2019-11-15T12:13:24-06:00 2018-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2018-01-01 941031345 EDUCATIONAL EMPLOYEES CREDIT UNION EDUC 5594377731 2222 WEST SHAW AVENUE FRESNO CA 93711 ELIZABETH DOOLEY PRESIDENT/CEO 5594377731 2019-11-11 1 VALENTINO CREUS CPA P01054153 8189549700 108.95.190.209 2019-11-11 09:07:00 PS P 5829AE763B2B083171F9038F3D504D4D93C431F3 CE33114D2154B012F4898E70A2FCAC7F93E4A984 2018 2020-04-17 16:48:07Z ELIZABETH DOOLEY 2222 WEST SHAW AVENUE FRESNO CA 93711 129080535 0 X WWW.MYEECU.ORG X CREDIT UNION 1934 CA A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 9 9 588 17 2013798 790737 0 0 88560724 96500306 26964072 32580229 0 0 115524796 129080535 745927 700704 0 0 33807459 35749440 0 0 0 56553111 59842231 91106497 96292375 24418299 32788160 2916276654 3024628749 2570178050 2653201427 346098604 371427322 X EDUCATIONAL EMPLOYEES CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, EDUCATIONAL EMPLOYEES CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH CONSUMER LOANS FROM A BROAD ARRAY OF PRODUCT OFFERINGS, INCLUDING VEHICLE LOANS, CREDIT CARDS AND PERSONAL LINES OF CREDIT. ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH MORTGAGE LOANS, INCLUDING FIRST TRUST DEEDS, SECOND TRUST DEEDS AND HOME EQUITY LINES OF CREDIT. ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH A BROAD ARRAY OF DEPOSIT PRODUCT OFFERINGS, INCLUDING A HIGH-YIELD CHECKING ACCOUNT PRODUCT AND A PREMIUM-RATE TIERED SAVINGS PRODUCT. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 1 0 0 0 0 0 0 0 0 1 1 0 0 1 67791 0 1 588 1 1 1 0 0 0 0 0 1 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X ELENA MARTIN CONTROLLER 5594377733 2222 WEST SHAW AVENUE FRESNO CA 93711 MIKE SNELL CHAIRPERSON 4.00 X 2498 0 0 JOHN TINKER VICE-CHAIRPERSON 4.00 X 2092 0 0 RICK BROWNING TREASURER 2.00 X 1496 0 0 CLEO BAUER-PAPAGNI SECRETARY 2.00 X 1402 0 0 PAUL HOKOKIAN BOARD MEMBER 2.00 X 726 0 0 DAVID ROBERTS BOARD MEMBER 2.00 X 705 0 0 BARBARA THOMAS BOARD MEMBER 2.00 X 1057 0 0 WALTER A FRANZELL BOARD MEMBER 2.00 X 2474 0 0 ALI NEKUMANESH BOARD MEMBER 2.00 X 2416 0 0 CAROL MUNSHOWER BOARD MEMBER (EMERITUS) 2.00 X 159 0 0 DEREK SCHARTON BOARD MEMBER (EMERITUS) 2.00 X 1896 0 0 LISA CUTTS SUPV CMTE CHAIR 2.00 X 1027 0 0 PHILIP NEUFELD SUPV CMTE SECRETARY 2.00 X 1443 0 0 WILLIAM CLARK SUPV CMTE MEMBER 2.00 X 2922 0 0 THOMAS BORCHARDT SUPV CMTE MEMBER 2.00 X 1803 0 0 MICHAEL BERG SUPV CMTE MEMBER 2.00 X 159 0 0 ELIZABETH DOOLEY CEO 60.00 X 2318108 0 564376 BEVERLY RYAN CFO 50.00 X 310602 0 36791 MARK PEREZ CLO 50.00 X 300840 0 67193 DENDA MATTHEWS COO 50.00 X 293717 0 45522 KALYANA SUNDARAM CIO 50.00 X 245583 0 38125 BRADLEY TOWERS FINANCIAL REP 40.00 X 315305 0 27388 DICK ASHJIAN SVP RISK MGMT 50.00 X 265767 0 45749 THOMAS GRAY SVP HR & FACILITIES 50.00 X 264937 