2019-11-14T06:24:42-06:00 2018-12-31 410746749 CLIFTONLARSONALLEN LLP 901 N GLEBE ROAD SUITE 200 ARLINGTON VA 22203 990 2018-01-01 362144394 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS NATI 2025953696 1212 NEW YORK AVENUE NW NO 1100 WASHINGTON DC 20005 JANET TRAUTWEIN EXECUTIVE VICE PRESIDENT & CEO 2025953696 2019-11-13 1 KAREN GRIES P00078514 5712279500 67.137.57.251 2019-11-13 09:13:16 ES P 3F26782FE4A8D097B8E6D44DA42E2066FBD559CC 3F26782FE4A8D097B8E6D44DA42E2066FBD559CC 2018 2020-01-14 16:20:31Z JANET TRAUTWEIN 1212 NEW YORK AVENUE NW NO 1100 WASHINGTON DC 20005 7889156 0 X WWW.NAHU.ORG X 1930 DC ADVOCATE FOR MEMBERS, PROVIDE PROFESSIONAL DEVELOPMENT, & DELIVER RESOURCES TO PROMOTE EXCELLENCE. 17 17 28 100 334046 181457 0 0 6305688 5821334 82718 151583 535507 771439 6923913 6744356 200 475 0 0 3811642 3679247 0 0 0 3678187 3524603 7490029 7204325 -566116 -459969 3186406 2247395 2806705 2495159 379701 -247764 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS (NAHU) ADVOCATES FOR OUR MEMBERS, PROVIDES PROFESSIONAL DEVELOPMENT AND DELIVERS RESOURCES TO PROMOTE EXCELLENCE. 0 0 CONVENTION/LPRT - OUR ANNUAL CONVENTION PROVIDES A FORUM FOR THE EXCHANGE OF MANAGEMENT, TECHNOLOGY, AND INDUSTRY BEST PRACTICES. IT ALSO PROVIDES A MEANS FOR THE DISSEMINATION OF OTHER IMPORTANT TIMELY INFORMATION THAT ENABLES ATTENDEES TO BRING HIGHER VALUE TO THEIR CLIENTS. PRODUCERS WHO MEET CERTAIN QUALIFICATIONS RECEIVE SPECIAL RECOGNITION. LEGISLATIVE PROGRAMS - OUR CAPITOL CONFERENCE PROVIDES AN ANNUAL FORUM FOR EXTENSIVE EDUCATION ON CURRENT LEGISLATIVE ISSUES. IT ALSO PROVIDES AN OPPORTUNITY FOR OUR MEMBERS TO MEET WITH AND HEAR FROM MEMBERS OF CONGRESS AND ADMINISTRATION AND TO LEARN ABOUT CURRENT LEGISLATIVE PROPOSALS. IT ALSO ALLOWS OUR MEMBERS TO SHARE THEIR EXPERIENCES WITH THEIR LEGISLATORS ON ISSUES FACING CONSUMERS OF HEALTH INSURANCE ALL OVER AMERICA. EDUCATION - EDUCATION PROGRAMS PROVIDE A MEANS TO ENSURE CONTINUING PROFESSIONAL DEVELOPMENT AND CONTINUING EDUCATION TO MEET STATE LICENSING REQUIREMENTS. PROGRAMS INCLUDE ETHICS TRAINING AS WELL AS MANY OTHER PROGRAMS WITH THE LATEST INFORMATION ON COMPLIANCE. PROGRAMS ARE PROVIDED AT BOTH THE LOCAL CHAPTER LEVEL AS WELL AS ONLINE AND THROUGH VARIOUS VIRTUAL OPPORTUNITIES. 0 0 0 1 0 0 0 0 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 22 0 28 1 1 1 0 0 0 0 0 0 0 X 17 17 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 0 0 X JENNIFER B MURPHY 2025953696 1212 NEW YORK AVENUE NW SUITE 1100 WASHINGTON DC 20005 RUSSELL RICE PRESIDENT 7.00 0.00 X X 18000 0 0 PATRICIA GRIFFEY PRESIDENT ELECT 5.00 5.00 X X 0 0 0 DANE RIANHARD VICE PRESIDENT 5.00 0.00 X X 0 0 0 EUGENE STARKS TREASURER 5.00 0.00 X X 0 0 0 KELLY FRISTOE SECRETARY 5.00 0.00 X X 0 0 0 MICHAEL EMBRY IMMEDIATE PAST PRESIDENT 5.00 5.00 X X 18000 0 0 JAMES STENGER IMMEDIATE PAST PRESIDENT 