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      <Desc>HOUSING DEVELOPMENT (INCLUDING TECHNICAL ASSISTANCE TO NON-PROFIT ORGANIZATIONS) -- THE HOUSING ACTION COUNCIL THROUGH ITS AFFILIATES PARTNERED IN THE DEVELOPMENT OF AFFORDABLE RENTAL HOUSING INCLUDING 38 AFFORDABLE APARTMENTS IN CHAPPAQUA, 25 APARTMENTS IN PEEKSKILL, 8 APARTMENTS IN SOMERS, 52 APARTMENTS IN SOMERS FOR SENIORS, AND 80 APARTMENTS IN PAWLING. THESE DEVELOPMENTS WERE UNDER CONSTRUCTION OR COMPLETED IN 2017.HAC'S TECHNICAL ASSISTANCE TO NON-PROFIT ORGANIZATIONS INCLUDES SITE IDENTIFICATION, ASSESSING THE FEASIBILITY OF DEVELOPING AFFORDABLE HOUSING ON SPECIFIC SITES, ASSEMBLING PUBLIC AND PRIVATE FINANCING AND MANAGING THE DEVELOPMENT PROCESS. THE TYPE AND AMOUNT OF ASSISTANCE VARIES DEPENDING ON THE ORGANIZATION'S NEEDS. DURING 2017, HAC PROVIDED ASSISTANCE TO THE PRESERVATION COMPANY, INC. WHICH RESULTED IN THEIR JOINT VENTURING WITH A PRIVATE DEVELOPER TO DEVELOP 12 AFFORDABLE APARTMENTS IN YORKTOWN. HAC GUIDED UNITED COMMUNITY CENTER OF WESTCHESTER THROUGH A JOINT VENTURE WITH A PRIVATE DEVELOPER TO DEVELOP 75 APARTMENTS IN NEW ROCHELLE. HAC CONTINUES TO GUIDE ALLIED COMMUNITY ENTERPRISES IN NORTHERN WESTCHESTER AND HASTINGS-ON-HUDSON AFFORDABLE HOUSING DEVELOPMENT FUND COMPANY ON SPECIFIC DEVELOPMENT OPTIONS.COUNSELING -- PRE-PURCHASE COUNSELING IS TAILORED TO THE NEEDS OF THE INDIVIDUAL. SOME APPLICANTS WILL BE READY TO APPLY FOR A MORTGAGE IMMEDIATELY. OTHERS NEED MODERATE OR HIGHER DEGREES OF CREDIT COUNSELING TO CLEAR UP PAST PROBLEMS. AND STILL OTHERS NEED TO DEVELOP BUDGET PLANS IN ORDER TO SAVE FOR A DOWN PAYMENT. UPON COMPLETION OF THE PERSONALIZED PREPARATION PROCESS, APPLICANTS ARE ASSISTED IN APPLYING TO A LENDER OF THEIR CHOICE THROUGH THE NEW YORK MORTGAGE COALITION. HOMEOWNERSHIP EDUCATION CLASSES ARE A SERIES OF WORKSHOPS COVERING ALL ASPECTS OF HOMEBUYING INCLUDING DEVELOPING A BUDGET FOR HOMEOWNERSHIP, THE IMPORTANCE OF CREDIT AND CREDIT REPORTS; SECURING PROFESSIONAL SERVICES SUCH AS AN ATTORNEY AND AN INSURANCE AGENT; UNDERSTANDING MORTGAGE FINANCE; UNIQUE ASPECTS OF CONDOMINIUM, COOPERATIVE AND TWO TO THREE FAMILY HOMES; THE RESPONSIBILITIES OF HOMEOWNERSHIP; THE IMPORTANCE OF MAINTENANCE RESERVES; AND POST OWNERSHIP ISSUES, E.G., LOSS OF A JOB OR A DIVORCE, REFINANCING. HAC HAS PROVIDE FORECLOSURE PREVENTION, LOSS MITIGATION AND FINANCIAL COUNSELING SERVICES SINCE 2008, FINANCIAL COUNSELORS ANALYZE THE HARDSHIP, MORTGAGE, BUDGET, PROFIT AND LOSS, AND INCOME PROSPECTS OF THE HOUSEHOLD IN DISTRESS. THEY EVALUATE THE LIKELIHOOD OF LOAN MODIFICATIONS, ASSIST WITH DOCUMENT REVIEW AND COLLECTION FOR LOAN MODIFICATION APPLICATIONS, AND REFER CLIENTS TO REALTORS, LEGAL SERVICES, AND CREDIT AND DEBT COUNSELING SERVICES. THEY PROVIDE COUNSELING THROUGH FINAL RESOLUTION.DURING 2017, HAC PROVIDED INDIVIDUAL COUNSELING TO 144 INDIVIDUALS; 386 INDIVIDUALS PARTICIPATED IN HOME OWNERSHIP EDUCATION CLASSES. 50 HOUSEHOLDS BECAME HOMEOWNERS. HAC PROVIDED FORECLOSURE CLOSING FOR 197 CLIENTS.AFFIRMATIVE MARKETING - THE HOUSING ACTION COUNCIL IS THE AFFIRMATIVE MARKETING CONSULTANT FOR WESTCHESTER COUNTY IN THAT HAC MARKETS COUNTY FUNDED DEVELOPMENTS AND INCLUSIONARY DEVELOPMENTS IN ACCORDANCE WITH WESTCHESTER COUNTY AFFIRMATIVE MARKETING REQUIREMENTS. DURING 2017 HAC MARKETED 213 UNITS OF AFFORDABLE HOUSING, INCLUDING RENTAL APARTMENTS AND PROPERTIES FOR SALE.</Desc>
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        <AverageHoursPerWeekRt>0.50</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>STEVEN CAHN</PersonNm>
        <TitleTxt>BOARD MEMBER</TitleTxt>
        <AverageHoursPerWeekRt>0.50</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>LARRY GILMORE</PersonNm>
