2025-11-13T12:23:45-06:00 2024-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2024-01-01 946069237 STAR ONE CREDIT UNION STAR 4085435024 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 GARY RODRIGUES CEO 4085435024 2025-11-05 1 1 NATALIE HULL CPA P00089332 8189549700 2024 2025-03-06 01:10:19Z GARY RODRIGUES 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 409807996 0 X WWW.STARONE.ORG X CREDIT UNION 1956 CA A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 9 9 287 14 64615 12367 0 0 252138598 286719560 68845541 72285036 0 50803400 320984139 409807996 979100 963100 0 0 27729367 55228107 0 0 0 280089695 319956954 308798162 376148161 12185977 33659835 9897274103 9454397611 8869716656 8320225929 1027557447 1134171682 X A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, STAR ONE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 STAR ONE CREDIT UNION PROVIDED SERVICES TO 129,085 MEMBERS WITH SAVINGS AND LOAN ACCOUNTS. STAR ONE CREDIT UNION PROVIDED 8,253 LOANS TOTALING $1,394,090,749 IN 2024. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 132099 0 1 287 1 1 1 0 0 0 0 0 1 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X SHYAM BHASKAR VP CONTROLLER 4085435024 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 MELISSA HENCK CHAIR 1.00 X 6208 0 0 JEFF GAUT 1ST VICE CHAIR & TREASURER 1.00 X 701 0 0 RICHARD AOCHI 2ND VICE CHAIR & ASSISTANT 1.00 X 1868 0 0 CHRISTINA GOEAS ASSISTANT TREASURER 1.00 X 1554 0 0 TRINY LEE SECRETARY 1.00 X 1319 0 0 DAVID DAGGETT DIRECTOR 1.00 X 0 0 0 JAMES BARNHART DIRECTOR 1.00 X 1034 0 0 PATRICIA HUMECKE DIRECTOR 1.00 X 2267 0 0 CYRUS TABARI DIRECTOR 1.00 X 2356 0 0 BRIAN LAWLER SUPERVISORY COMMITTEE CHAIR 1.00 X 0 0 0 MADELAINE KOLDA SUPERVISORY COMMITTEE 1.00 X 2055 0 0 PONPROM FLYNN SUPERVISORY COMMITTEE 1.00 X 1433 0 0 TYLER MARTIN SUPERVISORY COMMITTEE 1.00 X 0 0 0 KRISTEN MANK SUPERVISORY COMMITTEE 1.00 X 4079 0 0 GARY RODRIGUES PRESIDENT/CEO 40.00 X 1968703 0 923073 M MUCKER EXECUTIVE VP - OPS 40.00 X 1528384 0 19058 B ROSS EXECUTIVE VP - FINANCE & A 40.00 X 1016494 0 637138 M GUPTA EXECUTIVE VP - OPERATIONS 40.00 X 882236 0 1541787 V BROSAS VP - DEPOSIT SERVICES 40.00 X 705490 0 1026581 V TABLER VP - REAL ESTATE LENDING 40.00 X 620360 0 897163 S NAYLOR VP - INFORMATION SYSTEMS 40.00 X 545016 0 983905 S PANICKER VP - TREASURY 40.00 X 535684 0 836777 R RUTLEDGE VP - HUMAN RESOURCES 40.00 X 480917 0 57678 H ORNELAS VP - CONSUMER LENDING 40.00 X 469561 0 70786 8777719 0 6993946 138 0 1 0 TYFONE INC 5331 SW MACADAM AVE STE 251 PORTLAND OR 97239 ONLINE/MOBILE BANKING 2961088 VISA USA INC 777 3RD AVE 12 NEW YORK NY 10017 VISA/ATM PROCESSING 1979189 INSIGHT DIRECT USA INC 2701 E INSIGHT WAY CHANDLER AZ 85286 COMPUTER EQUIPMENT/MAINTENANCE 1263438 FISERV INC 405 SCIENCE DR STE 210 MOORPARK CA 93021 XP SOFTWARE MAINTENANCE 926235 CROWE LLP 225 WEST WACKER DRIVE STE 2600 CHICAGO IL 60606 AUDIT 742204 49 INTEREST ON LOANS 522100 274431245 274431245 OTHER OPERATING INCOME 522100 10358425 10358425 FEE INCOME 522100 1929890 1865275 64615 286719560 72285036 72285036 GAIN IN CHANGE IN VALU 522100 50803400 50803400 50803400 409807996 409743381 64615 0 913100 50000 8777719 25176900 8994850 9889846 