2019-07-19T13:47:58-05:00 2018-12-31 WITHUMSMITHBROWNPC 4600 EAST WEST HWY 900 BETHESDA MD 208143423 990 2018-01-01 526048633 COMPASS ROSE BENEFITS GROUP % WILLIAM J SIMMONS COMP 5714021344 11490 COMMERCE PARK DR Suite 220 RESTON VA 20191 WILLIAM SIMMONS TREASURER 5714021344 2019-07-16 true RICHARD L RUVELSON P00234075 3012726000 2019-07-16 209.190.253.84 22006220192035000021 2019-07-19 P 2A1936FD3B9C258D190A4C840721DFBB15A1A91E EBD8DFBC700724A96E49BF1A406FB658268A8823 2018 2019-02-21 02:37:17Z RANDY STOUGHTON 11490 COMMERCE PARK DR 220 RESTON VA 20191 250346607 false X WWW.COMPASSROSEBENEFITS.COM X 1948 DC PROVIDE HEALTH AND OTHER INSURANCE COVERAGE TO UNITED STATES GOVERNMENT EMPLOYEES AS WELL AS CIVILIAN AND RETIRED EMPLOYEES OF THE DEPARTMENT OF DEFENSE. 9 9 36 0 0 0 0 232169285 239465558 1219002 1675728 0 0 233388287 241141286 0 0 206944918 221127282 3206201 3433970 0 0 0 15137334 13969516 225288453 238530768 8099834 2610518 116965212 110403230 87780406 81527127 29184806 28876103 PROVIDE HEALTH AND OTHER INSURANCE COVERAGE TO UNITED STATES GOVERNMENT EMPLOYEES. false false COMPASS ROSE BENEFITS GROUP PROVIDES HEALTH AND OTHER SPECIALTY INSURANCE PRODUCTS AND SERVICES THAT ARE ONLY AVAILABLE TO CIVILIAN EMPLOYEES AND RETIREES OF THE DEPARTMENT OF DEFENSE, EMPLOYEES OF THE DEPARTMENT OF STATE AND THE INTELLIGENCE COMMUNITY. SPONSORSHIP OF A FEDERAL EMPLOYEE HEALTH BENEFIT PLAN ("FEHBP") AS AN EMPLOYEE ORGANIZATION PLAN UNDER THE FEHBP COVERING CERTAIN FEDERAL GOVERNMENTAL EMPLOYEES AND ANNUITANTS. false false false false false false false false false true false false false true true true false false false false false false false false false false false false true false false false false false false false false false false false false false false true 142 0 true 36 true false false false false false false false false X 9 9 false false false false true true false true true false false true true true true true true true false false X WILLIAM J SIMMONS 5714021344 11490 COMMERCE PARK DRIVE SUITE 220 RESTON VA 20191 X Kevin Smith Chairman 1.0 0.0 X 0 0 0 Barbara Blufer Director 1.0 0.0 X 0 0 0 Beverly Borich Christiana Director 1.0 0.0 X 0 0 0 Ann Crouch Director 1.0 0.0 X 0 0 0 Michael Forde Director 1.0 0.0 X 0 0 0 Edward Frank Director (THRU 07/2018) 1.0 0.0 X 0 0 0 Gwen Gaskins Director 1.0 0.0 X 0 0 0 Hal Harrison Director (EFF. 01/2018) 1.0 0.0 X 0 0 0 Charles Richardson Director (EFF. 10/2018) 1.0 0.0 X 0 0 0 Mark Williams Director 1.0 0.0 X 0 0 0 Randy Stoughton President 40.0 0.0 X 277535 0 12870 Sherri Hebert Vice President 40.0 0.0 X 246508 0 20299 William Simmons Treasurer 40.0 0.0 X 196055 0 25358 Sue McConnell Secretary 40.0 0.0 X 150453 0 16208 Dharti Desai Controller 40.0 0.0 X 139189 0 22298 Peter Chan System Architect 40.0 0.0 X 133739 0 22069 1143479 0 119102 6 false true false UNITED HEALTHCARE 5901 LINCOLN DRIVE EDINA MN 55436 PPO NETWORK FEES 6882637 EXPRESS SCRIPTS 100 PARSONS POND DRIVE FRANKLIN LAKES NJ 07417 PBM ADMIN FEES 3118089 OPTUM INSIGHT 2771 MOMENTUM PLACE CHICAGO IL 606895327 HEDIS MEASURES 293045 HOROWITZ COMPANY INC 614 FEDERAL HIGHWAY STE 400 FORT LAUDERDALE FL 33301 INVESTMENT MGMT 212329 SOVOS 200 BALLARDVALE STREET 4TH FLOOR WILMINGTON MA 01877 COMPLIANCE REPORTING 184060 8 0 INSURANCE PREMIUMS 525100 236529961 236529961 SPECIAL PRODUCTION ADMININSTRATIVE FEES 561000 697015 697015 SERVICE ALLOWANCE 900099 2145001 2145001 INSURANCE PREMIUM REBATES 525100 93581 93581 239465558 1867548 1867548 0 0 0 0 0 9013501 9203474 1847 -189973 -1847 -191820 -191820 0 0 0 0 0 0 0 0 0 0 241141286 239465558 1675728 0 0 0 221127282 945286 0 1923347 71033 288231 206073 0 47246 136082 0 0 211329 9912045 22204 231925 334075 0 370941 106928 0 13378 0 0 212593 50308 SERVICE ALLOWANCE 2145001 TAXES AND FEES 92934 SUBSCRIPTIONS 18687 RECRUITING 14970 48870 238530768 2660168 3926313 54895972 50424597 0 0 28883205 26270268 0 0 0 0 0 0 0 0 166149 268983 3868769 817605 3251481 3051164 