        <TitleTxt>BOARD MEMBER</TitleTxt>
        <AverageHoursPerWeekRt>0.50</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>LARISSA LONGCHAMP</PersonNm>
        <TitleTxt>BOARD MEMBER</TitleTxt>
        <AverageHoursPerWeekRt>0.50</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>DAVID SMITH</PersonNm>
        <TitleTxt>BOARD MEMBER</TitleTxt>
        <AverageHoursPerWeekRt>0.50</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>JONATHAN VAZONES</PersonNm>
        <TitleTxt>BOARD MEMBER</TitleTxt>
        <AverageHoursPerWeekRt>0.50</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>ROSEMARIE NOONAN</PersonNm>
        <TitleTxt>EXECUTIVE DIRECTOR &amp; SECRETARY</TitleTxt>
        <AverageHoursPerWeekRt>40.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>164285</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>23040</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>ALAN GORDON</PersonNm>
        <TitleTxt>DEPUTY DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>40.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>153248</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>20637</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>THERESA FLEISCHMAN</PersonNm>
        <TitleTxt>HOMEOWNERSHIP DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>40.00</AverageHoursPerWeekRt>
        <HighestCompensatedEmployeeInd>X</HighestCompensatedEmployeeInd>
        <ReportableCompFromOrgAmt>108969</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>6538</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <TotalReportableCompFromOrgAmt>431502</TotalReportableCompFromOrgAmt>
      <TotReportableCompRltdOrgAmt>0</TotReportableCompRltdOrgAmt>
      <TotalOtherCompensationAmt>50215</TotalOtherCompensationAmt>
      <IndivRcvdGreaterThan100KCnt>3</IndivRcvdGreaterThan100KCnt>
      <FormerOfcrEmployeesListedInd>0</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>1</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>0</CompensationFromOtherSrcsInd>
      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
            <BusinessNameLine1Txt>CAPURRO CONTRACTING INC</BusinessNameLine1Txt>
          </BusinessName>
        </ContractorName>
        <ContractorAddress>
          <USAddress>
            <AddressLine1Txt>430 FURNACE DOCK ROAD</AddressLine1Txt>
            <CityNm>CORTLANDT MANOR</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10567</ZIPCd>
          </USAddress>
        </ContractorAddress>
        <ServicesDesc>CONSTRUCTION</ServicesDesc>
        <CompensationAmt>337008</CompensationAmt>
      </ContractorCompensationGrp>
      <CntrctRcvdGreaterThan100KCnt>1</CntrctRcvdGreaterThan100KCnt>
      <GovernmentGrantsAmt>499710</GovernmentGrantsAmt>
      <AllOtherContributionsAmt>242813</AllOtherContributionsAmt>
      <TotalContributionsAmt>742523</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
        <Desc>HOUSING PROGRAMS REVEN</Desc>
        <BusinessCd>925110</BusinessCd>
        <TotalRevenueColumnAmt>771662</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>771662</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <TotalProgramServiceRevenueAmt>771662</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>17538</TotalRevenueColumnAmt>
        <ExclusionAmt>17538</ExclusionAmt>
      </InvestmentIncomeGrp>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>1531723</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>771662</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>17538</ExclusionAmt>
      </TotalRevenueGrp>
      <GrantsToDomesticOrgsGrp>
        <TotalAmt>2450</TotalAmt>