2388792 113562 907958 115661 5571588 4986485 7945017 899027 2794932 932999 273048569 1729947 477994 LOAN SERVICING EXPENSE 9763464 MISC OPERATING EXPENSE 6596087 CREDIT LOSS EXPENSE 2949120 OPERATING FEES 655391 469153 376148161 14357816 11947248 154188566 490559618 6800305 7893898 3293130 3241923 47230869 33846118 13478386 13384751 3549166902 2389284604 5849705935 6141657013 306283063 396428556 9897274103 9454397611 74177694 77673791 8795538962 8242552138 8869716656 8320225929 X 0 0 0 0 1027557447 1134171682 1027557447 1134171682 9897274103 9454397611 X 33659835 71646809 1307591 X X 0 1 X 1 0 13100 13100 13100 1 CCUL PAC 1201 K STREET SUITE 1050 SACRAMENTO CA 95814 940357265 12100 BAY AREA PAC PO BOX 193919 SAN FRANCISCO CA 94119 743032874 1000 PART I-A, LINE 1: CONTRIBUTIONS TO CALIFORNIA CREDIT UNION LEAGUE PAC AND BAY AREA PAC TO PROMOTE TRADE INFORMATION PERTAINING TO CREDIT UNIONS. 4163384 4163384 13211145 5852713 7358432 6215580 5487474 728106 23640760 22505931 1134829 13384751 ALL OTHER INVESTMENTS 17250000 F NET LOANS AND LEASES 6055770806 F NCUA SHARE INSURANCE DEPOSIT 57736207 C PAID IN CAPITAL AT CORP CUS 900000 C DEPOSITS IN COMMERCIAL BANKS 10000000 C 6141657013 DRAWS AGAINST LINES OF CREDIT 900800000 MEMBER SHARES AND DEPOSITS 7341752138 8242552138 X PART X, LINE 2: FASB ASC 740-10-65, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE LIKELY THAN NOT" OF BEING SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS DEEMED TO NOT MEET THE MORE-LIKELY-THAN-NOT THRESHOLD SHOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS FOR THE YEARS ENDED SEPTEMBER 30, 2024 AND 2023, AND ACCORDINGLY, THE CREDIT UNION HAS NOT RECORDED A LIABILITY FOR THE PAYMENT OF INTEREST OR PENALTIES. THE CREDIT UNION IS SUBJECT TO AND PAYS ALL STATE AND CITY TAXES ON GOODS AND SERVICES PURCHASED BY THE CREDIT UNION. 1 ACKNOWLEDGE ALLIANCE 2483 OLD MIDDLEFIELD WAY 201 MOUNTAIN VIEW CA 94043 770393676 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION FOCUSED ON EDUCATION AND MENTAL HEALTH, HELPS BUILD POSITIVE CONNECTIONS BETWEEN TEACHERS AND STUDENTS TO OPEN THE DOORS TO LEARNING AND WELL-BEING. THE ALZHEIMER'S ASSOCIATION 225 N MICHIGAN AVENUE CHICAGO IL 60601 133039601 501(C)(3) 25000 0 FMV NON-PROFIT ORGANIZATION THAT RAISES AWARENESS AND FUNDS FOR ALZHEIMER'S CARE, SUPPORT AND RESEARCH. AMERICAN CANCER SOCIETY 250 WILLIAMS STREET NW ATLANTA GA 30303 131788491 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT HELPS SAVE LIVES, CELEBRATE LIVES AND LEADS THE FIGHT FOR A WORLD WITHOUT CANCER. PROMOTING HEALTHY LIFESTYLES TO HELP PREVENT CANCER AND RESEARCHING CANCER AND ITS CAUSES TO FIND MORE ANSWERS AND BETTER TREATMENTS. ANIMAL ASSISTED HAPPINESS 1030 E EL CAMINO REAL 279 SUNNYVALE CA 94087 264100791 501(C)(3) 16000 0 FMV NON-PROFIT ORGANIZATION THAT ENRICHES THE LIVES OF YOUTH WITH NEEDS THROUGH BARNYARD NTERACTIONS AT THEIR SMILE FARM AND MOBILE VISITS. ASSISTANCE LEAGUE FOR SAN JOSE PO BOX 20174 SAN JOSE CA 95160 770033914 501(C)(3) 7000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO SUPPORT VITAL COMMUNITY SERVICES. THEIR PHILANTHROPIC PROGRAMS ARE DESIGNED TO SERVE UNMET NEEDS IN THE COMMUNITY. AVENIDAS 450 BRYANT STREET