0 56849 ELENA MARTIN CONTROLLER 50.00 X 223117 0 29887 JULIE MATTERN SVP BRANCHES 50.00 X 217576 0 42588 4779827 0 954468 38 0 1 0 DIGITAL INSIGHTINTUIT PO BOX 515306 LOS ANGELES CA 900516606 ONLINE BANKING SERVICES 3198195 VISA USA PO BOX 60000-FILE 2953 SAN FRANCISCO CA 94160 VISA/DEBIT CARD 2631646 JEFFREY SCOTT AGENCY 670 P STREET FRESNO CA 93721 ADVERTISING 1810858 DIEBOLD PO BOX 643543 PITTSBURGH PA 15264 ATM MAINTENANCE 1635201 DATA STATEMENT 23120 ALICIA PKWY STE 200 MISSION VIEJO CA 92692 MEMBER STATEMENTS 1322037 27 INTEREST ON LOANS 522100 56944016 56944016 OTHER OPERATING INCOME 522100 27251491 25726111 1525380 FEE INCOME 522100 12304799 11816381 488418 96500306 32580229 32580229 129080535 127066737 2013798 0 580704 120000 4779827 20052186 2143149 6731302 2042976 284932 379145 2912002 5159765 11611272 1006482 3196944 586941 10733646 3093594 479533 LOAN SERVICING EXPENSE 13678194 PROV. FOR LOAN LOSSES 4696770 MISC OPERATING EXPENSE 2023011 96292375 35511266 43218722 146079583 143411355 223554 1111670 6979767 7660504 51310724 33205612 17891428 18105112 1413114836 1375442319 1241452613 1377161413 55023607 58517654 2916276654 3024628749 32080054 32609257 2538097996 2620592170 2570178050 2653201427 X 0 0 0 0 346098604 371427322 346098604 371427322 2916276654 3024628749 X 32788160 -7853469 394027 X X 0 1 X 1 0 2000 2000 2000 1 JOAQUIN ARAMBULA FOR STATE ASSEMBLY P O BOX 4469 FRESNO CA 93744 814814016 1000 AUTUMN BURKE ONE MANCHESTER BLVD SUITE 601 INGLEWOOD CA 90301 1000 PART I-A, LINE 1: CONTRIBUTION TO CCUL - PAC THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR AUTUMN BURKE RUNNING FOR STATE ASSEMBLY. FOLLOWING IS THE NAME AND ADDRESS OF THE CAMPAIGN. AUTUMN BURKE STATE CAPITAL P.O. BOX 942849 SACRAMENTO, CA 94249 FPPC ID#1393348 5527451 5527451 12283514 5630541 6652973 13125773 10436863 2688910 20373986 17138208 3235778 18105112 LOANS AND LEASES 1346181210 F NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT 25772203 C DEPOSITS IN COMMERCIAL BANKS 5208000 C 1377161413 TOTAL SHARES AND DEPOSITS 2620592170 2620592170 X PART X, LINE 2: FASB ASC TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED, AND PRESENTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE-LIKELY-THAN-NOT OF BEING SUSTAINED WHEN CHALLENGED OR WHEN EXAMINED BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED DECEMBER 31, 2018 AND 2017, MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. 