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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART III - LINE 1</FormAndLineReferenceDesc>
        <ExplanationTxt>OUR MISSION: HIGH WATER WOMEN ("HWW") EMPOWERS WOMEN AND YOUTH IN NEED BY CREATING POWERFUL VOLUNTEER OPPORTUNITIES THAT LEVERAGE THE TALENTS AND ASPIRATIONS OF PROFESSIONAL WOMEN. OUR WORK: WE ARE A VOLUNTEER-DRIVEN ORGANIZATION WORKING WITH NONPROFIT PARTNERS TO IDENTIFY SIGNIFICANT VOLUNTEER AND OPPORTUNITIES TO ADVANCE THE NONPROFIT'S MISSION WHILE BEST UTILIZING THE SKILLS OF OUR MEMBERS. OUR IMPACT IS IN THREE KEY AREAS: 1. ENRICHED EDUCATION FOR AT-RISK YOUTH. 2. RELIEVING THE IMPACT OF FAMILY POVERTY. 3. ECONOMIC EMPOWERMENT FOR WOMEN. EACH YEAR, WE CONTRIBUTE THOUSANDS OF VOLUNTEER HOURS TO OUR PARTNER ORGANIZATIONS. WE ARE BEST ABLE TO CREATE MEASURABLE RESULTS WHERE PHILANTHROPY AND VOLUNTEERISM ARE COUPLED, AND THEREFORE WE PARTNER EXCLUSIVELY WITH ORGANIZATIONS WHERE OUR PHILANTHROPIC AND VOLUNTEERISM GOALS CONVERGE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART III - LINE 4A</FormAndLineReferenceDesc>
        <ExplanationTxt>BACKPACK DRIVE: OUR YEARLY BACK-TO-SCHOOL BACKPACK DRIVE DIRECTLY BENEFITS AT-RISK ELEMENTARY AND HIGH SCHOOL STUDENTS LIVING IN NEW YORK CITY AND THE TRI-STATE AREA BY PROVIDING A FULLY-SUPPLIED BACKPACK TO START THE NEW SCHOOL YEAR. OUR ALL-VOLUNTEER FUNDRAISING COMMITTEE RAISES MORE THAN $325,000 ANNUALLY ALLOWING US TO ASSEMBLE THOUSANDS OF BACKPACKS FOR YOUTHS WHO ARE HOMELESS, LIVING IN FOSTER CARE AND LIVING IN POVERTY. OUR BACKPACK DRIVE NONPROFIT PARTNERS TELL US THAT THIS SIMPLE ACT HELPS KIDS UNDERSTAND THAT THEY CAN TAKE RESPONSIBILITY FOR LEARNING AND SUCCEEDING IN SCHOOL. SINCE THE BACKPACK DRIVE BEGAN IN 2005, WE HAVE PROVIDED BACKPACKS TO MORE THAN 108,000 CHILDREN IN NEED. TOTAL BACKPACKS ASSEMBLED IN 2018 IS 12,800</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART III - LINE 4B</FormAndLineReferenceDesc>
        <ExplanationTxt>SYMPOSIUM/IMPACT: SINCE 2013 HWW'S ANNUAL INVESTING FOR IMPACT SYMPOSIUM IS A ONE-DAY EVENT THAT PROVIDES OPPORTUNITIES FOR INVESTORS AND FINANCE PROFESSIONALS TO LEARN ABOUT INNOVATION AND INVESTMENT OPPORTUNITIES ACROSS ASSET CLASSES FOR ALIGNING INVESTMENTS WITH IMPACT. THE SYMPOSIUM BRINGS TOGETHER CURRENT AND PROSPECTIVE IMPACT INVESTORS AND OTHER KEY STAKEHOLDERS TO HEAR FROM AND ENGAGE WITH PEERS AND EXPERTS, SHARE IDEAS AND EXPERIENCES, AND PARTICIPATE IN FACILITATED DISCUSSIONS IN THE SPIRIT OF LEARNING AND EXPANDING THE SCOPE OF THE IMPACT DIALOGUE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART III - LINE 4C</FormAndLineReferenceDesc>
        <ExplanationTxt>FINANCIAL LITERACY: IN TODAY'S COMPLICATED FINANCIAL WORLD, IT IS INCREASINGLY IMPORTANT FOR YOUNG PEOPLE TO LEARN THE FUNDAMENTALS OF EARNING, SAVING AND INVESTMENT. IT IS EQUALLY IMPORTANT TO UNDERSTAND THE IMPLICATIONS OF DEBT AND TO AVOID THE PITFALLS OF UNSCRUPULOUS LENDERS AND PHISHERS AND OTHER PREDATORY PRACTICES. TO ADDRESS THIS ISSUE, WE JOINED FORCES WITH FINANCIAL INDUSTRY LEGEND MURIEL SIEBERT IN 2009 TO LAUNCH THE MURIEL SIEBERT HIGH WATER WOMEN CAMPAIGN FOR FINANCIAL LITERACY. THE OBJECTIVE OF THE PROGRAM IS TO TEACH LOW-INCOME TEENS HOW TO MANAGE MONEY RESPONSIBLY AND TO LAY THE GROUNDWORK FOR A MORE SECURE FINANCIAL FUTURE. THE CURRICULUM USED IN THE PROGRAM WAS DEVELOPED BY THE SIEBERT FOUNDATION FOR YOUTH 13-21YRS. TO GAIN THE KNOWLEDGE AND SKILLS NECESSARY TO PARTICIPATE IN THE BANKING SYSTEM, AVOID PREDATORY LENDERS, MANAGE DEBT, AVOID BAD CREDIT, UNDERSTAND TAXES, AND TO BUDGET AND SPEND WISELY. BECAUSE THESE ESSENTIAL SKILLS ARE NOT INCLUDED IN THE SCHOOL-DAY CURRICULUMS FOR MOST NYC PUBLIC SCHOOL STUDENTS, THE HIGH WATER WOMEN FINANCIAL LITERACY PROGRAM PRESENTS A UNIQUE OPPORTUNITY FOR STUDENTS TO LEARN ABOUT PERSONAL FINANCE IN AFTER-SCHOOL AND COMMUNITY-BASED SETTINGS. PARTNERS: HWW WORKS WITH PROGRAM PROVIDERS UNDER THE NYC DEPARTMENT OF YOUTH AND COMMUNITY DEVELOPMENT, THE NEW YORK PUBLIC LIBRARY AND NONPROFIT SOCIAL SERVICE AND EDUCATIONAL GROUPS TO IDENTIFY AFTER-SCHOOL AND COMMUNITY-BASED SITES FOR THE PROGRAM. WE RECRUIT AND TRAIN VOLUNTEERS, MOSTLY FROM THE FINANCIAL SERVICES INDUSTRY, AND MATCH THEM WITH PROGRAM SITES TO PROVIDE THIS VALUABLE INSTRUCTION TO HUNDREDS OF LOW-INCOME TEENS THROUGHOUT NEW YORK CITY. HIGH WATER WOMEN OFFERS THIS INSTRUCTIONAL PROGRAM AT NO COST TO OUR ORGANIZATIONAL PARTNERS AND PROGRAM SITES. PROGRAM: THE CURRICULUM IS TAUGHT IN EIGHT WEEKLY SESSIONS (WE CAN ALSO PROVIDE A FOUR SESSION MODULE) GENERALLY IN LATE AFTERNOONS AND EARLY EVENINGS. THERE ARE THREE TO FOUR VOLUNTEERS ASSIGNED TO EACH PROGRAM SITE WHO SHARE TEACHING RESPONSIBILITIES WITH TWO VOLUNTEERS SCHEDULED FOR EACH SESSION. TO PREPARE VOLUNTEERS FOR THE PROGRAM HWW PROVIDES TRAINING IN THE CURRICULUM AND TIPS FOR TEACHING TEEN AND ADULT AUDIENCES. VOLUNTEERS ARE PROVIDED WITH CURRICULUM MATERIALS AND CLASSROOM SUPPLIES, AND SUPPORTED DURING THEIR VOLUNTEER ASSIGNMENTS BY OTHER EXPERIENCED VOLUNTEERS AND HWW STAFF. INCENTIVES SUCH AS $25 GIFT CARDS AND COMPLETION CERTIFICATES ARE OFFERED TO STUDENTS WHO COMPLETE THE PROGRAM. HWW DEVELOPED QUESTIONNAIRES FOR STUDENTS AND VOLUNTEERS TO COMPLETE AT THE CONCLUSION OF EACH PROGRAM. THIS FEEDBACK HELPS HWW ASSESS AND IMPROVE THE PROGRAM FOR VOLUNTEERS AND FOR STUDENTS. SINCE BEGINNING THE PROGRAM IN 2009, HWW HAS PROVIDED FINANCIAL LITERACY EDUCATION TO MORE THAN 8,000 LOW INCOME NEW YORKERS.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>PRIOR TO FILING WITH THE INTERNAL REVENUE SERVICE, THE FORM 990 WAS REVIEWED BY THE BOARD OF DIRECTORS, EXECUTIVE DIRECTOR, MANAGING DIRECTOR OF OPERATIONS, CHAIRPERSON AND PRESIDENT.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CONFLICT OF INTEREST POLICY STATEMENTS ARE REVIEWED BY THE BOARD EACH YEAR FOR ANY POTENTIAL CONFLICTS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE COMPENSATION OF HWW'S EXECUTIVE DIRECTOR AND TOP MANAGEMENT OFFICIAL ARE DETERMINED BY THE CHAIRMAN AND PRESIDENT.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>HWW MAKES IT GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
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