2020-11-06T16:08:46-06:00 2019-12-31 840919886 JONES MERTSCHING CPAS PC 32186 CASTLE COURT SUITE 220 EVERGREEN CO 80439 990 2019-01-01 846023137 CANVAS CREDIT UNION CANV 3036912345 9990 PARK MEADOWS DRIVE LONE TREE CO 80124 COLLEEN KNOLL CFO 3036912345 2020-11-04 1 ERIC L JONES CPA P00634170 3034809090 2020-11-06 96.78.23.173 2020-11-06 16:08:41 MS P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 B73A8CD59F8E320325ACAFFA3C9A9E2EF09CBD1F 2019 2021-04-22 16:20:28Z DARRYL T MARKSBERRY 9990 PARK MEADOWS DRIVE LONE TREE CO 80124 330740187 0 X WWW.PSCU.ORG X 1938 CO CANVAS CREDIT UNION WILL STRIVE TO HELP INDIVIDUALS AND FAMILIES MAKE BETTER DECISIONS AND GROW STRONGER FINANCIALLY. WE WILL PROVIDE SIMPLE AND RELEVANT PRODUCTS AND SERVICES AT A CONSISTENTLY HONEST VALUE. WE WILL HELP MEMBERS AFFORD LIFE. 9 9 783 3 936239 0 0 0 135179404 161050802 10508291 9154762 2977166 2802177 148664861 173007741 247287 282886 0 0 42394808 48010435 0 0 0 87547650 96003979 130189745 144297300 18475116 28710441 2432585159 2726664766 2185420860 2449762907 247164299 276901859 CANVAS CREDIT UNION WILL STRIVE TO HELP INDIVIDUALS AND FAMILIES MAKE BETTER DECISIONS AND GROW STRONGER FINANCIALLY. WE WILL PROVIDE SIMPLE AND RELEVANT PRODUCTS AND SERVICES AT A CONSISTENTLY HONEST VALUE. WE WILL HELP MEMBERS AFFORD LIFE. 0 0 THE CREDIT UNION IS OWNED BY APPROXIMATELY 253,000 MEMBERS. THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS MEMBERS, SUCH AS CONSUMER LENDING, SHARED BRANCHING SERVICES, DEPOSIT/TRANSACTIONAL SERVICES, MORTGAGE LENDING, COMMERCIAL LENDING, HOME BANKING, BILL PAYMENT AND OTHER FINANCIAL SERVICES. 0 0 0 0 0 0 0 1 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 1 0 0 0 0 0 0 1 0 0 1 50254 0 1 783 1 1 1 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X X CANVAS CREDIT UNION 3036912345 9990 PARK MEADOWS DRIVE LONE TREE CO 80124 TIM FARRELL SECRETARY 5.00 X 24000 0 0 TOM LASH VICE CHAIRMAN 3.00 X 24000 0 0 SCOTT AARONSON TREASURER 3.00 X 24000 0 0 ROSALYNN FEAGINS DIRECTOR 3.00 X 24000 0 0 TIM REED CHAIRMAN 3.00 X 36000 0 0 JOSH BURCHFIELD TREASURER 3.00 X 24000 0 0 JOHN DAVIDSON SECRETARY 3.00 X 24000 0 0 GARY JONES DIRECTOR 3.00 X 24000 0 0 JEROME DAVIS DIRECTOR 3.00 X 24000 0 0 SARA OTT VP MORT LENDING 40.00 X 235840 0 22910 ROBERT SPRATTE VP LOSS MITIGAT 40.00 X 219513 0 20758 TANSLEY STEARNS C P&S OFFICER 40.00 X 390163 0 23992 DAVID PIERCE SVP/CIO 40.00 X 487594 0 38104 STEPHEN FERRERO VP 40.00 X 400463 0 27748 CARLOS VAZQUEZ VP 40.00 X 275672 0 24288 LOUIS LUBICK CLO/VP COMM OUT 40.00 X 158639 0 18128 