2019-11-13T14:51:56-06:00 2019-06-30 042917204 ANSTISS & CO PC 1115 WESTFORD STREET LOWELL MA 01851 990 2018-07-01 046012492 CAMBRIDGE COMMUNITY FOUNDATION CAMB 6175769966 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 02139 RICHARD HARRIMAN CHAIRMAN 6175769966 2019-11-13 1 JAYNE A ANDREWS P00514653 9784522500 2019-11-13 50.198.108.100 2019-11-13 12:55:20 ES P 5E87CEAD43350F13DA88AD6845D1AA4EA934CE14 6B79FCCC67F25850AAE59F3FB2C90C2676C5BE18 2018 2020-04-17 16:48:07Z RICHARD HARRIMAN 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 02139 7743698 0 X CAMBRIDGECF.ORG X 1916 MA TO PROVIDE GRANTS TO SOCIAL SERVICE AGENCIES SERVING CAMBRIDGE AND TO SERVE AS A CIVIC LEADER. 23 20 10 2 0 4400 1436637 2672643 0 0 3357825 3131015 -21831 -23305 4772631 5780353 1367374 1867845 0 0 935901 1045644 0 0 386635 387242 379851 2690517 3293340 2082114 2487013 41053574 44503901 1440045 1439892 39613529 43064009 CAMBRIDGE COMMUNITY FOUNDATION (CCF) IS DEDICATED TO IMPROVING THE QUALITY OF LIFE FOR THE RESIDENTS OF CAMBRIDGE. FOUNDED IN 1916, CCF SERVES THE CITY THROUGH ITS CIVIC LEADERSHIP AND SUPPORT OF NONPROFIT COMMUNITY ORGANIZATIONS. 0 0 2475581 1867845 GRANTS PAID TO NON PROFIT AGENCIES IN THE CAMBRIDGE AREA THAT PROVIDE SERVICES TO THE LOCAL POPULATION AT LARGE 2475581 1 1 0 0 0 1 0 0 0 1 1 0 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 1 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 1 15 0 1 10 1 1 1 0 0 0 0 1 1 0 0 0 0 0 0 X 23 20 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 MA X THE ORGANIZATION 6175769966 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 02139 RICHARD A HARRIMAN BOARD CHAIR 8.00 X X 0 0 0 PHIL JOHNSON DIRECTOR 2.00 X 0 0 0 ROBERT HOWER DIRECTOR 2.00 X 0 0 0 LORI LANDER DIRECTOR 2.00 X 0 0 0 ELIZABETH REID TREASURER 6.00 X X 0 0 0 ROSEMARIE TORRES JOHNSON DIRECTOR 5.00 X 0 0 0 DENIS SHEAHAN TRUSTEE 2.00 X 0 0 0 JAMES ROOSEVELT JR ESQ TRUSTEE 2.00 X 0 0 0 BETH MILKOVITS DIRECTOR 2.00 X 0 0 0 GAIL ROBERTS DIRECTOR 2.00 X 0 0 0 REV LORRAINE THORNHILL DIRECTOR 2.00 X 0 0 0 JENNIFER PLINE TRUSTEE 2.00 X 0 0 0 ANDUS BAKER DIRECTOR 2.00 X 0 0 0 LAUREN S COSULICH DIRECTOR 5.00 X 0 0 0 MARLA FELCHER DIRECTOR 2.00 X 0 0 0 SARAH GALLOP DIRECTOR 2.00 X 0 0 0 LISA LJIRI DIRECTOR 2.00 X 0 0 0 ELIZABETH KEATING DIRECTOR 5.00 X 0 0 0 MIKE SHIRES DIRECTOR 2.00 X 0 0 0 JONATHAN WALTON DIRECTOR 2.00 X 0 0 0 DANIEL S KERN DIRECTOR 5.00 X 0 0 0 WINIFRED LENIHAN DIRECTOR 2.00 X 0 0 0 KATIE WALKER DIRECTOR 2.00 X 0 0 0 BANK OF AMERICA TRUSTEE 2.00 X 0 0 33463 CAMBRIDGE TRUST COMPANY TRUSTEE 2.00 X 0 0 155000 