2020-05-28T13:15:58-05:00 2019-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2019-01-01 390126914 UNITEDONE CREDIT UNION UNIT 9206840361 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 9206840361 2020-05-18 1 MARY A COATES CPA P00134220 7158453111 2020-05-18 24.240.116.52 2020-05-18 12:40:45 CD P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 BA1B6B71409BCBA719E7BBFC6116F39ABC0DB0A7 2019 2020-09-23 17:36:50Z KIMBERLY ROONEY 1117 SOUTH 10TH STREET MANITOWOC WI 54220 13357942 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 9 9 89 9 62125 0 0 0 11783334 12861237 378895 305463 413806 101846 12576035 13268546 50270 51075 0 0 5249674 5620121 0 0 0 5806727 6513090 11106671 12184286 1469364 1084260 214445959 222664580 186697080 193733633 27748879 28930947 X UNITEDONE CREDIT UNION IS A COMMUNITY CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISCONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC AND SHEBOYGAN. SEVEN BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER TO ASSIST YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 0 0 IN 2019, WE HAD PRODUCED A TOTAL OF $85,860,590 IN CONSUMER, BUSINESS, MORTGAGE AND SECONDARY MARKET LOAN VOLUMES; THIS INCLUDES LOANS SOLD INTO THE SECONDARY MARKET OF $17,240,514. WE HAD NET LOAN PORTFOLIO GROWTH OF $7,086,113 IN CONSUMER, BUSINESS AND MORTGAGE LOANS. THERE WERE 41,784 DEPOSIT ACCOUNTS. THE NUMBER OF MEMBERS AT YEAR END WERE 19,624 WITH A POTENTIAL MARKET OF 242,447. P2P (PERSON TO PERSON) FUNCTIONALITY WITH OUR MOBILE APP, ALLOWING MEMBERS TO SEND MONEY TO OTHER PEOPLE EVEN IF THEY AREN'T MEMBERS. INTRODUCED THE IMAGINE LOAN. WE REBRANDED AND RELAUNCHED OUR PERSONAL LOANS AS THE NEW IMAGINE LOAN. A LOAN FOR JUST ABOUT ANYTHING YOU CAN IMAGINE. THIS WAS TECHNICALLY NOT A NEW PRODUCT/SERVICE, BUT IT DID UPDATE AND IMPROVE WHAT WE HAD DONE BEFORE. ONLINE APPOINTMENT CONCIERGE PROGRAM. FOR THE FIRST TIME IN 2019 WE GAVE OUR MEMBERS THE ABILITY TO SCHEDULE THEIR OWN VISITS AND APPOINTMENTS THROUGH THIS NEW APP THAT THEY CAN ACCESS RIGHT THROUGH OUR WEBSITE. IN ADDITION TO THAT WE WERE ABLE TO PROPERLY DELEGATE ASSIGNMENTS AND CUT BACK ON WAIT TIMES FOR MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 5338 0 1 89 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X ASHLEY VANDERMAUSE 9206522548 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KATELYN BURTON BOARD MEMBER 2.00 X 0 0 0 NORBERT CAROLLO BOARD MEMBER (THRU FEBRUARY) 2.00 X 0 0 0 LUKE KELLY BOARD MEMBER 2.00 X 0 0 0 SHERRY REZBA BOARD MEMBER 2.00 X 0 0 0 JAMES SCHUESSLER BOARD MEMBER (THRU FEBRUARY) 2.00 X 0 0 0 BETH SNYDER BOARD MEMBER 2.00 X 0 0 0 JAKE WENZEL BOARD MEMBER 2.00 X 0 0 0 JOHN SCHULTZ CHAIRMAN 2.00 X X 0 0 0 LARRY BAHR VICE CHAIR 2.00 X X 0 0 0 JILL PICKETT TREASURER 2.00 X X 0 0 0 THOMAS KEIL SECRETARY 2.00 X X 0 0 0 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 50.00 X 264716 0 31727 ASHLEY VANDERMAUSE CHIEF FINANCIAL OFFICER 50.00 X 163387 0 7767 TAMMY PELLETIER CHIEF OPERATIONS OFFICER 50.00 X 147460 0 7958 AMY SONNEMANN CHIEF LENDING OFFICER 50.00 X 137921 0 44830 JASON MUENCH FINANCIAL PLANNER 50.00 X 133105 0 44244 846589 0 136526 5 0 1 0 IT GROUP LLC 30230 ORCHARD LAKE ROAD STE 260 FARMINGTON HILLS MI 48334 IT CONSULTING/CORE SYSTEM 615929 THE REDMOND COMPANY W228 N745 WESTMOUND DR WAUKESHA WI 53186 CONSTRUCTION 485012 EDGE ONE 161 BUSINESS PARK CIRCLE STOUGHTON WI 53589 TECHNOLOGY CONSULTING/ITM SERVICER 289876 CDW DIRECT PO BOX 75723 CHICAGO IL 60675 TECHNOLOGY HARDWARE/SERVER 