1 AHA 2018 DV HEARTS & STROKE WALK - VALLEY CHILDRENS 7272 GREENVILLE AVENUE DALLAS TX 75231 135613797 501(C)(3) 5000 FMV SUPPORT THE IMPROVEMENT OF BUILDING HEALTHIER LIVES, FREE OF CARDIOVASCULAR DISEASES AND STROKE AMERICAN RED CROSS 2002 N FINE AVENUE FRESNO CA 93727 942240541 501(C)(3) 13226 FMV PROVIDE LOCAL ASSISTANCE WITH DISASTERS CALIFORNIA ARMENIAN HOME 6720 E KINGS CANYON RD FRESNO CA 93727 941193572 501(C)(3) 5000 FMV SUPPORT THE QUALITY CARE OF SENIOR LIVING WITHIN THE COMMUNITY CASA OF FRESNO AND MADERA COUNTIES 1252 FULTON MALL FRESNO CA 93721 770401361 501(C)(3) 10000 FMV SUPPORT VOLUNTEERS TO ADVOCATE FOR ABUSED AND NEGLECTED CHILDREN CENTRAL VALLEY COMM FOUNDATION 5250 N PALM AVE 424 FRESNO CA 93704 770478025 501(C)(3) 5000 FMV SUPPORT FOR INVESTMENT AND LOCAL CONTROL OF PHILANTHROPIC RESOURCES CHILDREN'S MIRACLE NETWORK HOSPITALS 205 WEST 700 SOUTH SALT LAKE CITY UT 84101 870387205 501(C)(3) 5000 FMV SUPPORT THE AWARENESS OF CHILDREN BY RAISING FUNDS FOR HOSPITALS AND FOUNDATIONS CLOVIS POLICE FOUNDATION 1233 5TH STREET CLOVIS CA 93612 271492224 501(C)(3) 7000 SUPPORT OF LOCAL POLICE DEPARTMENT CLOVIS RODEO ASSOCIATION PO BOX 445 CLOVIS CA 93613 941135185 501(C)(7) 5000 FMV SUPPORT OF LOCAL SCHOOLS, CHARITIES, AND ORGANIZATIONS CLOVIS UNIFIED SCHOOL DISTRICT 1450 HERNDON AVENUE CLOVIS CA 93611 942840774 CLOVIS USD 21000 FMV SUPPORT THE IMPROVEMENT OF STUDENT ACHIEVEMENT COMMUNITY SCIENCE WORKSHOP SANGER SAM PO BOX 1307 SANGER CA 93657 453484626 501(C)(3) 5000 SUPPORT OF SCIENCE WORKSHOP IN THE COMMUNITY COS FOUNDATION 915 S MOONEY BLVD VISALIA CA 93277 770071634 501(C)(3) 15000 FMV SUPPORTIVE POSITIVE IMPACT ON STUDENTS AND THEIR COMMUNITIES CSUF FOUNDATION - CHICANO LATINO COMMENCEMENT 2625 EAST MATOIAN WAY M/S SH124 FRESNO CA 937408000 941085570 501(C)(3) 5250 FMV SUPPORT STUDENTS WHO DEMONSTRATE ACTIVE INVOVLEMENT IN AND COMMITMENT TO THE LATINO COMMUNITY WINGS ADVOCACY FRESNO 1099 E CHAMPLAIN DR NO A80 FRESNO CA 93720 811384087 501(C)(3) 10186 FMV PROVIDES SUPPORT TO SERVE HOMELESS NEIGHBORS FDSA GOLF TOURNAMENT 1360 VAN NESS AVE FRESNO CA 93721 237377560 501(C)(6) 7500 FMV SUPPORT FOR GOLF TOURNAMENTS AND PROVIDE ASSISTANCE TO COMMUNITY FOUNDATION FOR CENTRAL SCHOOLS 4605 N POLK FRESNO CA 93722 562316616 501(C)(3) 5500 FMV SUPPORT CENTRAL UNIFIED SCHOOL PROGRAMS FOUNDATION FOR CLOVIS SCHOOLS 1450 HERNDON AVENUE CLOVIS CA 93611 770140576 501(C)(3) 5000 FMV SUPPORT PROGRAMS OF CLOVIS SCHOOLS FRESNO FAIR 1121 S CHANCE AVENUE FRESNO CA 93702 946001554 25000 FMV SUPPORT COMMUNITY ACTIVITIES FRESNO GRIZZLIES 1800 TULARE STREET FRESNO CA 93721 364577270 30000 FMV SUPPORT COMMUNITY ACITIVITIES FRESNO HISTORICAL SOCIETY 7160 W KEARNEY AVE FRESNO CA 93706 941531568 501(C)(3) 16000 FMV PROMOTION OF HISTORY FRESNO POLICE CHIEF'S CHAPLAINCY PO BOX 1271 FRESNO CA 93715 770140576 501(C)(3) 10000 SUPPORT AND PROMOTING THE FRESNO POLICE DEPARTMENT'S INTERACTION FRESNO POLICE CHIEF'S FOUNDATION PO BOX 1289 FRESNO CA 93715 412029665 501(C)(3) 5000 FMV SUPPORT FOR IMPROVING COMMUNITY RELATIONS AND PROMOTING THE FRESNO POLICE DEPARTMENT'S INTERACTION WITH THE CITIZENS OF FRESNO AND VARIOUS COMMINITY ORGANIZATIONS