2020-11-10T10:41:06-06:00 2019-12-31 541487262 MATTHEWS CARTER & BOYCE PC 12500 FAIR LAKES CIRCLE SUITE 260 FAIRFAX VA 22033 990 2019-01-01 530025360 AMERICAN FINANCIAL SERVICES ASSOCIATION AMER 2022965544 919 18TH STREET NW NO 300 WASHINGTON DC 20006 WILLIAM HIMPLER PRESIDENT & CEO 2022965544 2020-11-10 1 CHARLES R DEPPE P01300682 7032183600 64.88.174.3 2020-11-10 10:29:38 ES P 590C88A14B63AEBC92AD2510F3EC9303B0ABB970 04658331A4A06B8339038D846CF6D52AEB9BFFC0 2019 2022-01-07 14:23:13Z WILLIAM M HIMPLER 919 18TH STREET NW NO 300 WASHINGTON DC 20006 12635045 0 X WWW.AFSAONLINE.ORG X 1916 DC TO PROVIDE INFORMATION TO THE CONSUMER CREDIT INDUSTRY. 52 50 32 0 192650 -8901 122606 130020 10927013 10859456 389991 448024 0 0 11439610 11437500 0 0 0 0 5438603 6017044 0 0 0 4978395 5199681 10416998 11216725 1022612 220775 13229940 14196487 3672166 2865806 9557774 11330681 AFSA IS THE NATIONAL TRADE ASSOCIATION FOR THE CONSUMER CREDIT INDUSTRY. ITS MEMBERS INCLUDE CONSUMER AND COMMERCIAL FINANCE COMPANIES, AUTO FINANCE COMPANIES, MORTGAGE LENDERS AND SERVICERS, CREDIT CARD ISSUERS, AND INDUSTRY SUPPLIERS. 0 0 ANNUAL MEETINGS AND CONFERENCES - AFSA HOLDS AN ANNUAL MEETING AND SEVERAL CONFERENCES EACH YEAR. THE PROGRAMS ADDRESS ISSUES OF IMPORTANCE TO THE FINANCIAL SERVICES INDUSTRY. AFSA UNIVERSITY IS A WEB-BASED COMPLIANCE TRAINING PROGRAM OFFERING MORE THAN 260 COURSES ON KEY FEDERAL FINANCIAL SERVICES LAWS AND REGULATIONS. THE COURSES ARE TAILORED FOR BOTH BANKS AND NONBANKSACCORDING TO VARIOUS JOB FUNCTIONS AND LINES OF BUSINESS. PUBLICATIONS AND VIDEOS - AFSA PUBLISHES VARIOUS NEWSLETTERS AND A VARIETY OF PAMPHLET BOOKLETS, AND INFORMATIONAL VIDEOS. THESE PUBLICATIONS AND VIDEOS COVER IN DEPTH INFORMATION ON ISSUES OF IMPORTANCE TO THE CONSUMER CREDIT INDUSTRY AND TO THE GENERAL PUBLIC. 0 1 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 14 0 1 32 1 1 1 0 0 0 1 1 0 1 0 X 52 50 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 0 0 X THE ORGANIZATION 2022965544 919 18TH STREET NW NO 300 WASHINGTON DC 20006 JOSHUA C JOHNSON CHAIR 0.50 X X 0 0 0 DANIEL M CHAIT CHAIR ELECT 0.50 X X 0 0 0 VIRGINIA C HERRING IMMEDIATE PAST CHAIR 0.50 X X 0 0 0 JAMES T HUDGINS VICE CHAIR & TREASURER 0.50 X X 0 0 0 OFER ALON DIRECTOR 0.50 X 0 0 0 NATHAN D BENSON DIRECTOR 0.50 X 0 0 0 KYLE R BIRCH DIRECTOR 0.50 X 0 0 0 ANDRE P BOHY DIRECTOR 0.50 X 0 0 0 JERRY BOWEN DIRECTOR 0.50 X 0 0 0 SUSAN A BRIDGES DIRECTOR 0.50 X 0 0 0 STANLEY L BUTLER DIRECTOR 0.50 X 0 0 0 KEVIN JAMES CULLUM DIRECTOR 0.50 X 0 0 0 MICHAEL J CULPEPPER DIRECTOR 0.50 X 0 0 0 JON G DANIELS DIRECTOR 0.50 X 0 0 0 LESTER E DEES DIRECTOR 0.50 X 0 0 0 JAMES DROTMAN DIRECTOR 0.50 X 0 0 0 ROYCE E EVERETTE JR DIRECTOR 0.50 X 0 