2018-11-09T10:05:26-06:00 2017-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2017-01-01 390126914 UNITEDONE CREDIT UNION UNIT 9206840361 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KIM ROONEY CHIEF EXECUTIVE OFFICER 9206840361 2018-11-07 1 MARY A COATES CPA P00134220 7158453111 2018-11-07 50.50.56.238 2018-11-07 10:53:25 CS P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 591F57CCDB6768E443135B10ADA072E30A282E8B 2017 2019-02-21 02:37:17Z KIMBERLY ROONEY 1117 SOUTH 10TH STREET MANITOWOC WI 54220 11259949 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 10 10 1 9 51131 0 0 0 10401071 10829645 288892 387173 608769 43131 11298732 11259949 64920 29864 0 0 4645844 4521016 0 0 0 4177760 5167852 8888524 9718732 2410208 1541217 201047822 210358199 176262485 184008939 24785337 26349260 X UNITEDONE CREDIT UNION IS A COMMUNITY CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISCONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC AND SHEBOYGAN. SEVEN BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER TO ASSIST YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 0 0 IN 2017, THERE WERE 41,224 DEPOSIT ACCOUNTS AND 4,831 NEW LOANS GRANTED FOR A TOTAL OF 9,819. THE NUMBER OF MEMBERS AT YEAR END WERE 19,547 WITH A POTENTIAL MARKET OF 243,681. WE LAUNCHED APPLE PAY, SAMSUNG PAY AND ANDROID PAY TO COMPLIMENT OUR MOBILE BANKING AND REMOTE DEPOSIT CAPTURE SERVICES. WE ALSO UPGRADED OUR MOBILE APP TO MAKE OUR MEMBER EXPERIENCE OUTSIDE OF THE BRANCH BETTER. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 4524 0 1 1 1 1 1 0 0 0 0 0 0 0 X 10 10 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X ASHLEY VANDERMAUSE 9206522548 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KATELYN BURTON BOARD MEMBER 2.00 X 0 0 0 NORBERT CAROLLO BOARD MEMBER 2.00 X 0 0 0 SHERRY REZBA BOARD MEMBER 2.00 X 0 0 0 JAMES SCHUESSLER BOARD MEMBER 2.00 X 0 0 0 BETH SNYDER BOARD MEMBER 2.00 X 0 0 0 LAEM XAYVONG BOARD MEMBER 2.00 X 0 0 0 JOHN SCHULTZ CHAIRMAN 2.00 X X 0 0 0 LARRY BAHR VICE CHAIR 2.00 X X 0 0 0 JILL PICKETT TREASURER 2.00 X X 0 0 0 THOMAS KEIL SECRETARY 2.00 X X 0 0 0 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 50.00 X 180187 0 34549 ASHLEY VANDERMAUSE CHIEF FINANCIAL OFFICER 50.00 X 57218 0 2958 MICHELLE MCCLELLAND CHIEF FINANCIAL OFFICER (THRU APRIL) 50.00 X 50008 0 13032 JASON MUENCH FINANCIAL PLANNER 50.00 X 115072 0 39831 TAMMY PELLETIER CHIEF OPERATING OFFICER 50.00 X 110752 0 7131 AMY SONNEMANN CHIEF LENDING OFFICER 50.00 X 110514 0 5181 623751 0 102682 4 0 1 0 IT GROUP LLC 30230 ORCHARD LAKE ROAD FARMINGTON HILLS MI 48334 IT CONSULTING/CORE SYSTEM 544952 EDGE ONE 161 BUSINESS PARK CIRCLE STOUGHTON WI 53589 PURCHASE OF PERSONAL TELLER MACHINES 453729 REMOTE OPERATIONS COMPANY 200 PACKERLAND DRIVE GREEN BAY WI 54303 CONSULTING/IT SERVICES 328206 LAMACCHIA GROUP 157 NORTH MILWAUKEE ST MILWAUKEE WI 53202 CONSTRUCTION 156145 CRIF CORP 280 INTERSTATE NORTH CIRCLE SUITE 4 ATLANTA GA 30339 CONSUMER LENDING PLATFORM 105495 5 INTEREST ON LOANS 522291 7307408 7307408 CREDIT AND DEBIT CARD INCOME 522100 1258703 1242422 16281 FEE INCOME 522100 1039441 1039441 INSURANCE INCOME 524298 765300 730450 34850 LOAN INCOME 522291 278630 278630 180163 180163 10829645 387173 387173 43131 43131 43131 11259949 10778514 51131 430304 29864 337952 3215812 105684 583014 278554 3408 39338 290150 270963 520057 863185 300067 17812 123181 819348 70538 ATM & CREDIT CARD FEES 640157 DIVIDENDS PAID ON MEMBE 540613 LOAN & PROCESSING FEES 515428 BAD DEBT EXPENSE 54920 98687 9718732 4613383 4655168 12974884 9063938 478391 522354 158451265 174144090 440322 471578 14795065 9083970 5190870 5711095 8423658 6880291 8596523 6922720 1878526 1986965 201047822 210358199 2913132 3724725 173349353 180284214 176262485 184008939 X 0 0 0 0 24785337 26349260 24785337 26349260 201047822 210358199 1541217 22706 0 X 0 0 0 717998 717998 7001876 3774292 3227584 5632250 4387397 1244853 1442941 922281 520660 5711095 SHARES & DRAFTS 180284214 180284214 1 PART I, LINE 2: THE ORGANIZATION WORKS CLOSELY WITH THE CHARITABLE ORGANIZATION'S IT SELECTS TO GIVE TO AND MONITORS THE USE OF THOSE FUNDS. PART II, LINE 1 NO SINGLE ORGANIZATION RECEIVED OVER $5,000 FROM THE CREDIT UNION. X X 0 0 0 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 172209 0 7633 0 345 0 7423 0 27126 0 214736 0 0 0 JASON MUENCH FINANCIAL PLANNER 115072 0 0 0 0 0 5034 0 34797 0 154903 0 0 0 NORKEO JOE XAYVONG EMPLOYEE - REGIONAL BRANCH MANAGER 61540 FAMILY MEMBER OF BOARD MEMBER, LAEM XAYVONG 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS MADE UP OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING IS HELD WHERE MEMBERS VOTE AND ELECT THE BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS, NAME CHANGES, AND CHARTER CHANGES MUST BE APPROVED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE CEO AND CFO REVIEW FORM 990 BEFORE PRESENTING THE RETURN TO THE BOARD OF DIRECTORS FOR APPROVAL AND FILING WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS SELF-POLICED BY EMPLOYEES COMING FORWARD. IF A CONFLICT EXISTS, AND IF EMPLOYEES HAVE ANY INFLUENCE ON TRANSACTIONS INVOLVING PURCHASES, CONTRACTS, OR LEASES, IT IS IMPERATIVE THAT THEY DISCLOSE TO AN OFFICER OF UNITEDONE AS SOON AS POSSIBLE, THE EXISTENCE OF ANY ACTUAL OR POTENTIAL CONFLICT OF INTEREST SO THAT SAFEGUARDS CAN BE ESTABLISHED TO PROTECT ALL PARTIES. FORM 990, PART VI, SECTION B, LINE 15 EACH EMPLOYEE IS EVALUATED ANNUALLY, SALARIES ARE INCREASED BASED ON THEIR INDIVIDUAL PERFORMANCE, PLACEMENT ON THEIR PAY GRADE, AND LENGTH OF SERVICE IN THEIR CURRENT POSITION. PAY GRADES ARE DETERMINED USING THE SALARY AND SURVEY INFORMATION FROM BALANCEDCOMP. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES IS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST.