2019-10-17T22:30:29-05:00 2018-12-31 420714325 RSM US LLP 9801 WASHINGTONIAN BLVD STE 500 GAITHERSBURG MD 20878 990 2018-01-01 521044350 AMERICAN COUNCIL OF LIFE INSURERS INC AMER 2026242367 101 CONSTITUTION AVENUE NW NO 700 WASHINGTON DC 20001 DONALD L WALKER TREASURER 2026242367 2019-10-16 1 WILLIAM E TURCO CPA P00369217 3012963600 66.98.98.129 2019-10-16 13:50:25 ED P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 00BFBB601F26E6691F3C42FDB75EEBE807206D5E 2018 2020-01-14 16:20:31Z SUSAN NEELY 101 CONSTITUTION AVENUE NW NO 700 WASHINGTON DC 20001 48287162 0 X WWW.ACLI.COM X 1975 DE PROVIDES A UNIFIED MEMBERSHIP ASSOCIATION TO ADVANCE THE COMMON INTERESTS OF THE LIFE INSURANCE INDUSTRY. THE ACLI IS A UNIFIED VOICE ON ISSUES FROM RETIREMENT SECURITY TO TAX POLICY TO INTERNATIONAL TRADE. WE ARE BACKED BY AN INDUSTRY WITH MORE THAN 200 YEARS OF EXPERIENCE PROTECTING AMERICAN FAMILIES AND BUSINESSES. THE ACLI SHAPES PUBLIC DEBATE, STAYS AHEAD OF TRENDS, AND HELPS ITS MEMBERS COMPETE IN CHANGING TIMES. THE ACLI EXPANDS AWARENESS OF HOW THE PRODUCTS OFFERED BY LIFE INSURERS-LIFE INSURANCE, ANNUITIES, DISABILITY INCOME AND LONG-TERM CARE INSURANCE, PENSION, 401(K), 403(B), 457 PLANS, AND IRAS - HELP AMERICANS PLAN FOR AND ACHIEVE FINANCIAL AND RETIREMENT SECURITY. 31 31 140 39 0 188289 0 0 43549550 45124977 114368 253793 1104770 1023343 44768688 46402113 407835 267135 0 0 29381319 30999982 0 0 0 14444588 15849597 44233742 47116714 534946 -714601 57924691 50188189 21744028 15063856 36180663 35124333 X THE AMERICAN COUNCIL OF LIFE INSURERS, INC. (ACLI), A NON-PROFIT ORGANIZATION INCORPORATED IN DELAWARE, PROVIDES A UNIFIED MEMBERSHIP ASSOCIATION TO ADVANCE THE COMMON INTERESTS OF THE LIFE INSURANCE INDUSTRY. THE ACLI IS A UNIFIED VOICE ON ISSUES FROM RETIREMENT SECURITY TO TAX POLICY TO INTERNATIONAL TRADE. WE ARE BACKED BY AN INDUSTRY WITH MORE THAN 200 YEARS OF EXPERIENCE PROTECTING AMERICAN FAMILIES AND BUSINESSES. THE ACLI SHAPES PUBLIC DEBATE, STAYS AHEAD OF TRENDS, AND HELPS ITS MEMBERS COMPETE IN CHANGING TIMES. THE ACLI EXPANDS AWARENESS OF HOW THE PRODUCTS OFFERED BY LIFE INSURERS- LIFE INSURANCE, ANNUITIES, DISABILITY INCOME AND LONG-TERM CARE INSURANCE, PENSION, 401(K), 403(B), 457 PLANS, AND IRAS-HELP AMERICANS PLAN FOR AND ACHIEVE FINANCIAL AND RETIREMENT SECURITY. 0 0 STATE AFFAIRS:REPRESENTS THE INDUSTRY IN STATE AND LOCAL LEGISLATIVE MATTERS, RESEARCHES AND COMPILES STATISTICS FOR THE LIFE INSURANCE INDUSTRY. PUBLIC AFFAIRS:CLEARINGHOUSE FOR EXCHANGE OF INDUSTRY IDEAS, STUDIES POSSIBLE SERVICE ENHANCEMENTS, PROMOTES INDUSTRY UNDERSTANDING. FEDERAL AFFAIRS:REPRESENTS THE INDUSTRY IN FEDERAL LEGISLATIVE MATTERS, RESEARCHES AND COMPILES STATISTICS FOR THE LIFE INSURANCE INDUSTRY. 0 0 0 1 0 0 0 0 0 1 1 0 0 1 1 0 1 0 0 1 0 0 0 0 0 0 1 0 1 0 0 0 0 0 1 0 0 0 0 0 1 1 0 0 1 148 0 1 140 1 1 1 0 0 0 0 0 1 0 X 31 31 0 0 0 0 1 0 0 1 1 0 0 0 1 1 1 1 1 1 1 0 X DONALD WALKER 2026242000 101 CONSTITUTION AVENUE NW NO 700 WASHINGTON DC 20001 JOANN M MARTIN CHAIR 2.00 X X 0 0 0 DANIEL J HOUSTON CHAIRMAN-ELECT 2.00 X X 0 0 0 THEODORE A MATHAS CHAIRMAN-ELECT DESIGNATE 2.00 X X 0 0 0 MARK W MULLIN IMMEDIATE PAST CHAIRMAN 2.00 X 0 0 0 PETER SCHAEFER IMMEDIATE PAST CHAIRMAN 2.00 X 0 0 0 JOHN F BARRETT DIRECTOR 2.00 X 0 0 0 GARY C BHOJWANI DIRECTOR 2.00 X 0 0 0 ROGER W CRANDALL DIRECTOR 2.00 X 0 0 0 J SCOTT DAVISON DIRECTOR 2.00 X 0 0 0 ESFAND DINSHAW DIRECTOR 2.00 X 0 0 0 ROGER FERGUSON JR DIRECTOR 2.00 X 0 0 0 MARIANNE HARRISON DIRECTOR 2.00 X 0 0 0 MARK A HAYDUKOVICH DIRECTOR 2.00 X 0 0 0 JOHN D JOHNS DIRECTOR 2.00 X 0 0 0 DENNIS L JOHNSON DIRECTOR 2.00 X 0 0 0 MICHEL KHALAF DIRECTOR 2.00 X 0 0 0 THOMAS LEONARDI DIRECTOR 2.00 X 0 0 0 RODNEY O MARTIN DIRECTOR 2.00 X 0 0 0 RICHARD P MCKENNEY DIRECTOR 2.00 X 0 0 0 JOSEPH MONK DIRECTOR 2.00 X 0 0 0 JAMES T MORRIS DIRECTOR 2.00 X 0 0 0 DEANNA MULLIGAN DIRECTOR 2.00 X 0 0 0 STEPHEN PELLETIER DIRECTOR 2.00 X 0 0 0 PAUL A QUARANTO JR DIRECTOR 2.00 X 0 0 0 JOHN E SCHLIFSKE DIRECTOR 2.00 X 0 0 0 NEIL SPRACKLING DIRECTOR 2.00 X 0 0 0 ERIC STEIGERWALT DIRECTOR 2.00 X 0 0 0 BARRY STOWE DIRECTOR 2.00 X 0 0 0 CYNTHIA A TIDWELL DIRECTOR 2.00 X 0 0 0 KIRT A WALKER DIRECTOR 2.00 X 0 0 0 WILLIAM WHEELER DIRECTOR 2.00 X 0 0 0 JOHN R WOERNER DIRECTOR 2.00 X 0 0 0 BRANDON CARTER DIRECTOR 2.00 X 0 0 0 MARY JANE B FORTIN DIRECTOR 2.00 X 0 0 0 DENNIS R GLASS DIRECTOR 2.00 X 0 0 0 JEFF POULIN DIRECTOR 2.00 X 0 0 0 RON PRESSMAN DIRECTOR 2.00 X 0 0 0 JOSE S SUQUET DIRECTOR 2.00 X 0 0 0 WALTER WHITE DIRECTOR 2.00 X 0 0 0 DIRK KEMPTHORNE PRESIDENT & CEO 40.00 X 3266818 0 1010395 SUSAN NEELY PRESIDENT & CEO FROM 09/2018 40.00 X 420626 0 317451 DAVID C TURNER CORPORATE SECRETARY 40.00 X 568929 0 114795 DONALD L WALKER SVP, ADMINISTRATION & CFO 39.00 1.00 X 549565 0 117520 GARY E HUGHES CHIEF OPERATING OFFICER & EVP 40.00 X 815293 0 71375 JULIE A SPIEZIO SVP & GENERAL COUNSEL 40.00 X 573804 0 86923 KATHERINE E TRINIDAD SVP, COMMUNICATIONS & PUBLIC AFFAIRS 40.00 X 458433 0 21289 J BRUCE FERGUSON SVP, STATE RELATIONS 40.00 X 433933 0 102141 ALANE R DENT SVP, FEDERAL RELATIONS 40.00 X 419573 0 40967 PETER J BAUTZ SVP, TAXES & RETIREMENT SECURITY 40.00 X 361624 0 27398 REGINA Y ROSE SVP, TAXES & RETIREMENT SECURITY 40.00 X 357722 0 39387 KATHLEEN F KIERNAN VP & CHIEF COUNSEL, INSURANCE REGULATION 40.00 X 317114 0 37520 PAUL S GRAHAM SVP, INSURANCE REGULATION & CHIEF ACTUARY 40.00 X 509981 0 98766 CHARLES P PIACENTINI VP, INSURANCE REG & ASSOC GENERAL COUNSEL 40.00 X 363687 0 32222 CARL B WILKERSON VP & CHIEF COUNSEL, SECURITIES 40.00 X 363505 0 87070 BRIAN WAIDMANN CHIEF OF STAFF 40.00 X 331107 0 23607 CAROLYN C COBB VP & CHIEF COUNSEL, REINSURANCE & INT'L POLCY 40.00 X 304829 0 50245 10416543 0 2279071 74 0 1 0 GIBSON DUNN & CRUTCHER LLP 1050 CONNECTICUT AVE NW WASHINGTON DC 20036 LEGAL REPRESENTATION 1284595 HEIDRICK & STRUGGLES INC 1133 PAYSPHERE CIRCLE CHICAGO IL 60674 EMPLOYMENT SEARCH SERVICES 795520 WILMER CUTLER & PICKERING PO BOX 7247-8760 PHILADELPHIA PA 19170 LEGAL REPRESENTATION 547103 BREAKERS PALM BEACH ONE SOUTH COUNTY ROAD PALM BEACH FL 33480 HOTEL AND CONFERENCE FACILITIES 265083 PRICEWATERHOUSECOOPERS LLP 1301 K STREET NW WASHINGTON DC 20005 CONSULTING WORK ON INSURANCE 260000 29 DUES 900099 41788015 41788015 REGISTRATION FEES 900099 2131521 2131521 AFFILIATE PROGRAM 900099 1014685 1014685 PUBLICATION SALES 900099 86250 86250 INTERNATIONAL PROGRAM 900099 78713 78713 25793 25793 45124977 28716 28716 1666348 1202078 464270 464270 464270 905048 3000 682308 663 222740 2337 225077 225077 SPECIAL PROJECT 900099 421419 421419 RETIREE BENEFIT 900099 116444 116444 OTHER REVENUE 900099 21210 21210 559073 46402113 45658257 0 743856 267135 8886628 16266189 2159040 2474267 1213858 1342420 90088 1604455 199451 3163342 321712 777276 437481 1531128 763452 2871899 110609 144164 FEDERAL & DC TAXES 68044 ISSUE MANAGEMENT 1075320 EXCISE TAX 476032 RETIREE BENEFIT 349503 523221 47116714 800 800 18292638 11821120 343976 102892 380967 397893 6682341 6115327 527681 567014 38092019 36922882 286610 375588 57924691 50188189 5441489 5204302 6727440 776373 9575099 9083181 21744028 15063856 X 34866881 34820310 1313782 304023 36180663 35124333 57924691 50188189 X -714601 -955916 614187 X 0 1 X 1 0 0 0 0 41788015 7372357 7372357 7372357 0 0 5233645 4881926 351719 645909 496033 149876 802787 737368 65419 567014 ALTERNATIVE INVESTMENTS 26980301 F INVESTMENT IN SUBSIDIARY 9942581 C 36922882 DEFERRED RENT LIABILITY 2777869 ACCRUED SERP 549072 ACCRUED POST-RETIREMENT BENEFIT COSTS 4249384 DEFERRED COMPENSATION LIABILITY 854325 TENANT RENT DEPOSITS 108455 EXERCISE TAXES 544076 9083181 X 47207719 -955918 2077419 1121501 46086218 199451 116444 315895 46402113 48599105 1681842 1681842 46917263 199451 199451 47116714 PART X, LINE 2: ACLI, A NONPROFIT ORGANIZATION INCORPORATED IN DELAWARE, IS A MEMBERSHIP ASSOCIATION AND IS GENERALLY EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE (IRC). ACLI HAD APPROXIMATELY $544,000 OF UNRELATED BUSINESS INCOME TAX ACCRUED AT DECEMBER 31, 2018. APFS SELF-DECLARES ITS EXEMPTION FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(4) OF THE IRC. UNDER THE PROVISIONS OF THE IRC, ACLIPAC IS EXEMPT FROM TAXES ON INCOME OTHER THAN NON-EXEMPT INCOME, WHICH INCLUDES INTEREST AND DIVIDENDS ON INVESTMENTS. ASI, A FOR-PROFIT ORGANIZATION INCORPORATED IN DELAWARE, ACCOUNTS FOR INCOME TAXES IN ACCORDANCE WITH THE INCOME TAXES TOPIC OF THE FASB ASC, RESULTING IN CURRENT AND DEFERRED INCOME TAX EXPENSES. DEFERRED TAX ASSETS ARE ALSO RECOGNIZED FOR NET OPERATING LOSS (NOL) CARRYFORWARDS AND TAX CREDIT CARRYFORWARDS. VALUATION ALLOWANCES ARE THEN RECORDED TO REDUCE DEFERRED TAX ASSETS TO THE AMOUNTS MANAGEMENT CONCLUDES ARE MORE LIKELY THAN NOT TO BE REALIZED. INCOME TAXES ARE FURTHER EXPLAINED IN NOTE 10. MANAGEMENT EVALUATED THE ASSOCIATION'S TAX POSITIONS AND CONCLUDED THAT THE ASSOCIATION HAD NOT TAKEN ANY UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE CONSOLIDATED FINANCIAL STATEMENTS. PART XI, LINE 2D - OTHER ADJUSTMENTS: RELATED ENTITIES REVENUE INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS 2,077,419. PART XI, LINE 4B - OTHER ADJUSTMENTS: RETIREE BENEFIT REVENUE 116,444. PART XII, LINE 2D - OTHER ADJUSTMENTS: RELATED ENTITIES EXPENSES INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS 1,798,286. RETIREE BENEFIT REVENUE -116,444. EAST ASIA AND THE PACIFIC 0 0 PROGRAM SERVICES CONFERENCE TRAVEL EXPENSES 4559 EUROPE (INCLUDING ICELAND & GREENLAND) 0 0 PROGRAM SERVICES CONFERENCE TRAVEL EXPENSES 55142 MIDDLE EAST AND NORTH AFRICA 0 0 PROGRAM SERVICES CONFERENCE TRAVEL EXPENSES 1399 NORTH AMERICA 0 0 PROGRAM SERVICES CONFERENCE TRAVEL EXPENSES 976 SOUTH AMERICA 0 0 PROGRAM SERVICES CONFERENCE TRAVEL EXPENSES 3043 0 0 0 0 0 0 65119 0 65119 0 0 0 0 0 0 1 US CAPITOL HISTORICAL SOCIETY 200 MARYLAND AVENUE NE WASHINGTON DC 20002 520796820 501(C)(3) 10000 GENERAL SUPPORT WOLF TRAP FOUNDATION 1645 TRAP ROAD VIENNA VA 22182 237011544 501(C)(3) 10000 GENERAL SUPPORT FIDELCO GUIDEDOG FOUNDATION 103 VISION WAY BLOOMFIELD CT 06002 066060478 501(C)(3) 25141 GENERAL SUPPORT MOUNT VERNON LADIES ASSOCIATION 3600 MOUNT VERNON MEMORIAL HIGHWAY MT VERNON VA 22121 530245017 501(C)(3) 10000 GENERAL SUPPORT TRUST FOR THE NATIONAL MALL 1300 PENNSYLVANIA AVE NW WASHINGTON DC 20004 300080738 501(C)(3) 10000 GENERAL SUPPORT THE KENNEDY CENTER 2700 F STREET NW WASHINGTON DC 20566 530245017 501(C)(3) 34000 GENERAL SUPPORT FORDS THEATER 514 TENTH STREET NW WASHINGTON DC 20004 526073157 501(C)(3) 25000 GENERAL SUPPORT CONGRESSIONAL COALITION ON ADOPTION INSTITUTE 311 MASSACHUSETTS AVE NE WASHINGTON DC 20002 WASHINGTON DC 20002 542035617 501(C)(3) 10000 GENERAL SUPPORT FRIENDS OF IDAHO STATE PARKS 3380 TERRA DR BOISE ID 83709 BOISE ID 83709 461911747 501(C)(3) 70000 GENERAL SUPPORT BIPARTISAN POLICY CENTER 1225 EYE STREET NW WASHINGTON DC 20005 731628382 501(C)(3) 25000 GENERAL SUPPORT 10 PART I, LINE 2: THE ORGANIZATION MAKES CONTRIBUTIONS, GRANTS AND SPONSORSHIP PAYMENTS TO VARIOUS ORGANIZATIONS. SMALL CONTRIBUTIONS, GRANTS AND SPONSORSHIP PAYMENTS REQUIRE THE APPROVAL OF A SINGLE SENIOR STAFF MEMBER. ANY PAYMENT GREATER THAN $50,000 REQUIRES THE APPROVAL OF THE EXECUTIVE VP, CORPORATE SECRETARY, TREASURER, CEO, COO OR CHIEF OF STAFF. X X 1 1 X X X X 1 1 0 DIRK KEMPTHORNE PRESIDENT & CEO 1324228 0 650000 0 1292590 0 972969 0 38281 0 4278068 0 1259562 0 SUSAN NEELY PRESIDENT & CEO FROM 09/2018 391891 0 0 0 28735 0 305422 0 12410 0 738458 0 0 0 DAVID C TURNER CORPORATE SECRETARY 410341 0 130700 0 27888 0 69565 0 46371 0 684865 0 26406 0 DONALD L WALKER SVP, ADMINISTRATION & CFO 385799 0 115400 0 48366 0 69089 0 49571 0 668225 0 32344 0 GARY E HUGHES CHIEF OPERATING OFFICER & EVP 399093 0 350000 0 66200 0 69204 0 2836 0 887333 0 53655 0 JULIE A SPIEZIO SVP & GENERAL COUNSEL 410180 0 117800 0 45824 0 71075 0 16988 0 661867 0 30261 0 KATHERINE E TRINIDAD SVP, COMMUNICATIONS & PUBLIC AFFAIRS 276917 0 80000 0 101516 0 21289 0 2295 0 482017 0 3592 0 J BRUCE FERGUSON SVP, STATE RELATIONS 320428 0 91400 0 22105 0 55306 0 47975 0 537214 0 17601 0 ALANE R DENT SVP, FEDERAL RELATIONS 302763 0 100000 0 16810 0 38317 0 5710 0 463600 0 0 0 PETER J BAUTZ SVP, TAXES & RETIREMENT SECURITY 234578 0 115000 0 12046 0 25973 0 3305 0 390902 0 9819 0 REGINA Y ROSE SVP, TAXES & RETIREMENT SECURITY 259700 0 76500 0 21522 0 22000 0 20447 0 400169 0 0 0 KATHLEEN F KIERNAN VP & CHIEF COUNSEL, INSURANCE REGULA 260604 0 55000 0 1510 0 28908 0 9752 0 355774 0 0 0 PAUL S GRAHAM SVP, INSURANCE REGULATION & CHIEF AC 370957 0 110000 0 29024 0 64390 0 37436 0 611807 0 26002 0 CHARLES P PIACENTINI VP, INSURANCE REG & ASSOC GENERAL CO 271803 0 90000 0 1884 0 20429 0 13609 0 397725 0 0 0 CARL B WILKERSON VP & CHIEF COUNSEL, SECURITIES 296528 0 55000 0 11977 0 40439 0 47486 0 451430 0 4419 0 BRIAN WAIDMANN CHIEF OF STAFF 214612 0 95200 0 21295 0 23607 0 760 0 355474 0 16431 0 CAROLYN C COBB VP & CHIEF COUNSEL, REINSURANCE & IN 245315 0 47700 0 11814 0 32965 0 20055 0 357849 0 0 0 PART I, LINE 1A DIRK KEMPTHORNE RECEIVED THE BENEFIT OF SPOUSE TRAVEL IN THE AMOUNT OF $3,127. THIS AMOUNT WAS INCLUDED IN BOX 5 OF W-2. DIRK KEMPTHORNE RECEIVED THE BENEFIT OF SOCIAL CLUB DUES IN THE AMOUNT OF $7,980. THIS AMOUNT WAS INCLUDED IN BOX 5 OF W-2. PART I, LINES 4A-B KATHERINE E. TRINIDAD RECEIVED A SEVERANCE PAYMENT IN THE AMOUNT OF $97,474. DIRK KEMPTHORNE PARTICIPATES IN SUPPLEMENTAL NONQUALIFIED RETIREMENT PLANS. ACLI CONTRIBUTED $937,219 TO THE PLANS DURING THE YEAR. SUSAN NEELY PARTICIPATES IN SUPPLEMENTAL NONQUALIFIED RETIREMENT PLANS. ACLI CONTRIBUTED $280,000 TO THE PLANS DURING THE YEAR. THE FOLLOWING EMPLOYEES RECEIVED A PAYMENT FROM NONQUALIFIED RETIREMENT PLAN: DIRK KEMPTHORNE - $1,259,562 DAVID C. TURNER - $26,406 DONALD L. WALKER - $32,344 GARY E. HUGHES - $53,655 JULIE A. SPIEZIO - $30,261 PAUL S. GRAHAM - $26,002 KATHERINE E. TRINIDAD - $3,592 J. BRUCE FERGUSON - $17,601 CARL B. WILKERSON - $4,419 PETER J. BAUTZ - $9,819 BRIAN WAIDMANN - $16,431 JOHN SCHLIFSKE CEO OF NORTHWESTERN MUTUAL & BOARD MEMBER OF ACLI, INC. 177175 NORTHWESTERN MUTUAL LEASED 436SF OF OFFICE SPACE ON THE 8TH FLOOR WITH ASI UNTIL JANUARY 31, 2017. ON FEBRUARY 1, 2017 THEY MOVED TO THE 7TH FLOOR AND LEASED 1,500SF OF OFFICE SPACE DIRECTLY FROM ACLI. 0 JOHN R WOERNER CEO OF AMERIPRISE & BOARD MEMBER OF ACLI, INC. 177685 AMERIPRISE LEASES 1,400SF OF OFFICE SPACE DIRECTLY FROM ACLI WITH THE LEASE STARTING 2/1/17. 0 FORM 990, PART VI, SECTION A, LINE 6 ACLI MEMBER COMPANIES ARE THE LEADING PROVIDERS OF FINANCIAL AND RETIREMENT SECURITY PRODUCTS COVERING INDIVIDUAL AND GROUP MARKETS. THEY PROVIDE LIFE INSURANCE, LONG-TERM CARE INSURANCE, DISABILITY INCOME INSURANCE, ANNUITIES, PENSIONS SUCH AS 401(K), 403(B), AND 457 PLANS, IRAS, AND REINSURANCE. FORM 990, PART VI, SECTION B, LINE 11B A COPY OF FORM 990 IS PROVIDED TO EACH MEMBER OF THE FINANCE COMMITTEE PRIOR TO ITS FILING WITH THE IRS. THE BOARD HAS DELEGATED TO THE FINANCE COMMITTEE THE AUTHORITY FOR RESPONSIBILITY AND OVERSIGHT OF THE AUDIT AND FILING OF THE ANNUAL TAX RETURN. FORM 990, PART VI, SECTION B, LINE 12C ACLI REQUIRES ALL EXEMPT STAFF TO ANNUALLY REVIEW THE CONFLICT OF INTEREST POLICY AND DISCLOSE ANY POTENTIAL CONFLICTS. STAFF IS ALSO REQUIRED ANNUALLY TO SIGN A FORM INDICATING WHETHER ANY CONFLICTS EXIST. FORM 990, PART VI, SECTION B, LINE 15 ACLI HAS A COMPENSATION COMMITTEE MADE UP OF A CROSS-SECTION OF THE ACLI BOARD OF DIRECTORS DELEGATED TO OVERSEE POLICIES AND TAKE ACTIONS WITH RESPECT TO ACLI PERSONNEL, EMPLOYEE BENEFIT PLANS AND BUDGETS, AND COMPENSATION RELATING TO OFFICERS AT OR ABOVE THE LEVEL OF SENIOR VICE PRESIDENT FOR THE FORTHCOMING YEAR. THE COMMITTEE MUST MEET AT LEAST ONCE PER YEAR. ACLI UTILIZES THE SERVICES OF A COMPENSATION CONSULTANT SPECIALIZING IN NONPROFIT ORGANIZATIONS TO ASSIST THE COMMITTEE IN MAINTAINING A DISCIPLINED AND THOROUGH APPROACH TO MAKING COMPENSATION DECISIONS. THE COMPENSATION CONSULTANT PROCESS INVOLVES COMPARING THE CURRENT CASH COMPENSATION AND TOTAL REMUNERATION OF THE ACLI OFFICERS AND EXECUTIVE STAFF WITH DATA DERIVED FROM A SURVEY OF COMPARABLE TRADE AND FINANCIAL INDUSTRY ASSOCIATIONS. THE COMMITTEE ALSO REVIEWS THE PERFORMANCE OF THE ORGANIZATION AS AN ADDITIONAL FACTOR IN DECIDING THE LEVEL OF STAFFING COMPENSATION. NO CHANGES TO COMPENSATION CAN BE MADE WITHOUT THE APPROVAL OF THE COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 ACLI WILL PROVIDE A COPY OF ITS FORM 990 UPON REQUEST OR MAKE IT AVAILABLE FOR INSPECTION AT ITS OFFICES IN COMPLIANCE WITH IRC SECTION 6104(D). ACLI DOES NOT MAKE AVAILABLE COPIES OF ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICIES OR AUDITED FINANCIAL STATEMENTS. FORM 990, PART VI, LINE 1A AND PART VII, COLUMN A, NUMBER OF BOARD MEMBERS: THERE WERE THIRTY-NINE BOARD MEMBERS WHO SERVED AT ANY TIME DURING THE CALENDAR YEAR. ALL BOARD MEMBERS WHO SERVED DURING THE CALENDAR YEAR ARE SHOWN IN PART VII, COLUMN A. THE NEW MEMBERS START THEIR TERMS AND FINISH THEIR TERMS IN OCTOBER EACH YEAR, BUT AT ANY GIVEN TIME ACLI, INC. HAS ONLY 31 ACTIVE BOARD MEMBERS. FORM 990, PART XI, LINE 9: EFFECT OF ADOPTION OF FASB NO. 715 614,187. INTERNATIONAL PENSION FOUNDATION 101 CONSTITUTION AVE WASHINGTON DC 20001 522287615 DEVELOPMENT OF PENSION SYSTEMS IN UNDER-DEVELOPED COUNTRIES DC 501(C)(3) LINE 7 AMERICAN COUNCIL OF LIFE INSURERS INC 1 AMERICANS TO PROTECT FAMILY SECURITY 101 CONSTITUTION AVE WASHINGTON DC 20001 461362634 EDUCATE POLICYMAKERS ABOUT THE ROLE OF LIFE INSURANCE TO AMERICANS DC 501(C)(4) AMERICAN COUNCIL OF LIFE INSURERS INC 1 ACLI PAC 101 CONSTITUTION AVE WASHINGTON DC 20001 521292287 COLLECTING VOLUNTARY CONTRIBUTIONS FOR POLITICAL CANDIDATES AND COMMITTEES DC 527 AMERICAN COUNCIL OF LIFE INSURERS INC 1 ACLI SERVICES INC 101 CONSTITUTION AVE NW WASHINGTON DC 20001 522324658 FACILITIES MANAGEMENT DE AMERICAN COUNCIL OF LIFE INSURERS INC C 1276924 147471 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 ACLI SERVICES INC O 177492 COST ACLI SERVICES INC Q 58460 CASH ACLI SERVICES INC S 450000 CASH