COLLEEN KNOLL SVP/CFO 40.00 X 1153420 0 38823 CHRISTOPHER CHIPPINDALE COO 40.00 X 419471 0 36994 DARRYL MARKSBERRY CEO 40.00 X 941889 0 355560 SHEILA GERTSON VP RETAIL DELIV 40.00 X 275837 0 12213 CHAD SHANE CHIEF LENDING 40.00 X 435817 0 35009 CAROLE SUMPTION SVP OF HR 40.00 X 250000 0 0 JUSTIN KAUTZ VP OF FINANCE 40.00 X 222015 0 19579 RYAN KLASSEN VP LENDING 40.00 X 246326 0 22508 MARK MACNICHOLAS CONTROLLER 40.00 X 191299 0 18399 BENJAMIN GREIVING GENERAL COUNSEL 40.00 X 342499 0 31197 SCOTT KLINE BUS SVCS OFFICER 40.00 X 253492 0 32306 TAMMY JACOBY LOAN ORIGINATOR 40.00 X 257713 0 60937 STEVEN KITCHEN SR RE LOAN OFFICER 40.00 X 291656 0 34455 CHAD SCHAUER MTG LOAN ORIG I 40.00 X 252995 0 44833 CHRISTOPHER STENGLE AVP BUS DEVELOPMENT 40.00 X 206900 0 56038 DAVID MAUS FORMER CEO 0.00 X 439197 0 0 8576410 0 974779 23 1 1 0 LEVEL 5 LLC 2018 POWERS FERRY RD SE STE 750 ATLANTA GA 30339 CONSTRUCTION 10533069 CU COOPERATIVE SYSTEMS INC 9692 HAVEN AVE RANCHO CUCAMONGA CA 91730 CARD/ATM SERVICES 4753751 AD MILLER SERVICES 7006 S ALTON WAY CENTENNIAL CO 80112 GENERAL CONTRACTOR 2826089 DIEBOLD INCORPORATED PO BOX 643543 PITTSBURGH PA 15264 ATM & TCD MAINTENANCE 1939771 DUET MEDIA 201 STEELE STREET UNIT 2B DENVER CO 80206 ADVERTISING 1444891 5 INTEREST MEMBER LOANS 522100 124313192 124313192 FEES MEMBER SERVICE 522100 16020143 16020143 PLASTICS INCOME 522100 15755524 15755524 OTHER OPERATING INCOME 522100 3561578 3561578 SHARED BRANCH INCOME 522100 1400365 1400365 161050802 5066981 348501 4718480 1865938 0 1865938 1865938 1865938 352722 161467505 361148 157371298 -8426 4096207 4087781 2376246 1711535 NON-MEMBER ATM FEES 522100 663939 663939 INSURANCE INCOME 524298 272300 272300 936239 173007741 163775549 936239 8295953 282886 282886 7620666 7620666 31515812 31515812 2129310 2129310 4169881 4169881 2574766 2574766 2577514 2577514 3315962 3315962 6536346 6536346 4171319 4171319 1108772 1108772 2203096 2203096 4699950 4699950 DIVIDENDS & INTEREST -M 24384622 24384622 PROVISION FOR LOAN LOSS 23090001 23090001 TRANSACTION PROCESSING 10217473 10217473 OFFICE OPERATIONS 8426001 8426001 5272923 5272923 144297300 144297300 0 0 14152427 14551472 159167835 138868563 1508426 1770777 5687994 4236152 2066953553 2374495625 2460261 2609021 96179794 40253401 45708512 55926393 73585447 56045916 12759492 15154575 7105489 5995356 43495723 57010916 2432585159 2726664766 25436503 26984904 1159219 1903215 50000000 100000000 2108825138 2320874788 2185420860 2449762907 X 0 0 0 0 247164299 276901859 247164299 276901859 2432585159 2726664766 28710441 