2020-04-17T10:28:05-05:00 2019-12-31 363321958 Desmond & Ahern Ltd 10827 S Western Avenue Chicago IL 60643 990 2019-01-01 366068676 Access Credit Union ACCE 7083430228 1807 W Cermak Rd Broadview IL 60115 Lisa Dinges President 7083430228 2020-04-16 1 David J Rambo CPA P00513360 7737794720 2020-04-16 71.194.241.151 2020-04-16 12:10:21 CD P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 94C94C25B15DAAA1C08CB6EF24856CAF8D01DA72 2019 2020-09-22 18:59:49Z Lisa Dinges 1807 W Cermak Rd Broadview IL 60115 2468921 0 X www.access-cu.com X Cooperative 1998 IL Illinois state chartered credit union operated for the mutual benefit of its members 9 9 19 10 2120 -2680 0 0 1910837 1976552 415616 492369 0 0 2326453 2468921 0 0 0 0 1005262 954084 0 0 0 1161672 1250545 2166934 2204629 159519 264292 49377909 49702111 43066090 43126000 6311819 6576111 Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest. 0 0 Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/19 was 2,578 for a total of $25,434,028. Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/19 is 9,057 in the amount of $42,833,226. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 582 0 1 19 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 0 1 1 0 1 1 0 0 0 1 1 0 0 X Lisa Dinges 7083430228 1807 W Cermak Rd Broadview IL 60155 Robert Sadler Chairman 2.00 X X 0 0 0 Charles Mackinnon Vice Chairman 2.00 X X 0 0 0 Yogi Patel Treasurer 2.00 X X 0 0 0 Ron Mikicich Secretary 2.00 X X 0 0 0 Alexis Wallace Director 2.00 X 0 0 0 Steven Bergeon Director 2.00 X 0 0 0 James Parker Director 2.00 X 0 0 0 Donna Sebestyen Director 2.00 X 0 0 0 Craig Lundt Director 2.00 X 0 0 0 Lisa Dinges President/CEO 45.00 X 108352 0 9882 108352 0 9882 1 0 0 0 Fiserv 255 Fiserv Drive Brookfield WI 53308 bnk interface/maintenance 316452 1 Loan Interest 522100 1447914 1447914 Fees & other charges 525990 528638 526518 2120 1976552 492369 492369 2468921 1974432 2120 492369 118234 634418 44852 97835 58745 2436 12700 87951 42749 99478 234962 121162 10032 7556 86947 96285 22868 ATM/Debit fees 200606 Loan servicing 140462 Provsion for loan losse 50000 Other operating 34351 2204629 383429 485825 1250015 1274608 25085162 25434028 76442 139675 3331076 829494 2602420 2501582 19240026 19123816 67059 67059 673356 675518 49377909 49702111 222194 279195 413 13579 42843483 42833226 43066090 43126000 X 0 0 0 0 6311819 6576111 6311819 6576111 49377909 49702111 264292 0 X 0 1 X 1 0 975000 975000 1965008 516340 1448668 391068 313154 77914 2501582 Member Shares 42833226 42833226 X 2468921 0 2468921 0 2468921 2204629 0 2204629 0 2204629 Part X, Line 2: FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2019 or 2018 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing. Form 990, Part VI, Section A, line 6 Membership consists of individuals with funds on deposit with the Credit Union. Form 990, Part VI, Section A, line 7a Members participate in the annual election of the Board of Directors. Form 990, Part VI, Section B, line 11b The Form 990 was reviewd by the President and the CFO of the Credit Union prior to filing. Form 990, Part VI, Section B, line 15a Compensation of the CEO and top management is determined by the Board of Directors using comparibility data. Form 990, Part VI, Section C, line 19 Governing documents available upon request.