2020-11-06T14:39:15-06:00 2019-12-31 410746749 CLIFTONLARSONALLEN LLP 901 NORTH GLEBE ROAD SUITE 300 ARLINGTON VA 22203 990 2019-01-01 362144394 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS NATI 2025953696 1212 NEW YORK AVENUE NW NO 1100 WASHINGTON DC 20005 JANET TRAUTWEIN EXECUTIVE VICE PRESIDENT & CEO 2025953696 2020-11-06 1 MICHAELA J CROMAR CPA P00895728 5712279500 2020-11-06 108.48.156.67 2020-11-06 10:52:11 ES P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 87826B80F82B7742AC94E6ED7EC5993094E974B0 2019 2021-04-22 16:20:28Z JANET TRAUTWEIN 1212 NEW YORK AVENUE NW NO 1100 WASHINGTON DC 20005 7516538 0 X WWW.NAHU.ORG X 1930 DC ADVOCATE FOR MEMBERS, PROVIDE PROFESSIONAL DEVELOPMENT, & DELIVER RESOURCES TO PROMOTE EXCELLENCE. 17 17 24 100 371461 171457 0 0 5821334 6366389 151583 113357 771439 644375 6744356 7124121 475 375 0 0 3679247 3680748 0 0 0 3524603 3688576 7204325 7369699 -459969 -245578 2247395 2092808 2495159 2549299 -247764 -456491 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS (NAHU) ADVOCATES FOR OUR MEMBERS, PROVIDES PROFESSIONAL DEVELOPMENT AND DELIVERS RESOURCES TO PROMOTE EXCELLENCE. 0 0 CONVENTION/LPRT - OUR ANNUAL CONVENTION PROVIDES A FORUM FOR THE EXCHANGE OF MANAGEMENT, TECHNOLOGY, AND INDUSTRY BEST PRACTICES. IT ALSO PROVIDES A MEANS FOR THE DISSEMINATION OF OTHER IMPORTANT TIMELY INFORMATION THAT ENABLES ATTENDEES TO BRING HIGHER VALUE TO THEIR CLIENTS. PRODUCERS WHO MEET CERTAIN QUALIFICATIONS RECEIVE SPECIAL RECOGNITION. LEGISLATIVE PROGRAMS - OUR CAPITOL CONFERENCE PROVIDES AN ANNUAL FORUM FOR EXTENSIVE EDUCATION ON CURRENT LEGISLATIVE ISSUES. IT ALSO PROVIDES AN OPPORTUNITY FOR OUR MEMBERS TO MEET WITH AND HEAR FROM MEMBERS OF CONGRESS AND ADMINISTRATION AND TO LEARN ABOUT CURRENT LEGISLATIVE PROPOSALS. IT ALSO ALLOWS OUR MEMBERS TO SHARE THEIR EXPERIENCES WITH THEIR LEGISLATORS ON ISSUES FACING CONSUMERS OF HEALTH INSURANCE ALL OVER AMERICA. EDUCATION - EDUCATION PROGRAMS PROVIDE A MEANS TO ENSURE CONTINUING PROFESSIONAL DEVELOPMENT AND CONTINUING EDUCATION TO MEET STATE LICENSING REQUIREMENTS. PROGRAMS INCLUDE ETHICS TRAINING AS WELL AS MANY OTHER PROGRAMS WITH THE LATEST INFORMATION ON COMPLIANCE. PROGRAMS ARE PROVIDED AT BOTH THE LOCAL CHAPTER LEVEL AS WELL AS ONLINE AND THROUGH VARIOUS VIRTUAL OPPORTUNITIES. 0 0 0 1 0 0 0 0 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 25 0 24 1 1 1 0 0 0 0 0 0 0 X 17 17 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 0 0 X JENNIFER B MURPHY 2025953696 1212 NEW YORK AVENUE NW SUITE 1100 WASHINGTON DC 20005 JANET TRAUTWEIN EXECUTIVE VICE PRESIDENT & CEO 50.00 10.00 X 393958 0 38831 JENNIFER MURPHY CFO & COO 40.00 10.00 X 215095 0 37704 KELLY LOUSSEDES SR. VP OF PUBLIC RELATIONS 40.00 X 188121 0 36114 CHRISTOPHER HARTMANN VP OF CONGRESSIONAL AFFAIRS 40.00 X 187273 0 19461 