1027119 0 X 0 1 X 1 0 1 3525955 7757968 7414210 3869713 1 X 20320143 20320143 47568479 17016875 30551604 4592301 3916530 675771 8370073 7810697 559376 15328798 11509299 3819499 55926393 MEMBER SHARES 308036575 OTHER MEMBER DEPOSITS 418618251 SAVINGS 739397025 CDS 801734156 IRAS 53088781 2320874788 X 173007741 0 173007741 0 173007741 144297300 0 144297300 0 144297300 PART IV, LINE 1B: THE CREDIT UNION SELLS FIRST MORTGAGE LOANS TO OTHERS WITH SERVICING RETAINED. THE CUSTODIAL ESCROW ACCOUNTS RELATED TO THESE MORTGAGE LOANS ARE INCLUDED IN THE CREDIT UNION'S FINANCIAL STATEMENTS. PART IV, LINE 2B: THE CREDIT UNION SERVICES FIRST MORTGAGE LOANS HELD IN ITS OWN PORTFOLIO. THE CUSTODIAL ESCROW ACCOUNTS RELATED TO THESE MORTGAGE LOANS ARE INCLUDED IN THE CREDIT UNION'S FINANCIAL STATEMENTS, AND ARE REPORTED AS AN ESCROW LIABILITY. PART X, LINE 2: THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION DESCRIBED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES, EXCEPT FOR UNRELATED BUSINESS INCOME, AS DEFINED IN IRC SECTION 512 AND IN TECHNICAL ADVICE MEMORANDUMS (TAMS) RELEASED IN 2007 TO A NUMBER OF STATE-CHARTERED CREDIT UNIONS LOCATED THROUGHOUT THE COUNTRY. IN THESE TAMS, THE INTERNAL REVENUE SERVICE RULED CERTAIN PRODUCTS AND SERVICES TO BE SUBJECT TO TAXATION AS UNRELATED BUSINESS INCOME. IN LIGHT OF THE TAMS, THE CREDIT UNION HAS ASSESSED ITS ACTIVITIES AND ANY POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY. MANAGEMENT HAS DETERMINED THAT NO LIABILITY EXISTS FROM FEDERAL OR STATE TAXATION OF ACTIVITES DEEMED TO BE UNRELATED TO ITS EXEMPT PURPOSE. FASB ASC TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE LIKELY THAN NOT TO BE SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEAR ENDED DECEMBER 31, 2019, MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. 1 OUTFRONT MEDIA PO BOX 33074 NEWARK NJ 07188 464042148 54075 SPONSORSHIP COMMUNITY FOUNDATION OF N CO 4745 WHEATON DRIVE SUITE 100 FORT COLLINS CO 80525 840699243 5000 SPONSORSHIP NAT'L CU FOUNDATION 5710 MINERAL POINT ROAD MADISON WI 53705 391383650 10000 SPONSORSHIP CANVAS FOUNDATION 9990 PARK MEADOWS DRIVE LONE TREE CO 80124 811755475 79763 DONATION AURORA PUBLIC SCHOOLS 15701 EAST 1ST AVE SUITE 106 AURORA CO 80011 846000870 60000 DONATION CHILDREN'S HOSPITAL 13123 E 16TH AVENUE BOX 045 AURORA CO 80045 840813462 14473 DONATION CUILA LLC CU DIRECT CONNECT 6377 S REVERE PKWAY SUITE 200 CENTENNIAL CO 80111 010751414 10000 DONATION COLORADO SCHOOL OF MINES PO BOX 4005 GOLDEN CO 80402 840509064 8000 DONATION SOUTH METRO DENVER CHAMBER OF COMMERCE 2154 E COMMONS AVE CENTENNIAL CO 80122 840862138 6000 DONATION MI CASA RESOURCE CENTER 345 S GROVER STREET DENVER CO 80219 840867773 5000 DONATION JUNIOR ATHLETICS OF THE MIDWEST DBA JAM BASKETBALL PO BOX 33961 DENVER CO 80233 841271367 5000 DONATION FAMILY PROMISE OF GREATER DENVER PO BOX 40550 DENVER CO 80204 841367869 5000 DONATION PART I, LINE 2: THE CREDIT UNION MONITORS THE USE OF GRANT FUNDS BY ATTENDING THE SPONSORSHIP EVENT AND/OR OBSERVING THE RESULTS IN THE COMMUNITY. X 1 1 X X X X 1 1 0 SARA OTT VP MORT LENDING 193315 0 42525 0 0 0 20336 0 2574 0 258750 0 0 0 ROBERT SPRATTE VP LOSS MITIGAT 180579 0 38934 0 0 0 19755 0 1003 0 240271 0 0 0 TANSLEY STEARNS C P&S OFFICER 309778 0 80385 0 0 0 23830 0 162 0 414155 0 0 0 DAVID PIERCE SVP/CIO 338629 0 113912 0 35053 0 27894 0 10210 0 525698 0 0 0 STEPHEN FERRERO VP 286343 0 92448 0 21672 0 26914 0 834 0 428211 0 0 0 CARLOS VAZQUEZ VP 217357 0 44586 0 13729 0 23454 0 834 0 299960 0 0 0 LOUIS LUBICK CLO/VP COMM OUT 140636 0 18003 0 0 0 13802 0 4326 0 176767 0 0 0 COLLEEN KNOLL SVP/CFO 391480 0 129749 0 632191 0 27535 0 11288 0 1192243 0 0 0 CHRISTOPHER CHIPPINDALE COO 324971 0 94500 0 0 0 26197 0 10797 0 456465 0 0 0 DARRYL MARKSBERRY CEO 701139 0 240750 0 0 0 340773 0 14787 0 1297449 0 0 0 SHEILA GERTSON VP RETAIL DELIV 246202 0 29635 0 0 0 12044 0 169 0 288050 0 0 0 CHAD SHANE CHIEF LENDING 322321 0 101952 0 11544 0 28188 0 6821 0 470826 0 0 0 CAROLE SUMPTION SVP OF HR 250000 0 0 0 0 0 0 0 0 0 250000 0 0 0 JUSTIN KAUTZ VP OF FINANCE 175371 0 46644 0 0 0 19385 0 194 0 241594 0 0 0 RYAN KLASSEN VP LENDING 203926 0 42400 0 0 0 22217 0 291 0 268834 0 0 0 MARK MACNICHOLAS CONTROLLER 158628 0 32671 0 0 0 17120 0 1279 0 209698 0 0 0 BENJAMIN GREIVING GENERAL COUNSEL 249739 0 92760 0 0 0 28623 0 2574 0 373696 0 0 0 SCOTT KLINE BUS SVCS OFFICER 253492 0 0 0 0 0 22576 0 9730 0 285798 0 0 0 TAMMY JACOBY LOAN ORIGINATOR 257713 0 0 0 0 0 23204 0 37733 0 318650 0 0 0 STEVEN KITCHEN SR RE LOAN OFFICER 291656 0 0 0 0 0 26369 0 8086 0 326111 0 0 0 CHAD SCHAUER MTG LOAN ORIG I 252995 0 0 0 0 0 21627 0 23206 0 297828 0 0 0 CHRISTOPHER STENGLE AVP BUS DEVELOPMENT 206900 0 0 0 0 0 18242 0 37796 0 262938 0 0 0 DAVID MAUS FORMER CEO 439197 0 0 0 0 0 0 0 0 0 439197 0 439197 0 PART I, LINE 1A SPOUSE TRAVEL WAS PROVIDED TO BOARD MEMBERS. THE SPOUSE TRAVEL BENEFITS WERE TREATED AS TAXABLE COMPENSATION IF EXCEEDED $600, AND ALL BENEFITS ARE APPROVED THROUGH THE ANNUAL BUDGETING PROCESS. PART I, LINES 4A-B SECTION 457(F) NON QUALIFIED DEFERRED COMPENSATION PLAN: THE CREDIT