0 0 NATHAN GLAZIER DIRECTOR 0.50 X 0 0 0 JASON GRUBB DIRECTOR 0.50 X 0 0 0 GREG HAMBY DIRECTOR 0.50 X 0 0 0 MATTHEW HANEY DIRECTOR 0.50 X 0 0 0 DAVID HOLLODICK DIRECTOR 0.50 X 0 0 0 LEE HOLZMAN DIRECTOR 0.50 X 0 0 0 LAWRENCE HUND DIRECTOR 0.50 X 0 0 0 RICH HYDE DIRECTOR 0.50 X 0 0 0 BRUCE F JACKSON DIRECTOR 0.50 X 0 0 0 CHARLES W JONES III DIRECTOR 0.50 X 0 0 0 WILLIAM C JONES DIRECTOR 0.50 X 0 0 0 KRISTIN M KARWAT DIRECTOR 0.50 X 0 0 0 FRANCIS C LEE DIRECTOR 0.50 X 0 0 0 MARTIN E LESS DIRECTOR 0.50 X 0 0 0 JONATHON L LEVIN DIRECTOR 0.50 X 0 0 0 CARLOS MINETTI DIRECTOR 0.50 X 0 0 0 ANDREW MORRISON DIRECTOR 0.50 X 0 0 0 APRIL O PARK DIRECTOR 0.50 X 0 0 0 RICHARD H PARKER JR DIRECTOR 0.50 X 0 0 0 CHARLES A PEARCE DIRECTOR 0.50 X 0 0 0 GARY L PHILLIPS DIRECTOR 0.50 X 0 0 0 RICHARD J PORRELLO DIRECTOR 0.50 X 0 0 0 CHAD PRASHAD DIRECTOR 0.50 X 0 0 0 RAVI RAGHU DIRECTOR 0.50 X 0 0 0 MICHAEL C RITTER DIRECTOR 0.50 X 0 0 0 JEFFREY E SNYDER DIRECTOR 0.50 X 0 0 0 PAT ST CHARLES III DIRECTOR 0.50 X 0 0 0 CHRIS STINEBERT PRES. & CEO(TO 3/2019) 37.50 X X 958356 0 75998 MARK TEMPLIN DIRECTOR 0.50 X 0 0 0 DOUGLAS TIMMERMAN DIRECTOR 0.50 X 0 0 0 DAN WALTERS DIRECTOR 0.50 X 0 0 0 ROSS C WILLIAMS DIRECTOR 0.50 X 0 0 0 MARC WOMACK DIRECTOR 0.50 X 0 0 0 JOHN W HOLDEN BOARD EMERITUS 0.50 X 0 0 0 WILLIAM M HIMPLER PRESIDENT & CEO 37.50 X X 785205 0 89775 ANTHONY FPELEGRIN VP-CFO 37.50 X 198205 0 42890 DANIELLE ARLOWE SVP - STATE GOVT. 37.50 X 298279 0 43991 PHILIP BOHI VP - COMPLIANCE 37.50 X 241145 0 30241 THOMAS MORANO VP - MEETINGS 37.50 X 195920 0 32938 A HARTER VP- FED GOV. AFFAIRS 37.50 X 194926 0 23491 T BENNETT-LEWIS VP-MEMBERSHIP 37.50 X 183468 0 26217 CELIA MWINSLOW VP - FED GOV AFFAIRS 37.50 X 168968 0 14100 RHONDA P ASHBURN EXEC. DIR - FOUNDATION 37.50 X 152121 0 28053 JACK FERRY VP-COMM. 37.50 X 141086 0 17519 MICHELLE BATTALINE DIR - MTGS 37.50 X 133975 0 23237 DANIELLE T MCLEAN DIR. - ACCOUNTING 37.50 X 120051 0 28354 3771705 0 476804 16 0 1 0 LEONINE PUBLIC AFFAIRS 1 BLANCHARD CT 101 MONTPELIER VT 05602 COMMUNICATION SERVICES 130000 JENKINS HILL CONSULTING 403 LLOYDS LANE ALEXANDRIA VA 22302 LOBBYING SERVICES 108382 THORN RUN LLC 100 M ST SE 750 WASHINGTON DC 20003 LOBBYING SERVICES 108000 PROTECH ASSOCIATES INC 5457 TWIN KNOLL RD 400 COLUMBIA MD 21045 ASSOCIATION MEMB SYSTEM 102802 MARKQUEST LLC 5408 DUVALL DR BETHESDA MD 20816 LOBBYING SERVICES 102000 5 130020 130020 MEMBERSHIP DUES 900099 7310872 7310872 ANNUAL MEETING & CONF. 900099 2821716 1804016 53300 964400 PUBLICATION & VIDEOS 900099 675968 536618 139350 SPECIAL INTEREST COMMITTEE 900099 50900 50900 10859456 429684 429684 1215885 1197545 18340 18340 18340 11437500 9702406 192650 1412424 3421046 1927292 63355 