MARCY BUCKNER VP OF GOVERNMENT AFFAIRS 40.00 X 182376 0 17752 JOHN GREENE VP OF CONGRESSIONAL AFFAIRS 40.00 X 171116 0 29651 ILLANA MAZE SR VP OF MEMBER RELATIONS, TECH & OPS 40.00 X 147213 0 17623 FARREN BAER SR VP OF EDUCATION & PROF DEV 40.00 X 123756 0 33298 MARTIN CARR VP OF COMMUNICATIONS 40.00 X 122226 0 27457 PATRICIA GRIFFEY PRESIDENT 12.00 1.00 X X 14400 0 0 RUSSELL RICE IMMEDIATE PAST PRESIDENT 12.00 X X 14400 0 0 DANE RIANHARD PRESIDENT ELECT 10.00 X X 0 0 0 MICHAEL EMBRY PAST PRESIDENT (LEFT JUN-19) 5.00 X X 0 0 0 EUGENE STARKS VICE PRESIDENT 10.00 X X 0 0 0 KELLY FRISTOE TREASURER 10.00 X X 0 0 0 ERIC KOHLSDORF SECRETARY 5.00 X X 0 0 0 MICHAEL GRINNELL REGION 1 VICE PRESIDENT 5.00 X 0 0 0 ERICA HAIN REGION 2 VICE PRESIDENT 5.00 X 0 0 0 MICHAEL DEAGLE REGION 3 VICE PRESIDENT 5.00 X 0 0 0 ALYCIA RIEDL REGION 4 VICE PRESIDENT 5.00 X 0 0 0 PAIGE PHILLIPS REGION 5 VICE PRESIDENT 5.00 X 0 0 0 EDWARD OLEKSIAK REGION 6 VICE PRESIDENT 5.00 X 0 0 0 RAY MAGNUSON REGION 7 VICE PRESIDENT 5.00 X 0 0 0 PATRICK BURNS REGION 8 VICE PRESIDENT 5.00 X 0 0 0 MICHELLE HOWARD LEFT JUN-19 MEMBERSHIP COUNCIL CHAIR 5.00 X 0 0 0 NICHOLAS MORIELLO LEFT JUN-19 LEGISLATIVE COUNCIL CHAIR 5.00 X 0 0 0 KAREN KIRKPATRICK LEFT JUN-19 PROF DEV COMMITTEE CHAIR 5.00 X 0 0 0 KEVIN TROKEY MEMBERSHIP COUNCIL CHAIR 5.00 X 0 0 0 JESSICA WATTS LEGISLATIVE COUNCIL CHAIR 5.00 X 0 0 0 JILL PEDERSEN PROF DEV COMMITTEE CHAIR 5.00 X 0 0 0 1759934 0 257891 14 0 1 0 INTUITIVE BUSINESS CONCEPTS PO BOX 79413 BALTIMORE MD 21279 DATABASE UPGRADE 181454 PECK MADIGAN JONES 1300 CONNECTICUT AVENUE NW 600 WASHINGTON DC 20036 LEGISLATIVE CONSULTANT 151511 DELCOR TECHNOLOGY SOLUTIONS 8380 COLESVILLE ROAD SILVER SPRING MD 20910 IT CONSULTANT 124053 KEYBRIDGE COMMUNICATIONS 1722-A WISCONSIN AVENUE NW WASHINGTON DC 20007 PR CONSULTANT 110900 JFW HEALTH POLICY CONSULTING 10 DOYLE ROAD WAYNE PA 19087 REGULATORY STRATEGY CONSULTANT 106833 6 MEMBERSHIP DUES 900099 4328702 4328702 CONVENTIONS/CONFERENCE 900099 1062531 930726 131805 SPONSORSHIPS/ADVERTISI 541800 608698 237237 371461 CLASSROOM PROGRAM 900099 190830 190830 CDHC CERTIFICATION 900099 137367 137367 38261 38261 6366389 38561 38561 164224 164224 467213 392417 74796 74796 74796 431 0 431 431 ONLINE PROGRAM 900099 228200 228200 GROUP BENEFITS 900099 164820 164820 LEADING PRODUCERS ROUN 900099 85955 85955 745 745 479720 7124121 6418070 371461 334590 375 1138751 1908560 54864 387053 191520 2981 26274 322906 8777 223982 302576 470530 94601 475515 204862 893489 130729 25452 UBI TAX 60000 CERTIFICATION COURSES 232820 PROFESSIONAL DEVELOPMEN 97257 PUBLICATION EXPENSE 72766 43059 7369699 555079 232969 35042 206719 271372 327868 131463 235367 963952 698041 207221 265911 967056 736812 50000 50000 30162 37162 2247395 2092808 437711 473503 1720190 1828092 337258 247704 2495159 2549299 X -287232 -456491 39468 0 -247764 -456491 2247395 2092808 -245578 36851 0 X X 0 1 X 1 0 0 0 1 4328702 1084296 7167 1091463 1102945 -11482 460954 368411 92543 502998 329630 173368 265911 DEFERRED RENT OBLIGATION 152951 DEFERRED LEASE OBLIGATION 83036 DUE TO EDUCATION FOUNDATION 11717 247704 X PART X, LINE 2: THE ORGANIZATIONS ARE SUBJECT TO TAX ON NET INCOME FROM UNRELATED BUSINESS ACTIVITIES. THE ASSOCIATION'S INCOME TAX EXPENSE ON UNRELATED BUSINESS ACTIVITIES TOTALED $51,513 AND $44,406 FOR THE YEARS ENDED DECEMBER 31, 2019 AND 1899, RESPECTIVELY. THE ASSOCIATION RECORDED FEDERAL AND STATE INCOME TAXES PAYABLE OF $9,430 AND FEDERAL AND STATE INCOME TAXES RECEIVABLE $50,570 AS OF DECEMBER 31, 2019 AND 1899, RESPECTIVELY. THE ORGANIZATIONS HAVE EVALUATED THEIR TAX POSITIONS AND DETERMINED THAT THEIR POSITIONS ARE MORE-LIKELY-THAN-NOT TO BE SUSTAINED ON EXAMINATION. X 1 0 X X X X X 0 0 0 JANET TRAUTWEIN EXECUTIVE VICE PRESIDENT & CEO 393958 0 0 0 0 0 6000 0 32831 0 432789 0 0 0 JENNIFER MURPHY CFO & COO 215095 0 0 0 0 0 6556 0 31148 0 252799 0 0 0 KELLY LOUSSEDES SR. VP OF PUBLIC RELATIONS 188121 0 0 0 0 0 5737 0 30377 0 224235 0 0 0 CHRISTOPHER HARTMANN VP OF CONGRESSIONAL AFFAIRS 187273 0 0 0 0 0 5717 0 13744 0 206734 0 0 0 MARCY BUCKNER VP OF GOVERNMENT AFFAIRS 182376 0 0 0 0 0 5514 0 12238 0 200128 0 0 0 JOHN GREENE VP OF CONGRESSIONAL AFFAIRS 171116 0 0 0 0 0 5411 0 24240 0 200767 0 0 0 ILLANA MAZE SR VP OF MEMBER RELATIONS, TECH & OP 147213 0 0 0 0 0 3899 0 13724 0 164836 0 0 0 FARREN BAER SR VP OF EDUCATION & PROF DEV 123756 0 0 0 0 0 3797 0 29501 0 157054 0 0 0 PART I, LINE 1A THE FOLLOWING INDIVIDUALS WERE PROVIDED WITH DISCRETIONARY SPENDING ACCOUNTS: JANET TRAUTWEIN, JENNIFER MURPHY, ILANA MAZE, MARCY BUCKNER, JOHN GREENE, CHRISTOPHER HARTMANN, FARREN BAER, DANIEL SAMSON, MEGAN CAPUTO, ROBERT TRETTER, AND HUSNI ABDELAZIZ. THESE DISCRETIONARY SPENDING ACCOUNTS WERE NOT INCLUDED IN THE INDIVIDUAL'S TAXABLE COMPENSATION. FORM 990, PART VI, SECTION A, LINE 1 THE EXECUTIVE COMMITTEE SHALL CONSIST OF THE PRESIDENT, PRESIDENT-ELECT, VICE PRESIDENT, TREASURER, SECRETARY, IMMEDIATE PAST PRESIDENT, AND EXECUTIVE VICE PRESIDENT (AS A NON-VOTING MEMBER). THE EXECUTIVE COMMITTEE MAY ACT IN THE PLACE OF THE BOARD OF TRUSTEES BETWEEN BOARD MEETINGS ON ALL MATTERS EXPLICITLY DELEGATED TO IT BY THE BOARD. THE EXECUTIVE COMMITTEE MAY TRANSACT BUSINESS BY MAIL OR ELECTRONIC MEANS BY VOTING ON PROPOSAL TO THEM. ANY SUCH PROPOSAL WILL BE ADOPTED IF 2/3 OF THE ENTIRE COMMITTEE RETURNS AFFIRMATIVE VOTES. FORM 990, PART VI, SECTION A, LINE 6 INDIVIDUAL MEMBERS - LICENSED BY A STATE LICENSING AUTHORITY FOR THE SALE OF HEALTH, DISABILITY, AND OTHER RELATED INSURANCE PRODUCTS AND SERVICES. NON-LICENSED ENGAGED IN THE DISTRIBUTION OF HEALTH, DISABILITY, AND RELATED INSURANCE PRODUCTS AND SERVICES. LIFE