PALO ALTO CA 94301 941480548 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT SUPPORT AND CELEBRATES OLDER ADULTS. THEY HELP OLDER ADULTS IN THE COMMUNITY TO BE AS ACTIVE, ENGAGED AND HEALTHY AS POSSIBLE THROUGHOUT THEIR LIVES BY PROVIDING RELEVANT SERVICES AND PROGRAMS. CANCER CAREPOINT INC 2505 SAMARITAN DRIVE BUILDING 400 SUITE 402 SAN JOSE CA 95124 273029691 501(C)(3) 35000 0 FMV NON-PROFIT ORGANIZATION DEDICATED TO TRANSFORMING SUPPORT FOR CANCER PATIENTS, FAMILIES, & CAREGIVERS IN SILICON VALLEY THROUGH PERSONALIZED ONE-ON-ONE COUNSELING, ASSISTANCE, RESOURCES AND EDUCATION. CANINE COMPANIONS FOR INDEPENDENCE INC 2965 DUTTON AVE SANTA ROSA CA 95407 942494324 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION THAT ENHANCES THE LIVES OF PEOPLE WITH DISABILITIES BY PROVIDING HIGHLY TRANINED ASSISTANCE DOGS AND ONGOING SUPPORT TO ENSURE QUALITY PARTNERSHIPS. COMMUNITY SERVICES AGENCY 204 STIERLIN ROAD MOUNTAIN VIEW CA 94043 941422465 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO EDUCATE THE PUBLIC ABOUT DIABETES AND TO HELP THOSEAFFECTED BY IT THROUGH FUNDING RESEARCH TO MANAGE, CURE AND PREVENT DIABETES. THE CROHN'S AND COLITIS FOUNDATION OF AMERICA 733 THIRD AVENUE NEW YORK NY 10017 136193105 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT IS DEDICATED TO FINDING A CURE AND IMPROVING THE QUALITY OF LIFE OF CHILDREN AND ADULTS AFFECTED BY THESE DISEASES; OFFER A WIDE RANGE OF EDUCATIONAL PROGRAMS FOR PATIENTS AND HEALTHCARE PROFESSIONALS. CYSTIC FIBROSIS RESEARCH INC 2672 BAYSHORE PARKWAY STE 250 MOUNTAIN VIEW CA 94043 510169988 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT FUNDS RESEARCH, PROVIDES EDUCATIONAL AND PERSONAL SUPPORT, AND SPREAD AWARENESS OF CYSTIC FIBROSIS, A LIFE-THREATENING GENETIC DISEASE. FAMILY GIVING TREE 606 VALLEY WAY MILPITAS CA 95035 770284682 501(C)(3) 25000 0 FMV NON-PROFIT ORGANIZATION THAT HELPS TO FULFILL THE WISHES OF CHILDREN IN NEED WHILE INSPIRING PHILANTHROPY, KINDNESS, AND VOLUNTEERISM. THE FAMILY GIVING TREE PROGRAM WORKS WITH MORE THAN 300 BAY AREA SOCIAL SERVICES AGENCIES. FAMILY SUPPORTIVE HOUSING 692 N KING RD SAN JOSE CA 95133 770106237 501(C)(3) 10000 0 FMV NON-PROFIT THAT HAS BEEN HELPING HOMELESS SINGLE- AND TWO-PARENT FAMILIES WITH CHILDREN REMAIN INTACT, WHILE ADDRESSING THEIR NEEDS FOR FOOD, SHELTER, EMPLOYMENT AND EDUCATION. FOOTHILL-DE ANZA COMMUNITY COLLEGES FOUNDATION 12345 EL MONTE RD LOS ALTOS HILLS CA 94022 943258220 501(C)(3) 10000 0 FMV THE MISSION OF THE FOOTHILL-DE ANZA FOUNDATION IS TO CHANGE STUDENT LIVES BY RAISING AND INVESTING FUNDS TO SUPPORT THE EDUCATIONAL EXCELLENCE OF FOOTHILL AND DE ANZA COLLEGES. GEORGE MARK CHILDREN'S FUND 2121 GEORGE MARK LANE SAN LEANDRO CA 94578 943255845 501(C)(3) 15000 0 FMV GEORGE MARK CHILDREN'S HOUSE ARE INNOVATIVE LEADERS IN RELIEVING PAIN AND STRESS OF ILLNESS,REGARDLESS OF PROGNOSIS OF CHILDREN. IT IS THE FIRST FREESTANDING PEDIATRIC PALLIATIVE CARE CENTER IN THE US. HAPPY HOLLOW FOUNDATION 1300 SENTER RD SAN JOSE CA 95112 237219471 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT CONNECTS PEOPLE TO NATURE THROUGH PLAY. HEALTH TRUST MEALS ON WHEELS 3180 NEWBERRY DRIVE SAN JOSE CA 95228 946050231 501(C)(3) 