26493075 25785883 452192 479808 0 0 0 0 162970 196214 116965212 110403230 451646 408623 0 0 0 0 0 0 0 0 0 0 0 0 0 0 87328760 81118504 87780406 81527127 X 29184806 28876103 0 0 0 0 29184806 28876103 116965212 110403230 X 2610518 -1886793 -1032428 X false true X true false 3257276 399912 2857364 0 0 0 0 172181 122426 49755 439312 295267 144045 3051164 0 SPECIAL RESERVE - OPM 45845970 HEALTH CLAIMS 26595102 CLAIMS RESERVES 8400465 PREMIUMS PAYABLE 276967 81118504 X 239256340 -1886793 -1886793 241143133 -1847 -1847 241141286 238532615 1847 1847 238530768 238530768 PART X, LINE 2 - FIN 48 FOOTNOTE: Accounting principles generally accepted in the United States of America require management of an organization to evaluate tax positions taken and recognize a tax liability if the organization has taken an uncertain position that more likely than not would not be sustained upon examination by the Internal Revenue Service. Management has evaluated the tax positions taken by CRBG and concluded that as of December 31, 2018 there are no uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements. CRBG is subject to routine audits by taxing jurisdictions; however, there are currently no audits in progress for any tax periods. In addition, there have been no tax related interest or penalties for the periods presented in these financial statements. SCH D, PART XI, LINE 4B: REVENUE ON RETURN NOT ON BOOKS $1,847 REALIZED LOSS ON DISPOSAL OF ASSETS. SCH D, PART XII, LINE 2E: EXPENSES ON BOOKS NOT ON RETURN $1,847 REALIZED LOSS ON DISPOSAL OF ASSETS. X X X false false false Randy Stoughton President 253035 0 24500 11101 0 1769 0 290405 0 0 0 Sherri Hebert Vice President 220089 0 26419 9860 0 10439 0 266807 0 0 0 William Simmons Treasurer 174111 0 21944 7842 0 17516 0 221413 0 0 0 Sue McConnell Secretary 139808 0 10645 6018 0 10190 0 166661 0 0 0 Dharti Desai Controller 128472 0 10717 5568 0 16730 0 161487 0 0 0 Peter Chan System Architect 125637 0 8102 5350 0 16719 0 155808 0 0 0 PART VI, SECTION A, LINE 6 - ORGANIZATION MEMBERS: MEMBERS IN INSURANCE PROGRAMS OFFERED BY COMPASS ROSE BENEFITS GROUP. PART VI, SECTION A, LINE 7A - ELECTION OF GOVERNING BODY: Compass Rose Benefits Group Board of Directors are elected to a Three-Year term that is staggered so that only a portion of the board is up for election each year. The Board is currently composed of two active members and seven retired members. Any member is eligible for election if they participate in at least one of the Insurance programs which Compass Rose Benefits Group offers. PART VI, SECTION B, LINE 11B - REVIEW OF FORM 990: THE FORM 990 IS REVIEWED BY SENIOR MANAGEMENT AND THE MEMBERS OF THE AUDIT AND FINANCE COMMITTEE. THE AUDIT AND FINANCE COMMITTEE, AFTER THEIR REVIEW AND APPROVAL, WILL MAKE A MOTION TO THE FULL BOARD TO APPROVE THE FORM 990 FOR SUBMISSION. PART VI, SECTION B, LINE 12C - CONFLICT OF INTEREST POLICY: A COMMITTEE WITHIN THE BOARD OF DIRECTORS HAS BEEN ESTABLISHED TO OVERSEE AND ADDRESS CONFLICTS OF INTEREST (COI). ANNUALLY, BOARD MEMBERS AND KEY COMPASS ROSE EMPLOYEES SIGN ACKNOWLEDGEMENT THAT THEY HAVE RECEIVED, READ, AND WILL ADHERE TO COMPASS ROSE'S COI POLICY. THE POLICY ITSELF DETAILS THE PROCESS BY WHICH THE BOARD MONITORS AND ENFORCES POTENTIAL VIOLATIONS. PART VI, SECTION B, LINE 15A - COMPENSATION OF MANAGEMENT: THE COMPENSATION OF THE PRESIDENT IS VOTED UPON AND APPROVED BY A COMPENSATION COMMITTEE MADE UP OF BOARD MEMBERS. OTHER EMPLOYEE COMPENSATION IS SET BY SENIOR MANAGEMENT (PRESIDENT, VICE PRESIDENT, TREASURER). PART VI, SECTION C, LINE 19 - AVAILABILITY OF DOCUMENTS: OTHER THAN FORM 990, ALL OTHER GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE ONLY MADE AVAILABLE TO THE PUBLIC UPON U.S. GOVERNMENT SECURITY APPROVAL. PART XI, LINE 9 - OTHER CHANGES IN NET ASSETS: $(8,764,661) Contingency reserve transfer $ 7,732,233 Change in special reserve ------------ $ (1,032,428) Net other changes in net assets ============