2019-05-07T09:24:52-07:00 2018-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2018-01-01 381907619 My Personal Credit Union MYPE 6164522161 1414 Burton Street SW Wyoming MI 49509 Daniel Baines CEO 2019-05-07 true Robert Draeger P01331632 8005225820 2018 2019-02-21 02:37:17Z 1414 Burton Street SW Wyoming MI 49509 7006049 false false X http://www.mpcu.org X 1951 MI Provide financial services and products to members. 7 7 58 7 138538 1261 0 5341870 6058508 673542 809003 144602 138538 6160014 7006049 0 0 2427368 2492861 0 0 3419852 3541679 5847220 6034540 312794 971509 132998684 138265678 121618739 126051575 11379945 12214103 Provide financial services and products to members. false false The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 12/31/2018 was 13,654. The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2018 was 7,671. false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false true false false false true 2329 0 true 58 true true true false false false false false false false false false false false false X 7 7 true false false false true true true true true false true true false true true true false true true true false X Joseph Heintskill 6164522161 1414 Burton Street SW Wyoming MI 49509 Thomas Truszkowski Director 1.00 0.00 X 0 0 0 Dennis Brown Treasurer 1.00 0.00 X 0 0 0 Daniel Holland Secretary 1.00 0.00 X 0 0 0 Brian Borr Vice Chair 1.00 0.00 X 0 0 0 Todd Reminga Director 1.00 0.00 X 0 0 0 Roxanne Speck Chairperson 1.00 0.00 X 0 0 0 Danna Gomez Director 1.00 0.00 X 0 0 0 Daniel Baines CEO 40.00 0.00 X 146724 0 36274 Joseph Heintskill CFO 40.00 0.00 X 103074 0 11766 Rebecca Baines VP Operations 40.00 0.00 X 110651 0 11061 360449 59101 3 false true false Blue Care Network 20500 Civic Center Dr Southfield MI 48076 Emp Health Insurance 254507 Fiserv 75 Remittance Drive Suite 1649 Chicago IL 60675 Data Processing 301270 Coop Network 9692 Haven Avenue Rancho Cucamonga CA 917305891 Card Services 265559 3 0 Fee and Other Income 522100 2034785 2034785 Interest on Loans 4023723 4023723 6058508 809003 809003 0 0 0 0 0 0 0 Insurance Revenue 524298 58572 58572 Non-Member ATM Fees 525990 36601 36601 Oth Non-Mbr Activity Inc 525990 41099 41099 2266 2266 138538 7006049 6867511 138538 0 0 0 0 419550 0 1455421 102274 367913 147703 0 0 0 0 0 0 0 165359 1598402 0 0 343365 73530 0 0 349220 0 228660 60310 Loan Servicing 309702 Provision for Loan Losses 209863 Prof. & Outside Services 149147 Operating Fees 54121 0 6034540 0 0 0 2482551 2686815 19554305 12997364 0 536741 1118278 0 0 72990015 83743955 0 0 8339775 3977276 4512946 4362499 30290141 30631564 440200 440200 0 0 2191785 2285003 132998684 138265678 467783 607553 121150956 125444022 121618739 126051575 X 11379945 12214103 11379945 12214103 132998684 138265678 971509 -137351 X false false false 1486034 1486034 4685353 2201174 2484179 1410341 1029846 380495 758047 746256 11791 4362499 Member Deposits 125444022 125444022 false false false Daniel Baines CEO 146724 13464 22810 182998 Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et Daniel Baines (President/CEO) and Rebecca Baines (VP Operations) are husband and wife. Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder The Credit Union has a single class of members with equal rights of ownership, governance, and voting. Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body The board is elected by the membership for three year terms. Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders Mergers are voted on by entire membership. Form 990, Part VI, Line 11b: Form 990 Review Process Management reviews tax returns and forwards US Form 8879-EO to tax preparer. A copy is made available to the Board of Directors for review. Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management Compensation for the President/CEO and Key Employees is determined by the Board of Directors using CUNA and MCUL salary surveys to determine ranges and actual pay. The last review process was performed in 2016. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available Financial Statements are posted monthly at our primary office located in Wyoming, Michigan. Quarterly call reports are available at the ncua.gov website. All other documents are made available for review upon request. Financial Resource Advisors LLC 1414 Burton St SW Wyoming MI 49509 383406282 Insurance and Investment Sales MI 2266 52757 NA false false false false false false false false false false false false false false false false false false false