FRESNO STATE ALUMNI ASSOCIATION 2625 EAST MATOIAN WAY M/S SH124 FRESNO CA 937408000 941085570 501(C)(3) 8500 FMV PROVIDE SUPPORTIVE SERVICES FOR SPONSORED PROGRAMS FRESNO STATE FOUNDATION 4910 N CHESTNUT FRESNO CA 937261852 770217681 501(C)(3) 55000 FMV PROVIDE SUPPORTIVE SERVICES FOR SPONSORED PROGRAMS FRESNO UNIFIED SCHOOL DISTRICT 2309 TULARE STREET FRESNO CA 93721 946002206 FRESNO USD 10000 FMV SUPPORT THE IMPROVEMENT OF STUDENT ACHIEVEMENT MADERA COUNTY SCHOOLS FOUNDATION 1105 S MADERA AVE MADERA CA 93637 770315304 501(C)(3) 5500 FMV SUPPORT FOSTERING OF ECNOMIC SUPPORT FOR EDUCATION SAN JOAQUIN VALLEY TOWN HALL 11605 OLD FRIANT ROAD FRESNO CA 93730 941210921 501(C)(3) 10000 FMV SUPPORT PRESERVATION OF THE SAN JOAQUIN RIVER MARCH OF DIMES 1530 E SHAW SUITE 102 FRESNO CA 93710 131846366 501(C)(3) 11133 FMV SUPPORT FOR HEALTH AND WELLNESS MARJAREE MASON CENTER 1600 M ST FRESNO CA 93721 941156639 501(C)(3) 12500 FMV SUPPORT STUDENT DEVELOPMENT BY ENCOURAGING COMMUNITY INVESTMENT AND INVOLVEMENT MERCED COLLEGE FOUNDATION 3600 M STREET MERCED CA 95348 237385578 501(C)(3) 10500 FMV PROVIDE SUPPORT FOR THE ACTIVITIES AND PROGRAMS WHICH ARE NECESSARY TO MAINTAIN EXCELLENCE IN ALL AREAS OF EDUCATION AND COMMUNITY SERVICE. PAIN PRESCRIPTION ABUSERS IN NEED 83 E SHAW SUITE 202 FRESNO CA 93710 900606073 501(C)(3) 5000 FMV PREVENT ABUSE OF NARCOTIC PRESCRIPTION DRUGS WHILE GIVING SUPPORT AND HOPE TO INDIVIDUALS AND FAMILIES PASO ROBLES JOINT USD 800 NIBLICK ROAD PASO ROBLES CA 93446 481295642 PASO ROBLES JT USD 5000 FMV SUPPORT FOR EDUCATION READING AND BEYOND 4670 E BUTLER AVENUE FRESNO CA 93702 770508471 501(C)(3) 5000 FMV EMPOWER CHILDREN AND FAMILIES TO ACHIEVE PRODUCTIVE, SELF-RELIANT LIVES. SAN JOAQUIN RIVER PARKWAY 11605 OLD FRIANT ROAD FRESNO CA 93730 770196692 501(C)(3) 10000 FMV SUPPORT PRESERVATION OF THE SAN JOAQUIN RIVER SAINT AGNES FOUNDATION 1111 E SPRUCE AVE FRESNO CA 93720 941437713 501(C)(3) 11980 FMV SUPPORT FOR CHILDCARE AND WELLNESS STATE CENTER COMMUNITY COLLEGE FOUNDATION 390 W FIR AVE CLOVIS CA 93611 770190269 501(C)(3) 31250 FMV PROVIDE SUPPORTIVE SERVICES AND SPECIALIZED PROGRAMS FOR THE BENEFIT OF THE STATE CENTER COMMUNITY COLLEGE DISTRICT THE LOVE HARDER PROJECT 715 HYMETTUS AVE LEUCADIA CA 92024 472786839 501(C)(3) 5000 FMV PROMOTE AWARENESS TO ASSIST VICTIMS OF VIOLENCE STORYLAND 890 WEST BELMONT AVE FRESNO CA 93728 941529773 501(C)(3) 5000 FMV SPONSORSHIP SALVATION ARMY WORLD SERVICE OFFICE 615 SLATERS LAND ALEXANDREA VA 22314 132923701 501(C)(3) 12500 FMV PROMOTES COMMUNITY-BASED INITIATIVES THAT PROVIDE DISASTER RELIEF, EDUCATION, EMPOWERMENT, AND PUBLIC HEATH TULARE COUNTY OFFICE OF EDUCATION 6200 S MOONEY BLVD VISALIA CA 93277 770528641 501(C)(3) 15395 FMV SUPPORT FOR EDUCATION UC MERCED 5200 LAKE ST MERCED CA 95343 270093858 CA