GEETA PRADHAN PRESIDENT 40.00 X 169380 0 38622 169380 0 227085 1 0 1 0 0 7150 172455 2493038 55806 2672643 956887 956887 4036408 1862280 2174128 2174128 2174128 64390 172455 101065 -36675 -36675 ADMINISTRATIVE FEES CHARGED 900099 9838 9838 MISCELLANEOUS 900099 3532 3532 13370 5780353 0 0 3107710 1859845 1859845 8000 8000 402086 295275 53406 53405 525453 157659 194403 173391 64321 16719 25346 22256 53784 18824 18287 16673 7262 7262 37268 37268 22953 15538 4115 3300 2022 2022 59979 10347 39937 9695 16081 5794 4848 5439 48000 17294 14471 16235 2377 1189 1188 11302 3956 3955 3391 44150 15907 13309 14934 5518 5518 MISCELLANEOUS 122939 49234 6977 66728 3293340 2475581 431124 386635 873440 411372 130505 432737 133194 83523 4344 27706 204254 176185 72219 28069 39470482 42673839 369390 377351 0 469304 41053574 44503901 54989 53230 21362 500 1363694 1386162 1440045 1439892 X 17658208 19827471 20283260 21564477 1672061 1672061 39613529 43064009 41053574 44503901 X 2487013 500138 429476 33853 X 0 1 X 1 0 X 948356 915910 1134161 1436637 1316009 5751073 948356 915910 1134161 1436637 1316009 5751073 48749 5702324 878757 895837 731412 848605 956887 4311498 10062571 143133 0.56670 0.55190 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 29 1535134 481479 8663342 1 1 36741965 479845 3079460 1008642 1123491 38169137 33843277 1187314 4478936 813522 1954040 36741965 31758732 178752 3512210 950336 656081 33843277 32781331 260159 376219 1003720 655257 31758732 33914280 327898 819445 2280292 32781331 0.44870 0.04380 0.50750 0 0 139723 122260 17463 24996 24996 0 39535 28929 10606 28069 AGENCY ENDOWMENTS 1238058 LIABILITY FOR GIFT ANNUITY 64031 FISCAL AGENCY LIABILITIES 84073 1386162 X 6128703 500138 500138 5628565 188463 -36675 151788 5780353 3107699 36675 36675 3071024 188463 33853 222316 3293340 PART X, LINE 2: CAMBRIDGE COMMUNITY FOUNDATION, A TRUST UNDER CHAPTER 180 OF THE MASSACHUSETTS GENERAL LAWS AS A TAX EXEMPT ENTITY, HAS BEEN GRANTED TAX-EXEMPT STATUS UNDER INTERNAL REVENUE CODE (IRC) SECTION 501(C)(3) AND IS CLASSIFIED AS OTHER THAN A PRIVATE FOUNDATION AS DEFINED BY SECTION 509(A) OF THE IRC. THEREFORE, IT IS GENERALLY EXEMPT FROM FEDERAL AND STATE INCOME TAXES. ACCORDINGLY, NO PROVISION FOR INCOME TAXES HAS BEEN PROVIDED FOR IN THE ACCOMPANYING FINANCIAL STATEMENTS. THE ORGANIZATION IS REQUIRED BY FASB ASC 740-10, "ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES" TO EVALUATE AND DISCLOSE TAX POSITIONS THAT COULD HAVE AN EFFECT ON THE ORGANIZATION'S FINANCIAL STATEMENTS. THE ORGANIZATION REPORTS ITS ACTIVITIES TO THE INTERNAL REVENUE SERVICE AND THE COMMONWEALTH OF MASSACHUSETTS ON AN ANNUAL BASIS. THESE INFORMATIONAL RETURNS ARE GENERALLY SUBJECT TO AUDIT AND REVIEW BY THE GOVERNMENTAL AGENCIES FOR A PERIOD OF THREE YEARS AFTER FILING. SUBSTANTIALLY ALL OF THE ORGANIZATION'S INCOME, EXPENDITURES, AND ACTIVITIES RELATE TO ITS EXEMPT PURPOSE. THEREFORE, MANAGEMENT HAS DETERMINED THAT THE ORGANIZATION IS NOT SUBJECT TO UNRELATED BUSINESS INCOME TAXES AND WILL CONTINUE TO QUALIFY AS A TAX EXEMPT NOT-FOR-PROFIT ENTITY. PART XI, LINE 4B - OTHER ADJUSTMENTS: GIFTS TO AGENCY ENDOWMENT FUNDS FUNDRAISING EXPENSES -36,675. PART XII, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES 36,675. PART XII, LINE 4B - OTHER ADJUSTMENTS: GRANTS FROM AGENCY ENDOWMENT FUNDS 33,853. WE ARE CAMBRIDGE 236845 172455 64390 64390 8503 28172 236845 172455 64390 64390 8503 28172 101065 -36675 1 BRIDGE OVER TROUBLED WATERS 47 WEST STREET BOSTON MA 02108 042472126 501(C)(3) 7500 PROGRAM ASSISTANCE. CAMBRIDGE ART ASSOCIATION 25R LOWELL ST CAMBRIDGE MA 02138 042382611 501(C)(3) 31350 PROGRAM ASSISTANCE. CAMBRIDGE ARTS COUNCIL 344 BROADWAY 2ND FLOOR CAMBRIDGE MA 021391701 042474907 501(C)(3) 12500 PROGRAM ASSISTANCE. CAMBRIDGE CAMPING ASSOCIATION 99 BISHOP ALLEN DR CAMBRIDGE MA 021393428 046002073 501(C)(3) 26000 PROGRAM ASSISTANCE. CAMBRIDGE COMMUNITY CENTER 5 CALLENDER ST CAMBRIDGE MA 021392901 042477881 501(C)(3) 17500 PROGRAM ASSISTANCE. CAMBRIDGE COMMUNITY TELEVISION (CCTV) 438 MASSACHUSETTS AVE CAMBRIDGE MA 021394132 042910555 501(C)(3) 15000 PROGRAM ASSISTANCE. CAMBRIDGE ECONOMIC OPPORTUNITY COMMITTEE (CEOC) 11 INMAN ST CAMBRIDGE MA 021392406 042378175 501(C)(3) 25000 PROGRAM ASSISTANCE. CAMBRIDGE HOUSING AUTHORITY WORK FORCE PROGRAM 362 GREEN ST CAMBRIDGE MA 021393306 223026442 501(C)(3) 15000 PROGRAM ASSISTANCE. CAMBRIDGE NON PROFIT COALITION-INTERFUND 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 02139 046012492 501(C)(3) 35000 PROGRAM ASSISTANCE. CAMBRIDGE SCHOOL VOLUNTEERS CRLS - 459 BROADWAY STREET CAMBRIDGE MA 02138 042554626 501(C)(3) 7500 PROGRAM ASSISTANCE. CAMBRIDGE VOLUNTEER CLEARINGHOUSE (FORMERLY CAMBRIDGE SENIOR VOLUNTEER CLEA 806 MASS AVE CAMBRIDGE MA 021393228 046012492 501(C)(3) 25500 PROGRAM ASSISTANCE. CASPAR PO BOX 45538 SOMERVILLE MA 02145 237193288 501(C)(3) 15000 PROGRAM ASSISTANCE. CENTRAL SQUARE BUSINESS ASSOCIATION PO BOX 390426 CAMBRIDGE MA 021390005 043196111 25000 PROGRAM ASSISTANCE. CENTRAL SQUARE THEATER 450 MASSACHUSETTS AVE CAMBRIDGE MA 021394106 261323224 501(C)(3) 7500 PROGRAM ASSISTANCE. COLLEGE SUCCESS INITIATIVE 5 WESTERN AVE CAMBRIDGE