2019-08-14T13:08:26-07:00 2018-12-31 460796445 Shining Star Consulting LLC 2320 Oak St Berkeley CA 94708 990 2018-01-01 202573758 HOUSING AND ECONOMIC RIGHTS ADVOCATES HOUS 5102818443 1814 Franklin Street Suite 1040 Oakland CA 94612 Maeve Elise Brown Executive Director 5102818443 2019-08-13 1 Monte Meyers P01067312 5109996712 2019-08-13 X 198.0.214.113 2018 2019-02-21 02:37:17Z Justin T Berger 1814 Franklin Street Suite 1040 Oakland CA 94612 750568 0 X www.heraca.org X 2005 CA HERA is a California statewide, not-for-profit legal service and advocacy organization dedicated to helping Californians - particularly those most vulnerable - build a safe, sound financial future, free of discrimination and economic abuses, in all aspects of household financial concerns. We provide free legal services, consumer workshops, training for professionals and community organizing support, create innovative solutions and engage in policy work locally, statewide and nationally. 8 8 10 10 0 0 682559 679777 289254 63142 1734 1099 0 6550 973547 750568 0 0 0 0 700344 752063 0 0 43533 337382 247212 1037726 999275 -64179 -248707 426986 283181 28562 133464 398424 149717 HERA is a California statewide, not-for-profit legal service and advocacy organization dedicated to helping Californians - particularly those most vulnerable - build a safe, sound financial future, free of discrimination and economic abuses, in all aspects of household financial concerns. We provide free legal services, consumer workshops, training for professionals and community organizing support, create innovative solutions and engage in policy work locally, statewide and nationally. 0 0 864956 0 63412 HERA is the only California statewide nonprofit law office dedicated to addressing mortgage lending, servicing, foreclosure, collections and credit problems in California, with most of our services provided in the Greater Northern California area, Central Valley area, with growing services in Southern California and with our office located in Oakland. We have a broad asset building/preservation and anti-discrimination mission. We are unusual in our combination of service strategies, engaging in (1) education of individual consumers and communities of vulnerable residents targeted for a wide variety of predatory practices (not just housing related); (2) legal services for individuals as well as class actions benefiting many hundreds, sometimes thousands of people at a time; (3) trainings for attorneys, government staff, housing counselors, adult protective services and other professionals on how to identify and handle abuses directed towards consumers; (4) research on the scope and impact of such abusive practices; (5) technical assistance and support to professionals on their cases; (6) community organizing on consumer issues; and (7) policy work. HERA also addresses almost all other forms of household debt and credit problems including medical debt, credit card debt, student loans, and homeowner association collections activity, as well as expanding our work on wrongful credit reporting. These kinds of practices can result in residents being denied credit, paying much higher interest rates on loans, higher insurance rates, and possibly being locked out of certain kinds of jobs. 0 0 0 864956 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 8 0 1 10 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 8 8 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 CA X Maeve Brown 5102718443 1814 Franklin Street Suite 1040 Oakland CA 94612 Justin Berger Board Chair 1 0 X X 0 0 0 Sandra Price Secretary 1 0 X X 0 0 0 Scott Chang Treasurer 1 0 X X 0 0 0 Solu Nwanze Director 1 0 X 0 0 0 Kristin Garcia Director 1 0 X 0 0 0 Todd Espinosa Director 1 0 X 0 0 0 James Zhang Director 1 0 X 0 0 0 Amyn Jivani Director 1 0 X 0 0 0 Maeve Brown Executive Director 40 0 X X 94300 0 3600 94300 0 3600 1 0 0 0 0 0 0 0 0 180092 499685 0 679777 Attorney fees 813319 5583 5583 0 0 Contract services 813319 57559 57559 0 0 0 0 0 0 63142 1099 0 0 1099 0 0 0 0 0 0 0 0 0 0 0 0 0 Legal settlement 812990 4764 4764 0 0 1786 1786 0 0 6550 750568 69692 0 1099 97900 87174 8584 2142 584335 520316 51232 12787 15812 8072 3752 3988 54016 48074 2971 2971 1746 1746 69836 62151 1813 5872 52913 41339 6465 5109 7913 7046 694 173 82589 73504 0 9085 3104 2763 0 341 9336 8309 513 514 5013 4462 0 551 4669 0 4669 0 10093 0 10093 0 999275 864956 90786 43533 393956 118306 0 0 7500 143589 0 0 0 0 0 0 0 0 0 0 14581 14581 41512 38632 7549 2880 3400 3825 426986 283181 4370 30170 0 0 0 0 0 0 0 0 0 0 0 0 0 0 24192 103294 28562 133464 X 367281 149717 31143 0 0 0 398424 149717 426986 283181 -248707 0 0 0 0 0 X 0 1 X 0 0 X 397786 503276 1032512 682558 679777 3295909 0 0 0 0 0 0 0 0 0 0 0 0 397786 503276 1032512 682558 679777 3295909 905906 2390003 345 457 541 1735 1099 4177 0 0 0 0 0 0 0 0 0 0 0 0 3300086 63142 0.72422 0.99898 X 0 0 0 0 0 0 0 0 13740 10860 2880 0 27772 27772 0 0 0 0 0 2880 0 Accrued Vacation 27294 Line of credit 76000 103294 X 750568 0 0 0 0 0 750568 0 0 0 750568 999275 0 0 0 0 0 999275 0 0 0 999275 Schedule D, Part X, Line 2 HERA is exempt from federal income tax under Section 501(c)(3) of the Internal Revenue Code and is exempt from California Franchise taxes under Section 23701(d) of the Revenue and Taxation Code. It is the opinion of management that all income earned has been related to HERA's tax-exempt status and there has been no unrelated business income in 2018 and 2017. The accounting standard requires that a tax position be recognized or derecognized based on a "more-likely-than-not" threshold. Based on management's analysis of HERA's tax positions, the accounting for any uncertainties in HERA's tax positions is not expected to have a material impact on the financial statement. Form 990, Part VI, Section B, Line 11b HERA hired a paid preparer to draft the 990. The 990 was reviewed by HERA's Executive Director, and a final draft was sent to all members of the Board of Directors prior to filing. Form 990, Part VI, Section B, Line 12c The conflict of interest policy states that each board member will annually complete a disclosure form identifying any relationships, positions, or circumstances in which the board member is involved that he or she could contribute to an arising conflict of interest. Also, each new board member is required to review a copy of the policy and acknowledge in writing that he or she has done so. Form 990, Part VI, Section B, Line 15 The Board of Directors considers the following factors in determining compensation. (1) Expertise of staff person or proposed hire, including years of relevant work experience and training; (2) rate of pay and benefits for comparable positions in at least three comparable organizations, benchmarking in the geographic region. Form 990, Part VI, Section C, Line 19 HERA makes its governing documents, conflict of interest policy, and financial statements available to the public upon reasonable request.