        <ProgramServicesAmt>2450</ProgramServicesAmt>
      </GrantsToDomesticOrgsGrp>
      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>366210</TotalAmt>
        <ProgramServicesAmt>311278</ProgramServicesAmt>
        <ManagementAndGeneralAmt>54932</ManagementAndGeneralAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>383655</TotalAmt>
        <ProgramServicesAmt>326107</ProgramServicesAmt>
        <ManagementAndGeneralAmt>57548</ManagementAndGeneralAmt>
      </OtherSalariesAndWagesGrp>
      <PensionPlanContributionsGrp>
        <TotalAmt>16608</TotalAmt>
        <ProgramServicesAmt>14117</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2491</ManagementAndGeneralAmt>
      </PensionPlanContributionsGrp>
      <OtherEmployeeBenefitsGrp>
        <TotalAmt>34326</TotalAmt>
        <ProgramServicesAmt>29177</ProgramServicesAmt>
        <ManagementAndGeneralAmt>5149</ManagementAndGeneralAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>55036</TotalAmt>
        <ProgramServicesAmt>46781</ProgramServicesAmt>
        <ManagementAndGeneralAmt>8255</ManagementAndGeneralAmt>
      </PayrollTaxesGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>105175</TotalAmt>
        <ManagementAndGeneralAmt>105175</ManagementAndGeneralAmt>
      </FeesForServicesAccountingGrp>
      <FeesForServicesOtherGrp>
        <TotalAmt>23671</TotalAmt>
        <ProgramServicesAmt>17418</ProgramServicesAmt>
        <ManagementAndGeneralAmt>6253</ManagementAndGeneralAmt>
      </FeesForServicesOtherGrp>
      <AdvertisingGrp>
        <TotalAmt>1200</TotalAmt>
        <ProgramServicesAmt>1020</ProgramServicesAmt>
        <ManagementAndGeneralAmt>180</ManagementAndGeneralAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>43710</TotalAmt>
        <ProgramServicesAmt>37154</ProgramServicesAmt>
        <ManagementAndGeneralAmt>6556</ManagementAndGeneralAmt>
      </OfficeExpensesGrp>
      <InformationTechnologyGrp>
        <TotalAmt>8247</TotalAmt>
        <ProgramServicesAmt>7010</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1237</ManagementAndGeneralAmt>
      </InformationTechnologyGrp>
      <OccupancyGrp>
        <TotalAmt>59206</TotalAmt>
        <ProgramServicesAmt>50325</ProgramServicesAmt>
        <ManagementAndGeneralAmt>8881</ManagementAndGeneralAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>8126</TotalAmt>
        <ProgramServicesAmt>6907</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1219</ManagementAndGeneralAmt>
      </TravelGrp>
      <ConferencesMeetingsGrp>
        <TotalAmt>1171</TotalAmt>
        <ProgramServicesAmt>995</ProgramServicesAmt>
        <ManagementAndGeneralAmt>176</ManagementAndGeneralAmt>
      </ConferencesMeetingsGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>1608</TotalAmt>
        <ProgramServicesAmt>1367</ProgramServicesAmt>
        <ManagementAndGeneralAmt>241</ManagementAndGeneralAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>21582</TotalAmt>
        <ProgramServicesAmt>18345</ProgramServicesAmt>
        <ManagementAndGeneralAmt>3237</ManagementAndGeneralAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>REHABILITATION COSTS</Desc>
        <TotalAmt>15151</TotalAmt>
        <ProgramServicesAmt>12878</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2273</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>MISC OPERATING EXPENSES</Desc>
        <TotalAmt>6405</TotalAmt>
        <ProgramServicesAmt>5444</ProgramServicesAmt>
        <ManagementAndGeneralAmt>961</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>1153537</TotalAmt>
        <ProgramServicesAmt>888773</ProgramServicesAmt>
