2019-06-18T16:02:05-04:00 2018-12-31 Paul Hicks & Associates PC 4650 Kinsey Dr Tyler TX 75703 990 2018-01-01 750751106 UNITED CREDIT UNION UNIT 4901 OLD JACKSONVILLE HWY TYLER TX 75703 SHERRI MCELYEA PRESIDENT 9035953604 2019-06-06 false Glenn Paul Hicks P00471331 9035812117 2019-06-18 173.219.21.190 2019-06-18 16:11:13 7501882019169hjdxyu0 2019-06-18 P F5B6FA7F6803BCFD10966A1DBC9B9DBD0FBC2181 F5B6FA7F6803BCFD10966A1DBC9B9DBD0FBC2181 2018 2019-02-21 02:37:17Z 1483456 false X WWW.UNITEDCU.COOP X 1932 TX COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS 7 7 10 5686 0 0 1566941 1373697 68255 109759 0 1635196 1483456 0 159277 138235 528002 471121 0 0 1161103 1282485 1848382 1891841 -213186 -408385 28241369 26200834 26027885 24395735 2213484 1805099 COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS false false 1418881 1112592 LOANS: CONSUMER LOANS OF ALL TYPES INCLUDING VEHICLE LOANS, UNSECURED LOANS, AND CREDIT CARDS. RESIDENTIAL LOANS ARE AVAILABLE. RELATED SERVICES SUCH AS CREDIT LIFE AND DISABILITY INSURANCE ARE ALSO OFFERED. 170266 133511 CHECKING ACCOUNTS: CHECKING ACCOUNTS ARE OFFERED WITH VARYING FEATURES FROM FREE ACCESS TO HOME BANKING AND DEBIT CARDS TO ONLINE BILL PAY FOR $4.95 PER MONTH. SENIORS ARE OFFERED SPECIAL CHECKING ACCOUNTS WITH 1 FREE BOX OF CHECKS PER YEAR, FREE PRINTOUTS, AND FREE FAX SERVICE. 160807 126094 SHARE SAVINGS ACCOUNTS: SHARE SAVINGS ACCOUNTS ARE OFFERED THAT PAY MONTHLY DIVIDENDS. SPECIAL SHARE SAVINGS ACCOUNTS ARE OFFERED FOR CHRISTMAS, TAXES, VACATION, OR OTHER SAVINGS NEEDS. MEMBERS HAVE ACCESS TO HOME BANKING AT NO ADDITIONAL CHARGE. ON-SITE ATMS ARE AVAILABLE TO MEMBERS ALSO AT NO ADDITIONAL CHARGE. 141887 111259 OTHER PROGRAM SERVICES 141887 111259 1891841 false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1 0 true 10 true true true false false false false false false false X 7 7 false false false false true true true true true false false false true true true false true false false false X SHERRI MCELYEA 9035953604 4901 OLD JACKSONVILLE HWY TYLER TX 75703 GEORGE CREEL CHAIRMAN 0.50 0.00 X X 0 0 0 NANCY PARKER VICE CHAIRMAN 0.50 0.00 X X 0 0 0 COURTNEY KLEPFER BOARD MEMBER 0.50 0.00 X 0 0 0 DAVID ADAMS BOARD MEMBER 0.50 0.00 X 0 0 0 NARS BUENAVENTURA BOARD MEMBER 0.50 0.00 X 0 0 0 LARA SAVOIE SEC-TREAS 0.50 0.00 X X 0 0 0 ROYCE JORDAN JR BOARD MEMBER 0.50 0.00 X 0 0 0 CAMERON ANDERSON VICE PRESIDENT 41.00 0.00 X 51553 0 0 SHERRI MCELYEA PRESIDENT 44.00 0.00 X 65736 0 0 117289 0 0 0 false false false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSOR 185544 1 INTEREST ON LOANS 522291 1110177 1110177 FEE INCOME 522291 230517 230517 MISCELLANEOUS INCOME 900099 27317 27317 FEES-INSURANCE PRODUCTS 522100 4600 4600 NON-MEMBER ATM FEES 524298 1086 1086 1373697 109728 109728 31 31 31 31 1483456 1368042 5686 109728 138235 138235 117289 117289 211239 211239 81917 81917 35166 35166 25510 25510 149929 149929 14851 14851 13102 13102 16343 16343 126100 126100 355470 355470 68923 68923 15875 15875 91 91 75661 75661 43900 43900 PROVISION FOR LOAN LOSSES 271408 271408 LOAN AND ACCOUNT SERVICING 81654 81654 REPAIRS AND MAINTENANCE 10433 10433 MISCELLANEOUS 38745 38745 1891841 1891841 0 0 341243 -147490 6469769 6403948 183060 19472295 18135255 61248 2173822 657894 1560119 1515928 336695 110133 28241369 26200834 242895 78136 25784990 24317599 26027885 24395735 X 468761 468761 1744723 1336338 2213484 1805099 28241369 26200834 -408385 0 X false false false 252717 252717 1552167 425250 1126917 368938 232644 136294 1515928 MEMBER SHARES AND RESERVES 24691734 UNREALIZED GAINLOSS PENSION -374135 24317599 Members or stockholder classes and rights Part VI line 6 MEMBERS MUST BE EMPLOYED OR RETIRED USPS OR FEDERAL EMPLOYEES IN SMITH, UPSHUR OR VAN ZANDT COUNTIES. MEMBERS THAT ARE NOT EMPLOYED OR RETIRED USPS OR FEDERAL EMPLOYEES MUST LIVE, WORK, WORSHIP OR ATTEND SCHOOL IN SMITH COUNTY, WOOD COUNTY SERVICED BY ZIP CODE 75765 OR 75773, OR VAN ZANDT COUNTY SERVICED BY ZIP CODE 75103, 75140, 75754, 75790, 75124, OR 75752. Member election for additional members Part VI line 7a MEMBERS VOTE TO ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING. Governing body decisions Part VI line 7b MEMBERS VOTE TO ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING. Form 990 governing body review Part VI line 11 THE 990 WILL BE REVIEWED BY THE OFFICER SIGNING THE RETURN. Conflict of interest policy compliance Part VI line 12c UNITED CREDIT UNION HAS A WRITTEN CONFLICT OF INTEREST POLICY THAT IS REGULARLY MONITORED BY MANAGEMENT. Governing documents etc available to public Part VI line 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST TO MEMBERS. FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, ON THE WEBSITE, AND A COPY IS PROVIDED TO MEMBERS UPON REQUEST.