2018-11-14T17:09:27-08:00 2017-12-31 770342933 Folino Tax & Financial Network 333 N Lantana St Suite 297 Camarillo CA 93010 990 2017-01-01 202012787 DBSM INC DBSM 8052185793 2049 MARCO DRIVE CAMARILLO CA 93010 DANETTE BANYAI CEO 2018-11-14 true DAVID P FOLINO EA CFP P00019063 8054824062 X 2017 2019-02-21 02:37:17Z DANETTE BANYAI 2049 MARCO DRIVE CAMARILLO CA 93010 22834 false false X www.mybknow.com X 2004 CA 1st Choice provides counseling and education that encompasses the whole person on the emotional, mental, physical and spiritual level. We believe everyone regardless of socioeconomic background should have the opportunity to have an emotionally, physically and financially satisfying life. 5 5 2 0 0 70963 22834 0 0 70963 22834 0 0 10210 555 0 0 36906 18394 47116 18949 23847 3885 19696 18973 80431 75823 -60735 -56850 1st Choice provides counseling and education that encompasses the whole person on the emotional, mental, physical and spiritual level. We believe everyone regardless of socioeconomic background should have the opportunity to have an emotionally, physically and financially satisfying life. false false 13694 22834 The organization provides credit counseling and financial education as well as housing and money management counseling to individuals and groups at reduced or no cost. 1st Choice provides counseling and education that encompasses the whole person on the emotional, mental, physical and spiritual level. We believe everyone regardless of socioeconomic background should have the opportunity to have an emotionally, physically and financially satisfying life. 13694 true false false false false false false false true false false false false false true false false false false false false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false true 0 0 false 2 true false false false false false false false false 0 false false false false false false false false false false X 5 5 true false false false false false false true true false false true true true true false false false false false X DANETTE BANYAI 8052185793 2049 MARCO DRIVE CAMARILLO CA 93010 CARRIE RAY Director 5.00 0.00 X 0 0 0 NEIL SAMMONS Director 5.00 0.00 X 0 0 0 JILL OLIVARES Director 5.00 0.00 X 0 0 0 BOB MASSMAN Director 5.00 0.00 X 0 0 0 ANN PREMAZON Director 5.00 0.00 X 0 0 0 DANETTE BANYAI CFO 40.00 0.00 X 288 0 0 STACI MINTZ Pres, CEO, Secr 40.00 0.00 X 0 0 0 288 0 false false false 0 0 Advertising Income BOOK SALES Coaching Low Cost Counseling Svcs 22829 22829 OTHER 5 5 22834 0 0 0 0 0 0 0 0 0 22834 22834 0 0 0 0 288 259 29 0 200 144 56 0 0 67 48 19 0 250 180 70 1280 922 358 0 0 0 0 0 0 0 0 0 620 446 174 0 0 219 158 61 0 0 3557 2561 996 Telephone 4033 2904 1129 OUTSIDE CONTRACT SERVICES 3735 2689 1046 STAFF DEVELOPMENT 2675 1926 749 Website 1085 781 304 940 676 264 18949 13694 5255 0 1994 1272 0 0 0 0 0 0 0 0 0 0 0 0 17701 17701 1 0 19696 18973 3481 74564 73436 2386 2387 80431 75823 X -60735 -56850 -60735 -56850 19696 18973 3885 X false false false X 271027 160555 431582 0 0 0 0 271027 160555 431582 0 0 431582 0 0 0 0 271027 160555 431582 X 0.00000 0.00000 true false FSA payable 1702 PAYROLL TAXES PAYABLE 632 WORKERS COMP 53 2387 STACI MINTZ Officer Business X 53846 37282 false true true DANETTE BANYAI Officer Business X 53846 37282 false true true 74564 Schedule L, Part V Supplemental Information The original amount of $107,691 was accrued over 2010 and 2011 for licensing fees for course materials provided to DBSM by educreations, an entity owned by Danette Banyai and Staci Mintz (50/50). Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et OFFICERS STACI MINTZ AND DANETTE BANYAI OWN A FOR PROFIT BUSINESS TOGETHER BY THE NAME OF "EDUCREATIONS". DBSM, INC PURCHASED CLIENT EDUCATION MATERIAL FROM EDUCREATIONS PURSUANT TO A MARKET RATE CONTRACT APPROVED BY THE BOARD CONSISTENT WITH IT'S CONFLICT OF INTEREST POLICY. Form 990, Part VI, Line 11b: Form 990 Review Process A COPY OF THE TAX RETURN IS PRESENTED TO THE BOARD FOR REVIEW BEFORE FILING. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts It is within the conflict of interest policy that each director, principal officer, and member of a committee with governing board delegated powers shall annually sign a statement which affirms such person: A) Has received a copy of the conflicts of interest policy B) has read and understands the policy C)has agreed to comply with the policy D) understands the organization is charitable and in order to maintain its Federal Tax Exemption must engage primarily in activities which accomplish one or more of its tax-exempt purposes. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available Documents are made available upon written request.