2020-10-27T15:56:08-05:00 2019-12-31 BKD LLP 200 E Main St Suite 700 Fort Wayne IN 46802 990 2019-01-01 356059333 EVERENCE ASSOCIATION INC % LISA J NUSSBAUM EVER 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 LISA J NUSSBAUM TREASURER 5745339511 2020-11-16 true Lauren R Denton P01571860 2604604000 167.68.126.162 35027420203015000007 2020-10-27 P 4054C3EF14AA7DF352A59B9CFDC0CB34D463127C 4054C3EF14AA7DF352A59B9CFDC0CB34D463127C 2019 2021-04-22 16:20:28Z KENNETH D HOCHSTETLER 1110 NORTH MAIN ST GOSHEN IN 46528 156716950 false X WWW.EVERENCE.COM X 1964 IN EVERENCE ASSOCIATION INC HELPS PEOPLE AND GROUPS INTEGRATE THEIR FINANCES WITH FAITH VALUES THROUGH ITS INSURANCE AND FINANCIAL SERVICES. 12 12 45 1147 0 0 1455018 632413 75369282 75135058 -186718 -277666 0 0 76637582 75489805 1762286 2024941 53136255 53552390 7117722 8237084 0 0 0 12255082 11777245 74271345 75591660 2366237 -101855 432307404 424982722 320947384 312869963 111360020 112112759 EVERENCE ASSOCIATION INC IS AN INDIANA DOMICILED FRATERNAL BENEFIT SOCIETY ORGANIZED TO PROVIDE LIFE, ANNUITY, ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. false false EVERENCE ASSOCIATION INC HELPS INDIVIDUALS, ORGANIZATIONS AND CONGREGATIONS INTEGRATE FINANCES WITH FAITH THROUGH A NATIONAL TEAM OF CONSULTANTS AND REPRESENTATIVES. EVERENCE OFFERS LIFE, ANNUITY, ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. CONTINUED BELOW. 2024941 CONTINUE TO ENHANCE CURRENT FRATERNAL GRANT PROGRAMS AND THEIR USAGE IN THE CONSTITUENCY. NUMBER OF GRANTS IN 2019 WAS 1876. CONTINUE BUILDING A SUPPORT SYSTEM OF TRAINING, PROVIDING RESOURCES FOR, ANDENGAGING ACTIVE ADVOCATES (VOLUNTEERS). THERE WERE 1147 ADVOCATES SERVING IN 2019. CONTINUED BELOW ENCOURAGE STEWARDSHIP IN THE EVERENCE ASSOCIATION CONSTITUENCY. STEWARDSHIP EDUCATION INCLUDES STEWARDSHIP UNIVERSITY, SPEAKERS FOR WORKSHOPS AND RETREATS, AND EDUCATIONAL RESOURCES. IN 2019 THERE WERE 561 CHURCHES USING EDUCATIONAL MATERIALS OR SEMINARS. false false false false false false false false false false false true false true false true false false false true false false false false false false true true true false false false false false true false false false false false true true true false true 8097 0 45 true false false false false false false false false false false false false X 12 12 false false false false true true false true true false true true false true true true true true true false false CA IN X LISA J NUSSBAUM 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 X KENNETH D HOCHSTETLER PRESIDENT 10.0 30.0 X 0 334133 51057 JAY KREADY FINANCIAL CONSULTANT 0.0 40.0 X 0 273601 49200 STEVE HERENDEEN FINANCIAL CONSULTANT 0.0 40.0 