241475 IRON CORE INC 548 LESTER AVE ONALASKA WI 54650 IT CONSULTING/ IT SERVICER 226596 5 INTEREST ON LOANS 522291 8866876 8866876 CREDIT AND DEBIT CARD INCOME 522100 1447432 1430507 16925 FEE INCOME 522100 1084100 1084100 INSURANCE INCOME 524298 829607 784407 45200 LOAN INCOME 522291 439406 439406 193816 193816 12861237 294959 294959 99900 89396 10504 10504 10504 101846 101846 101846 13268546 12799112 62125 407309 51075 467597 3872507 127576 812484 339957 5814 43659 306678 362294 558222 911749 354233 20084 130455 18825 964152 85090 DIVIDENDS PAID ON MEMBE 973897 ATM & CREDIT CARD FEES 871492 LOAN & PROCESSING FEES 483394 BAD DEBT EXPENSE 286285 136767 12184286 4258509 5210318 3514169 3766311 418276 461428 189947604 197076891 650485 475119 12150692 6170072 5710639 5980620 5572949 4625427 2197985 2984971 2175343 2083495 214445959 222664580 2894015 2407676 212592 220138 3000000 2000000 180590473 189105819 186697080 193733633 X 0 0 0 0 27748879 28930947 27748879 28930947 214445959 222664580 1084260 97808 0 X 0 0 0 0 1 X 717998 717998 7294055 3705636 3588419 3312020 1826558 1485462 826619 637878 188741 5980620 MEMBERSHIP CAPITAL AT CORPORATE CU 1005768 C ALL OTHER INVESTMENTS 420300 C PAID IN CAPITAL AT CORP 602577 C LOANS HELD FOR SALE 956326 C 2984971 NCUA SHARE INSURANCE DEPOSIT 1851585 OTHER ASSETS 231910 2083495 SHARES & DRAFTS 189105819 189105819 PART IV, LINE 2B: THE ORGANIZATION IS THE TRUSTEE OF CERTAIN MEMBER'S ESCROW FUNDS AND HAS FIDUCIARY RESPONSIBILITY FOR THE ADMINISTRATION AND DISTRIBUTION OF THESE FUNDS FOR MEMBERS OF THE ORGANIZATION. 1 SHEBOYGAN COUNTY OF CHAMBER OF COMMERCE 621 8TH ST SHEBOYGAN WI 53081 390610430 501(C)(6) 10000 PREMIUM PARTNER SPONSORSHIP 1 0 PART I, LINE 2: THE ORGANIZATION WORKS CLOSELY WITH THE CHARITABLE ORGANIZATIONS IT SELECTS TO GIVE TO AND MONITORS THE USE OF THOSE FUNDS. X X 0 0 0 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 239020 0 24750 0 946 0 8471 0 23256 0 296443 0 0 0 ASHLEY VANDERMAUSE CHIEF FINANCIAL OFFICER 148140 0 15146 0 101 0 6539 0 1228 0 171154 0 0 0 TAMMY PELLETIER CHIEF OPERATIONS OFFICER 132860 0 14162 0 438 0 5918 0 2040 0 155418 0 0 0 AMY SONNEMANN CHIEF LENDING OFFICER 123713 0 14106 0 102 0 4714 0 40116 0 182751 0 0 0 JASON MUENCH FINANCIAL PLANNER 34372 0 98209 0 524 0 5549 0 38695 0 177349 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS MADE UP OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING IS HELD WHERE MEMBERS VOTE AND ELECT THE BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS, NAME CHANGES, AND CHARTER CHANGES MUST BE APPROVED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE CEO AND CFO REVIEW FORM 990 BEFORE PRESENTING THE RETURN TO THE BOARD OF DIRECTORS FOR APPROVAL AND FILING WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS SELF-POLICED BY EMPLOYEES COMING FORWARD. IF A CONFLICT EXISTS, AND IF EMPLOYEES HAVE ANY INFLUENCE ON TRANSACTIONS INVOLVING PURCHASES, CONTRACTS, OR LEASES, IT IS IMPERATIVE THAT THEY DISCLOSE TO AN OFFICER OF UNITEDONE AS SOON AS POSSIBLE, THE EXISTENCE OF ANY ACTUAL OR POTENTIAL CONFLICT OF INTEREST SO THAT SAFEGUARDS CAN BE ESTABLISHED TO PROTECT ALL PARTIES. FORM 990, PART VI, SECTION B, LINE 15 EACH EMPLOYEE IS EVALUATED ANNUALLY, SALARIES ARE INCREASED BASED ON THEIR INDIVIDUAL PERFORMANCE, PLACEMENT ON THEIR PAY GRADE, AND LENGTH OF SERVICE IN THEIR CURRENT POSITION. PAY GRADES ARE DETERMINED USING THE SALARY AND SURVEY INFORMATION FROM BALANCEDCOMP. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST.