2019-11-04T16:27:11-06:00 2018-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2018-01-01 950951410 CALIFORNIA CREDIT UNION CRED 8182915522 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 HUDSON LEE EVP CFO 8182915522 2019-10-10 1 VALENTINO CREUS CPA P01054153 8189549700 24.176.202.186 2019-10-10 13:36:44 PD P 858CFD5BF01852FA2489562124A1344FB9A1C194 EAB9806DEF4238CAE74313C6CC2BD34B53E62B85 2018 2020-03-31 21:24:44Z STEPHEN O'CONNELL 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 142976572 0 X WWW.CALIFORNIACU.ORG X CREDIT UNION 1939 CA A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 13 13 626 21 926243 0 0 0 113280481 127691622 10694406 11336227 6134021 3948723 130108908 142976572 561946 494116 0 0 55731952 56345124 0 0 0 58403104 63788634 114697002 120627874 15411906 22348698 3031294565 3086714883 2728717847 2761918387 302576718 324796496 X A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, CALIFORNIA CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 2018 WAS ANOTHER BANNER YEAR FOR CALIFORNIA CREDIT UNION, AS WE STARTED TO FEEL THE BENEFITS OF SERVING OUR 164,000 MEMBERS AS A LARGER FINANCIAL INSTITUTION. IN 2018, WITH OUR MEMBERS FRONT OF MIND, WE DEDICATED ADDITIONAL RESOURCES TO TRAINING AND ENHANCING THE SKILLS OF OUR FRONTLINE TEAM, ENSURING OUR EMPLOYEES HAVE THE KNOWLEDGE THEY NEED TO HELP OUR MEMBERS FULFILL THEIR GOALS. ADDITIONALLY, WE INCREASED OUR STAFFING IN THE CONTACT CENTER, FOCUSING ON BRINGING DOWN OUR TELEPHONE WAIT TIMES AND INCREASING CAPABILITIES WITHIN THIS TEAM. WE ALSO ENHANCED OUR BILL PAY FEATURES, INTRODUCED VISA CHECKOUT FOR BOTH DEBIT AND CREDIT CARDS, LAUNCHED A RETIREMENT FINANCIAL MANAGEMENT CENTER ONLINE, AND PROVIDED NEW CHIP CARDS TO ALL MEMBERS. CALIFORNIA CREDIT UNION TAKES PRIDE IN FUNDING PROGRAMS THAT ENHANCE THE COMMUNITY IN WHICH WE LIVE AND WORK. IN 2018, WE CONTINUED TO NURTURE OUR RELATIONSHIP WITH THE EDUCATION COMMUNITY BY PROVIDING GRANTS TO EDUCATORS AND SCHOLARSHIPS TO COLLEGE-BOUND STUDENTS IN THE LOS ANGELES AND SAN DIEGO REGIONS. WE ALSO CONTRIBUTED TO HUNDREDS OF NON-PROFIT ORGANIZATIONS INCLUDING BOYS TO MEN MENTORING, MORALE, WELFARE AND RECREATION, THE FLEET WEEK FOUNDATION, AND MANY OTHER MILITARY ORGANIZATIONS SUPPORTING OUR LOCAL SAILORS AND MARINES. IN ADDITION TO OUR FINANCIAL CONTRIBUTIONS, OUR EMPLOYEES VOLUNTEERED THEIR TIME THROUGH ORGANIZED PROGRAMS, RECEIVING PAID TIME OFF TO ENCOURAGE SOCIAL RESPONSIBILITY. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 89785 0 1 626 1 1 1 0 0 0 0 0 0 0 0 0 X 13 13 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X FRANK ALESSI VP CONTROLLER 8182915522 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 WALTON GREENE CHAIRMAN 3.00 X 0 0 0 TODD BULICH VICE CHAIRMAN 3.00 X 0 0 0 REBECCA COLLIER SECRETARY 3.00 X 87 0 0 VICTOR HANSON TREASURER 3.00 X 2126 0 0 JAMES DOYLE DIRECTOR 3.00 X 0 0 0 PAMELA FEES DIRECTOR 3.00 X 0 0 0 TED FUJIMOTO DIRECTOR 3.00 X 222 0 0 BILL KALEY DIRECTOR 3.00 X 0 0 0 SURVIVA MENDOZA DIRECTOR 3.00 X 0 0 0 FREDRIC NIGRO DIRECTOR 3.00 X 2719 0 0 EMMANUEL OLAES DIRECTOR 3.00 X 841 0 0 JEFF STONE DIRECTOR 3.00 X 0 0 0 MARCIA WADE DIRECTOR 3.00 X 0 0 0 GUILBERT HENTSCHKE SUPV CMTE CHAIRPERSON 1.00 X 1342 0 0 SCOTT SVONKIN SUPV CMTE MEMBER 1.00 X 0 0 0 LAWRENCE SEROT SUPV CMTE MEMBER 1.00 X 1038 0 0 JANALYN GLYMPH SUPV CMTE MEMBER 1.00 X 2394 0 0 LUPE REYES SUPV CMTE MEMBER 1.00 X 823 0 0 SCOTT HERMAN SUPV CMTE MEMBER 1.00 X 0 0 0 ROGER MCTIGHE SUPV CMTE MEMBER 1.00 X 0 0 0 STEPHEN O'CONNELL PRESIDENT, CEO 40.00 X 749169 0 60328 ROBERT O'GRADY EVP, COO 40.00 X 537373 0 35624 HUDSON LEE EVP, CFO 40.00 X 469768 0 41828 PATRICK CAREY EVP, CAO 40.00 X 493446 0 62461 JOHN BRETTHAUER EVP, CCO 40.00 X 520779 0 25328 MARK LOVEWELL EVP, CRO 40.00 X 495091 0 41828 PATRICK ZARIFIAN SVP, CHIEF LENDING OFFICER 40.00 X 395221 0 42184 DIANE MADISON-JAMMAL SVP, CIO 40.00 X 298371 0 34349 JILL FAUCHER SVP, MARKETING & BUSINESS 40.00 X 297957 0 40226 CHARLES LACUESTA SVP, CTO 40.00 X 253342 0 31732 JOYCE WASSERMAN VP, HUMAN RESOURCES 40.00 X 388042 0 40434 CARL FEDERICI VP, INVESTMENTS & INSURANCE 40.00 X 328616 0 63167 BOB RECK FVP, BUSINESS BANKING MANAGER 40.00 X 254933 0 23266 ZENAIDA PARSON VP, ENTERPRISE RISK MANAGEMENT 40.00 X 251149 0 33988 JASON PUGH VP, REAL ESTATE LENDING 40.00 X 224932 0 37562 5969781 0 614305 97 0 1 0 DIGITAL ADDIX LLC 5935 CORNERSTONE COURT W SAN DIEGO CA 92121 COMPUTER SERVICES 959917 LITTLER MENDELSON PC PO BOX 45547 SAN FRANCISCO CA 94104 LEGAL SERVICES 348534 HOWARD ANDERSON ARCHITECTURE 2194 CARMEL VALLEY RD DEL MAR CA 92014 DESIGN SERVICES 183941 LAZ PARKING CALIFORNIA LLC 127 BURCHETT STREET GLENDALE CA 91203 PARKING SERVICES 164765 STYSKAL WIESE & MELCHIONE LLP 550 NORTH BRAND BLVD GLENDALE CA 91203 LEGAL SERVICES 129056 12 INTEREST ON LOANS 522100 92756415 92756415 OTHER OPERATING INCOME 522100 19233542 18504043 729499 FEE INCOME 522100 15701665 15504921 196744 127691622 11336227 11336227 OTHER NON-OPERATING IN 522100 3948723 3948723 3948723 142976572 142050329 926243 0 474116 20000 5969781 35093800 6514541 5936319 2830683 885069 566552 2159608 3127639 7655406 9220068 7371016 834552 9123549 7760782 MISCELLANEOUS EXPENSE 6162521 LOAN SERVICING 4666969 PROVISION FOR LOAN & LE 3950000 OPERATING FEES 304903 120627874 40629585 39819029 212561558 170851947 3650033 7290926 4050565 184401772 63306658 117932338 121095114 329184617 310777197 2201594775 2321421492 38490433 33036331 83610333 82013175 3031294565 3086714883 70744117 63198968 2657973730 2698719419 2728717847 2761918387 X 0 0 0 0 302576718 324796496 302576718 324796496 3031294565 3086714883 X 22348698 -2747514 -501806 3120400 X X 0 1 X 1 0 6503 6503 6503 1 SAN DIEGO CREDIT UNION PAC 9201 SPECTRUM CENTER BOULEVARD SAN DIEGO CA 92123 743032876 2500 AUTUMN BURKE FOR ASSEMBLY 2018 777 S FIGUEROA STREET STE 4050 LOS ANGELES CA 90017 1000 PORTANTINO FOR ASSEMBLY 2018 PO BOX 93935 PASADENA CA 91109 1500 CCUL - PAC 1201 K STREET 1050 SACRAMENTO CA 95814 940357265 1003 PATRICK O'DONNELL FOR ASSEMBLY 2018 3605 LONG BEACH BLVD STE 426 LONG BEACH CA 90807 500 PART I-A, LINE 1: CALIFORNIA CREDIT UNION CONTRIBUTED TO SAN DIEGO CREDIT UNIONS - PAC, THE CCUL - PAC. THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR AUTUMN BURKE RUNNING FOR STATE ASSEMBLY 2018. FOLLOWING ARE THE NAME, ADDRESS AND FPPC# OF THE CAMPAIGN. AUTUMN BURKE 777 S FIGUEROA STREET, SUITE 4050 LOS ANGELES, CA 90017 ID#1393348 THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR ANTHONY PORTANTINO RUNNING FOR STATE ASSEMBLY 2020. FOLLOWING ARE THE NAME, ADDRESS AND FPPC# OF THE CAMPAIGN. ANTHONY PORTANTINO P.O. BOX 93935 PASADENA, CA 91109 ID#1392849 THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR PATRICK O'DONNELL RUNNING FOR STATE ASSEMBLY 2018. FOLLOWING IS THE NAME, ADDRESS AND FPPC# OF THE CAMPAIGN. PATRICK O'DONNELL 3605 LONG BEACH BOULEVARD, STE 426 LONG BEACH, CA 90807 ID#1393597 43138178 43138178 76944351 19597351 57347000 18125544 11299389 6826155 46193699 32409918 13783781 121095114 LOANS TO AND INVESTMENTS IN NATURAL CU 100000 C PAID-IN CAPITAL AT CORP 1500000 C ALL OTHER INVESTMENTS 23963354 F LOANS HELD FOR SALE 442000 F NET LOANS & LEASES 2271969716 F NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT 23346422 C DEPOSITS IN COMMERCIAL BANKS 100000 C 2321421492 TOTAL SHARES & DEPOSITS 2543566717 DRAWS AGAINST LINE OF CREDIT 155000000 DIVIDENDS PAYABLE 152702 2698719419 X PART X, LINE 2: ASC 740-10-65, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE LIKELY THAN NOT" OF BEING SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS DEEMED TO NOT MEET THE MORE-LIKELY-THAN-NOT THRESHOLD SHOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED DECEMBER 31, 2018 AND 2017, MANAGEMENT HAS DETERMINED THAT THE CREDIT UNION HAS NO MATERIAL UNCERTAIN TAX POSITIONS, AND ACCORDINGLY, THE CREDIT UNION HAS NOT RECORDED A LIABILITY FOR THE PAYMENT OF INTEREST OR PENALTIES. 1 BOYS TO MEN 9587 TROPICO DRIVE LA MESA CA 91941 330800308 501(C)(3) 10000 FMV TO SUPPORT THE BOYS TO MEN GROUP-MENTORING PROGRAM THAT HELPS KEEP YOUNG MEN OUT OF THE CRIMINAL JUSTICE SYSTEM AND IMPROVE THEIR ACCESS TO HIGHER EDUCATION CHILDREN'S MIRACLE NETWORK 205 WEST 700 SOUTH SALT LAKE UT 84101 870387205 501(C)(3) 15000 FMV PROVIDES CRITICAL TREATMENTS, EQUIPMENT AND CHARITABLE CARE FOR KIDS IN THE SAN DIEGO COMMUNITY. FRIENDS OF LACOE 9300 IMPERIAL HIGHWAY DOWNEY CA 90242 474426889 501(C)(3) 19000 FMV SPONSOR OF THE 2017/2018 LOS ANGELES COUNTY OF EDUCATION TEACHER OF THE YEAR, ACADEMIC DECATHLON LOS ANGELES UNIFIED SCHOOL DISTRICT EDUCATION 333 S BEAUDRY AVE 29TH FLOOR LOS ANGELES CA 90017 680503221 501(C)(3) 58425 FMV SPONSORSHIP AND CONTRIBUTIONS TO VARIOUS LOS ANGELES UNIFIED SCHOOL DISTRICT INITIATIVES OLIVE CREST 2130 E FOURTH ST STE 200 SANTA ANA CA 92704 952877102 501(C)(3) 25000 FMV PROCEEDS BENEFIT SAFE FAMILIES FOR CHILDREN WHICH ASSISTS FAMILIES WHO ARE EXPERIENCING A TEMPORARY CRISIS BY PROVIDING SAFE HOMES, COUNSELING, AND EDUCATION PRO KIDS ACADEMY INC 4085 52ND STREET SAN DIEGO CA 92105 330617741 501(C)(3) 5000 FMV SUPPORT THE PRO KIDS ACADEMY PROGRAM SAN DIEGO FLEET WEEK FOUNDATION 5330 NAPA STREET STE A SAN DIEGO CA 92110 330965545 501(C)(3) 10000 FMV TO HONOR, SUPPORT AND THANK THE MEN AND WOMEN OF THE MILITARY THROUGH UNIQUE PATRIOTIC EVENTS WHILE INTERACTING WITH MILITARY AND COMMUNITY LEADERS TRADERS4ACAUSE PO BOX 292 WINDHAM NH 03087 463534689 501(C)(3) 5000 FMV SPONSOR OF THE 4TH ANNUAL CHARITY CONFERENCE. 100% OF THE PROCEEDS GO TO CHARITIES THAT TRADERS4ACAUSE SUPPORTS USS MIDWAY MUSEUM 910 NORTH HARBOR DRIVE SAN DIEGO CA 92101 330556416 501(C)(3) 20000 FMV SPONSOR OF THE MIDWAY'S STEM EDUCATION ONBOARD FIELDTRIP PROGRAM AND NO CHILD LEFT ASHORE SCHOLARSHIP FUND UTLA 3303 WILSHIRE BLVD 10TH FLOOR LOS ANGELES CA 90010 952635019 501(C)(3) 6000 FMV CONTRIBUTE FUNDING TO VARIOUS UTLA CAMPAIGNS AND PROGRAMS MORALE WELFARE & RECREATION 937 N HARBOR DRIVE BOX 28 SAN DIEGO CA 92132 951734665 20000 FMV CONTRIBUTION TO THE MWR QUALITY OF LIFE PROGRAMS NORTH SHORES GIRLS SOFTBALL LEAGUE 3830 VALLEY CENTRE DRIVE STE 705 201 SAN DIEGO CA 92130 330527134 501(C)(3) 5000 FMV TO SUPPORT LOCAL COMMUNITY PROGRAMS RICHARD MYLES JOHNSON FOUNDATION 2855 E GUASTI ROAD NO 600 ONTARIO CA 91761 956141173 501(C)(3) 5000 FMV SUPPORT FINANCIAL EDUCATION SAN DIEGO REGIONAL CHAMBER OF COMMERCE 402 WEST BROADWAY SUITE 1000 SAN DIEGO CA 92101 951184680 501(C)(6) 7500 FMV TO SUPPORT SERVICES THAT WILL PROMOTE A POSITIVE AND BALANCED BUSINESS CLIMATE IN SAN DIEGO SANTA CLARITA EDUCATION FOUNDATION 27451 TOURNEY RD STE 250 VALENCIA CA 91355 954544948 501(C)(3) 8500 FMV TO SUPPORT EXCELLENCE IN EDUCATION FOR THE STUDENTS OF SANTA CLARITA VALLEY SOILLE SAN DIEGO HEBREW DAY SCHOOL 3630 AFTON ROAD SAN DIEGO CA 92123 952305570 501(C)(3) 5000 FMV TO SUPPORT LOCAL COMMUNITY EVENTS 14 2 SCHOLARSHIPS 20 20000 FMV X X 1 1 X X X X X 0 1 0 STEPHEN O'CONNELL PRESIDENT, CEO 548821 0 143775 0 56573 0 35000 0 25328 0 809497 0 0 0 ROBERT O'GRADY EVP, COO 389823 0 136992 0 10558 0 16500 0 19124 0 572997 0 0 0 HUDSON LEE EVP, CFO 319108 0 113217 0 37443 0 16500 0 25328 0 511596 0 0 0 PATRICK CAREY EVP, CAO 354333 0 125699 0 13414 0 35000 0 27461 0 555907 0 0 0 JOHN BRETTHAUER EVP, CCO 356971 0 125699 0 38109 0 0 0 25328 0 546107 0 0 0 MARK LOVEWELL EVP, CRO 356971 0 125699 0 12421 0 16500 0 25328 0 536919 0 0 0 PATRICK ZARIFIAN SVP, CHIEF LENDING OFFICER 294306 0 79841 0 21074 0 16500 0 25684 0 437405 0 0 0 DIANE MADISON-JAMMAL SVP, CIO 223118 0 61083 0 14170 0 16500 0 17849 0 332720 0 0 0 JILL FAUCHER SVP, MARKETING & BUSINESS 226122 0 61875 0 9960 0 14898 0 25328 0 338183 0 0 0 CHARLES LACUESTA SVP, CTO 184121 0 50808 0 18413 0 13883 0 17849 0 285074 0 0 0 JOYCE WASSERMAN VP, HUMAN RESOURCES 294732 0 90820 0 2490 0 29929 0 10505 0 428476 0 0 0 CARL FEDERICI VP, INVESTMENTS & INSURANCE 174990 0 142994 0 10632 0 35000 0 28167 0 391783 0 0 0 BOB RECK FVP, BUSINESS BANKING MANAGER 190810 0 37125 0 26998 0 18902 0 4364 0 278199 0 0 0 ZENAIDA PARSON VP, ENTERPRISE RISK MANAGEMENT 209404 0 28134 0 13611 0 15303 0 18685 0 285137 0 0 0 JASON PUGH VP, REAL ESTATE LENDING 195986 0 28213 0 733 0 14060 0 23502 0 262494 0 0 0 PART I, LINE 1A COMPANION TRAVEL IS REPORTED AS NONEMPLOYEE COMPENSATION ON FORM 1099-MISC ISSUED TO THE COMPANION. PART I, LINE 4B THE CREDIT UNION HAS A NONQUALIFIED DEFERRED COMPENSATION PLAN FOR CERTAIN EXECUTIVES UNDER IRC SECTION 457(F). TO SUPPORT THE DEFERRED COMPENSATION PLAN, THE CREDIT UNION HAS ELECTED TO PURCHASE CREDIT UNION-OWNED VARIABLE LIFE INSURANCE AND VARIABLE ANNUITIES. THE SURRENDER VALUE OF THESE INVESTMENTS INCLUDED IN OTHER ASSETS WAS $5,356,940 AS OF DECEMBER 31, 2018. THE CURRENT PARTICIPANTS ARE MARK LOVEWELL, JOHN BRETTHAUER, PATRICK CAREY, ROBERT O'GRADY, AND HUDSON LEE. MADISON-JAMMAL DIANE 1ST TD MTG X 600000 600000 0 1 1 LEE HUDSON 2ND TD MTG X 116000 125636 0 1 1 LEE HUDSON 1ST TD MTG X 1125520 1068783 0 1 1 CAREY PATRICK 1ST TD MTG X 840000 783205 0 1 1 CAREY PATRICK CONSUMER LOAN X 15000 6927 0 1 1 CAREY PATRICK CREDIT CARD X 20000 2891 0 1 1 LOVEWELL MARK 1ST TD MTG X 1148000 1062591 0 1 1 3650033 FORM 990, PART VI, SECTION A, LINE 6 CALIFORNIA CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. CALIFORNIA CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF CALIFORNIA CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION'S FORM 990, RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX, IS PREPARED BY AN OUTSIDE ACCOUNTING FIRM. COMPLETED FORM IS REVIEWED BY MANAGEMENT AND A COPY IS PROVIDED TO THE BOARD OF DIRECTORS FOR INFORMATIONAL PURPOSES PRIOR TO SUBMISSION. FORM 990, PART VI, SECTION B, LINE 12C THERE ARE REGULAR COMPLIANCE REVIEWS BY THE CREDIT UNION'S COMPLIANCE OFFICER WHICH ADDRESSES COMPLIANCE WITH ALL CREDIT UNION POLICIES. IN ADDITION, REGULATORS AND CPA'S MONITOR COMPLIANCE DURING THEIR PERIODIC AND ANNUAL AUDITS. FORM 990, PART VI, SECTION B, LINE 15 THE VICE PRESIDENT OF HUMAN RESOURCES CONTRACTS WITH EXTERNAL CONSULTING COMPANY, HRN PERFORMANCE SOLUTIONS, WHO PROVIDES MARKET SURVEYS ON COMPENSATION FOR KEY OFFICERS. COMPENSATION COMMITTEE REVIEWS AND APPROVES THE RESULTS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS AVAILABLE TO MEMBERS UPON REQUEST BY PROVIDING PAPER OR ELECTRONIC COPIES BY WHICHEVER MEANS REQUESTED. FORM 990, PART XI, LINE 9: OTHER COMPREHENSIVE INCOME 3,120,401. ROUNDING -1. FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. CALIFORNIA MEMBERS TITLE INSURANCE COMPANY 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 465751336 INSURANCE SERVICES CA CALIFORNIA MEMBERS HOLDING COMPANY C 169866 5114362 1.00000 1 CALIFORNIA MEMBERS HOLDING COMPANY 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 465739707 FINANCIAL SERVICES CA CALIFORNIA CREDIT UNION C 8010000 1.00000 1 CALIFORNIA MEMBERS TITLE COMPANY 701 NORTH BRAND BLVD 7TH FLOOR GLENDALE CA 91203 352589911 INSURANCE SERVICES CA CALIFORNIA CREDIT UNION C 2197147 1146555 1.00000 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 CALIFORNIA MEMBERS TITLE INSURANCE COMPANY P 1918824 ACTUAL AMOUNT PAID CALIFORNIA MEMBERS TITLE INSURANCE COMPANY O 42451 ACTUAL AMOUNT PAID CALIFORNIA MEMBERS TITLE INSURANCE COMPANY A 113501 ACTUAL AMOUNT PAID