MA 02139 043148659 501(C)(3) 15000 PROGRAM ASSISTANCE. COMMUNITY ACTION AGENCY OF SOMERVILLE INC 66-70 UNION SQUARE SUITE 104 SOMERVILLE MA 02143 042740838 501(C)(3) 7500 PROGRAM ASSISTANCE. COMMUNITY ART CENTER INC 119 WINDSOR ST CAMBRIDGE MA 021393647 042496097 501(C)(3) 36294 PROGRAM ASSISTANCE. COMMUNITY CONVERSATIONS 318 BROOKLINE ST 2 CAMBRIDGE MA 021394812 042103968 501(C)(3) 17500 PROGRAM ASSISTANCE. COMMUNITY DISPUTE SETTLEMENT CENTER INC 60 GORE ST CAMBRIDGE MA 021411278 043030799 501(C)(3) 10000 PROGRAM ASSISTANCE. COMMUNITY LEGAL SERVICES AND COUNSELING CENTER 47 THORNDIKE STREET SUITE SB-LL-1 CAMBRIDGE MA 02141 042470335 501(C)(3) 50000 PROGRAM ASSISTANCE. COMMUNITY SERVINGS 18 MARBURY TERRACE JAMAICA PLAIN MA 021304529 223154028 501(C)(3) 6000 PROGRAM ASSISTANCE. COMPASS WORKING CAPITAL INC 89 SOUTH ST STE 804 BOSTON MA 02111 203975100 501(C)(3) 7500 PROGRAM ASSISTANCE. COORDINATED CARE PROGRAM FOR POLITICAL VIOLENCE SURVIVORS 1493 CAMBRIDGE ST CAMBRIDGE MA 02139 042752962 501(C)(3) 10000 PROGRAM ASSISTANCE. DESIGN MUSEUM FOUNDATION 50 MILK ST FLOOR 16 BOSTON MA 021095002 270816164 501(C)(3) 15000 PROGRAM ASSISTANCE. EAST END HOUSE 105 SPRING ST CAMBRIDGE MA 021411726 042104163 501(C)(3) 30000 PROGRAM ASSISTANCE. ENROOT 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 021393428 042103961 501(C)(3) 12500 PROGRAM ASSISTANCE. FALCON PRIDE FUND CCF-FPSFND 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 02139 046012492 501(C)(3) 25000 PROGRAM ASSISTANCE. FAMILY INDEPENDENCE INITIATIVE PO BOX 301764 JAMAICA PLAIN MA 021300015 020784790 501(C)(3) 138800 PROGRAM ASSISTANCE. FAMILY INDEPENDENCE INITIATIVE FUND CCF-FINIT PO BOX 301764 JAMAICA PLAIN MA 021300015 020784790 501(C)(3) 50000 PROGRAM ASSISTANCE. FOOD FOR FREE COMMITTEE 11 INMAN ST CAMBRIDGE MA 021392406 222561771 501(C)(3) 15000 PROGRAM ASSISTANCE. GLOBAL FUND FOR WOMEN 1460 BROADWAY NEW YORK NY 10036 770155782 501(C)(3) 10289 PROGRAM ASSISTANCE. GREATER BOSTON LEGAL SERVICES 197 FRIEND ST BOSTON MA 02114 042103907 501(C)(3) 40000 PROGRAM ASSISTANCE. HOMEOWNER'S REHAB INC 280 FRANKLIN ST CAMBRIDGE MA 021393773 042519276 10000 PROGRAM ASSISTANCE. HOMESTART INC 105 CHAUNCY ST STE 502 BOSTON MA 021111767 043311270 501(C)(3) 10000 PROGRAM ASSISTANCE. HOSPITAL ALBERT SCHWEITZER 2840 LIBERTY PARK AVE SUITE 201 PITTSBURGH PA 15222 251017587 501(C)(3) 15000 PROGRAM ASSISTANCE. HUNTINGTON THEATRE COMPANY 264 HUNTINGTON AVE BOSTON MA 021154606 222659560 501(C)(3) 12500 PROGRAM ASSISTANCE. IMPACT HUB TRUST FISCAL AGENT FOR STARTUP MENTORS 220 2ND AVE S STE 203 