15000 0 FMV NON-PROFIT ORNGANIZATION DEDICATED TO TRANSFORMING SILICON VALLEY INTO THE HEALTHIEST REGION IN AMERICA FOR EVERYONE THROUGH THREE INITIATIVES: HEALTHY LIVING, HEALTHY AGING, AND HEALTHY COMMUNITIES. HEALTHRIGHT 360 1563 MISSION ST SAN FRANCISCO CA 94103 946129071 501(C)(3) 10000 0 FMV HEALTHRIGHT 360 GIVES HOPE, BUILDS HEALTH, AND CHANGES LIVES FOR PEOPLE IN NEED. THEY DO THIS BY PROVIDING COMPASSIONATE, INTEGRATED CARE THAT INCLUDES PRIMARY MEDICAL, MENTAL HEALTH, SUBSTANCE USE DISORDER TREATMENT AND RE-ENTRY SERVICES. HOMEFIRST SERVICES OF SANTA CLARA COUNTY 507 VALLEY WAY MILPITAS CA 95035 942684272 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION DEDICATED TO END HOMELESSNESS AND IMPROVE COMMUNITIES BY PROVIDING HOUSING AND SUPPORT SERVICES THAT ENABLE HOMELESS CHILDREN AND ADULTS TO ATTAIN STABLE HOUSING. THE ORGANIZATION IS A LEADING PROVIDER OF SHELTER AND SUPPORT SERVICES IN SANTA CLARA COUNTY. HUNGER AT HOME 1560 BERGER DR SAN JOSE CA 95112 475462753 501(C)(3) 15000 0 FMV HUNGER AT HOME SERVES AS A CONDUIT BETWEEN THE BUSINESS AND NONPROFIT COMMUNITIES TO CHANNELEXCESS FOOD AND SURPLUS GOODS TO HOMELESS AND HUNGRY INDIVIDUALS AND FAMILIES. JACOB'S HEART 567 AUTO CENTER DRIVE WATSONVILLE CA 95076 680413822 501(C)(3) 10000 0 FMV THE MISSION OF JACOB'S HEART IS TO IMPROVE THE QUALITY OF LIFE FOR CHILDREN WITH CANCER AND SUPPPORTTHEIR FAMILIES IN THE CHALLENGES THEY FACE. JW HOUSE 3850 E HOMESTEAD RD SAN CLARA CA 95051 202034560 501(C)(3) 12500 0 FMV JW HOUSE KEEPS FAMILIES TOGETHER DURING MEDICAL CRISIS BY OFFERING A WELCOMING HOME CLOSE TO THEHOSPITAL AND PROVIDING A CARING AND COMPASSIONATE ENVIRONMENT THAT INSPIRES HOPE. LEAD SCHOLARS PROGRAM SCU 500 EL CAMINO REAL SAN CLARA CA 95053 941156617 501(C)(3) 15000 0 FMV THE LEAD SCHOLARS PROGRAM PROVIDES ACADEMIC AND VOCATIONAL DEVELOPMENT OPPORTUNITIES,SUPPORTIVE ADVISING, PEER MENTORING, AND COMMUNITY BUILDING THROUGH A VARIETY OF COURSES, PROGRAMS,AND SUPPORT NETWORKS. LEUKEMIA AND LYMPHOMA SOCIETY PO BOX 102488 PASADENA CA 91189 135644916 501(C)(3) 10000 0 FMV THE LEUKEMIA AND LYMPHOMA SOCIETY IS THE WORLD'S LARGEST VOLUNTARY NONPROFIT HEALTH ORGANIZATIONDEDICATED TO FUNDING BLOOD CANCER RESEARCH AND PROVIDING EDUCATION AND PATIENT SERVICES. LIFEMOVES 181 CONSTITUTION DR MENLO PARK CA 94025 770160469 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO RAPIDLY RETURN THE UNHOUSED NEIGHBORS TO STABLE HOMES. LUCILLE PACKARD CHILDREN'S FOUNDATION 400 HAMILTON AVENUE 340 PALO ALTO CA 94103 770440090 501(C)(3) 25000 0 FMV NON-PROFIT ORGANIZATION THAT ELEVATES THE PRIORITY OF CHILDREN'S HEALTH AND INCREASES THE QUALITY AND ACCESSIBLILITY OF CHILDREN'S HEALTHCARE THROUGH LEADERSHIP AND DIRECT INVESTMENT. MARTHA'S KITCHEN 311 WILLOW ST SAN JOSE CA 95110 912091094 501(C)(3) 25000 0 FMV NON-PROFIT ORGANIZATION THAT PROVIDES OVER 200,000 MEALS EACH MONTH. THEY BELIEVE THAT FOOD IS A BASIC HUMAN RIGHT NOT A LUXURY. IT IS VITAL THAT THESE COMMUNITIES HAVE ACCESS TO WELL BALANCED MEALS,WHICH INCLUDE PROPER PROTEINS, VEGETABLES AND CARBOHYDRATES. MORGAN AUTISM CENTER 2280 KENWOOD AVENUE SAN JOSE CA 95128 941722448 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT HELPS