﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2018v3.1">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2019-05-15T15:46:00-05:00</ReturnTs>
    <TaxPeriodEndDt>2018-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>383133790</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>ANDREWS HOOPER PAVLIK PLC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>5915 EASTMAN AVE STE 100</AddressLine1Txt>
        <CityNm>MIDLAND</CityNm>
        <StateAbbreviationCd>MI</StateAbbreviationCd>
        <ZIPCd>486406824</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2018-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>263232113</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>THE MARY C CURRIE FOUNDATION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>MARY</BusinessNameControlTxt>
      <PhoneNum>9896313626</PhoneNum>
      <USAddress>
        <AddressLine1Txt>1401 NORTH PARKWAY</AddressLine1Txt>
        <CityNm>MIDLAND</CityNm>
        <StateAbbreviationCd>MI</StateAbbreviationCd>
        <ZIPCd>48640</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>MARY C CURRIE</PersonNm>
      <PersonTitleTxt>PRESIDENT</PersonTitleTxt>
      <PhoneNum>9896313626</PhoneNum>
      <SignatureDt>2019-05-15</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>KELLIE M BOS</PreparerPersonNm>
      <PTIN>P00448161</PTIN>
      <PhoneNum>9898357721</PhoneNum>
      <PreparationDt>2019-05-15</PreparationDt>
    </PreparerPersonGrp>
    <FilingSecurityInformation>
      <IPAddress>
        <IPv4AddressTxt>167.68.16.49</IPv4AddressTxt>
      </IPAddress>
      <IPDt>2019-05-15</IPDt>
      <IPTm>15:46:00</IPTm>
      <IPTimezoneCd>CD</IPTimezoneCd>
      <FilingLicenseTypeCd>P</FilingLicenseTypeCd>
      <AtSubmissionCreationDeviceId>7F8DA1CA24E96FDB236727D7A786CEDCD9823B05</AtSubmissionCreationDeviceId>
      <AtSubmissionFilingDeviceId>74E2F59BAD8C7455383966CBD4B3F2E29783587C</AtSubmissionFilingDeviceId>
    </FilingSecurityInformation>
    <TaxYr>2018</TaxYr>
    <BuildTS>2019-02-21 02:37:17Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="8">
    <IRS990PF documentId="RetDoc8">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>1630024</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>11235</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>11235</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>33058</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>33058</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>71462</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>268364</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>71462</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>115755</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>115755</TotalNetInvstIncmAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc1">1550</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesChrtblPrpsAmt>1550</AccountingFeesChrtblPrpsAmt>
        <OtherProfFeesRevAndExpnssAmt referenceDocumentId="RetDoc6">10386</OtherProfFeesRevAndExpnssAmt>
        <OtherProfFeesNetInvstIncmAmt>10386</OtherProfFeesNetInvstIncmAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc7">4714</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>320</TaxesNetInvstIncmAmt>
        <TaxesDsbrsChrtblAmt>20</TaxesDsbrsChrtblAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc5">23</OtherExpensesRevAndExpnssAmt>
        <TotOprExpensesRevAndExpnssAmt>16673</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>10706</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>1570</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>84250</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>84250</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>100923</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>10706</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>85820</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>14832</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>105049</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>26561</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>62203</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>62203</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>727371</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc3">711608</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>1104451</CorporateStockEOYFMVAmt>
        <CorporateBondsBOYAmt>454218</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt referenceDocumentId="RetDoc2">452841</CorporateBondsEOYAmt>
        <CorporateBondsEOYFMVAmt>445033</CorporateBondsEOYFMVAmt>
        <OtherInvestmentsBOYAmt>23853</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="RetDoc4">20183</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>18337</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>1232003</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>1246835</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>1630024</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowSFAS117Ind>X</OrgDoesNotFollowSFAS117Ind>
