2025-09-22T13:48:57+00:00 2024-12-31 440160260 Forvis Mazars LLP 111 E Wayne Street Suite 600 Fort Wayne IN 46802 990 2024-01-01 356059333 EVERENCE ASSOCIATION INC EVER 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 KENNETH D HOCHSTETLER OFFICER 5745339511 2025-09-22 true Lauren Denton P01571860 2604604000 2025-11-15 2024 2025-03-06 01:10:19Z KENNETH D HOCHSTETLER 1110 NORTH MAIN STREET GOSHEN IN 46528 136625736 false X https://www.everence.com X 1964 IN EVERENCE ASSOCIATION INC HELPS PEOPLE AND GROUPS INTEGRATE THEIR FINANCES WITH THEIR FAITH VALUES THROUGH ITS INSURANCE AND FINANCIAL SERVICES. 12 12 38 1064 0 690605 767245 84485156 81155292 -35324 -151191 0 85140437 81771346 2664767 2881760 64905483 61247195 8648819 8525154 0 0 17151919 15458119 93370988 88112228 -8230551 -6340882 381699549 372044450 279312500 268066264 102387049 103978186 EVERENCE ASSOCIATION INC IS AN INDIANA DOMICILED FRATERNAL BENEFIT SOCIETY ORGANIZED TO PROVIDE LIFE, ANNUITY, ACCIDENT, AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. false false EVERENCE ASSOCIATION INC HELPS INDIVIDUALS, ORGANIZATIONS, AND CONGREGATIONS INTEGRATE FINANCES WITH FAITH THROUGH A NATIONAL TEAM OF CONSULTANTS AND REPRESENTATIVES. EVERENCE OFFERS LIFE, ANNUITY, ACCIDENT, AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. CONTINUED BELOW. 2881760 WE CONTINUE TO ENHANCE CURRENT FRATERNAL GRANT PROGRAMS AND THEIR USAGE IN THE CONSTITUENCY. IN 2024, 1,972 GRANTS WERE PROVIDED. WE CONTINUE BUILDING A SUPPORT SYSTEM OF TRAINING, PROVIDING RESOURCES FOR, AND ENGAGING ACTIVE ADVOCATES (VOLUNTEERS). THERE WERE 1,064 ADVOCATES SERVING IN 2024. CONTINUED BELOW. WE WORK TO ENCOURAGE STEWARDSHIP IN THE EVERENCE ASSOCIATION INC CONSTITUENCY. STEWARDSHIP EDUCATION INCLUDES STEWARDSHIP UNIVERSITY, SPEAKERS FOR WORKSHOPS AND RETREATS, AND EDUCATIONAL RESOURCES. IN 2024, THERE WERE 536 CHURCHES USING EDUCATIONAL MATERIALS OR SEMINARS. 0 false false false false false false false false false false false false true false true false true false false false true false false false false false false true true true false false false false false false false false false false false false false false false true true true false false true 7577 0 38 true false false false false false false false false false false false false X 12 12 false false false false true true false true true false true true false true true true true true true false false false CA IN X AARON SHENK 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 DJ MCFADDEN DIRECTOR 1.0 1.0 X 0 0 0 EMERSON LESHER DIRECTOR 1.0 1.0 X 0 0 0 GREG LASZAKOVITS DIRECTOR 1.0 1.0 X 0 0 0 JAIME RODRIGUEZ DIRECTOR 1.0 1.0 X 0 0 0 JESSICA YODER DIRECTOR 1.0 1.0 X 0 0 0 KATELYN LEICHTY DIRECTOR 1.0 1.0 X 0 0 0 KIRBY MILLER DIRECTOR 1.0 1.0 X 0 0 0 LAUREN GOOD DIRECTOR 1.0 1.0 X 0 0 0 RUTH SUTER DIRECTOR 1.0 1.0 X 0 0 0 STEVE LINDSEY DIRECTOR 1.0 1.0 X 0 0 0 SUNDAY OBRI DIRECTOR 1.0 1.0 X 0 0 0 SYLVIA PENNER DIRECTOR 1.0 1.0 X 0 0 0 AARON SHENK ASSISTANT TREASURER 10.0 30.0 X 0 132246 33056 CHAD HORNING ASSISTANT SECRETARY 10.0 30.0 X 0 290834 41414 FREDRICK GINGERICH TREASURER 10.0 30.0 X 0 369044 59358 KENNETH HOCHSTETLER PRESIDENT 10.0 30.0 X 0 593158 61526 RODNEY DILLER VICE PRESIDENT 10.0 30.0 X 0 323914 53589 AMANDA ROCK FINANCIAL CONSULTANT 40.0 0.0 X 0 395349 37949 CRAIG FOOR FINANCIAL CONSULTANT 40.0 0.0 X 0 