CHILDREN AND ADULTS WITH AUTISM OR OTHER DEVELOPMENTAL DISABILITIES MAXIMIZE THEIR POTENTIAL IN A DIGNIFIED,POSITIVE AND LOVING ENVIRONMENT. NAMI SANTA CLARA COUNTY - NATIONAL ALLIANCE ON MENTAL ILLNESS 1150 S BASCOM AVENUE 24 SAN JOSE CA 95128 942430956 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION THAT HELPS PEOPLE WITH A LIVED EXPERIENCE OFMENTAL ILLNESS AND FAMILIES BY PROVIDING SUPPORT, EDUCATION AND ADVOCACY;TO PROMOTE RESEARCH; TO REDUCE STIGMAN AND DISCRIMINATION IN THE COMMUNITY; AND TO IMPROVE SERVICES BY WORKING WITH HEALTH PROFESSIONALS AND FAMILIES. NEPHCURE KIDNEY INTERNATIONAL 150 S WARNER RD SUITE 402 KING OF PRUSSIA PA 19406 383569922 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION WITH A MISSION TO ACCELERATE RESEARCH FOR EFFECTIVE TREATMENTS OF RARE FORMS OF NEPHROTIC SYNDROME AND PROVIDE EDUCATION ANDSUPPORT THAT WILL IMPROVE LIVES AFFECTED. OPEN DOORS TO FUTURE POSSIBILITIES 1550 THE ALAMEDA SUITE 150 SAN JOSE CA 95126 833226119 501(C)(3) 11000 0 FMV NON-PROFIT ORGANIZATION THAT SUPPORTS VETERANS, FIRST RESPONDERS AND UNDERSERVED COMMUNITYMEMBERS AND HELPS THEM OVERCOME LIFE CHALLENGES USING HEALING CONVERSATIONS, EDUCATIONAND RESOURCES, SO THEY CAN ACHIEVE THEIR GOALS AND LEAD MORE FULFILLING LIVES. OPEN HEART KITCHEN 1141 CATALINA DR SUITE 137 LIVERMORE CA 94550 943396038 501(C)(3) 11000 0 FMV FOUNDED IN 1995, OPEN HEART KITCHEN IS THE LARGEST PREPARED MEAL PROVIDER TN THE TR-VALLEY WITH A MISSION TO PROVIDE NUTRITIOUS FOOD TODAY WHILE BUILDING A FOOD SECURE TOMORROW. OVER THE PAST 30 YEARS OPEN HEART KITCHEN HAS GROWNFROMA GRASSROOTS INITIATIVE INTO AN ESSENTIAL COMMUNITYLIFELINE, PROVIDING MORE THAN 7 MILLION MEALS. OPERATION CARE AND COMFORT 3173 PEBBLE BEACH CIRCLE FAIRFIELD CA 94534 273116300 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION DEDICATED TO SUPPORTING AND ASSISTING VETERANS, MILITARY PERSONNEL AND THEIR FAMILY MEMBERS. OPERATION FREEDOM PAWS 777 FIRST ST PMB515 GILROY CA 95020 452566382 501(C)(3) 10000 0 FMV OPERATION FREEDOM PAWS EMPOWERS VETERANS AND INDIVIDUALS WITH DISABILITIES TO RESTORE THEIRFREEDOM TO LIVE LIFE. PANCREATIC CANCER ACTION NETWORK 1500 ROSECRANS AVE SUITE 200 MANHATTAN BEACH CA 90266 330841281 501(C)(3) 10000 0 FMV THE MISSION IS TO TAKE BOLD ACTION TO IMPROVE THE LIVES OF EVERYONE IMPACTED BY PANCREATIC CANCERBY ADVANCING SCIENTIFIC RESEARCH, BUILDING COMMUNITY, SHARING KNOWLEDGE, AND ADVOCATINGFOR PATIENTS. PARKINSON'S FOUNDATION 5757 WATERFORD DISTRICT DR SUITE 310 MIAMI FL 33126 131866796 501(C)(3) 7500 0 FMV THE PARKINSON'S FOUNDATION MAKES LIFE BETTER FOR PEOPLE WITH PARKINSON'S DISEASE (PD) BY IMPROVINGCARE AND ADVANCING RESEARCH TOWARD A CURE. IN EVERYTHING THEY DO, THEY BUILD ON THE ENERGY, EXPERIENCE AND PASSION OF THE GLOBAL PARKINSON'S COMMUNITY. PIVOTAL CONNECTIONS 75 E SANTA CLARA ST SUITE 1450 SAN JOSE CA 95113 770166138 501(C)(3) 10000 0 FMV PIVOTAL CONNECTIONS FOCUSES ON PREPARING, INSPIRING, VALUING, OPTIMIZING AND TRANSFORMINGASPIRING LEADERS. REBEKAH'S CHILDREN'S SERVICES 290 IOOF AVE GILROY CA 95020 941167402 501(C)(3) 6000 0 FMV RCS OFFERS A FULL CONTINUUM OF FAMILY-CENTERED SERVICES INCLUDING MENTAL AND BEHAVIORAL HEALTHSERVICES, FOSTER