        <RetainedEarningBOYAmt>1232003</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>1246835</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>1232003</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>1246835</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>1232003</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>1246835</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>1232003</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>14832</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>1246835</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>1246835</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY SMALL CAP DISCOVERY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-07-20</AcquiredDt>
          <SoldDt>2018-05-31</SoldDt>
          <GrossSalesPriceAmt>24262</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25000</CostOrOtherBasisAmt>
          <GainOrLossAmt>-738</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-738</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BRIGHTHOUSE FINANCIAL INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-09-16</AcquiredDt>
          <SoldDt>2018-08-07</SoldDt>
          <GrossSalesPriceAmt>1211</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1606</CostOrOtherBasisAmt>
          <GainOrLossAmt>-395</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-395</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HOST HOTELS &amp; RESORTS, INC REIT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-03-23</AcquiredDt>
          <SoldDt>2018-09-11</SoldDt>
          <GrossSalesPriceAmt>4260</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3670</CostOrOtherBasisAmt>
          <GainOrLossAmt>590</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>590</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>JP MORGAN CHASE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2014-04-23</AcquiredDt>
          <SoldDt>2018-05-15</SoldDt>
          <GrossSalesPriceAmt>25000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24773</CostOrOtherBasisAmt>
          <GainOrLossAmt>227</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>227</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MICROSOFT CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-12-13</AcquiredDt>
          <SoldDt>2018-12-14</SoldDt>
          <GrossSalesPriceAmt>10620</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2747</CostOrOtherBasisAmt>
          <GainOrLossAmt>7873</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7873</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>OPPENHEIMER INTL GROWTH FD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-21</AcquiredDt>
          <SoldDt>2018-12-14</SoldDt>
          <GrossSalesPriceAmt>38047</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>45000</CostOrOtherBasisAmt>
          <GainOrLossAmt>-6953</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-6953</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>T ROWE PRICE GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-09-16</AcquiredDt>
          <SoldDt>2018-02-26</SoldDt>
          <GrossSalesPriceAmt>22661</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>14274</CostOrOtherBasisAmt>
          <GainOrLossAmt>8387</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>8387</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WASTE MANAGEMENT INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2011-04-25</AcquiredDt>
          <SoldDt>2018-09-11</SoldDt>
          <GrossSalesPriceAmt>9251</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3856</CostOrOtherBasisAmt>
          <GainOrLossAmt>5395</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5395</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AT&amp;T INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-12-17</AcquiredDt>
          <SoldDt>2018-11-27</SoldDt>
          <GrossSalesPriceAmt>25000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25148</CostOrOtherBasisAmt>
          <GainOrLossAmt>-148</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-148</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BP CAP MKTS PLC MTN</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-12-27</AcquiredDt>
          <SoldDt>2018-09-26</SoldDt>
          <GrossSalesPriceAmt>25000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25157</CostOrOtherBasisAmt>
          <GainOrLossAmt>-157</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-157</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CHEMICAL FINL CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>1998-02-13</AcquiredDt>
          <SoldDt>2018-05-30</SoldDt>
          <GrossSalesPriceAmt>34282</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>13716</CostOrOtherBasisAmt>
          <GainOrLossAmt>20566</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>20566</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HONEYWELL INTERNATIONAL INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>1977-01-01</AcquiredDt>
          <SoldDt>2018-09-11</SoldDt>
          <GrossSalesPriceAmt>8157</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3174</CostOrOtherBasisAmt>