280357 53291 GLEN KAUFFMAN FINANCIAL CONSULTANT 40.0 0.0 X 0 314055 55520 JEFFREY GODSHALL FINANCIAL CONSULTANT 40.0 0.0 X 0 294083 53818 STEVEN CHROLL FINANCIAL CONSULTANT 40.0 10.0 X 0 276748 51246 0 3269788 500767 false true false GOSHEN HOSPITAL ASSOCIATION 200 HIGH PARK AVENUE GOSHEN IN 46526 HEALTH SERVICES 1034479 LANCASTER GENERAL HOSPITAL 555 NORTH DUKE STREET LANCASTER PA 17604 HEALTH SERVICES 1019092 GRAND VIEW HOSPITAL 700 LAWN AVENUE SELLERSVILLE PA 18960 HEALTH SERVICES 951844 SENTARA RMH MEDICAL CENTER PO BOX 392 HARRISONBURG VA 22801 HEALTH SERVICES 650414 ELKHART GENERAL HOSPITAL INC 615 N MICHIGAN ST SOUTH BEND IN 46601 HEALTH SERVICES 451939 53 767245 767245 PREMIUM INCOME 524298 64294120 64294120 INVESTMENT INCOME 524298 15736655 15736655 FRANCHISE MANAGEMENT FEE 524298 399702 399702 FRATERNAL PROGRAM 524298 229279 229279 ADMINISTRATION REVENUE 524298 322031 322031 173505 173505 0 0 81155292 0 0 54703199 54854390 -151191 0 -151191 -151191 0 0 0 0 0 0 81771346 81004101 0 0 1836860 1044900 61247195 6691661 1272235 125010 436248 89304 128864 1042332 8074519 248021 868555 1920147 327717 441436 207797 1748163 217089 State Insurance Department Fees 111796 Bureau and Association Dues 32341 Miscellaneous Gains 38 0 88112228 9346057 11868879 294002 20 0 0 29716 41298 0 0 0 277435910 263076693 0 91353298 93824769 3240566 3232791 381699549 372044450 2965392 1330162 1438404 1393293 0 274908704 265342809 279312500 268066264 X 102387049 103978186 102387049 103978186 381699549 372044450 X -6340882 7932019 X false true true false MORTGAGE LOANS 87383118 F POLICY LOANS 5874 F OTHER LONG-TERM INVESTMENTS 6435777 F 93824769 Federal Income Taxes LIFE AND ANNUITY RESERVES 235533861 ACCIDENT AND HEALTH RESERVES 14494087 DEPOSIT TYPE CONTRACTS 1687646 POLICY AND CONTRACT CLAIMS 4400801 ASSET VALUATION 8409231 INTEREST MAINTENANCE RESERVE 817183 265342809 80556629 150346 150346 80406283 1042332 322731 1365063 81771346 86747165 0 0 86747165 1042332 322731 1365063 88112228 Schedule D, Part I ASC 740 FOOTNOTE MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. Schedule D, Part XI, Line 2(d) Other revenues in audited financial statements not in form 990 GAIN TRANSFERRED TO INTEREST MAINTENANCE RESERVE - 150346 Schedule D, Part XI, Line 4(b) Other revenues in form 990 not in audited financial statements ADMINISTRATIVE FEES - 322031 GAIN ADJUSTMENT - 700 Schedule D, Part XII, Line 4(b) Other expenses in form 990 not in audited financial statements ADMINISTRATIVE FEES - 322031 GAIN ADJUSTMENT - 700 true Central America and the Caribbean PASSIVE INVESTMENTS 866534 Europe (Including Iceland and Greenland) PASSIVE INVESTMENTS 3545277 East Asia and the Pacific PASSIVE INVESTMENTS 834108 North America (Canada & Mexico only) PASSIVE INVESTMENTS 11767458 0 0 0 0 0 0 17013377 0 17013377 false false false false false false Schedule F, Part I, Line 2 Procedures for monitoring use of grant funds GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION INC FROM MENNONITE AND OTHER ANABAPTIST AFFILIATED CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. Schedule F, Part I, Line 3 Method used to account for expenditures on org's financial statements CENTRAL AMERICA AND THE CARIBBEAN-Accrual; EAST ASIA AND THE PACIFIC-Accrual; EUROPE (INCLUDING ICELAND AND GREENLAND)-Accrual; NORTH AMERICA (CANADA & MEXICO ONLY)-Accrual true