        <ManagementAndGeneralAmt>264764</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>324097</BOYAmt>
        <EOYAmt>515065</EOYAmt>
      </CashNonInterestBearingGrp>
      <SavingsAndTempCashInvstGrp>
        <BOYAmt>2289100</BOYAmt>
        <EOYAmt>2233035</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <AccountsReceivableGrp>
        <BOYAmt>431057</BOYAmt>
        <EOYAmt>548442</EOYAmt>
      </AccountsReceivableGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>3563500</BOYAmt>
        <EOYAmt>3963500</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <LandBldgEquipCostOrOtherBssAmt>26264</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>24614</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>3258</BOYAmt>
        <EOYAmt>1650</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <InvestmentsOtherSecuritiesGrp>
        <BOYAmt>2023111</BOYAmt>
        <EOYAmt>2023111</EOYAmt>
      </InvestmentsOtherSecuritiesGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>1142781</BOYAmt>
        <EOYAmt>1042645</EOYAmt>
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      <TotalAssetsGrp>
        <BOYAmt>9776904</BOYAmt>
        <EOYAmt>10327448</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>62059</BOYAmt>
        <EOYAmt>74022</EOYAmt>
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      <GrantsPayableGrp>
        <BOYAmt>2023111</BOYAmt>
        <EOYAmt>2023111</EOYAmt>
      </GrantsPayableGrp>
      <MortgNotesPyblScrdInvstPropGrp>
        <BOYAmt>4491500</BOYAmt>
        <EOYAmt>4686825</EOYAmt>
      </MortgNotesPyblScrdInvstPropGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>111081</BOYAmt>
        <EOYAmt>76151</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>6687751</BOYAmt>
        <EOYAmt>6860109</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsSFAS117Ind>X</OrganizationFollowsSFAS117Ind>
      <UnrestrictedNetAssetsGrp>
        <BOYAmt>3089153</BOYAmt>
        <EOYAmt>3467339</EOYAmt>
      </UnrestrictedNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>3089153</BOYAmt>
        <EOYAmt>3467339</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>9776904</BOYAmt>
        <EOYAmt>10327448</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>378186</ReconcilationRevenueExpnssAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>0</FSAuditedInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc1039100001">
      <PubliclySupportedOrg509a2Ind>X</PubliclySupportedOrg509a2Ind>
      <GiftsGrantsContrisRcvd509Grp>
        <CurrentTaxYearMinus4YearsAmt>2840002</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>977234</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1092992</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>1684072</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>742523</CurrentTaxYearAmt>
        <TotalAmt>7336823</TotalAmt>
      </GiftsGrantsContrisRcvd509Grp>
      <GrossReceiptsAdmissionsGrp>
        <CurrentTaxYearMinus4YearsAmt>1100256</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>482447</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>609897</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>929296</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>771662</CurrentTaxYearAmt>
        <TotalAmt>3893558</TotalAmt>
      </GrossReceiptsAdmissionsGrp>
      <Total509Grp>
        <CurrentTaxYearMinus4YearsAmt>3940258</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>1459681</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1702889</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>2613368</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>1514185</CurrentTaxYearAmt>
