2020-10-02T15:34:33-05:00 2019-12-31 202126731 PARKS & COMPANY PLC 441 N WASHINGTON EL DORADO AR 71730 990 2019-01-01 850121717 ZIA CREDIT UNION ZIAC 5056624671 P O BOX 490 LOS ALAMOS NM 87544 PAUL JOHNSON CHIEF FINANCIAL OFFICER 5056624671 2020-09-23 1 G PETE PARKS P00393041 8708623401 2020-09-23 67.14.214.234 2020-09-23 13:24:33 CD P 9B9766CFD549AEF704B0AA7597D8C01422185D41 20C0933C655DD6A388288A86FB19FCEC03098D64 2019 2021-04-22 16:20:28Z DWAYNE HERRERA 1001 CENTRAL AVENUE LOS ALAMOS NM 87544 8973905 0 X WWW.ZIACU.ORG X CREDIT UNION 1955 NM NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 4 4 68 0 0 0 0 0 7830118 8516506 421702 260917 89848 0 8341668 8777423 0 0 0 0 3617236 3773709 0 0 0 3810948 4586702 7428184 8360411 913484 417012 142278459 148460894 130269102 135979075 12009357 12481819 NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 0 0 NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2665 0 1 68 1 1 1 0 0 0 0 0 0 0 X 4 4 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X THE ORGANIZATION 5056624671 P O BOX 490 LOS ALAMOS NM 87544 J C GARCIA DIRECTOR 1.00 X 0 0 0 LAWRENCE GUTIERREZ CHAIRMAN/PRESIDENT 1.00 X X 0 0 0 RICHARD ROYBAL TREASURER 1.00 X X 0 0 0 MATTY PEREZ SECRETARY 1.00 X X 0 0 0 DWAYNE HERRERA CEO 40.00 X 81403 0 0 PAUL JOHNSON CFO 40.00 X 178824 0 0 260227 0 0 1 0 1 0 EPL 22 INVERNESS CENTER PKWAY SUITE 40 BIRMINGHAM AL 35242 DATA PROCESSING 481295 HEALTHSCOPE BENEFITS 27 CORPORATE HILL DR LITTLE ROCK AR 72205 BENEFITS MANAGEMENT 360927 GLORY GLOBAL SOLUTIONS 3333 WARRENVILLE RD 310 LISLE IL 60532 CASH & TELLER TECHNOLOGY 219462 NEWGROUND INTERNATIONAL INC 15540 S OUTER FORTY DR STE 300 CHESTERFIELD MO 63017 ARCHITECTURE 160472 STEADY NETWORKS 851 ST MICHAELS DR SANTA FE NM 87505 IT SUPPORT 155441 7 INTEREST INCOME ON LOA 522100 6539096 6539096 FEE INCOME 522100 1977410 1977410 8516506 332756 332756 124643 196482 -71839 -71839 -71839 8777423 8777423 0 0 X 260227 2493782 1019700 981229 170079 329372 377493 69022 72722 DIVIDENDS ON MEMBER SHA 641118 WRITE-DOWNS ON REPOSSES 543025 ATM FEES 416990 LOAN SERVICING 213153 772499 8360411 890590 1091871 4394944 7631811 114067426 117559800 7562796 3372254 4145784 4190542 13149038 9749136 5630677 8237734 142278459 148460894 481503 601498 129787599 135377577 130269102 135979075 X 3866666 3866666 0 0 8142691 8615153 12009357 12481819 142278459 148460894 X 417012 55452 -2 X 0 1 X 1 0 1545860 1545860 4097041 1844832 2252209 1682590 1327852 354738 237305 199570 37735 4190542 FEDERAL AGENCIES 3935412 F CERTIFICATES OF DEPOSIT 5488000 C PERPETUAL CAPITAL CORP CREDIT UNIONS 325724 C 9749136 ACCRUED INTEREST RECEIVABLE 399269 NCUSIF DEPOSIT 1276402 ASSETS HELD FOR SALE 80723 PREPAIDS AND DEPOSITS 6481340 8237734 MEMBER SHARE DEPOSITS 133877577 ACCRUED JUDGEMENT EXPENSES 1500000 135377577 8002252 71839 71839 7930413 847010 847010 8777423 7585242 71839 71839 7513403 847008 847008 8360411 PART XI, LINE 2D - OTHER ADJUSTMENTS: LOSS ON DISPOSITION OF ASSETS IN LIQUIDATION 71,839. PART XI, LINE 4B - OTHER ADJUSTMENTS: LOAN LOSS PROVISION NETTED AGAINST INCOME ON AUDITED FINANCIALS 205,890. DIVIDENDS PAID NETTED AGAINST INCOME ON AUDITED FINANCIALS 641,118. ROUNDING 2. PART XII, LINE 2D - OTHER ADJUSTMENTS: LOSS ON DISPOSITION OF ASSETS IN LIQUIDATION 71,839. PART XII, LINE 4B - OTHER ADJUSTMENTS: LOAN LOSS PROVISION NETTED AGAINST INCOME ON AUDITED FINANCIALS 205,890. DIVIDENDS PAID NETTED AGAINST INCOME ON AUDITED FINANCIALS 641,118. X X 0 0 0 PAUL JOHNSON CFO 178824 0 0 0 0 0 0 0 0 0 178824 0 0 0 PART I, LINE 3 THE BOARD OF DIRECTORS USES COMPENSATION INFORMATION PROVIDED BY TRADE ORGANZIATIONS TO ESTABLISH COMPENSATION AMOUNTS FOR THE CEO AND CFO. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES (DEPOSITS), ELECT BOARD MEMBERS AND VOTE ON SIGNIFICANT ISSUES. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION VOTE ANNUALLY ON THE BOARD OF DIRECTORS FOR THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS PREPARED BY AN INDEPENDENT CPA AND A COPY IS PROVIDED TO THE BOARD OF DIRECTORS AND THE MANAGEMENT TEAM PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C EACH DIRECTOR SIGNS A CONFLICT OF INTEREST FORM ANNUALLY WHICH SETS FORTH ANY CONFLICTS OR AFFIRMATIVELY STATES THAT THERE ARE NO CONFLICTS. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS REVIEWS COMPENSATION SURVEYS AND/OR STUDIES TO DETERMINE APPROPRIATE COMPENSATION. THE BOARD APPROVES THE COMPENSATION OF THE CEO. FORM 990, PART VI, SECTION C, LINE 18 FORMS 1023 AND 990 ARE AVAILABLE AT THE CREDIT UNION'S MAIN LOCATION FOR REVIEW UPON REQUEST. FORM 990, PART VI, SECTION C, LINE 19 A COPY OF ALL GOVERNANCE DOCUMENTS, POLICIES, FINANCIAL STATEMENTS AND FORM 990 IS MAINTAINED AT THE CREDIT UNION'S MAIN LOCATION AND IS AVAILABLE FOR REVIEW UPON REQUEST. FINANCIAL INFORMATION IS PROVIDED AT THE ANNUAL MEMBERS MEETING. FORM 990, PART IX, LINE 11G DATA PROCESSING 587,277. OUTSIDE PROFESSIONAL SERVICE 393,952. FORM 990, PART XI, LINE 9: ROUNDING -2.