MMA DISTRIBUTION INC 1110 N Main St GOSHEN IN 46528 501(C)(3) 836752 FMV GRANTS & SPONSORSHIP MENNONITE CHURCH USA 718 MAIN STREET NEWTON KS 67114 501(C)(3) 285348 FMV GRANTS & SPONSORSHIP EVERENCE TRUST COMPANY 1110 N MAIN ST GOSHEN IN 46528 501(C)(3) 120000 FMV GRANTS & SPONSORSHIP Bethany Christian Schools 2904 S Main St Goshen IN 46528 501(C)(3) 7200 FMV GRANTS & SPONSORSHIP 4 WILL PREPARATION GRANTS 79 3900 COLLEGE SCHOLARSHIPS TO STUDENTS 45 49000 SHARING FUND GRANTS 1833 990000 Accidental death benefit 2 2000 X false false false KENNETH HOCHSTETLER PRESIDENT 0 527922 0 57066 0 8170 0 32775 0 28751 0 654684 0 0 FREDRICK GINGERICH TREASURER 0 327242 0 41126 0 676 0 31584 0 27774 0 428402 0 0 RODNEY DILLER VICE PRESIDENT 0 290437 0 30017 0 3460 0 28148 0 25441 0 377503 0 0 CHAD HORNING ASSISTANT SECRETARY 0 253627 0 34596 0 2611 0 23596 0 17818 0 332248 0 0 AARON SHENK ASSISTANT TREASURER 0 119332 0 12752 0 162 0 12239 0 20817 0 165302 0 0 AMANDA ROCK FINANCIAL CONSULTANT 0 329664 0 62203 0 3482 0 27607 0 10342 0 433298 0 0 GLEN KAUFFMAN FINANCIAL CONSULTANT 0 279746 0 30393 0 3916 0 27587 0 27933 0 369575 0 0 JEFFREY GODSHALL FINANCIAL CONSULTANT 0 257886 0 32365 0 3832 0 25774 0 28044 0 347901 0 0 CRAIG FOOR FINANCIAL CONSULTANT 0 216865 0 60500 0 2992 0 21643 0 31648 0 333648 0 0 STEVEN CHROLL FINANCIAL CONSULTANT 0 245341 0 28500 0 2907 0 24202 0 27044 0 327994 0 0 Schedule J, Part I, Line 3 Arrangement used to establish the top management official's compensation COMPENSATION OF THE ORGANIZATION'S TOP MANAGEMENT OFFICIALS WAS PAID BY A RELATED ORGANIZATION. EVERENCE ASSOCIATION, INC. RELIED ON THE RELATED ORGANIZATION, WHICH USED SEVERAL OF THE METHODS DESCRIBED ON LINE 3, TO ESTABLISH TOP MANAGEMENT OFFICIAL COMPENSATION. Form 990, Part VI, Line 12a THE FINANCIAL STATEMENTS ARE PREPARED USING ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE INDIANA DEPARTMENT OF INSURANCE, WHOSE PRACTICES DIFFER FROM ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. Form 990, Part VI, Line 6 Classes of members or stockholders EVERENCE ASSOCIATION HAS ONLY ONE CLASS OF MEMBERSHIP. THE SOLE DECISION-MAKING POWER OF A MEMBER IS TO ELECT THE BOARD OF DIRECTORS. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body EVERENCE ASSOCIATION HAS ONLY ONE CLASS OF MEMBERSHIP. THE SOLE DECISION-MAKING POWER OF A MEMBER IS TO ELECT THE BOARD OF DIRECTORS. Form 990, Part VI, Line 11b Review of form 990 by governing body THE BOARD OF DIRECTORS HAS DELEGATED THE AUTHORITY TO REVIEW AND APPROVE THE FORM 990 TO THE AUDIT COMMITTEE. FOLLOWING A DETAILED REVIEW BY THE CONTROLLER, A COPY OF THE FORM 990 AND ITS RELATED SCHEDULES IS PROVIDED TO THE AUDIT COMMITTEE VIA EMAIL. THE AUDIT COMMITTEE REVIEWS THE FORM 990 AND RELATED SCHEDULES AND PROVIDES FEEDBACK. AN INDEPENDENT CPA FIRM ALSO REVIEWS THE FORM 990 PRIOR TO SUBMISSION TO THE IRS. Form 990, Part VI, Line 12c Conflict of interest policy EVERENCE SERVICES LLC, A RELATED ORGANIZATION OF EVERENCE ASSOCIATION INC, EMPLOYS A GENERAL COUNSEL WHO IS RESPONSIBLE FOR DAY TO-DAY COMPLIANCE OVERSIGHT. DESIGNATED STAFF AND THE GENERAL COUNSEL ARE RESPONSIBLE FOR REVIEWING APPLICABLE LAWS AND REGULATIONS AND ASSURING FULL IMPLEMENTATION OF AND COMPLIANCE WITH SUCH. POLICIES AND PROCEDURES ARE REVIEWED ON A REGULAR BASIS. THE BOARD OF DIRECTORS AND OFFICERS SIGN A CONFLICT OF INTEREST