SEATTLE WA 98104 814127514 501(C)(3) 20000 PROGRAM ASSISTANCE. INNOVATORS FOR PURPOSE 825 MAIN ST ACTON MA 017205823 300841640 501(C)(3) 7500 PROGRAM ASSISTANCE. INTERNATIONAL CRANE FOUNDATION E11376 SHADY LANE ROAD PO BOX 447 BARABOO WI 53913 391187711 501(C)(3) 25000 PROGRAM ASSISTANCE. IRISH INTERNATIONAL IMMIGRANT CENTER ONE STATE STREET STE 800 BOSTON MA 02109 043063382 501(C)(3) 45000 PROGRAM ASSISTANCE. JUST-A-START CORPORATION 1035 CAMBRIDGE ST STE 12 CAMBRIDGE MA 021411154 237121174 501(C)(3) 20000 PROGRAM ASSISTANCE. KENDALL COMMUNITY GROUP 555 TECHNOLOGY SQ CAMBRIDGE MA 021393539 046012492 501(C)(3) 20000 PROGRAM ASSISTANCE. KIND KIDS IN NEED OF DEFENSE 155 SEAPORT BLVD 5TH FLOOR BOSTON MA 02210 262763038 501(C)(3) 10000 PROGRAM ASSISTANCE. LONGY SCHOOL OF MUSIC OF BARD COLLEGE 27 GARDEN ST CAMBRIDGE MA 021382407 141713034 501(C)(3) 18000 PROGRAM ASSISTANCE. LOOP LAB 438 MASSACHUSETTS AVE CAMBRIDGE MA 02139 042474907 501(C)(3) 7500 PROGRAM ASSISTANCE. MANY HELPING HANDS -- CCF FS-MANYHH 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 02139 046012492 501(C)(3) 5000 PROGRAM ASSISTANCE. MARGARET FULLER NEIGHBORHOOD HOUSE 71 CHERRY ST CAMBRIDGE MA 021393553 042103782 501(C)(3) 18794 PROGRAM ASSISTANCE. MASSACHUSETTS ALLIANCE OF PORTUGUESE SPEAKERS (MAPS) 1046 CAMBRIDGE ST CAMBRIDGE MA 021391407 042596270 501(C)(3) 8000 PROGRAM ASSISTANCE. MAUD MORGAN & VISUAL ARTS CENTER 20 SACRAMENTO ST CAMBRIDGE MA 021381856 042862401 501(C)(3) 7000 PROGRAM ASSISTANCE. MEETING PLACE RIVERSIDECCGCI 270 BRIDGE ST STE 301 DEDHAM MA 020261798 042199861 15000 PROGRAM ASSISTANCE. METRO HOUSING BOSTON (FORMERLY METROPOLITAN BOSTON HOUSING PARTNERSHIP INC 1411 TREMONT ST BOSTON MA 021112503 042775991 501(C)(3) 7500 PROGRAM ASSISTANCE. MYSTIC RIVER WATERSHED ASSOCIATION 20 ACADEMY STREET SUITE 306 ARLINGTON MA 02476 237221094 501(C)(3) 36542 PROGRAM ASSISTANCE. NEW VENTURE FUND 1201 CONNECTICUT AVENUE NW STE 300 WASHINGTON DC 20036 205806345 501(C)(3) 225000 PROGRAM ASSISTANCE. ON THE RISE INC 341 BROADWAY CAMBRIDGE MA 021391803 043290689 501(C)(3) 7500 PROGRAM ASSISTANCE. PAIR PROJECT POLITICAL ASYLUMIMMIGRATION REPRESENTATION PROJECT 98 NORTH WASHINGTON STREET SUITE 106 BOSTON MA 02114 223003501 501(C)(3) 20000 PROGRAM ASSISTANCE. PHILANTHROPY MASSACHUSETTS 133 FEDERAL ST STE 802 BOSTON MA 021101712 042457605 501(C)(3) 5650 PROGRAM ASSISTANCE. PRESIDENT AND FELLOWS OF HARVARD COLLEGE 124 MOUNT AUBURN STREET SUITE 430N CAMBRIDGE MA 02138 042103580 501(C)(3) 99282 PROGRAM ASSISTANCE. SOLUTIONS AT WORK 391 EVERETEZE WAY CAMBRIDGE MA 02141 