CARE AND ADOPTION, AND EDUCATIONAL SERVICES, TO PROMOTE THE HEALTHY DEVELOPMENTOF CHILDREN AND FAMILIES. REBUILDING TOGETHER SILICON VALLEY 1701 SOUTH 7TH ST 10 SAN JOSE CA 95112 770289381 501(C)(3) 10000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO PROVIDE SAFE HOMES AND COMMUNITIES FOR EVERYONE. THROUGHA VAST NETWORK OF VOLUNTEERS, CORPORATE SPONSORS, AND SUB-CONTRACTORS, REBUILDING TOGETHER SILICONVALLEY PROVIDES CRITICAL HOME REPAIRS TO OVER 600 CLIENTS PER YEAR. IN ADDITION, THEY ASSIST NONPROFITORGANIZATIONS WITH FACILITY MAINTENANCE AND REPAIRS SO THAT THEY CAN DEDICATE THEIR TIME AND RESOURCES TO HELPING OUR COMMUNITY. SAN JOSE PUBLIC LIBRARY FOUNDATION POBOX 611540 SAN JOSE CA 95161 770142379 501(C)(3) 15000 0 FMV THE SAN JOSE PUBLIC LIBRARY FOUNDATION SUPPORTS EDUCATIONAL PROGRAMS AND RESOURCES THROUGHTHE PUBLIC LIBRARY, SCHOOLS AND COMMUNITY-BASED ORGANIZATIONS, TO CREATE AN EDUCATED, EQUITABLE, EMPOWERED AND ENGAGED COMMUNITY. SECOND HARVEST FOOD BANK 750 CURTNER AVENUE SAN JOSE CA 95125 942614101 501(C)(3) 50000 0 FMV NON-PROFIT ORGANIZATION THAT IS DEDICATED TO ENDING LOCAL HUNGER BY PROVIDING FOOD TO NEARLY A QUARTER OF A MILLION PEOPLE EACH MONTH, PROMOTING FEDERAL NUTRITION PROGRAMS AND EDUCATING FAMILIES ON HOW TO MAKE HEALTHIER FOOD CHOICES. THE TOWER FOUNDATION OF SAN JOSE STATE UNIVERSITY ONE WASHINGTON SQUARE CLARK HALL SUITE 300 SAN JOSE CA 95192 830403915 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION ESTABLISHED TO ENCOURAGE CONNECTIONS BETWEEN ALUMNI, DONORS AND THECOMMUNITY. THE INCREASINGLY CHALLENGING FUNDING ENVIRONMENT REQUIRES SAN JOSE STATE TO AUGMENTPUBLIC FUNDING WITH PRIVATE DONATIONS. TOWER IS DEDICATED TO GROWING THE UNIVERSITY'S ENDOWMENTTHROUGH DONATIONS, BEQUESTS AND PRUDENT INVESTMENT MANAGEMENT. SPECIAL OLYMPICS NORTHERN CALIFORNIA 3480 BUSKIRK AVE SUITE 340 PLEASANT HILL CA 94523 680363121 501(C)(3) 15000 0 FMV THE MISSION OF SPECIAL OLYMPICS IS TO PROVIDE YEAR-ROUND SPORTS TRAINING AND ATHLETIC COMPETITION IN A VARIETY OF OLYMPIC-TYPE SPORTS FOR CHILDREN AND ADULTS WITH INTELLECTUAL DISABILITIES. SUNDAY FRIENDS FOUNDATION 645 WOOL CREEK RD 2ND FLOOR SUITE A SAN JOSE CA 95112 770518937 501(C)(3) 15000 0 FMV SUNDAY FRIENDS EMPOWERS UNDERSERVED SAN JOSE FAMILIES TO OBTAIN THE BASIC NECESSITIES TO SURVIVE AND ACQUIRE THE LIFE SKILLS TO THRIVE FOR UPWARD MOBILITY FROM POVERTY. SUNNYVALE COMMUNITY SERVICES 725 KIFER ROAD SUNNYVALE CA 94086 941713897 501(C)(3) 25000 0 FMV NON-PROFIT ORGANIZATION DEDICATED TO PREVENTING HOMELESSNESS AND HUNGER FOR LOW-INCOME FAMILIES AND SENIORS FACING TEMPORARY CRISES BY PROVIDING FINANCIAL AID, FOOD AND OTHER SUPPORT THE PREVENTS LARGER PROBLEMS WITH MORE EXPENSIVE SOLUTIONS. THE TECH INTERACTIVE 201 S MARKET ST SAN JOSE CA 95113 942864660 501(C)(3) 10000 0 FMV THE TECHIS A MISSION DRIVEN ORGANIZATION THAT DEVELOPS THE NEXT GENERATION OF PROBLEM-SOLVERS LOCALLY, NATIONALLY AND GLOBALLY, THROUGH THE CREATION AND DISTRIBUTION OF WORLD-CLASS IMMERSIVESTEAM EDUCATION RESOURCES. VALLEY MEDICAL CENTER FOUNDATION 2400 CLOVE DR SAN JOSE CA 95128 770187890 501(C)(3) 10000 0 FMV NON-PROFIT THAT HAS THE MISSION TO BE A LEADER FOR COMMUNITY HEALTH AND HEALTHCARE