345324 260027 74695 38311 625300 35240 687188 2035 303155 262061 340598 291040 1522197 162402 50540 OUTSIDE SERVICES 418506 DUES AND SUBSCRIPTIONS 124814 TROPHIES & PLAQUES 71519 BANK & SERVICE CHARGES 71431 118649 11216725 334781 902097 64702 12679 534370 243327 3612632 3221351 518328 391281 11106991 11903509 670768 743594 13229940 14196487 647894 849567 2449749 1423404 574523 592835 3672166 2865806 X 9505309 11330681 52465 0 9557774 11330681 13229940 14196487 220775 1599620 -47488 0 X X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 1 7310872 1211375 -6811506 -5600131 2924349 -8524480 402822 353775 49047 2162067 1819833 342234 1047743 1047743 0 391281 DUE FROM AFFILIATES 489771 DEFERRED COMP PLAN ASSETS 253823 743594 DEFERRED COMP PLAN 253823 DEFERRED OFFICE RENT 205789 DEFERRED LEASE INCENTIVE 133223 592835 X 13423234 1599620 421354 2020974 11402260 35240 35240 11437500 11641701 460216 460216 11181485 35240 35240 11216725 PART X, LINE 2: THE ASSOCIATION HAS ADOPTED FINANCIAL ACCOUNTING STANDARDS BOARD INTERPRETATION NO. 48, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, (FIN 48), AS PERMITTED BY FASB STAFF POSITION (FSP) FIN 48-3, WHICH IS CODIFIED AT FASB ASC 740. FASB ASC 740 REQUIRES CHANGES IN RECOGNITION AND MEASUREMENT FOR UNCERTAIN TAX POSITIONS. THE ASSOCIATION HAS ANALYZED ITS TAX POSITIONS, AND HAS CONCLUDED THAT NO LIABILITY SHOULD BE RECORDED RELATED TO ANY UNCERTAIN TAX POSITIONS. THE ASSOCIATION IS NOT AWARE OF ANY TAX POSITIONS FOR WHICH IT BELIEVES THAT THERE IS A REASONABLE POSSIBILITY THAT THE TAX POSITION WILL CHANGE MATERIALLY IN THE NEXT TWELVE MONTHS. IF THIS POSITION CHANGES, THE ASSOCIATION WILL ASSESS THE IMPACT OF ANY SUCH MATTERS ON ITS FINANCIAL POSITION AND RESULTS OF OPERATIONS. PART XI, LINE 2D - OTHER ADJUSTMENTS: PAC REVENUE 421,354. PART XII, LINE 2D - OTHER ADJUSTMENTS: PAC EXPENSES 460,216. X 0 0 0 CHRIS STINEBERT PRES. & CEO(TO 3/2019) 600256 0 350060 0 8040 0 40400 0 35598 0 1034354 0 0 0 WILLIAM M HIMPLER PRESIDENT & CEO 534483 0 240000 0 10722 0 41400 0 48375 0 874980 0 0 0 ANTHONY FPELEGRIN VP-CFO 151005 0 47200 0 0 0 14976 0 27914 0 241095 0 0 0 DANIELLE ARLOWE SVP - STATE GOVT. 235279 0 63000 0 0 0 21120 0 22871 0 342270 0 0 0 PHILIP BOHI VP - COMPLIANCE 191145 0 50000 0 0 0 16800 0 13441 0 271386 0 0 0 THOMAS MORANO VP - MEETINGS 151670 0 44250 0 0 0 14160 0 18778 0 228858 0 0 0 A HARTER VP- FED GOV. AFFAIRS 153426 0 41500 0 0 0 13833 0 9658 0 218417 0 0 0 T BENNETT-LEWIS VP-MEMBERSHIP 144510 0 38958 0 0 0 5300 0 20917 0 209685 0 0 0 CELIA MWINSLOW VP - FED GOV AFFAIRS 131468 0 37500 0 0 0 12000 0 2100 0 183068 0 0 0 RHONDA P ASHBURN EXEC. DIR - FOUNDATION 118121 0 34000 0 0 0 11440 0 16613 0 180174 0 0 0 