043262577 501(C)(3) 12500 PROGRAM ASSISTANCE. TECH GOES HOME 867 BOYLSTON ST 5TH FLOOR BOSTON MA 02116 208629591 501(C)(3) 7500 PROGRAM ASSISTANCE. THE ALGEBRA PROJECT 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 02139 223137788 501(C)(3) 10000 PROGRAM ASSISTANCE. THE DANCE COMPLEX 536 MASSACHUSETTS AVE CAMBRIDGE MA 021394029 043131964 501(C)(3) 15000 PROGRAM ASSISTANCE. THE GUIDANCE CENTER RIVERSIDE COMMUNITY CARE INC 270 BRIDGE ST SUITE 301 DEDHAM MA 02026 043097170 501(C)(3) 7500 PROGRAM ASSISTANCE. THE POSSIBLE PROJECT 17 SELLERS ST CAMBRIDGE MA 02139 271544896 501(C)(3) 10000 PROGRAM ASSISTANCE. TRANSITION HOUSE PO BOX 392016 CAMBRIDGE MA 021390036 042631789 501(C)(3) 10000 PROGRAM ASSISTANCE. TUTORING PLUS OF CAMBRIDGE INC 225 WINDSOR ST CAMBRIDGE MA 021391913 042485197 501(C)(3) 25711 PROGRAM ASSISTANCE. VNA OF EASTERN MA (VISITING NURSE ASSOCIATION OF E MA) 259 LOWELL ST SOMERVILLE MA 021442666 042104935 501(C)(3) 8000 PROGRAM ASSISTANCE. WGBH EDUCATIONAL FOUNDATION 1 GUEST ST BOSTON MA 021352016 042104397 501(C)(3) 7500 PROGRAM ASSISTANCE. WILMINGTON FRIENDS SCHOOL 101 SCHOOL ROAD WILMINGTON DE 19803 510064310 25000 PROGRAM ASSISTANCE. 64 4 ANNUITY DISTRIBUTIONS 8000 PART I, LINE 2: THE FIMS DATABASE CONTAINS PROFILES WHICH INCLUDE THE GRANT REQUEST, THE GRANT AMOUNT, THE DATE OF BOARD APPROVAL, AND GRANTEE EIN. X X X 0 0 0 0 0 0 0 0 0 GEETA PRADHAN PRESIDENT 169380 0 0 0 0 0 0 0 38622 0 208002 0 0 0 X 17 55806 PUBLISHED FAIR VALUE 0 1 0 FORM 990, PART III, LINE 1 DIRECT FINANCIAL GRANTS, PROVIDING TECHNICAL ASSISTANCE, AND FORMING PARTNERSHIPS AMONG ORGANIZATIONS TO COORDINATE SERVICES, ADDRESS GAPS, AND HIGHLIGHT EMERGING ISSUES. CCF SUPPORTS WORK IN THE FOLLOWING SIX AREAS: EARLY CHILDHOOD SERVICES YOUTH SERVICES SENIOR SERVICES COMMUNITY SERVICES EMERGENCY OUTREACH ARTS AND THE ENVIRONMENT FORM 990, PART VI, SECTION B, LINE 11B DRAFT OF THE 990 IS AVAILABLE TO ALL BOARD MEMBERS FOR REVIEW FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION PROVIDES IT GOVERNING DOCUMENTS TO ALL UPON REQUEST. FORM 990, PART VI, SECTION B, LINE 15 COMPARABILITY DATA IS REVIEWED BY THE BOARD PRIOR TO SETTING EXECUTIVE COMPENSATION. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION PROVIDES ITS GOVERNING DOCUMENTS UPON REQUEST. FORM 990, PART XI, LINE 9: NET GIFTS TO AGENCY ENDOWMENT FUNDS 33,853. MORTGAGE MANAGEMENT 2 LLC 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 02139 HOLDS MORTGAGES ON REAL ESTATE MA 377351 MORTGAGE MANAGEMENT 1 LLC 99 BISHOP ALLEN DRIVE CAMBRIDGE MA 02139 HOLDS MORTGAGES ON REAL ESTATE MA 0