X 0 279059 41763 GLEN KAUFFMAN FINANCIAL CONSULTANT 0.0 40.0 X 0 268652 44263 AMANDA ROCK FINANCIAL CONSULTANT 0.0 40.0 X 0 265888 28845 CLAIR SAUDER FINANCIAL CONSULTANT 0.0 40.0 X 0 249091 28279 JAIME ALVAREZ SECRETARY 10.0 30.0 X 0 241547 32256 RODNEY D DILLER VICE PRESIDENT 20.0 20.0 X 0 217327 39170 SIDNEY A RICHARD ASSISTANT VICE PRESIDENT 30.0 10.0 X 0 182735 35486 CHAD HORNING ASSISTANT TREASURER 10.0 30.0 X 0 182821 31628 PHILIP R ZIMMERMAN ASSISTANT SECRETARY 10.0 30.0 X 0 110288 37107 GEORGE F MERRYMAN TREASURER 2.0 38.0 X 0 134072 11708 MARLO J KAUFFMAN ASSISTANT SECRETARY 10.0 30.0 X 0 125771 19767 MATTHEW D GEHMAN ASSISTANT TREASURER 0.0 40.0 X 0 107095 35936 DELMAR K KING LEFT 3 ASSISTANT TREASURER 24.0 8.0 X 0 88074 7572 NICOLE FRANCISCO BAILE DIRECTOR 1.0 0.0 X 0 0 0 KATELYN LEICHTY DIRECTOR 1.0 0.0 X 0 0 0 LARRY NIKKEL DIRECTOR 1.0 0.0 X 0 0 0 D DUANE OSWALD DIRECTOR 1.0 0.0 X 0 0 0 JESSICA YODER DIRECTOR 1.0 0.0 X 0 0 0 SANDRA VIELMAN DIRECTOR 1.0 0.0 X 0 0 0 DONNA VOTH DIRECTOR 1.0 0.0 X 0 0 0 KIRBY MILLER DIRECTOR 1.0 0.0 X 0 0 0 JAMES MILLER DIRECTOR 1.0 0.0 X 0 0 0 JAIME RODRIGUEZ DIRECTOR 1.0 0.0 X 0 0 0 EMERSON LESHER DIRECTOR 1.0 0.0 X 0 0 0 PARIS BALL-MILLER DIRECTOR 1.0 0.0 X 0 0 0 0 3060154 494037 0 false true false LANCASTER GENERAL HOSPITAL 555 NORTH DUKE STREET LANCASTER PA 17604 HEALTH SERVICES 873072 GRAND VIEW HOSPITAL 700 LAWN AVE SELLERSVILLE PA 18960 HEALTH SERVICES 822000 GOSHEN HOSPITAL ASSOCIATION 200 HIGH PARK AVENUE GOSHEN IN 46526 HEALTH SERVICES 719041 SENTARA RMH MEDICAL CENTER PO BOX 392 HARRISONBURG PA 22801 HEALTH SERVICES 504450 ALLIANCE CANCER SPECIALISTS PO BOX 7260 PHILADELPHIA PA 19101 HEALTH SERVICES 387558 41 632413 632413 PREMIUM INCOME 524298 57487486 57487486 INVESTMENT INCOME 524298 15811084 15811084 FRANCHISE MANAGEMENT FEE 524298 1374779 1374779 FRATERNAL PROGRAM 524298 128872 128872 ADMINISTRATION REVENUE 524298 302964 302964 29873 29873 75135058 0 0 0 0 0 0 80949479 81227145 -277666 -277666 -277666 0 0 0 0 0 0 0 0 0 0 75489805 74857392 X 1115856 909085 0 53552390 0 0 6983466 935442 135810 182366 0 17193 123472 0 0 1135093 6053942 250946 836357 1623670 0 517304 512851 0 123910 0 0 172576 135702 STATE INSURANCE DEPT FEE 199768 BUREAU AND ASSOCIATION DUES 73041 MISCELLANEOUS LOSSES 1420 75591660 0 0 12294627 15559438 0 0 1243884 235457 0 0 0 0 0 0 0 0 16676 11834 0 0 320078868 304338547 0 0 94530933 100371478 0 0 4142416 4465968 432307404 424982722 1928636 1352347 0 0 2533541 2078776 0 0 0 0 0 0 0 0 0 0 316485207 309438840 320947384 312869963 X 0 0 0 0 111360020 112112759 111360020 112112759 432307404 424982722 X -101855 854594 X false true X true false MORTGAGE LOANS 