UNION HAD ESTABLISHED A NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR SELECT MEMBERS OF MANAGEMENT UNDER SECTION 457(F) OF THE INTERNAL REVENUE CODE. EACH MEMBER OF MANAGEMENT WHO IS OFFERED THE PLAN MUST BE CONTINUOUSLY EMPLOYED FOR A CERTAIN NUMBER OF YEARS TO EARN THE DEFERRED COMPENSATION PAYMENT. AMOUNTS ACCRUED UNDER THE PLAN FOR 2019 ARE AS FOLLOWS: MARKSBERRY $300,000 AMOUNTS PAID TO PLAN PARTICIANTS IN 2019 WERE AS FOLLOWS: KNOLL $632,191 PIERCE $35,053 SHANE $11,544 FERRERO $21,672 VAZQUEZ $13,729 SEVERANCE PAYMENTS IN 2019 WERE AS FOLLOWS: SHEILA GERTSON, VP OF RETAIL DELIVERY - $140,000 CAROLE SUMPTION, CHIEF TALENT OFFICER - $250,000 STEPHEN FERRERO OFFICER HOME X 207500 31653 0 1 1 COLLEEN KNOLL OFFICER HOME X 417000 341107 0 1 1 CHAD SHANE OFFICER HOME X 720000 720000 0 1 1 CARLOS VASQUEZ OFFICER HOME X 318000 246149 0 1 1 DARRYL T MARKSBERRY OFFICER HOME X 700000 629980 0 1 1 CHRISTOPHER CHIPPENDALE OFFICER HOME X 308750 274763 0 1 1 TANSLEY STEARNS OFFICER HOME X 394000 392778 0 1 1 BENJAMIN GREIVING OFFICER HOME X 500000 498854 0 1 1 RYAN KLASSEN OFFICER HOME X 395000 393022 0 1 1 JASON OTT OFFICER HOME X 487000 464358 0 1 1 SONNY LUBICK OFFICER HOME X 343000 243488 0 1 1 4236152 DOUGLAS MARKSBERRY SON OF CEO 71088 COMPENSATION 0 FORM 990, PART VI, SECTION A, LINE 6 LINE 6 EXPLANATION - THE FIELD OF MEMBERSHIP OF THIS CREDIT UNION SHALL BE: A MEMBER OF THE IMMEDIATE FAMILY OF ANY PERSON WHO, UNDER THE PROVISIONS OF THIS ARTICLE, IS ELIGIBLE FOR MEMBERSHIP IN THE CREDIT UNION MAY ALSO BE ADMITTED TO MEMBERSHIP THEREIN. "IMMEDIATE FAMILY" MEANS PERSONS RELATED BY BLOOD, BY MARRIAGE OR BY ADOPTION. A MEMBER OF A HOUSEHOLD WHO RESIDES WITH A PERSON WHO, UNDER THE PROVISIONS OF THIS SECTION, IS ELIGIBLE FOR MEMBERSHIP IN THE CREDIT UNION MAY ALSO BE ADMITTED TO MEMBERSHIP THEREIN. "HOUSEHOLD" IS DEFINED AS PERSONS LIVING IN THE SAME RESIDENCE AND WHO MAINTAIN A SINGLE ECONOMIC UNIT. THIS INCLUDES ANY PERSON WHO IS A PERMANENT MEMBER OF AND PARTICIPATES IN THE MAINTENANCE OF THE HOUSEHOLD, INCLUDING FAMILY MEMBERS, DOMESTIC PARTNERS, FOSTER CHILDREN, AND LEGAL GUARDIAN RELATIONSHIPS. MEMBERSHIP INCLUDES EMPLOYEES AND RETIREES (INCLUDING THE DEFINITIONS ABOVE) OF EXCEL ENERGY, AND PAST AND PRESENT FACULTY, STAFF, STUDENT, ALUMNI, AND RETIREES OF THE UNIVERSITY OF COLORADO HEALTH SCIENCES CENTER, AND EMPLOYEES OR MEMBERS OF OTHER BUSINESS (SEGS) OR ASSOCIATIONS GENERALLY IN THE DENVER, COLORADO METROPOLITAN AREA. MEMBERSHIP ALSO INCLUDES ALL PERSONS LIVING OR WORKING IN CERTAIN COMMUNITIES OF