STATEMENT BI-ANNUALLY. ALL CONFLICTS OF INTEREST ARE EXPECTED TO BE DISCLOSED. IF THERE IS A CONFLICT OF INTEREST WITH A CODE OF CONDUCT, A WHISTLEBLOWER POLICY IS IN PLACE AND THERE IS A WHISTLEBLOWER HOTLINE TO CALL. Form 990, Part VI, Line 15a Process to establish compensation of top management official THE BOARD OF DIRECTORS PERFORMS AN ANNUAL REVIEW OF EXECUTIVE COMPENSATION. THE LAST REVIEW WAS PERFORMED IN 2024. GOALS AND OBJECTIVES ARE SET FORTH ANNUALLY AND REVIEWED DURING THIS PROCESS. ADDITIONALLY, PERIODIC COMPARISONS TO SIMILAR FOR-PROFIT AND NOT-FOR-PROFIT ENTITIES ARE EXAMINED. Form 990, Part VI, Line 19 Required documents available to the public OUR GOVERNING DOCUMENTS ARE KEPT ON FILE AND ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY INFORMATION IS AVAILABLE UPON REQUEST. SUMMARIZED FINANCIAL INFORMATION FOR ALL EVERENCE ENTITIES IS PUBLISHED IN A REPORT TO THE MEMBERS. THIS REPORT INFORMS THE MEMBERS THEY MAY REQUEST THE AUDITED FINANCIAL STATEMENTS. Form 990, Part VIII, Line 2f Other Program Service Revenue - Total Revenue: 173505, Related or Exempt Function Revenue: 173505, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ; Form 990, Part XI, Line 9 Other changes in net assets or fund balances Change in admitted investment carrying amounts - 6546076; Change in asset valuation reserve - -973108; Change in nonadmitted assets - 2208705; Gain/Loss transferred to IMR - 150346; EVERENCE FOUNDATION INC 1110 N MAIN ST GOSHEN IN 46528 356031936 PUBLIC FDN IN 501(c)(3) 7 NA true MENNONITE CHURCH USA 3145 BENHAM AVE SUITE 1 ELKHART IN 46517 352147800 CHURCH IN 501(c)(3) 1 NA false MENNONITE CHURCH BUILDINGS INC 1110 N MAIN ST GOSHEN IN 46528 356031937 REAL ESTATE IN 501(c)(3) 11 NA true MENNONITE HEALTH ASSOCIATION INC 110 N MAIN ST GOSHEN IN 46528 311043978 DORMANT IN 501(c)(3) EVRNCE ASSOC false EVERENCE SERVICES LLC 1110 N MAIN ST GOSHEN IN 46528 351962055 PAYMASTER IN NA Related 1307438 20654142 false false 0.5758 MMATCO LLP 1110 N MAIN ST GOSHEN IN 46528 352140530 FIDUCIARY IN NA EVERENCE INSURANCE COMPANY 1110 N MAIN ST GOSHEN IN 46528 351698689 INSURANCE IN EVRNCE HOLDINGS C Corporation true EVERENCE TRUST COMPANY 1110 N MAIN ST GOSHEN IN 46528 352140529 TRUST COMPANY IN EVRNCE HOLDINGS C Corporation true EVERENCE CAPITAL MANAGEMENT INC 1110 N MAIN ST GOSHEN IN 46528 356038806 INVESTMENTS IN EVRNCE HOLDINGS C Corporation true MMA DISTRIBUTION INC 1110 N MAIN ST GOSHEN IN 46528 263734503 COMMISSION SERVCE IN EVRNCE HOLDINGS C Corporation true EVERENCE REAL ESTATE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 352471296 REAL ESTATE IN EVRNCE HOLDINGS C Corporation true EVERENCE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 263734671 HOLDING COMPANY IN EVRNCE ASSOC C Corporation 72034640 48396239 1 true true true true true false false false false false false true false true false true true false false false MENNONITE CHURCH BUILDINGS INC A 239148 FMV MMA Distribution A 141301 FMV Everence Federal Credit Union A 99027 FMV Everence Trust Company B 120000 FMV MMA Distribution B 836752 FMV Everence Holdings Inc C 1000000 FMV Mennonite Church Buildings D 4202651 FMV EVERENCE FEDERAL CREDIT UNION D 6800000 FMV MMA Distribution D 1700000 FMV Mennonite Church Buildings K 297781 FMV MMA Distribution M 2850873 FMV Everence Services O 8991616 FMV Everence Services P 6827277 FMV