JACK FERRY VP-COMM. 102336 0 38750 0 0 0 5333 0 12186 0 158605 0 0 0 MICHELLE BATTALINE DIR - MTGS 114475 0 19500 0 0 0 10443 0 12794 0 157212 0 0 0 FORM 990, PART VI, SECTION A, LINE 1 THE EXECUTIVE COMMITTEE SHALL CONSIST OF TWELVE (12) MEMBERS OF THE BOARD;SEVEN (7) FROM THE TOP ONE-THIRD DUES PAYING BOARD MEMBERS, THREE (3) FROM THE MIDDLE THIRD, AND TWO (2) FROM THE BOTTOM THIRD. THE CHAIR,CHAIR-ELECT, VICE CHAIR, AND CHAIR OF THE SECTION ON INDEPENDENT OPERATIONS, SHALL BE EX-OFFICIO MEMBERS WITH THE RIGHT TO VOTE. THE PRESIDENT/CEO OF THE ASSOCIATION SHALL SERVE ON THE COMMITTEE, BUT SHALL NOT HAVE A VOTE. THERE SHALL BE A SECRETARY WHO SHALL BE THE SECRETARY OF THE ASSOCIATION. THE CHAIR OF THE BOARD SHALL CONCURRENTLY SERVE AS CHAIR OF THE EXECUTIVE COMMITTEE. THE EXECUTIVE COMMITTEE SHALL ALSO SERVE AS THE BUDGET AND AUDIT COMMITTEE. SUBJECT TO LIMITATIONS IMPOSED BY THE BOARD OF DIRECTORS OR BY THE BYLAWS, THE EXECUTIVE COMMITTEE SHALL HAVE AUTHORITY TO GOVERN AND CONTROL THE PROPERTY AND AFFAIRS OF THE ASSOCIATION IN THE INTERIM BETWEEN MEETINGS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 6 THERE SHALL BE FIVE CLASSES OF MEMBERS OF THE ASSOCIATION: ACTIVE, BUSINESS PARTNER, AFFILIATE, COMMERCIAL, AND FOREIGN. FORM 990, PART VI, SECTION A, LINE 7A DIRECTORS SHALL BE ELECTED BY THE ASSOCIATION AT ITS ANNUAL MEETING FROM AMONG THE REPRESENTATIVES OF ITS ACTIVE AND BUSINESS PARTNER MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE PRESIDENT AND CFO PRIOR TO FILING. THE FORM 990 IS MADE AVAILABLE TO ALL BOARD MEMBERS. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD MEMBERS MUST COMPLETE AND FILE A CONFLICT OF INTEREST FORM EACH YEAR. ANY POTENTIAL CONFLICTS ARE REVIEWED BY THE BOARD. AFFECTED BOARD MEMBERS ARE PROHIBITED FROM PARTICIPATING IN DISCUSSIONS AND VOTES ON ISSUES WHERE A POTENTIAL CONFLICT MAY EXIST. FORM 990, PART VI, SECTION B, LINE 15A THE COMPENSATION OF THE PRESIDENT & CEO IS REVIEWED AND APPROVED BY THE CHAIRMAN AND CHAIRMAN-ELECT AS AUTHORIZED BY THE EXECUTIVE COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES COPIES OF IT'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2C: THE AUDIT OVERSIGHT PROCESS HAS NOT CHANGED SINCE THE PRIOR YEAR. AFSA PAC 919 EIGHTEENTH STREET NW 300 WASHINGTON DC 20006 521404607 SOLICIT AND MAKE POLITICAL CONTRIBUTIONS DC 527 AFSA 1 NATIONAL INSTALLMENT LENDERS ASSOCIATION PO BOX 65615 WASHINGTON DC 20035 263881154 ADVOCACY FOR INSTALLMENT LOAN COMPANIES DC 501(C)(6) 0 AFSA EDUCATION FOUNDATION 919 EIGHTEENTH STREET NW 300 WASHINGTON DC 20006 521673101 EDUCATE CONSUMERS ON PERSONAL FINANCE CONCEPTS DC 501(C)(3) 170(B)(1)(A)(VI) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0