          <GainOrLossAmt>4983</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4983</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MICROCHIP TECHNOLOGY INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2009-04-06</AcquiredDt>
          <SoldDt>2018-12-14</SoldDt>
          <GrossSalesPriceAmt>36062</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8781</CostOrOtherBasisAmt>
          <GainOrLossAmt>27281</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>27281</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>RESIDEO TECHNOLOGIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>1977-01-01</AcquiredDt>
          <SoldDt>2018-11-12</SoldDt>
          <GrossSalesPriceAmt>14</GrossSalesPriceAmt>
          <GainOrLossAmt>14</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>14</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>71462</CapitalGainNetIncomeAmt>
        <NetShortTermCapitalGainLossAmt>-738</NetShortTermCapitalGainLossAmt>
      </CapGainsLossTxInvstIncmDetail>
      <QlfyUndSect4940eReducedTaxGrp>
        <LiableSection4942TaxInd>false</LiableSection4942TaxInd>
        <AdjustedQlfyDistriYr1Amt>78420</AdjustedQlfyDistriYr1Amt>
        <NetVlNoncharitableAssetsYr1Amt>1784599</NetVlNoncharitableAssetsYr1Amt>
        <DistributionYr1Rt>0.043943</DistributionYr1Rt>
        <AdjustedQlfyDistriYr2Amt>81627</AdjustedQlfyDistriYr2Amt>
        <NetVlNoncharitableAssetsYr2Amt>1612674</NetVlNoncharitableAssetsYr2Amt>
        <DistributionYr2Rt>0.050616</DistributionYr2Rt>
        <AdjustedQlfyDistriYr3Amt>58780</AdjustedQlfyDistriYr3Amt>
        <NetVlNoncharitableAssetsYr3Amt>1489990</NetVlNoncharitableAssetsYr3Amt>
        <DistributionYr3Rt>0.039450</DistributionYr3Rt>
        <AdjustedQlfyDistriYr4Amt>61189</AdjustedQlfyDistriYr4Amt>
        <NetVlNoncharitableAssetsYr4Amt>1221038</NetVlNoncharitableAssetsYr4Amt>
        <DistributionYr4Rt>0.050112</DistributionYr4Rt>
        <AdjustedQlfyDistriYr5Amt>49557</AdjustedQlfyDistriYr5Amt>
        <NetVlNoncharitableAssetsYr5Amt>1207174</NetVlNoncharitableAssetsYr5Amt>
        <DistributionYr5Rt>0.041052</DistributionYr5Rt>
        <TotalDistributionRt>0.225173</TotalDistributionRt>
        <AverageDistributionRt>0.045035</AverageDistributionRt>
        <NetVlNoncharitableAssetsAmt>1762330</NetVlNoncharitableAssetsAmt>
        <AdjNetVlNoncharitableAssetsAmt>79367</AdjNetVlNoncharitableAssetsAmt>
        <NetInvestmentIncomePctAmt>1050</NetInvestmentIncomePctAmt>
        <AdjNonchrtblNetInvstIncmPctAmt>80417</AdjNonchrtblNetInvstIncmPctAmt>
        <QualifyingDistributionsAmt>85820</QualifyingDistributionsAmt>
      </QlfyUndSect4940eReducedTaxGrp>
      <ExciseTaxBasedOnInvstIncmGrp>
        <DomesticOrgMeetingSect4940eInd>X</DomesticOrgMeetingSect4940eInd>
        <InvestmentIncomeExciseTaxAmt>1050</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>1050</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>1050</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>2900</EstimatedPlusOvpmtIncmTxAmt>
        <TotalPaymentsAndCreditsAmt>2900</TotalPaymentsAndCreditsAmt>
        <OverpaymentAmt>1850</OverpaymentAmt>
        <AppliedToESTaxAmt>1850</AppliedToESTaxAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>MI</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>MARY C CURRIE PRESIDENT</IndividualWithBooksNm>
        <PhoneNum>9896313626</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>1401 NORTH PARKWAY</AddressLine1Txt>
          <CityNm>MIDLAND</CityNm>
          <StateAbbreviationCd>MI</StateAbbreviationCd>
          <ZIPCd>48640</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MARY C CURRIE</PersonNm>
          <USAddress>
            <AddressLine1Txt>1401 NORTH PARKWAY</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.30</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>SHELLY CAUFIELD</PersonNm>
          <USAddress>
            <AddressLine1Txt>1876 W BEAVER ROAD</AddressLine1Txt>
            <CityNm>AUBURN</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48611</ZIPCd>
          </USAddress>
          <TitleTxt>SECRETARY/TR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.10</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ALAN OTT</PersonNm>
          <USAddress>
            <AddressLine1Txt>2325 ROCKWELL DR APT 118</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48642</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.10</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>1689795</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>76080</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>23293</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>1789168</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>1789168</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>26838</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>1762330</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>88117</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>88117</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>1050</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>1050</TotalTaxAmt>
        <DistributableBeforeAdjAmt>87067</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>87067</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>87067</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <QualifyingDistriPartXIIGrp>
        <ExpensesAndContributionsAmt>85820</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>85820</QualifyingDistributionsAmt>
        <PctSect4940eOrgNetInvstIncmAmt>1050</PctSect4940eOrgNetInvstIncmAmt>
        <AdjustedQualifyingDistriAmt>84770</AdjustedQualifyingDistriAmt>
      </QualifyingDistriPartXIIGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>87067</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>84201</UndistributedIncomePYAmt>
        <QualifyingDistributionsAmt>85820</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>84201</AppliedToYear1Amt>
        <AppliedToCurrentYearAmt>1619</AppliedToCurrentYearAmt>
        <UndistributedIncomeCYAmt>85448</UndistributedIncomeCYAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>MARY C CURRIE PRESIDENT</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1401 N PARKWAY</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>9896313626</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>GRANT APPLICATION FORM TO INCLUDE PROJECT BUDGET AND ORGANIZATION INFORMATION</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NONE</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>NO GRANTS TO INDIVIDUALS</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CITY OF MIDLAND</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>333 W ELLSWORTH STREET</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>GOV</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CURRIE GOLF COURSE</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MEMORIAL PRESBYTERIAN CHURCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1310 ASHMAN ST</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PASTOR'S DISCRETIONARY FUND</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MIDLAND COUNTY PARKS &amp; RECREATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>220 W ELLSWORTH</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>GOV</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SANFORD LAKE PARK CONCESSION ALCOVE</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WILDLIFE RECOVERY ASSOCIATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>531 S COLEMAN ROAD</AddressLine1Txt>
            <CityNm>SHEPHERD</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48883</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO BE USED AS NEEDED</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MIDLAND VOLUNTEERS FOR RECYCLING</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 128</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO BE USED AS NEEDED</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MIDLAND AREA COMMUNITY FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>76 ASHMAN CIRCLE</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>BARLEY MACTAVISH FUND</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CAMP FISH TALES</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2177 E ERICKSON ROAD</AddressLine1Txt>
            <CityNm>PINCONNING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48650</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO BE USED AS NEEDED</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MIDLAND COUNTY AG AND HORT SOC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>6905 EASTMAN AVENUE</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48642</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>GOV</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>FIXTURES AND FENCING AT GLOVER ARENA</GrantOrContributionPurposeTxt>
          <Amt>5100</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CITY OF MIDLAND</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>333 W ELLSWORTH</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>GOV</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>DIGITAL READER PRINTER AT LIBRARY</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CITY OF MIDLAND</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>333 W ELLSWORTH</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>GOV</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>STRATFORD WOODS BEACH WHEELCHAIR SYS</GrantOrContributionPurposeTxt>
          <Amt>5150</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>TONI &amp; TRISH HOUSE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 125</AddressLine1Txt>
            <CityNm>AUBURN</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48611</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO BE USED AS NEEDED</GrantOrContributionPurposeTxt>
          <Amt>4000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CHIPPEWA NATURE CENTER</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>400 S BADOUR ROAD</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO BE USED AS NEEDED</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>DAHLIA HILL SOCIETY OF MIDLAND</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2809 ORCHARD DRIVE</AddressLine1Txt>