STATE UNIV SYS 47600 FMV PROMOTION OF UC MERCED CAMPUS PROGRAMS UNITED WAY FRESNO COUNTY 4949 KINGS CANYON RD FRESNO CA 93727 941156514 501(C)(3) 20984 FMV SUPPORT THE IMPROVEMENT OF LIFE QUALITY IN THE COMMUNITY VALLEY CAREGIVER RESOURCE CENTER 3845 N CLARK ST 201 FRESNO CA 93726 770370104 501(C)(3) 5000 FMV SUPPORT FOR COMMUNITY ACTIVITIES AND CAREGIVERS VALLEY CRIME STOPPERS 7576 N INGRAM FRESNO CA 93711 770329094 501(C)(3) 7500 FMV SUPPORT CRIME PREVENTION VALLEY PUBLIC TELEVISION 1544 VAN NESS AVE FRESNO CA 93721 770162617 501(C)(3) 10000 FMV SUPPORT PUBLIC TELEVISION VISALIA LIONS BAND REVIEW PO BOX 768 VISALIA CA 93279 452121493 501(C)(3) 5000 FMV SUPPORT LOCAL CHARITY PROGRAMS VISALIA RAWHIDE BALL CLUB 300 N GIDDINGS ST VISALIA CA 93291 954026458 501(C)(3) 10000 FMV SUPPORT COMMUNITY ACITIVITIES WHCC FOUNDATION 9900 CODY AVENUE COALINGA CA 93210 770186793 501(C)(3) 20000 FMV SUPPORT FOR EDUCATION 40 12 EDUCATIONAL GRANTS 60 120000 FMV SCHEDULE I, PART 1, LINE 2 ALL RECIPIENTS MUST APPLY FOR THE SCHOLARSHIPS. ONCE AWARDED, STUDENTS MUST PROVIDE PROOF OF ENROLLMENT BEFORE GRANT FUNDS ARE PAID. X 1 1 X X X X 0 1 0 ELIZABETH DOOLEY CEO 643048 0 118419 0 1556641 0 534654 0 29722 0 2882484 0 1549915 0 BEVERLY RYAN CFO 299797 0 10000 0 805 0 35000 0 1791 0 347393 0 0 0 MARK PEREZ CLO 290185 0 10000 0 655 0 35000 0 32193 0 368033 0 0 0 DENDA MATTHEWS COO 283062 0 10000 0 655 0 35000 0 10522 0 339239 0 0 0 KALYANA SUNDARAM CIO 234942 0 10000 0 641 0 12924 0 25201 0 283708 0 0 0 BRADLEY TOWERS FINANCIAL REP 46622 0 268436 0 247 0 16500 0 10888 0 342693 0 0 0 DICK ASHJIAN SVP RISK MGMT 255112 0 10000 0 655 0 34693 0 11056 0 311516 0 0 0 THOMAS GRAY SVP HR & FACILITIES 254282 0 10000 0 655 0 34693 0 22156 0 321786 0 0 0 ELENA MARTIN CONTROLLER 212462 0 10000 0 655 0 13693 0 16194 0 253004 0 0 0 JULIE MATTERN SVP BRANCHES 206921 0 10000 0 655 0 31759 0 10829 0 260164 0 0 0 PART I, LINE 4B THE CREDIT UNION OFFERS A 457B RETIREMENT PLAN THAT ALLOWS EXECUTIVES TO DEFER A SPECIFIED AMOUNT OF THEIR PRE-TAX INCOME FOR INVESTMENT. EMPLOYEES MAY MAKE DISCRETIONARY CONTRIBUTIONS TO THE PLAN BUT ARE NOT REQUIRED. EMPLOYEES ARE 100% VESTED AT THE TIME OF CONTRIBUTION. THE 457B FUNDS ARE INVESTED IN MUTUAL FUNDS AND OTHER INVESTMENT OPTIONS ALSO OFFERED IN THE CREDIT UNION'S 401K PLAN. CURRENTLY, THE FOLLOWING EXECUTIVES ARE ACTIVELY PARTICIPATING IN THE 457B PLAN: ELIZABETH DOOLEY, BEVERLY RYAN, DENDA MATTHEWS, MARK PEREZ, THOMAS GRAY, DICK ASHJIAN, JULIE MATTERN, AND KALYANA SUNDURAM. IN 2018, $18,500 HAS BEEN CONTRIBUTED TO THE FOLLOWING EMPLOYEES PARTICIPATING IN THE 457B PLAN: ELIZABETH DOOLEY, BEVERLY RYAN, DENDA MATTHEWS, MARK PEREZ, THOMAS GRAY, DICK ASHJIAN, JULIE MATTERN, AND KALYANA SUNDURAM. THE CREDIT UNION ALSO OFFERS A 457F WHICH IS FUNDED SOLELY BY A LIFE INSURANCE POLICY OWNED BY THE CREDIT UNION. CURRENTLY, ELIZABETH DOOLEY IS THE ONLY PARTICIPANT. INFORMATION OF THE LIFE INSURANCE IS BEING REPORTED ON FORM 8925. DENDA MATTHEWS OFFICER PLATINUM VISA X 32500 27297 0 1 1 MARK PEREZ OFFICER PLATINUM VISA X 35000 32318 0 1 1 BEVERLY RYAN OFFICER PLATINUM VISA X 35000 1176 0 1 1 THOMAS GRAY HCE PLATINUM VISA X 32500 2567 0 1 1 THOMAS GRAY HCE 1ST T/D X 235000 166862 0 1 1 ELIZABETH DOOLEY OFFICER PLATINUM VISA X 35000 4954 0 1 1 ELENA MARTIN HCE PLATINUM VISA X 35000 4813 0 1 1 KALYANA SUNDARAM OFFICER 1ST T/D FIXED RENTAL X 570000 564240 0 1 0 KALYANA SUNDARAM OFFICER 1ST T/D FIXED RES X 308000 307443 0 1 0 1111670 DANIEL MARTIN DEPENDENT OF HIGHLY COMPENSATED EMPLOYEE 2000 EDUCATION ARIANA MARTIN DEPENDENT OF HIGHLY COMPENSATED EMPLOYEE 2000 EDUCATION JESSICA MARTIN DEPENDENT OF HIGHLY COMPENSATED EMPLOYEE 2000 EDUCATION FORM 990, PART VI, SECTION A, LINE 6 EDUCATIONAL EMPLOYEES CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. EDUCATIONAL EMPLOYEES CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF THE CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B THE RETURN IS REVIEWED BY THE CONTROLLER, CFO AND CEO. ADDITIONALLY THE RETURN WILL BE PROVIDED TO THE BOARD MEMBERS BEFORE IT IS SUBMITTED. FORM 990, PART VI, SECTION B, LINE 12C ALL DIRECTORS AND EMPLOYEES MUST ANNUALLY ATTEND A CODE OF CONDUCT TRAINING PRESENTATION WHICH INCLUDES CONFLICT OF INTEREST PROVISIONS. THEIR REQUIRED ATTENDANCE IS EVIDENCED THROUGH A SIGNED ACKNOWLEDGEMENT. IN ADDITION, ALL PROSPECTIVE DIRECTORS SIGN AN ADDITIONAL CONFLICT OF INTEREST STATEMENT. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS HIRES AN INDEPENDENT OUTSIDE FIRM THAT SPECIALIZES IN THIS AREA FOR BOTH THE ANNUAL REVIEW AND SALARY STRUCTURE FOR THE CEO. IN ADDITION THE CREDIT UNION USES THE RESULTS OF SEVERAL SURVEYS IN SETTING THE CEO'S COMPENSATION. FOR THE SVP'S AND ALL OTHER KEY EMPLOYEES SURVEYS ARE CONSULTED WHICH SUPPORT SALARY LEVELS AND DUTIES. ALL EMPLOYEES RECEIVE ANNUAL REVIEWS. FORM 990, PART VI, SECTION C, LINE 19 CERTAIN GOVERNING DOCUMENTS AND POLICIES MAY BE MADE AVAILABLE BY WRITTEN REQUEST THROUGH THE CREDIT UNION'S BOARD APPROVED RECORDS INSPECTION POLICY. FINANCIAL STATEMENTS ARE POSTED AND AVAILABLE TO THE PUBLIC AT EACH CREDIT UNION BRANCH OFFICE ON A MONTHLY BASIS. IN ADDITION, AN ANNUAL REPORT IS MADE AVAILABLE AT THE CREDIT UNION'S ANNUAL MEETING OF MEMBERS. FORM 990, PART XI, LINE 9: CHANGE IN OTHER COMPREHENSIVE INCOME 394,027. FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. EDUCATORS FINANCIAL & INSURANCE SERVICES 2222 W SHAW AVENUE FRESNO CA 93711 770244291 DORMANT CORPORATION NOT CURRENTLY CONDUCTING BUSINESS CA EDUCATIONAL EMPLOYEES CREDIT UNION C 5000 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0