2019-11-11T12:25:06-06:00 2018-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2018-01-01 860098341 TUCSON OLD PUEBLO CREDIT UNION TUCS 5208816262 2500 E 22ND STREET TUCSON AZ 85713 G VERNON BABILON CEO 5208816262 2019-10-28 1 MARY C GREEN P00447183 6022662248 67.137.57.251 2019-10-28 18:07:39 US P FD94BE241EB30D59D427851B854338419E5FBD2E C886C6DF3866C97A155E85B4DBD95EC73AF8A20D 2018 2020-04-17 16:48:07Z G VERNON BABILON 2500 E 22ND STREET TUCSON AZ 85713 7830744 0 X WWW.TOPCU.ORG X 1935 AZ PROVIDING FINANCIAL SERVICES THAT MEET THE UNIQUE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. 7 7 54 12 29375 0 0 0 6216135 6677281 809464 939006 0 0 7025599 7616287 0 0 84143 89358 2993066 2759063 0 0 0 3690010 4039419 6767219 6887840 258380 728447 147523666 149380448 137546053 138644673 9977613 10735775 X WE PROVIDE FINANCIAL SERVICES THAT MEET THE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. WE SEEK TO BE THE PRIMARY FINANCIAL INSTITUTION FOR THE CITY OF TUCSON EMPLOYEES AND OTHER SELECT GROUPS, BE A MUTUALLY PROFITABLE AND GROWING INSTITUTION TO BETTER SERVE THE FINANCIAL NEEDS OF OUR MEMBERS, AND ATTRACT AND RETAIN HIGH QUALITY EMPLOYEES WHO DELIVER EXCEPTIONAL SERVICE TO OUR MEMBERS. 0 0 PROVIDING LOANS AND SERVICES TO MEMBERS OF TUCSON OLD PUEBLO CREDIT UNION. AT THE END OF 2018, THERE WERE 14,757 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1523 0 54 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X LESLIE FREED 5209180375 2500 E 22ND STREET TUCSON AZ 85713 DAVID FREGONESE CHAIR 2.00 X X 0 0 0 MIKE MCKENDRICK VICE-CHAIR 2.00 X X 0 0 0 RICHARD PRATER TREASURER 2.00 X X 0 0 0 WILLIAM RICHARDS SECRETARY 2.00 X X 0 0 0 JOHN BRADY DIRECTOR 2.00 X 0 0 0 BRITTON SIMMONS DIRECTOR 2.00 X 0 0 0 FRED CUSHMAN DIRECTOR 2.00 X 0 0 0 G VERNON BABILON PRESIDENT/CEO 40.00 X 151888 0 11712 MICHAEL SCHMELL COO 40.00 X 13282 0 1596 KENT HALL CFO 40.00 X 105449 0 7929 270619 0 21237 2 0 1 0 0 INTEREST ON LOANS TO MEMBERS 522100 4854945 4854945 FEES & CHARGES 522100 1822336 1792961 29375 6677281 941439 941439 120 211904 0 214457 120 -2553 -2433 -2433 7616287 6647906 29375 939006 X 89358 291856 2027934 24767 230178 184328 6632 101271 13769 952138 76223 363187 117131 396382 14108 13554 3467 169133 57833 ALLOWANCE FOR LOAN LOSS 920020 LOAN SERVICING EXPENSE 574061 260510 6887840 1290418 1482196 6136559 8437643 85586040 85912685 688627 644126 7621942 3925005 3818270 3696937 16464032 24252349 28130413 19078413 5409307 5876099 147523666 149380448 1654361 1112233 135891692 137532440 137546053 138644673 X 0 0 0 0 9977613 10735775 9977613 10735775 147523666 149380448 728447 29715 0 X 0 0 0 1224779 1224779 4636733 2295612 2341121 272591 271149 1442 1487839 1358244 129595 3696937 CATALYST 141 PERP CAP 333813 C FHLB STOCK 410600 C CD INVESTMENTS IN OTHER INSTITUTIONS 18334000 C 19078413 MEMBER SHARE AND SAVINGS ACCOUNTS 137348976 DEFERRED COMP INVESTMENT LIABIITY 457(B) AND 457(F) 183464 137532440 X 1 1 X X 0 1 0 G VERNON BABILON PRESIDENT/CEO 151888 0 0 0 0 0 4818 0 6894 0 163600 0 0 0 PART I, LINE 1A RELOCATION EXPENSE REIMBURSEMENT WAS PROVIDED FOR A TEMPORARY APARTMENT. SCHEDULE J, PART I, LINE 4B THE CREDIT UNION HAS A 457F DEFERRED COMPENSATION PLAN FOR CERTAIN LEVELS OF MANAGEMENT. THERE WERE NO CONTRIBUTIONS OR DISTRIBUTIONS TO THESE EMPLOYEES DURING CALENDAR 2018. FORM 990, PART VI, SECTION A, LINE 6 IF YOU LIVE, WORK OR WORSHIP IN TUCSON, OR YOU KNOW AN EXISTING MEMBER WHO WOULD SPONSOR YOU, YOU ARE ELIGIBLE TO BECOME A TOPCU MEMBER. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN DECISIONS MUST BE APPROVED BY THE MEMBERSHIP. BYLAW CHANGES ENACTED BY THE BOARD AND APPROVED BY THE STATE MUST BE RATIFIED BY THE MEMBERS AT THE SUBSEQUENT ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11B INFORMATION FOR THE FORM 990 IS PROVIDED BY THE HUMAN RESOURCES DIRECTOR AND THE CFO. THE FORM 990 IS PREPARED BY CLIFTONLARSONALLEN AND REVIEWED BY THE CFO AND CEO. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY 915 - CODE OF CONDUCT FOR EMPLOYEES AND VOLUNTEERS IS REVIEWED ANNUALLY BY THE BOARD AS IS ON THE COMPLIANCE COMMITTEE AND BOARD RECURRING CALENDARS. VOLUNTEERS INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THEY ARE KEPT IN EXECUTIVE ASSISTANT'S CARE. EMPLOYEES INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THIS IS KEPT IN THE HR DEPARTMENT. FORM 990, PART VI, SECTION B, LINE 15 THE CEO IS HIRED BY THE BOARD WHO DETERMINES THE CEO'S COMPENSATION. THE HR DEPARTMENT USES COMPENSATION DATA FROM OUR PROFESSIONAL EMPLOYER ORGANIZATION, ADP TOTALSOURCE, INC. THE COMPENSATION DATA ENABLES THE CREDIT UNION TO EVALUATE, TRACK AND MODIFY COMPENSATION BASED ON MARKET DATA, INTERNAL COMPARABLES AND JOB FAMILIES TO ENSURE THAT WE ARE COMPETITIVE, FOLLOWING ALL LEGAL GUIDELINES AND APPLYING THE PRINCIPLE OF FAIRNESS TO OUR COMPENSATION REVIEW PROCESS AND PRACTICES. OTHER OFFICERS AND EMPLOYEES ALSO HAVE THEIR JOB CLASSIFICATION RATED ANNUALLY BY COMPENSATION DATA FROM ADP TOTALSOURCE, INC. THE DATA HELPS TO DETERMINE THE APPROPRIATE PLACING WITHIN THE EMPLOYMENT FRAMEWORK AND CLASSIFICATION OF SALARY. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S FINANCIAL STATEMENTS ARE POSTED ON ITS WEBSITE. ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G ACHA FEES 5,342. ATM/VISA DR CARD SUPPORT 292,305. BILL PAYER EXPENSE 49,805. DATA PROCESSING SERVICE 332,394. HR SERVICING 83,237. COIN/CURRENCY COSTS 16,556. SHARED BRANCHING NETWORK 80,776. IRA CUNA FEES 7,973. OTHER PROF & OUTSIDE 67,079. MOBILE BANKING EXPENSE 12,471. BUSINESS CONTINUITY EXPENSE 4,200.