IN SANTACLARA COUNTY BY FUNDRAISING TO SUPPORT, INNOVATE, AND ADVOCATE FOR BETTER HEALTH FOR ALL. WE HOPE POBOX 50624 EAST PALO ALTO CA 94303 943342713 501(C)(3) 10000 0 FMV THE MISSION OF WE HOPE IS TO HELP PEOPLE BECOME HEALTHY, EMPLOYED AND HOUSED USINGINNOVATIVE SOLUTIONS. WEST VALLEY COMMUNITY SERVICES 10104 VISTA DRIVE CUPERTINO CA 95014 942211685 501(C)(3) 15000 0 FMV NON-PROFIT ORGANIZATION THAT IS FIGHTING POVERTY BY PROVIDING CRITICAL SUPPORTSERVICES TO THE LOW INCOME AND HOMELESS INDIVIDUALS AND FAMILY IN COMMUNITIESOF CUPERTINO, LOS GATOS, MONTE SERENO, SARATOGA AND WEST SAN JOSE. 49 0 SCHOLARSHIPS 10 50000 FMV X 1 1 X X X X 0 1 0 GARY RODRIGUES PRESIDENT/CEO 1074839 0 865142 0 28722 0 876028 0 47045 0 2891776 0 0 0 M MUCKER EXECUTIVE VP - OPS 145180 0 310949 0 1072255 0 13139 0 5919 0 1547442 0 0 0 B ROSS EXECUTIVE VP - FINANCE & A 519903 0 233027 0 263564 0 588366 0 48772 0 1653632 0 0 0 M GUPTA EXECUTIVE VP - OPERATIONS 472701 0 199200 0 210335 0 1496743 0 45044 0 2424023 0 0 0 V BROSAS VP - DEPOSIT SERVICES 353947 0 144219 0 207324 0 993572 0 33009 0 1732071 0 0 0 V TABLER VP - REAL ESTATE LENDING 435620 0 183084 0 1656 0 860210 0 36953 0 1517523 0 0 0 S NAYLOR VP - INFORMATION SYSTEMS 381004 0 162932 0 1080 0 950152 0 33753 0 1528921 0 0 0 S PANICKER VP - TREASURY 369772 0 158468 0 7444 0 797451 0 39326 0 1372461 0 0 0 R RUTLEDGE VP - HUMAN RESOURCES 336249 0 138991 0 5677 0 39216 0 18462 0 538595 0 0 0 H ORNELAS VP - CONSUMER LENDING 327947 0 138518 0 3096 0 37033 0 33753 0 540347 0 0 0 PART I, LINE 4B THE 457(B) IS AN UNFUNDED ELIGIBLE DEFERRED COMPENSATION PLAN FOR THE CREDIT UNION TO PROVIDE RETIREMENT BENEFITS AND INCIDENTAL BENEFITS TO HIGHLY COMPENSATED EMPLOYEES. PARTICIPANTS ARE THOSE EMPLOYEES RECEIVING COMPENSATION OVER $120,000. THE 457(F) SERP PLAN PROVIDES HIGHLY COMPENSATED EMPLOYEES WITH SUPPLEMENTAL RETIREMENT INCOME. THE PLAN HAS NO CONTRIBUTION LIMITS OR RESTRICTIONS, DOES NOT RECEIVE CONTRIBUTIONS FROM THE EXECUTIVE AND PROVIDES A LUMP SUM TO THE EXECUTIVE. THE PLAN ASSETS ARE THE ASSETS OF THE CREDIT UNION AND ARE SUBJECT TO CLAIMS OF CREDITORS. PARTICIPANTS ARE GARY RODRIGUES, BRIAN ROSS, SAFAL PANICKER, MINAL GUPTA, VANESSA BROSAS, ALEX KIM, VICTORIA TABLER, STEVE NAYLOR AND RYAN BARRINGER. B ROSS KEY EMPLOYEE 1ST MORTGAGE X 1000000 540951 0 0 1 R RUTLEDGE HCE 1ST MORTGAGE X 1080000 888220 0 0 1 S PANICKER HCE 1ST MORTGAGE X 1140000 970030 0 0 1 S PANICKER HCE AUTO LOAN X 28891 20637 0 0 1 V TABLER HCE AUTO LOAN X 41744 15769 0 0 1 V TABLER HCE AUTO LOAN X 56313 24597 0 0 1 V TABLER HCE 1ST MORTGAGE X 780000 665652 0 0 1 M GUPTA KEY EMPLOYEE 1ST MORTGAGE X 2880000 2789586 0 0 1 S NAYLOR HCE SOLAR LOAN X 27144 21575 0 0 1 S NAYLOR HCE 1ST MORTGAGE X 280000 189061 0 0 1 V BROSAS KEY EMPLOYEE AUTO LOAN X 27818 5965 0 0 1 H ORNELAS HCE 1ST MORTGAGE/JUMBO X 600000 531378 0 0 1 H ORNELAS HCE 1ST MORTGAGE X 1350000 1230477 0 0 1 7893898 FORM 990, PART VI, SECTION A, LINE 6 STAR ONE CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. STAR ONE CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF STAR ONE CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B THE CONTROLLER, EXECUTIVE VPS, CEO, AND BOARD OF DIRECTORS RECEIVE A COMPLETED DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO FILING EACH YEAR. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR, ALL EMPLOYEES ARE REQUIRED TO READ, SIGN, AND SUBMIT THE CODE OF CONDUCT PLEDGE TO HUMAN RESOURCES. FORM 990, PART VI, SECTION B, LINE 15 STAR ONE CREDIT UNION USES CONSULTING FIRMS AND INDUSTRY SPECIFIC SURVEYS TO DELIBERATE COMPANY EMPLOYEES' COMPENSATION. THE GOVERNING BOARD APPROVES THE CEO'S COMPENSATION PACKAGE AFTER IT HAS BEEN THOROUGHLY REVIEWED AND RECOMMENDED BY THE COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 BACKGROUND: FORM 990 IS AN ANNUAL RETURN FILED WITH THE IRS BY TAX-EXEMPT ORGANIZATIONS TO REPORT INFORMATION ABOUT THEIR OPERATIONS. IT IS A PUBLIC DOCUMENT USED PRIMARILY BY THE IRS FOR TAX ADMINISTRATION NEEDS AS WELL AS STATE TAX AUTHORITIES, THE PRESS AND RESEARCHERS. ALL STATE-LICENSED/CHARTERED CREDIT UNIONS ARE REQUIRED TO FILE FORM 990. WITH FILING EXTENSIONS, CREDIT UNIONS HAVE UNTIL NOVEMBER 15TH TO FILE FORM 990 FOR THE PRIOR TAX YEAR. DISCLOSURE REQUIREMENTS: THE THREE MOST RECENT RETURNS FILED MUST BE MADE AVAILABLE TO THE PUBLIC. THE DOCUMENTS MADE AVAILABLE FOR INSPECTION MUST BE AN EXACT COPY OF THE RETURN FILED WITH THE IRS, INCLUDING ATTACHMENTS AND SCHEDULES. THE DISCLOSURE MUST BE PROVIDED TO ALL INDIVIDUALS, MEMBERS AND NON-MEMBERS, WHO REQUEST INSPECTION OR COPIES OF THE FORM. REQUESTS MADE IN PERSON: FORM 990 WILL BE MADE AVAILABLE FOR PUBLIC INSPECTION AT THE BORDEAUX ADMINISTRATION OFFICE DURING REGULAR BUSINESS HOURS. THE BRANCHES ARE EXEMPT FROM THE IN-PERSON DISCLOSURE REQUIREMENT, AS THEY ARE NOT CONSIDERED REGIONAL OR DISTRICT OFFICES. DURING THE FORM 990 INSPECTION, A CREDIT UNION EMPLOYEE MAY BE PRESENT IN THE ROOM. THE INDIVIDUAL REQUESTING THE INSPECTION MAY TAKE NOTES DURING THE INSPECTION. FEES MAY BE CHARGED FOR COPIES OF THE FORM 990 (FEES MAY BE AT THE RATE OF $.20 PER PAGE, THE FIRST 50 PAGES FOR FREE AND/OR POSTAGE FEES). IN-PERSON REQUESTS SHOULD BE FULFILLED ON THE SAME BUSINESS DAY. THE IRS ALLOWS EXCEPTIONS IN CASES OF UNUSUAL CIRCUMSTANCES. IF AN UNUSUAL CIRCUMSTANCE EXISTS, THE CREDIT UNION IS PERMITTED TO PROVIDE COPIES NO LATER THAN THE NEXT BUSINESS DAY FOLLOWING THE DAY THAT THE UNUSUAL CIRCUMSTANCE CEASES TO EXIST OR THE FIFTH BUSINESS DAY AFTER THE DATE OF THE REQUEST, WHICHEVER OCCURS FIRST. EXAMPLES OF UNUSUAL CIRCUMSTANCES INCLUDE REQUESTS RECEIVED SHORTLY BEFORE THE END OF REGULAR BUSINESS HOURS THAT REQUIRE AN EXTENSIVE AMOUNT OF COPYING OR REQUESTS ON A DAY WHEN THE ORGANIZATION'S MANAGERIAL STAFF CAPABLE OF FULFILLING THE REQUEST IS CONDUCTING SPECIAL DUTIES, RATHER THAN ITS REGULAR ADMINISTRATIVE DUTIES. REQUESTS MADE IN WRITING: IF A CREDIT UNION RECEIVES A WRITTEN REQUEST (MAIL, E-MAIL, FAX, ETC.) FOR A COPY OF FORM 990, THE COPY MUST BE MAILED WITHIN 30 DAYS FROM THE DATE THE REQUEST WAS RECEIVED (APPLICABLE FEES MAY APPLY). SUMMARY: THE CREDIT UNION WILL RESPOND TO INDIVIDUAL REQUESTS FOR COPIES AND WILL NOT MAKE THE FORM 990 'WIDELY AVAILABLE' BY POSTING IT TO A PUBLIC WEBSITE OR DATABASE. FORM 990, PART XI, LINE 9: CHANGE IN OCI 1,307,591. FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.