COLORADO SPRINGS, ARVADA, LITTLETON, AURORA, THORNTON, BOUNDARIES OF DENVER INTERNATIONAL AIRPORT, SOUTHWEST PLAZA MALL, STAPLETON REDEVELOPMENT AREA, LARIMER COUNTY, AND OTHER CENSUS TRACTS GENERALLY IN THE DENVER, COLORADO METROPOLITAN AREA. FORM 990, PART VI, SECTION A, LINE 7A LINE 7A EXPLANATION - THE MEMBERS ELECT THE GOVERNING BODY BY VOTE AT THE ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B LINE 7B EXPLANATION - MERGER - REQUIRES TWO THIRDS MAJORITY VOTE OF VOTING MEMBERS. CHARTER CONVERSION - REQUIRES TWO THIRDS MAJORITY VOTE OF VOTING MEMBERS. DISSOLUTION AND LIQUIDATION - REQUIRES MAJORTY VOTE OF ENTIRE MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11B LINE 11B EXPLANATION - MANAGEMENT PROVIDES THE REQUIRED INFOMATION TO THE CREDIT UNION'S INDEPENDENT CPA FIRM FOR COMPLETION OF THE FORM 990. FORM 990, PART VI, SECTION B, LINE 12C THE DIRECTORS COMPLETE THE CONFLICT OF INTEREST DISCLOSURE FOLLOWING EACH ANNUAL MEETING. ON AN ANNUAL BASIS, THE BOARD RECEIVES A PRESENTATION ON FIDUCIARY RESPONSIBILITIES/ETHICS. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION FOR THE CEO, SENIOR EXECUTIVES, VICE PRESIDENT, ASSISTANT VICE PRESIDENT, AND OTHER HIGHLY COMPENSATED EMPLOYEES (SPECIFICALLY MORTGAGE AND COMMERCIAL LOAN ORIGINATORS) WAS REVIEWED AND APPROVED IN 2019. AN INDEPENDENT COMPENSATION FIRM, THE CARDWELL GROUP, WAS ENGAGED BY THE BOARD TO REVIEW THE CEO'S COMPENSATION PLAN, AND THE CARDWELL GROUP WAS SEPARATELY ENGAGED BY THE ORGANIZATION TO REVIEW THE COMPENSATION OF THE OTHER KEY EMPLOYEES REFERENCED IN LINE 15B. THE CARDWELL GROUP PROVIDED INDEPENDENT AND MARKET-BASED DATA, AND ASSISTED THE ORGANIZATION WITH REVISING ITS COMPENSATION PHILOSOPHY. THE PHILOSOPHY TAKES INTO CONSIDERATION SEVERAL FACTORS, INCLUDING: PERFORMANCE; MARKET DATA; TOTAL COMPENSATION; AND THE LONG-TERM FINANCIAL CONDITION OF THE ORGANIZATION. COMPENSATION FOR THE CEO AND OTHER KEY EMPLOYEES WAS ADJUSTED BASED ON THIS PHILOSOPHY AND THE INDEPENDENT DATA PROVIDED BY THE CARDWELL GROUP. FORM 990, PART VI, SECTION C, LINE 19 OTHER THAN THE FORM 990, NO DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC. FORM 990 - SCH L - PART II THE CREDIT UNION OFFERS A 1% LOAN DISCOUNT RATE ON CONSUMER LOANS AND FIRST MORTGAGES TO ALL EMPLOYEES, AND OFFERS A 2% DISCOUNT RATE ON FIRST MORTGAGE LOANS TO SELECT EMPLOYEES ONLY. CANVAS FOUNDATION 9990 PARK MEADOWS DRIVE LONE TREE CO 80124 811755475 COMMUNITY FOUNDATION CO 501(C)(3) 509(A)(2) 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CANVAS FOUNDATION B 79763 CASH