        <TotalAmt>11230381</TotalAmt>
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      <AmountsRcvdDsqlfyPersonGrp>
        <TotalAmt>0</TotalAmt>
      </AmountsRcvdDsqlfyPersonGrp>
      <SubstantialContributorsAmtGrp>
        <CurrentTaxYearMinus4YearsAmt>154986</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>216458</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>221586</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>205143</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>157707</CurrentTaxYearAmt>
        <TotalAmt>955880</TotalAmt>
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      <SubstAndDsqlfyPrsnsTotGrp>
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        <CurrentTaxYearMinus3YearsAmt>216458</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>221586</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>205143</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>157707</CurrentTaxYearAmt>
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        <CurrentTaxYearMinus2YearsAmt>7725</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>8409</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>17538</CurrentTaxYearAmt>
        <TotalAmt>50369</TotalAmt>
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      <InvestmentIncomeAndUBTIGrp>
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        <CurrentTaxYearMinus2YearsAmt>7725</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>8409</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>17538</CurrentTaxYearAmt>
        <TotalAmt>50369</TotalAmt>
      </InvestmentIncomeAndUBTIGrp>
      <OtherIncome509Grp>
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        <TotalAmt>71785</TotalAmt>
      </OtherIncome509Grp>
      <TotalSupportCalendarYearGrp>
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        <CurrentTaxYearMinus3YearsAmt>1469556</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1710614</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>2621777</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>1531723</CurrentTaxYearAmt>
        <TotalAmt>11352535</TotalAmt>
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      <PublicSupportCY509Pct>0.90500</PublicSupportCY509Pct>
      <PublicSupportPY509Pct>0.91580</PublicSupportPY509Pct>
      <InvestmentIncomeCYPct>0.00440</InvestmentIncomeCYPct>
      <InvestmentIncomePYPct>0.00330</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
      <Form990ScheduleAPartVIGrp>
        <FormAndLineReferenceDesc>SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME:</FormAndLineReferenceDesc>
        <ExplanationTxt>EVENT NET INCOME - 2013 AMOUNT: $ 71,785.</ExplanationTxt>
      </Form990ScheduleAPartVIGrp>
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    <IRS990ScheduleB documentId="RetDoc1234500001" />
    <IRS990ScheduleD documentId="RetDoc1040000001">
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        <DepreciationAmt>24614</DepreciationAmt>
        <BookValueAmt>1650</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>1650</TotalBookValueLandBuildingsAmt>
      <CloselyHeldEquityInterestsGrp>
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        <MethodValuationCd>C</MethodValuationCd>
      </CloselyHeldEquityInterestsGrp>
      <TotalBookValueSecuritiesAmt>2023111</TotalBookValueSecuritiesAmt>
      <OtherAssetsOrgGrp>
        <Desc>PROPERTY HELD FOR REHABILITATION</Desc>
        <BookValueAmt>723325</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>REIMBURSABLE REHABILITATION AND CARRYING COSTS</Desc>
        <BookValueAmt>314325</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>SECURITY DEPOSITS</Desc>
        <BookValueAmt>4995</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>1042645</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>ADVANCES PAYABLE</Desc>
        <Amt>69739</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>DUE TO WESTCHESTER COUNTY</Desc>
        <Amt>6412</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>76151</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="RetDoc1042400001">
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      <CompensationSurveyInd>X</CompensationSurveyInd>
      <BoardOrCommitteeApprovalInd>X</BoardOrCommitteeApprovalInd>
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      <SupplementalNonqualRtrPlanInd>0</SupplementalNonqualRtrPlanInd>
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      <CompBasedOnRevenueOfFlngOrgInd>0</CompBasedOnRevenueOfFlngOrgInd>
      <CompBsdOnRevRelatedOrgsInd>0</CompBsdOnRevRelatedOrgsInd>
      <CompBsdNetEarnsFlngOrgInd>0</CompBsdNetEarnsFlngOrgInd>
      <CompBsdNetEarnsRltdOrgsInd>0</CompBsdNetEarnsRltdOrgsInd>
      <AnyNonFixedPaymentsInd>0</AnyNonFixedPaymentsInd>
      <InitialContractExceptionInd>0</InitialContractExceptionInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>ROSEMARIE NOONAN</PersonNm>
        <TitleTxt>EXECUTIVE DIRECTOR &amp; SECRETARY</TitleTxt>
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        <CompensationBasedOnRltdOrgsAmt>0</CompensationBasedOnRltdOrgsAmt>
        <BonusFilingOrganizationAmount>0</BonusFilingOrganizationAmount>
        <BonusRelatedOrganizationsAmt>0</BonusRelatedOrganizationsAmt>
        <OtherCompensationFilingOrgAmt>0</OtherCompensationFilingOrgAmt>
        <OtherCompensationRltdOrgsAmt>0</OtherCompensationRltdOrgsAmt>
        <DeferredCompensationFlngOrgAmt>9857</DeferredCompensationFlngOrgAmt>
        <DeferredCompRltdOrgsAmt>0</DeferredCompRltdOrgsAmt>
        <NontaxableBenefitsFilingOrgAmt>13183</NontaxableBenefitsFilingOrgAmt>
        <NontaxableBenefitsRltdOrgsAmt>0</NontaxableBenefitsRltdOrgsAmt>
        <TotalCompensationFilingOrgAmt>187325</TotalCompensationFilingOrgAmt>
        <TotalCompensationRltdOrgsAmt>0</TotalCompensationRltdOrgsAmt>
        <CompReportPrior990FilingOrgAmt>0</CompReportPrior990FilingOrgAmt>
        <CompReportPrior990RltdOrgsAmt>0</CompReportPrior990RltdOrgsAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>ALAN GORDON</PersonNm>
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        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>ROSEMARIE NOONAN, EXECUTIVE DIRECTOR, AND ALAN GORDON, DEPUTY DIRECTOR, HAVE A FAMILY RELATIONSHIP.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>HOUSING ACTION COUNCIL, INC. HAS ITS FORM 990 PREPARED BY AN OUTSIDE ACCOUNTING FIRM AND HAS ESTABLISHED THE FOLLOWING REVIEW PROCESS TO ENSURE THAT THE INFORMATION REPORTED IS COMPLETE AND ACCURATE. WHEN THE FORM 990 HAS BEEN PREPARED, REVIEWED BY MANAGEMENT AND IS READY TO BE FILED WITH THE INTERNAL REVENUE SERVICE, IT IS ELECTRONICALLY SENT TO THE BOARD FOR REVIEW. ANY QUESTIONS AND/OR COMMENTS ARE DISCUSSED AND ANY NECESSARY CHANGES ARE MADE. ONCE THE BOARD HAS APPROVED THE RETURN IT IS FILED WITH THE INTERNAL REVENUE SERVICE.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL DIRECTORS, OFFICERS, AND KEY EMPLOYEES OWE A DUTY OF LOYALTY TO HOUSING ACTION COUNCIL, INC. THAT REQUIRES THEM TO EXERCISE THEIR POWERS IN GOOD FAITH AND IN THE BEST INTERESTS OF THE CORPORATION. A CONFLICT OF INTEREST OCCURS WHENEVER THE INTERESTS OF THE CORPORATION CONFLICT WITH A COMPETING FINANCIAL INTEREST OF A DIRECTOR, OFFICER, KEY EMPLOYEE OR OTHER RELATED PARTY. PRIOR TO HIS/HER ELECTION TO THE BOARD OR EMPLOYMENT AT THE CORPORATION, AND FOR EACH YEAR OF SERVICE THEREAFTER, EACH DIRECTOR, OFFICER, AND CURRENTLY EMPLOYED KEY EMPLOYEE MUST COMPLETE AN ANNUAL CONFLICT OF INTEREST DISCLOSURE FORM. IF AT ANY TIME DURING HIS OR HER TERM OF SERVICE, A DIRECTOR, OFFICER, OR KEY EMPLOYEE ACQUIRES ANY FINANCIAL INTEREST, OR WHEN ANY MATTER FOR DECISION OR APPROVAL COMES BEFORE THE BOARD IN WHICH A RELATED PARTY HAS A FINANCIAL INTEREST, THAT FINANCIAL INTEREST OR POTENTIAL RELATED PARTY TRANSACTION MUST BE PROMPTLY DISCLOSED IN WRITING TO EACH MEMBER OF THE BOARD, TOGETHER WITH ALL MATERIAL FACTS. FAILURE TO DISCLOSE TO THE BOARD A KNOWN FINANCIAL INTEREST, A KNOWN RELATED PARTY TRANSACTION, OR A KNOWN CONFLICT OF INTEREST MAY BE GROUNDS FOR REMOVAL FROM THE BOARD OR TERMINATION FROM THE CORPORATION. IF THE CORPORATION IS CONTEMPLATING ENTERING INTO A RELATED PARTY TRANSACTION, THE INDEPENDENT DIRECTORS OF THE BOARD MUST DETERMINE IF THE TRANSACTION IS FAIR, REASONABLE, AND IN THE BEST INTERESTS OF THE CORPORATION AT THE TIME OF SUCH DETERMINATION BEFORE APPROVING THE TRANSACTION. ONLY INDEPENDENT DIRECTORS OF THE BOARD SHALL VOTE ON RELATED PARTY TRANSACTIONS. AT THE REQUEST OF THE INDEPENDENT DIRECTORS OF THE BOARD, THE RELATED PARTY TO WHOM THE POTENTIAL CONFLICT OF INTEREST RELATES MAY PRESENT FACTUAL INFORMATION REGARDING THE MATTER. HOWEVER, THE RELATED PARTY MAY NOT BE PRESENT FOR, OR PARTICIPATE IN, THE DELIBERATION OR VOTE ON THE MATTER GIVING RISE TO THE CONFLICT. THE RELATED PARTY TO WHOM THE POTENTIAL CONFLICT OF INTEREST RELATES SHALL LEAVE THE ROOM PRIOR TO THE CONDUCT OF ANY DELIBERATIONS OR VOTE ON THE MATTER GIVING RISE TO THE CONFLICT AND SHALL NOT ATTEMPT TO INFLUENCE IMPROPERLY THE DELIBERATION OR VOTING ON THE MATTER GIVING RISE TO THE CONFLICT.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15</FormAndLineReferenceDesc>
        <ExplanationTxt>APPROXIMATELY 10 YEARS AGO, THE BOARD SECURED THE SERVICES OF THE PRO BONO PARTNERSHIP TO MAKE A RECOMMENDATION ON HOW COMPARABLE COMPENSATION FOR THE EXECUTIVE DIRECTOR AND DEPUTY DIRECTOR SHOULD BE DETERMINED. THEIR RECOMMENDATION WAS FOLLOWED BY THE EXECUTIVE DIRECTOR RESEARCHING THE SALARY LEVELS OF COMPARABLE POSITIONS IN THE NEW YORK METROPOLITAN AREA INCLUDING THE LONG ISLAND HOUSING PARTNERSHIP, WESTHAB, NEIGHBORHOOD HOUSING SERVICES OF NEW YORK CITY. THE EXECUTIVE COMMITTEE FOUND THE SALARIES PAID TO THE EXECUTIVE DIRECTOR AND THE DEPUTY DIRECTOR COMPARABLE TO OTHER ORGANIZATIONS. SINCE THEN, THE EXECUTIVE COMMITTEE REVIEWS AND APPROVES INCREASES ANNUALLY WHICH HAVE BEEN COST OF LIVING INCREASES. THE REVIEW OF THE EXECUTIVE DIRECTOR'S COMPENSATION IS HANDLED BY THE EXECUTIVE COMMITTEE AND IS DONE EVERY FEW YEARS. THE REVIEW IS BASED ON PERFORMANCE AGAINST EXECUTIVE DIRECTOR RECOMMENDED AND BOARD APPROVED GOALS. THE EXECUTIVE COMMITTEE ALSO HANDLES THE REVIEW OF THE DEPUTY DIRECTOR AS THERE IS A RELATIONSHIP BETWEEN THE EXECUTIVE DIRECTOR AND DEPUTY DIRECTOR. THE ORGANIZATION MAINTAINS INFORMATION ON THE COMPENSATION OF PERSONS IN SIMILAR ORGANIZATIONS. FROM TIME TO TIME, WESTCHESTER'S NOT-FOR-PROFIT HOUSING COALITION CONDUCTS A SALARY SURVEY OF ITS MEMBERSHIP. THE ORGANIZATION REGULARLY SUBMITS SCOPES OF SERVICES AND PROPOSALS TO PRIVATE AND PUBLIC AGENCIES WHICH SETS FORTH SALARY AND BENEFIT LEVELS. THE ORGANIZATION'S PAY SCALE AND BENEFITS PACKAGE ARE WELL WITHIN THE RANGE OF OTHER BIDDERS. THE LAST COMPENSATION REVIEW PROCESS WAS UNDERTAKEN IN 2017.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES ITS FORM 990 AVAILABLE FOR PUBLIC INSPECTION AS REQUIRED UNDER SECTION 6104 OF THE INTERNAL REVENUE CODE. THE RETURN IS ALSO POSTED ON GUIDESTAR.ORG AND OTHER SIMILAR TYPES OF WEBSITES. IN ADDITION, THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. THE DOCUMENTS ARE MAILED OR EMAILED AS APPLICABLE.</ExplanationTxt>