5.00 5.00 X X 0 0 0 NICHOLAS MORIELLO LEGISLATIVE COUNCIL CHAIR 5.00 0.00 X 0 0 0 ANNETTE BECHTOLD LEGISLATIVE COUNCIL CHAIR 5.00 0.00 X 0 0 0 MICHAEL GRINNELL REGION 1 VICE PRESIDENT 5.00 0.00 X 0 0 0 JEANNIE COMINS REGION 1 VICE PRESIDENT 5.00 0.00 X 0 0 0 ERICA HAIN REGION 2 VICE PRESIDENT 5.00 0.00 X 0 0 0 MICHAEL DEAGLE REGION 3 VICE PRESIDENT 5.00 0.00 X 0 0 0 ALYCIA RIEDL REGION 4 VICE PRESIDENT 5.00 0.00 X 0 0 0 PAIGE PHILLIPS REGION 5 VICE PRESIDENT 5.00 0.00 X 0 0 0 EDWARD OLEKSIAK REGION 6 VICE PRESIDENT 5.00 0.00 X 0 0 0 RAY MAGNUSON REGION 7 VICE PRESIDENT 5.00 0.00 X 0 0 0 LINDA ROSE KOEHLER REGION 8 VICE PRESIDENT 5.00 0.00 X 0 0 0 PATRICK BURNS REGION 8 VICE PRESIDENT 5.00 0.00 X 0 0 0 MICHELLE HOWARD MEMBERSHIP COUNCIL CHAIR 5.00 0.00 X 0 0 0 DEBRA CROUCH MEMBERSHIP COUNCIL CHAIR 5.00 0.00 X 0 0 0 KAREN KIRKPATRICK PROFESSIONAL DEVELOPMENT CHAIR 5.00 0.00 X 0 0 0 ASHLEY KAPOSTINS PROFESSIONAL DEVELOPMENT CHAIR 5.00 0.00 X 0 0 0 JANET TRAUTWEIN EXECUTIVE VICE PRESIDENT & CEO 50.00 10.00 X 382557 0 34652 JENNIFER MURPHY CHIEF FINANCIAL OFFICER & COO 40.00 10.00 X 214253 0 33695 KELLY LOUSSEDES SR. VP OF PUBLIC RELATIONS 40.00 0.00 X 185561 0 32072 MARCY BUCKNER VP OF GOVERNMENT AFFAIRS 40.00 0.00 X 176110 0 16049 CHRISTOPHER HARTMANN VP OF CONGRESSIONAL AFFAIRS 40.00 0.00 X 181475 0 22648 JOHN GREENE VP OF CONGRESSIONAL AFFAIRS 40.00 0.00 X 171490 0 25663 ILLANA MAZE SR. VP OF MEMBER RELATIONS 40.00 0.00 X 146543 0 23948 MARTIN CARR VP OF COMMUNICATIONS 40.00 0.00 X 120077 0 23489 MEGAN CAPUTO VP OF CORPORATE PROGRAMS 40.00 0.00 X 117347 0 13461 1731413 0 225677 13 0 1 0 PECK MADIGAN JONES 1300 CONNECTICUT AVENUE NW 600 WASHINGTON DC 20036 LEGISLATIVE CONSULTANT 192885 KEYBRIDGE COMMUNICATIONS 1722-A WISCONSIN AVENUE NW WASHINGTON DC 20007 PR CONSULTANT 143900 DARTMOUTH PRINTING COMPANY PO BOX 842371 BOSTON MA 02284 PRINT MAGAZINE 138208 DELCOR TECHNOLOGY SOLUTIONS 8380 COLESVILLE ROAD SILVER SPRING MD 20910 IT CONSULTANT 115198 4 MEMBERSHIP DUES 900099 3954082 3954082 CONVENTIONS/CONFERENCES 900099 949350 802990 146360 SPONSORSHIPS/ADVERTISING 541800 484681 150635 334046 CDHC CERTIFICATION 900099 161088 161088 TRAINING 900099 17197 17197 254936 254936 5821334 55603 55603 182911 182911 1240780 1144800 95980 95980 95980 313 0 313 313 ONLINE PROGRAM 900099 368131 368131 GROUP BENEFITS 900099 129850 129850 LEADING PRODUCERS ROUND TABLE 900099 88850 88850 1384 1384 588215 6744356 5928072 334046 482238 475 1110949 1968563 53913 348385 197437 4151 29225 366049 15085 162621 308510 455806 94834 474107 208065 723678 105639 21157 CERTIFICATION COURSES 300150 PUBLICATION EXPENSE 81587 UBI TAX 51445 DUES & SUBSCRIPTIONS 10908 111586 7204325 328532 555079 44026 35042 421358 271372 5000 0 120684 131463 850941 643720 302884 207221 1864069 967056 50000 50000 49853 30162 3186406 2247395 491637 437711 1903339 1720190 411729 337258 2806705 2495159 X 340233 -287232 39468 39468 379701 -247764 3186406 2247395 -459969 -167496 0 X 0 1 X 1 0 0 0 0 0 1 3954082 1000371 -5753 994618 987451 7167 460954 319301 141653 389987 324419 65568 207221 DEFERRED RENT OBLIGATION 206020 DEFERRED LEASE OBLIGATION 128329 DUE TO EDUCATION FOUNDATION 2909 337258 X PART X, LINE 2: THE ORGANIZATIONS HAVE EVALUATED THEIR TAX POSITIONS AND DETERMINED THAT THEIR POSITIONS ARE MORE-LIKELY-THAN-NOT TO BE SUSTAINED ON EXAMINATION. X 1 0 X X X X X 0 0 0 JANET TRAUTWEIN EXECUTIVE VICE PRESIDENT & CEO 382067 0 0 0 490 0 6000 0 28652 0 417209 0 0 0 JENNIFER MURPHY CHIEF FINANCIAL OFFICER & COO 208763 0 5000 0 490 0 6411 0 27284 0 247948 0 0 0 KELLY LOUSSEDES SR. VP OF PUBLIC RELATIONS 183561 0 2000 0 0 0 5579 0 26493 0 217633 0 0 0 MARCY BUCKNER VP OF GOVERNMENT AFFAIRS 173620 0 2000 0 490 0 5261 0 10788 0 192159 0 0 0 CHRISTOPHER HARTMANN VP OF CONGRESSIONAL AFFAIRS 179325 0 2000 0 150 0 5560 0 17088 0 204123 0 0 0 JOHN GREENE VP OF CONGRESSIONAL AFFAIRS 169000 0 2000 0 490 0 5303 0 20360 0 197153 0 0 0 ILLANA MAZE SR. VP OF MEMBER RELATIONS 144393 0 2000 0 150 0 3791 0 20157 0 170491 0 0 0 PART I, LINE 1A THE FOLLOWING INDIVIDUALS WERE PROVIDED WITH DISCRETIONARY SPENDING ACCOUNTS: JANET TRAUTWEIN, JENNIFER MURPHY, ILANA MAZE, MARCY BUCKNER, JOHN GREENE, CHRISTOPHER HARTMANN, PAMELA MITROFF, FARREN BAER, DANIEL SAMSON, MEGAN CAPUTO, ROBERT TRETTER, AND HUSNI ABDELAZIZ. THESE DISCRETIONARY SPENDING ACCOUNTS WERE NOT INCLUDED IN THE INDIVIDUAL'S TAXABLE COMPENSATION. FORM 990, PART VI, SECTION A, LINE 1 THE EXECUTIVE COMMITTEE SHALL CONSIST OF THE PRESIDENT, PRESIDENT-ELECT, VICE PRESIDENT, TREASURER, SECRETARY, IMMEDIATE PAST PRESIDENT, AND EXECUTIVE VICE PRESIDENT (AS A NON-VOTING MEMBER). THE EXECUTIVE COMMITTEE MAY ACT IN THE PLACE OF THE BOARD OF TRUSTEES BETWEEN BOARD MEETINGS ON ALL MATTERS EXPLICITLY DELEGATED TO IT BY THE BOARD. THE EXECUTIVE COMMITTEE MAY TRANSACT BUSINESS BY MAIL OR ELECTRONIC MEANS BY VOTING ON A PROPOSAL MADE TO THEM. ANY SUCH PROPOSAL WILL BE ADOPTED IF 2/3 OF THE ENTIRE COMMITTEE RETURNS AFFIRMATIVE VOTES. FORM 990, PART VI, SECTION A, LINE 6 INDIVIDUAL MEMBERS - LICENSED BY A STATE LICENSING AUTHORITY FOR THE SALE OF HEALTH, DISABILITY, AND OTHER RELATED INSURANCE PRODUCTS AND SERVICES. NON-LICENSED ENGAGED IN THE DISTRIBUTION OF HEALTH, DISABILITY, AND RELATED INSURANCE PRODUCTS AND SERVICES. LIFE MEMBERS - AN ACTIVE MEMBER WHO HAS BEEN IN GOOD STANDING A MINIMUM OF 10 CONSECUTIVE YEARS AND HAS EITHER ATTAINED AGE 65 AND RETIRED OR HAS BEEN DISABLED. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF TRUSTEES SHALL CONSIST OF: A. EXECUTIVE COMMITTEE B. REGIONAL VICE PRESIDENTS C. CHAIRPERSONS OF THE MEMBERSHIP AND LEGISLATIVE COUNCILS ALL MEMBERS OF THE BOARD OF TRUSTEES SHALL BE MEMBERS IN GOOD STANDING OF THE NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS. IN ADDITION, THE HOUSE OF DELEGATES MAY: A. ELECT OR REMOVE OFFICERS AND TRUSTEES OF NAHU, B. SUGGEST AND RECOMMEND POLICY TO THE BOARD OF TRUSTEES, C. AMEND THESE BYLAWS, D. REVIEW THE ACTIONS TAKEN BY THE OFFICERS AND BOARD OF TRUSTEES, E. ESTABLISH DUES TO BE PAID TO THE NAHU. FORM 990, PART VI, SECTION A, LINE 7B AMENDMENTS TO THE BYLAWS SHALL BE MADE AT ANY MEETING OF THE HOUSE OF DELEGATES OF NAHU BY A TWO-THIRDS VOTE OF THE DELEGATES PRESENT AND VOTING. THE HOUSE OF DELEGATES SHALL CONSIST OF: A. THE BOARD OF TRUSTEES B. PAST PRESIDENTS OF NAHU C. DELEGATES OF STATE AND LOCAL ASSOCIATIONS AS DESIGNATED IN THE BYLAWS. FORM 990, PART VI, SECTION B, LINE 11B A COMPLETE COPY OF FORM 990 IS GIVEN TO THE FULL BOARD OF TRUSTEES FOR REVIEW. BOARD MEMBERS ARE GIVEN THE OPPORTUNITY TO ASK QUESTIONS, MAKE COMMENTS AND REQUEST FURTHER INFORMATION. ANY CHANGES ARE MADE, IF NECESSARY, BEFORE THE FINAL DRAFT IS FILED WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C 1. A NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS (NAHU) LEADER SHALL DISCLOSE ANY MATERIAL FINANCIAL INTEREST IN TRANSACTIONS CONTEMPLATED OR ENTERED INTO BY NAHU AS SOON AS SUCH INTEREST IS KNOWN. SUCH NOTIFICATION MUST BE MADE, IN WRITING, TO THE EXECUTIVE VICE PRESIDENT (EVP) AND THE PRESIDENT. IF THE POTENTIAL CONFLICT INVOLVES THE EVP, ADDITIONAL NOTIFICATION SHALL BE MADE TO A STAFF PERSON DESIGNATED BY THE EVP AT THE BEGINNING OF EACH YEAR AS STAFF ETHICS OFFICER. IF THE POTENTIAL CONFLICT INVOLVES THE PRESIDENT, ADDITIONAL NOTIFICATION SHALL BE MADE TO THE PRESIDENT-ELECT. 2. WHEN NAHU LEADERS OR FORMER NAHU LEADERS ARE AWARE OF POTENTIAL CONFLICT OF INTEREST CONCERNING A FORMER NAHU LEADER SUCH INFORMATION SHALL BE DISCLOSED IN THE SAME MANNER AS FOR CURRENT NAHU LEADERS. FORM 990, PART VI, SECTION B, LINE 15A THE PERSONNEL COMMITTEE REVIEWS THE CHIEF EXECUTIVE OFFICER (CEO)'S PERFORMANCE AND CONTRACT. EVERY YEAR, OFFICER COMPENSATION IS APPROVED BY INDEPENDENT PERSONS USING CONTEMPORANEOUS DATA AND DOCUMENTATION OF THE PROCESS. THIS PROCESS LAST OCCURRED IN 2017. THE CEO REVIEWS OTHER OFFICERS AND KEY EMPLOYEES OF THE ORGANIZATION AND DETERMINES THE COMPENSATION USING DATA PROVIDED BY ASAE. THE REVIEWS ARE DOCUMENTED AND MAINTAINED IN THE EMPLOYEE'S FILE. THIS PROCESS LAST OCCURRED IN 2018. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. NAHU EDUCATION FOUNDATION 1212 NEW YORK AVENUE NW SUITE 1100 WASHINGTON DC 20005 330532137 EDUCATIONAL MEDIA DC 501(C)(3) LINE 10 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS 1 HEALTH UNDERWRITERS POLITICAL ACTION COMMITTEE 1212 NEW YORK AVENUE NW SUITE 1100 WASHINGTON DC 20005 542019864 POLITICAL ACTIVITY DC 527 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 1 0 0 HEALTH UNDERWRITERS POLITICAL ACTION COMMITTEE O 55000 FMV