X 35000 2670 0 1 1 223554 DANIEL MARTIN DEPENDENT OF HIGHLY COMPENSATED EMPLOYEE EDUCATION FORM 990, PART VI, SECTION A, LINE 6 EDUCATIONAL EMPLOYEES CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. EDUCATIONAL EMPLOYEES CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF THE CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B THE RETURN IS REVIEWED BY THE CONTROLLER, CFO AND CEO. ADDITIONALLY THE RETURN WILL BE PROVIDED TO THE BOARD MEMBERS BEFORE IT IS SUBMITTED. FORM 990, PART VI, SECTION B, LINE 12C ALL DIRECTORS AND EMPLOYEES MUST ANNUALLY ATTEND A CODE OF CONDUCT TRAINING PRESENTATION WHICH INCLUDES CONFLICT OF INTEREST PROVISIONS. THEIR REQUIRED ATTENDANCE IS EVIDENCED THROUGH A SIGNED ACKNOWLEDGEMENT. IN ADDITION, ALL PROSPECTIVE DIRECTORS SIGN AN ADDITIONAL CONFLICT OF INTEREST STATEMENT. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS HIRES AN INDEPENDENT OUTSIDE FIRM THAT SPECIALIZES IN THIS AREA FOR BOTH THE ANNUAL REVIEW AND SALARY STRUCTURE FOR THE CEO. IN ADDITION THE CREDIT UNION USES THE RESULTS OF SEVERAL SURVEYS IN SETTING THE CEO'S COMPENSATION. FOR THE SVP'S AND ALL OTHER KEY EMPLOYEES SURVEYS ARE CONSULTED WHICH SUPPORT SALARY LEVELS AND DUTIES. ALL EMPLOYEES RECEIVE ANNUAL REVIEWS. FORM 990, PART VI, SECTION C, LINE 19 CERTAIN GOVERNING DOCUMENTS AND POLICIES MAY BE MADE AVAILABLE BY WRITTEN REQUEST THROUGH THE CREDIT UNION'S BOARD APPROVED RECORDS INSPECTION POLICY. FINANCIAL STATEMENTS ARE POSTED AND AVAILABLE TO THE PUBLIC AT EACH CREDIT UNION BRANCH OFFICE ON A MONTHLY BASIS. IN ADDITION, AN ANNUAL REPORT IS MADE AVAILABLE AT THE CREDIT UNION'S ANNUAL MEETING OF MEMBERS. FORM 990, PART XI, LINE 9: CHANGE IN OTHER COMPREHENSIVE INCOME -2,497,407. FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. EDUCATORS FINANCIAL & INSURANCE SERVICES 2222 W SHAW AVENUE FRESNO CA 93711 770244291 DORMANT CORPORATION NOT CURRENTLY CONDUCTING BUSINESS CA EDUCATIONAL EMPLOYEES CREDIT UNION C 5000 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0