93780686 F POLICY LOANS 5874 F OTHER LONG-TERM INVESTMENTS 6584918 F 100371478 0 LIFE AND ANNUITY RESERVES 280424217 ACCIDENT AND HEALTH RESERVES 13359666 DEPOSIT TYPE CONTRACTS 3035817 POLICY AND CONTRACT CLAIMS 4444330 ASSET VALUATION 6642616 INTEREST MAINTENANCE RESERVE 1532194 309438840 74301022 74301022 1135090 53693 1188783 75489805 74167348 74167348 1135090 289222 1424312 75591660 PART XI, LINE 4B OTHER: ADMINISTRATIVE FEES + 302,964 LOSS TRANSFERRED TO IMR - 235,529 LOSS ADJUSTMENT - 13,742 TOTAL $ 53,693 PART XII, LINE 4B OTHER: ADMINISTRATIVE FEES + 302,964 LOSS ADJUSTMENT - 13,742 TOTAL $289,222 PART IV, QUESTION 11F ASC 740 FOOTNOTE MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. true Central America and the Caribbean PASSIVE INVESTMENTS 2849733 East Asia and the Pacific PASSIVE INVESTMENTS 3770324 Europe (Including Iceland and Greenland) PASSIVE INVESTMENTS 11564192 Middle East and North Africa PASSIVE INVESTMENTS 249612 North America PASSIVE INVESTMENTS 6015860 24449721 24449721 false false false false false false PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE CHURCHES AS WELL AS OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. true MENNONITE CHURCH USA 718 MAIN ST NEWTON KS 67114 352157800 501(C)(3) 292649 GRANTS & SPONSORSHIP MENNONITE CENTRAL COMMITTEE 21 S 12TH ST AKRON PA 17501 236002702 501(C)(3) 30000 GRANTS & SPONSORSHIP MENNONITE MISSION NETWORK PO BOX 370 ELKHART IN 46517 350893507 501(C)(3) 10000 GRANTS & SPONSORSHIP MILLERSBURG MENNONITE CHURCH 288 E JACKSON ST MILLERSBURG OH 44654 352157800 501(C)(3) 7500 GRANTS & SPONSORSHIP SALVATION ARMY 1013 N MAIN ST GOSHEN IN 46528 222406433 501(C)(3) 7000 GRANTS & SPONSORSHIP CITY OF GOSHEN 202 S 5TH ST SUITE 1 GOSHEN IN 46526 356001045 IRC 115 10000 GRANTS & SPONSORSHIP GOSHEN HEALTH FOUNDATION 200 HIGH PARK AVE GOSHEN IN 46526 462565300 501(C)(3) 25000 GRANTS & SPONSORSHIP LACASA 202 COTTAGE AVE GOSHEN IN 46528 351554538 501(C)(3) 7500 GRANTS & SPONSORSHIP 8 WILL PREPARATION GRANTS 113 7528 INSURANCE PREMIUM ASSISTANCE 3 3192 SHARING FUND GRANTS 1783 853085 COLLEGE SCHOLARSHIPS TO STUDENTS 42 46000 SCHEDULE I, PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE CHURCHES AS WELL AS OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. X false true false SIDNEY A RICHARD ASSISTANT VICE PRESIDENT 0 165922 0 11735 0 5078 0 16268 0 19218 0 218221 KENNETH D HOCHSTETLER PRESIDENT 0 276274 0 49824 0 8035 0 27262 0 23795 0 385190 CHAD HORNING ASSISTANT TREASURER 0 154085 0 27132 0 1604 0 14925 0 16703 0 214449 RODNEY D DILLER VICE PRESIDENT 0 181370 0 32130 0 3827 0 17775 0 21395 0 256497 JAIME ALVAREZ SECRETARY 0 203372 0 35700 0 2475 0 19527 0 12729 0 273803 GLEN KAUFFMAN FINANCIAL CONSULTANT 0 241522 0 24000 0 3130 0 23635 0 20628 0 312915 CLAIR SAUDER FINANCIAL CONSULTANT 0 211602 0 35203 0 2286 0 20265 0 8014 0 277370 JAY KREADY FINANCIAL CONSULTANT 0 224666 0 46310 0 2625 0 21883 0 27317 0 322801 AMANDA ROCK FINANCIAL CONSULTANT 0 224875 0 38613 0 2400 0 21078 0 7767 0 294733 STEVE HERENDEEN FINANCIAL CONSULTANT 0 188592 0 12837 0 77630 0 18385 0 23378 0 320822 PART I, LINE 4B Steve Herendeen participates in a 457(f) plan that is paid out annually. Contributions are made to the plan through elective employee deferrals of commission income. There are no employer contributions to the plan. In 2019, Steve Herendeen received a payout from the plan of $76,442. SARA ALVAREZ WAUGH FAMILY MEMBER 82026 SALARY false FORM 990, PART IV, LINE 12 THE FINANCIAL STATEMENTS ARE PREPARED USING ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE INDIANA DEPARTMENT OF INSURANCE, WHOSE PRACTICES DIFFER FROM ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. FORM 990, PART VI, LINE 6 & 7 EVERENCE ASSOCIATION INC HAS ONLY ONE CLASS OF MEMBERSHIP. THE SOLE DECISION-MAKING POWER OF A MEMBER IS TO ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, LINE 11B THE BOARD OF DIRECTORS HAS DELEGATED THE AUTHORITY TO REVIEW AND APPROVE THE FORM 990 TO THE AUDIT COMMITTEE. FOLLOWING A DETAILED REVIEW BY THE CONTROLLER, A COPY OF THE FORM 990 AND ITS RELATED SCHEDULES WAS PROVIDED TO THE AUDIT COMMITTEE VIA EMAIL. THE AUDIT COMMITTEE REVIEWED THE FORM 990 AND RELATED SCHEDULES AND PROVIDED FEEDBACK, AND AN INDEPENDENT CPA FIRM ALSO REVIEWED THE FORM 990 PRIOR TO SUBMISSION TO THE IRS. FORM 990, PART VI, LINE 12C EVERENCE SERVICES LLC, A RELATED ORGANIZATION OF EVERENCE ASSOCIATION INC., EMPLOYS A GENERAL COUNSEL WHO IS RESPONSIBLE FOR DAY-TO-DAY COMPLIANCE OVERSIGHT. DESIGNATED STAFF AND THE GENERAL COUNSEL ARE RESPONSIBLE FOR REVIEWING APPLICABLE LAWS AND REGULATIONS AND ASSURING FULL AND COMPLETE IMPLEMENTATION OF AND COMPLIANCE WITH SUCH. POLICIES AND PROCEDURES ARE REVIEWED ON A REGULAR BASIS. THE BOARD OF DIRECTORS AND OFFICERS SIGN A CONFLICT OF INTEREST STATEMENT BI-ANNUALLY. ALL CONFLICTS OF INTEREST ARE EXPECTED TO BE DISCLOSED. IF THERE IS A CONFLICT OF INTEREST WITH A CODE OF CONDUCT, A WHISTLEBLOWER POLICY IS IN PLACE. THERE IS ALSO A WHISTLEBLOWER HOTLINE TO CALL. FORM 990, PART VI, LINE 15A THE BOARD OF DIRECTORS PERFORMS AN ANNUAL REVIEW OF EXECUTIVE COMPENSATION. THE LAST REVIEW WAS PERFORMED IN 2019. GOALS AND OBJECTIVE ARE SET FORTH ANNUALLY AND REVIEWED DURING THIS PROCESS. ADDITIONALLY, PERIODIC COMPARISONS TO SIMILAR FOR-PROFIT AND NOT-FOR-PROFIT ENTITIES ARE EXAMINED. FORM 990, PART VI, LINE 19 OUR GOVERNING DOCUMENTS ARE KEPT ON FILE AND ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY INFORMATION IS AVAILABLE UPON REQUEST. SUMMARIZED FINANCIAL INFORMATION FOR ALL EVERENCE ENTITIES IS PUBLISHED IN A REPORT TO THE MEMBERS. THIS REPORT INFORMS THE MEMBERs THEY MAY REQUEST THE AUDITED FINANCIAL STATEMENTS. FORM 990, PART IX, LINE 4 ACCIDENT AND HEALTH 33,603,462 LIFE AND ANNUITY 25,597,911 INTEREST & ADJUSTMENT TO CD CONTRACT FUND 75,826 SUPPLEMENTARY CONTRACTS 1,133,784 NET TOTAL OF INCREASE IN ACCIDENT & HEALTH 258,273 LIFE AND ANNUITY RESERVES (6,920,382) INCREASE IN SUPPLEMENTARY CONTRACTS RESERVES (196,478) REFUNDS TO MEMBERS (6) TOTALS $53,552,390 FORM 990, PART XI, LINE 9 CHANGE IN ADMITTED INVESTMENT CARRYING AMOUNTS 724,737 CHANGE IN ASSET VALUATION RESERVE 473,907 CHANGE IN NONADMITTED ASSETS (561,499) GAIN TRANSFERRED TO IMR 235,529 OTHER CHANGES IN SURPLUS (18,080) OTHER CHANGES IN NET ASSETS OR FUND BALANCES = 854,594 THE EVERENCE FOUNDATION 1110 N MAIN ST GOSHEN IN 46528 356031936 PUBLIC FDN IN 501 (C)(3) 7 NA true MENNONITE CHURCH USA 1601 W BEARDSLEY ELKHART IN 46515 352147800 CHURCH IN 501 (C)(3) 1 NA false MENNONITE CHURCH BUILDINGS INC 1110 N MAIN ST GOSHEN IN 46528 356031937 REAL ESTATE IN 501 (C)(3) 11A NA true MENNONITE HEALTH ASSOCIATION 1110 N MAIN ST GOSHEN IN 46528 311043978 DORMANT IN 501 (C)(3) EVRNCE ASSOC false EVERENCE SERVICES LLC 1110 NORTH MAIN STREET GOSHEN IN 46528 351962055 PAYMASTER IN NA RELATED 632365 7439505 false 0 false 0.51467 MMATCO LLP 1110 NORTH MAIN STREET GOSHEN IN 46528 352140530 FIDUCIARY IN NA EVERENCE INSURANCE COMPANY 1110 N MAIN ST GOSHEN IN 46528 351698689 INSURANCE IN EVRNCE HOLDINGS C CORP true EVERENCE TRUST COMPANY 1110 N MAIN ST GOSHEN IN 46528 352140529 TRUST COMPANY IN EVRNCE HOLDINGS C CORP true EVERENCE CAPITAL MANAGEMENT INC 1110 N MAIN ST GOSHEN IN 46528 356038806 INVESTMENTS IN EVRNCE HOLDINGS C CORP true MMA DISTRIBUTION INC 1110 N MAIN ST GOSHEN IN 46528 263734503 COMMISSION SRV IN EVRNCE HOLDINGS C CORP true EVERENCE REAL ESTATE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 352471296 REAL ESTATE IN EVRNCE HOLDINGS C CORP true EVERENCE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 263734671 HOLDINGS IN EVERENCE ASSOC C CORP 26444020 1.00000 true true true false true false true false false false false true false false false true true false false false MENNONITE CHURCH BUILDINGS INC A 175656 FMV MENNONITE CHURCH BUILDINGS INC D 3808011 FMV MENNONITE CHURCH BUILDINGS INC K 444051 FMV EVERENCE SERVICES P 4865699 FMV EVERENCE SERVICES O 7918569 FMV EVERENCE HOLDINGS INC F 500000 FMV EVERENCE HOLDINGS INC B 3350000 FMV