            <CityNm>MIDLAND</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48640</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO BE USED AS NEEDED</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>84250</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>11235</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DivAndIntFromSecPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>33058</ExclusionAmt>
        </DivAndIntFromSecPartVIIGrp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>71462</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>115755</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>115755</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc1">
      <AccountingFeesDetail>
        <CategoryTxt>INDIRECT ACCOUNTING FEES</CategoryTxt>
        <Amt>1550</Amt>
        <DisbursementsCharitablePrpsAmt>1550</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2">
      <InvestmentsCorporateBondsGrp>
        <BondNm>AMGEN INC. NOTE</BondNm>
        <EOYBookValueAmt>25398</EOYBookValueAmt>
        <EOYFMVAmt>25111</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>AT&amp;T INC NOTE</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BANK OF MONTREAL</BondNm>
        <EOYBookValueAmt>24898</EOYBookValueAmt>
        <EOYFMVAmt>24146</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BANK OF NOVA SCOTIA NOTE</BondNm>
        <EOYBookValueAmt>24993</EOYBookValueAmt>
        <EOYFMVAmt>24902</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BP CAPITAL MKT PLC NOTE</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>CHEMICAL BANK CD</BondNm>
        <EOYBookValueAmt>25000</EOYBookValueAmt>
        <EOYFMVAmt>25000</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>GENERAL MILLS NOTE</BondNm>
        <EOYBookValueAmt>25094</EOYBookValueAmt>
        <EOYFMVAmt>24810</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>GOLDMAN SACHS NOTE</BondNm>
        <EOYBookValueAmt>25000</EOYBookValueAmt>
        <EOYFMVAmt>24780</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>IBM CORP NOTE</BondNm>
        <EOYBookValueAmt>24977</EOYBookValueAmt>
        <EOYFMVAmt>24969</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>INTEL CORP</BondNm>
        <EOYBookValueAmt>25245</EOYBookValueAmt>
        <EOYFMVAmt>24900</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>JOHN DEERE CAPITAL CORP</BondNm>
        <EOYBookValueAmt>25226</EOYBookValueAmt>
        <EOYFMVAmt>24774</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>JP MORGAN CHASE &amp; CO NOTE</BondNm>
        <EOYBookValueAmt>24637</EOYBookValueAmt>
        <EOYFMVAmt>24636</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MEDTRONIC INC</BondNm>
        <EOYBookValueAmt>25442</EOYBookValueAmt>
        <EOYFMVAmt>24931</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>PHILLIP MORRIS INTL INC</BondNm>
        <EOYBookValueAmt>25535</EOYBookValueAmt>
        <EOYFMVAmt>24689</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>QUALCOMM INC</BondNm>
        <EOYBookValueAmt>25247</EOYBookValueAmt>
        <EOYFMVAmt>24595</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>SCHWAB CHARLES CORP</BondNm>
        <EOYBookValueAmt>25481</EOYBookValueAmt>
        <EOYFMVAmt>25012</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>SHELL INTERNATIONAL FIN</BondNm>
        <EOYBookValueAmt>25060</EOYBookValueAmt>
        <EOYFMVAmt>24766</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>TOYOTA MOTOR CREDIT CORP NOTE</BondNm>
        <EOYBookValueAmt>25421</EOYBookValueAmt>
        <EOYFMVAmt>24859</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>GENERAL ELECTRIC</BondNm>
        <EOYBookValueAmt>25230</EOYBookValueAmt>
        <EOYFMVAmt>22994</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>SANOFI-AVENTIS</BondNm>
        <EOYBookValueAmt>24957</EOYBookValueAmt>
        <EOYFMVAmt>25159</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>ABBVIE INC</StockNm>
        <EOYBookValueAmt>6877</EOYBookValueAmt>
        <EOYFMVAmt>27657</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALTRIA GROUP INC</StockNm>
        <EOYBookValueAmt>10832</EOYBookValueAmt>
        <EOYFMVAmt>19756</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN ELEC. PWR</StockNm>
        <EOYBookValueAmt>13017</EOYBookValueAmt>
        <EOYFMVAmt>22422</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMGEN INC</StockNm>
        <EOYBookValueAmt>23131</EOYBookValueAmt>
        <EOYFMVAmt>29201</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLIED MATERIALS</StockNm>
        <EOYBookValueAmt>13185</EOYBookValueAmt>
        <EOYFMVAmt>39288</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AT&amp;T INC</StockNm>
        <EOYBookValueAmt>19515</EOYBookValueAmt>
        <EOYFMVAmt>19978</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AUTOMATIC DATA PROCESSING</StockNm>
        <EOYBookValueAmt>12770</EOYBookValueAmt>
        <EOYFMVAmt>52448</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BRIGHTHOUSE FINANCIAL</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BRISTOL-MYERS</StockNm>
        <EOYBookValueAmt>16370</EOYBookValueAmt>
        <EOYFMVAmt>25990</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CARDINAL HEALTH</StockNm>
        <EOYBookValueAmt>24546</EOYBookValueAmt>