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          <StateAbbreviationCd>NY</StateAbbreviationCd>
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        <LegalDomicileStateCd>NY</LegalDomicileStateCd>
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        <ControlledOrganizationInd>1</ControlledOrganizationInd>
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      <IdRelatedOrgTxblCorpTrGrp>
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          <BusinessNameLine1Txt>SOMERS HDFC</BusinessNameLine1Txt>
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        <USAddress>
          <AddressLine1Txt>55 SOUTH BROADWAY</AddressLine1Txt>
          <CityNm>TARRYTOWN</CityNm>
          <StateAbbreviationCd>NY</StateAbbreviationCd>
          <ZIPCd>10591</ZIPCd>
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        <EIN>272865381</EIN>
        <PrimaryActivitiesTxt>HOUSING DEVELOPMENT</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>NY</LegalDomicileStateCd>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>HOUSING ACTION COUNCIL INC</BusinessNameLine1Txt>
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        <EntityTypeTxt>C</EntityTypeTxt>
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        <ControlledOrganizationInd>1</ControlledOrganizationInd>
      </IdRelatedOrgTxblCorpTrGrp>
      <IdRelatedOrgTxblCorpTrGrp>
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          <BusinessNameLine1Txt>THE HAMLET AT PAWLING HDFC</BusinessNameLine1Txt>
        </RelatedOrganizationName>
        <USAddress>
          <AddressLine1Txt>55 SOUTH BROADWAY</AddressLine1Txt>
          <CityNm>TARRYTOWN</CityNm>
          <StateAbbreviationCd>NY</StateAbbreviationCd>
          <ZIPCd>10591</ZIPCd>
        </USAddress>
        <EIN>472433770</EIN>
        <PrimaryActivitiesTxt>HOUSING DEVELOPMENT</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>NY</LegalDomicileStateCd>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>HOUSING ACTION COUNCIL INC</BusinessNameLine1Txt>
        </DirectControllingEntityName>
        <EntityTypeTxt>C</EntityTypeTxt>
        <OwnershipPct>1.00000</OwnershipPct>
        <ControlledOrganizationInd>1</ControlledOrganizationInd>
      </IdRelatedOrgTxblCorpTrGrp>
      <ReceiptOfIntAnntsRntsRyltsInd>0</ReceiptOfIntAnntsRntsRyltsInd>
      <GiftGrntOrCapContriToOthOrgInd>0</GiftGrntOrCapContriToOthOrgInd>
      <GiftGrntCapContriFromOthOrgInd>0</GiftGrntCapContriFromOthOrgInd>
      <LoansOrGuaranteesToOtherOrgInd>0</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>0</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>0</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>0</AssetSaleToOtherOrgInd>
      <AssetPurchaseFromOtherOrgInd>0</AssetPurchaseFromOtherOrgInd>
      <AssetExchangeInd>0</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>0</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>0</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>0</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>0</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>1</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>0</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>0</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>0</ReimbursementPaidByOtherOrgInd>
      <TransferToOtherOrgInd>0</TransferToOtherOrgInd>
      <TransferFromOtherOrgInd>0</TransferFromOtherOrgInd>
    </IRS990ScheduleR>
  </ReturnData>
</Return>