MEMBERS - AN ACTIVE MEMBER WHO WAS BEEN IN GOOD STANDING A MINIMUM OF 10 CONSECUTIVE YEARS AND HAS EITHER ATTAINED AGE 65 AND RETIRED OR HAS BEEN DISABLED. FORM 990, PART VI, SECTION A, LINE 7A ALL MEMBERS ARE ABLE TO VOTE FOR THE BOARD OF TRUSTEES. FORM 990, PART VI, SECTION A, LINE 7B AMENDMENTS TO THE BYLAWS SHALL BE MADE AT ANY MEETING OF THE HOUSE OF DELEGATES OF NAHU BY A TWO-THIRDS VOTE OF THE DELEGATES PRESENT AND VOTING. THE HOUSE OF DELEGATES SHALL CONSIST OF: A. THE BOARD OF TRUSTEES B. PAST PRESIDENTS OF NAHU C. DELEGATES OF STATE AND LOCAL ASSOCIATIONS AS DESIGNATED IN THE BYLAWS. FORM 990, PART VI, SECTION B, LINE 11B A COMPLETE COPY OF FORM 990 IS GIVEN TO THE FULL BOARD OF TRUSTEES FOR REVIEW. BOARD MEMBERS ARE GIVEN THE OPPORTUNITY TO ASK QUESTIONS, MAKE COMMENTS AND REQUEST FURTHER INFORMATION. ANY CHANGES ARE MADE, IF NECESSARY, BEFORE THE FINAL DRAFT IS FILED WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C 1. A NAHU LEADER SHALL DISCLOSE ANY MATERIAL FINANCIAL INTEREST IN TRANSACTIONS CONTEMPLATED OR ENTERED INTO BY NAHU AS SOON AS SUCH INTEREST IS KNOWN. SUCH NOTIFICATION MUST BE MADE, IN WRITING, TO THE EXECUTIVE VICE PRESIDENT (EVP) AND THE PRESIDENT. IF THE POTENTIAL CONFLICT INVOLVES THE EVP, ADDITIONAL NOTIFICATION SHALL BE MADE TO A STAFF PERSON DESIGNATED BY THE EVP AT THE BEGINNING OF EACH YEAR AS STAFF ETHICS OFFICER. IF THE POTENTIAL CONFLICT INVOLVES THE PRESIDENT, ADDITIONAL NOTIFICATION SHALL BE MADE TO THE PRESIDENT-ELECT. 2. WHEN NAHU LEADERS OR FORMER NAHU LEADERS ARE AWARE OF POTENTIAL CONFLICT OF INTEREST CONCERNING A FORMER NAHU LEADER SUCH INFORMATION SHALL BE DISCLOSED IN THE SAME MANNER AS FOR CURRENT NAHU LEADERS. FORM 990, PART VI, SECTION B, LINE 15A THE PERSONNEL COMMITTEE REVIEWS THE CHIEF EXECUTIVE OFFICER (CEO)'S PERFORMANCE AND CONTRACT. EVERY YEAR, OFFICER COMPENSATION IS APPROVED BY INDEPENDENT PERSONS USING CONTEMPORANEOUS DATA AND DOCUMENTATION OF THE PROCESS. THIS PROCESS LAST OCCURRED IN 2019. THE CEO REVIEWS OTHER OFFICERS AND KEY EMPLOYEES OF THE ORGANIZATION AND DETERMINES THE COMPENSATION USING DATA PROVIDED BY ASAE. THE REVIEWS ARE PERFORMED ANNUALLY, DOCUMENTED AND MAINTAINED IN THE EMPLOYEE'S FILE. THIS PROCESS LAST OCCURRED IN 2019. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. PART XII, LINE 2C THERE IS NO CHANGE TO THE PROCESS OF OVERSIGHT OF THE AUDIT. NAHU EDUCATION FOUNDATION 1212 NEW YORK AVENUE NW SUITE 1100 WASHINGTON DC 20005 330532137 EDUCATIONAL MEDIA DC 501(C)(3) LINE 10 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS 1 HEALTH UNDERWRITERS POLITICAL ACTION COMMITTEE 1212 NEW YORK AVENUE NW SUITE 1100 WASHINGTON DC 20005 542019864 POLITICAL ACTIVITY DC 527 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 1 0 0 HEALTH UNDERWRITERS POLITICAL ACTION COMMITTEE O 55000 FMV