        <EOYFMVAmt>13380</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CARNIVAL CORP</StockNm>
        <EOYBookValueAmt>25091</EOYBookValueAmt>
        <EOYFMVAmt>22185</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CATERPILLAR TRACTOR CO</StockNm>
        <EOYBookValueAmt>7958</EOYBookValueAmt>
        <EOYFMVAmt>31768</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHEMICAL FINANCIAL CORP</StockNm>
        <EOYBookValueAmt>30393</EOYBookValueAmt>
        <EOYFMVAmt>51254</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHEVRON CORP</StockNm>
        <EOYBookValueAmt>18128</EOYBookValueAmt>
        <EOYFMVAmt>21758</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COCA COLA CO</StockNm>
        <EOYBookValueAmt>5618</EOYBookValueAmt>
        <EOYFMVAmt>11838</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DELAWARE EMERGING MARKETS</StockNm>
        <EOYBookValueAmt>15000</EOYBookValueAmt>
        <EOYFMVAmt>12239</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DOWDUPONT</StockNm>
        <EOYBookValueAmt>101963</EOYBookValueAmt>
        <EOYFMVAmt>204294</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DR HORTON INC</StockNm>
        <EOYBookValueAmt>18423</EOYBookValueAmt>
        <EOYFMVAmt>17330</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXXON MOBILE CORP</StockNm>
        <EOYBookValueAmt>39705</EOYBookValueAmt>
        <EOYFMVAmt>20457</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIDELITY SMALL CAP DISCOVERY FUND</StockNm>
        <EOYBookValueAmt>25000</EOYBookValueAmt>
        <EOYFMVAmt>20955</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENUINE PARTS CO</StockNm>
        <EOYBookValueAmt>20478</EOYBookValueAmt>
        <EOYFMVAmt>38408</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HONEYWELL INTL INC</StockNm>
        <EOYBookValueAmt>15867</EOYBookValueAmt>
        <EOYFMVAmt>33030</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTEL CORP</StockNm>
        <EOYBookValueAmt>20929</EOYBookValueAmt>
        <EOYFMVAmt>46930</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MCDONALDS CORP</StockNm>
        <EOYBookValueAmt>14006</EOYBookValueAmt>
        <EOYFMVAmt>35514</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MERCK &amp; CO</StockNm>
        <EOYBookValueAmt>20459</EOYBookValueAmt>
        <EOYFMVAmt>45846</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>METLIFE INC.</StockNm>
        <EOYBookValueAmt>13194</EOYBookValueAmt>
        <EOYFMVAmt>12318</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MFS INTERNATIONAL VALUE FUND</StockNm>
        <EOYBookValueAmt>45000</EOYBookValueAmt>
        <EOYFMVAmt>40933</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROCHIP TECH</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP</StockNm>
        <EOYBookValueAmt>13735</EOYBookValueAmt>
        <EOYFMVAmt>50785</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>OPPENHEIMER DEVELOPING MARKETS</StockNm>
        <EOYBookValueAmt>15000</EOYBookValueAmt>
        <EOYFMVAmt>13470</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>OPPENHEIMER INTERNATIONAL GROWTH</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>T ROWE PRICE GROUP INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WAL MART STORES</StockNm>
        <EOYBookValueAmt>19994</EOYBookValueAmt>
        <EOYFMVAmt>23288</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WASTE MANAGEMENT INC</StockNm>
        <EOYBookValueAmt>15424</EOYBookValueAmt>
        <EOYFMVAmt>35596</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GARRETT MOTION INC</StockNm>
        <EOYFMVAmt>309</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RESIDEO TECHNOLOGIES</StockNm>
        <EOYFMVAmt>843</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WELLS FARGO SPECIAL SMALL CAP VALUE</StockNm>
        <EOYBookValueAmt>25000</EOYBookValueAmt>
        <EOYFMVAmt>21424</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD INTERNATIONAL GROWTH FUND</StockNm>
        <EOYBookValueAmt>45000</EOYBookValueAmt>
        <EOYFMVAmt>41559</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc4">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>HOST HOTELS &amp; RESORTS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20183</BookValueAmt>
        <EOYFMVAmt>18337</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="RetDoc5">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MISCELLANEOUS EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>23</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc6">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT MANAGEMENT EXPENSE</CategoryTxt>
        <Amt>10386</Amt>
        <NetInvestmentIncomeAmt>10386</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc7">
      <TaxesDetail>
        <CategoryTxt>LICENSE FEE</CategoryTxt>
        <Amt>20</Amt>
        <DisbursementsCharitablePrpsAmt>20</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>EXCISE TAX</CategoryTxt>
        <Amt>4374</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES</CategoryTxt>
        <Amt>320</Amt>
        <NetInvestmentIncomeAmt>320</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>