2020-07-07T04:12:48-05:00 2017-12-31 861065772 DELOITTE TAX LLP 695 TOWN CENTER DR STE 1000 COSTA MESA CA 92626 990 2017-01-01 133240109 FINCA INTERNATIONAL INC FINC 2026821510 1201 15TH ST NW 8TH FLOOR WASHINGTON DC 20005 KUO-WEI WANG DIRECTOR OF FINANCE 2026821510 2020-06-29 1 JOHN W SADOFF JR P00540589 7144367100 173.66.2.133 2020-06-29 15:34:25 ED P CD71869BFC494223FABD92E93AB0669CE7B22062 2A209ADF6288EF4A8C29F7770523BFC7EA556A53 2017 2021-01-29 14:40:06Z X RUPERT W SCOFIELD 1201 15TH ST NW 8TH FLOOR WASHINGTON DC 20005 35695115 0 X WWW.FINCA.ORG X 1984 NY ALLEVIATE POVERTY BY HELPING PEOPLE BUILD ASSETS, CREATE JOBS AND RAISE THEIR STANDARD OF LIVING. 13 11 40 20 0 0 20107097 19051488 16794813 14913551 9369099 289302 3681704 1324952 49952713 35579293 0 0 0 0 19427492 6825662 419168 506930 3285957 28995426 17026723 48842086 24359315 1110627 11219978 145444902 208671606 47050769 50388468 98394133 158283138 X FINCA'S MISSION IS TO ALLEVIATE POVERTY BY HELPING PEOPLE BUILD ASSETS, CREATE JOBS AND RAISE THEIR STANDARD OF LIVING. 0 0 12423105 16187220 OVER THE COURSE OF 2017, THE OVER 10,000 EMPLOYEES AT FINCA INTERNATIONAL AND ITS AFFILIATES DISBURSED $1.0 BILLION IN LOANS AVERAGING $1,037 TO ITS CLIENTS, OF WHOM 46% ARE WOMEN. MORE THAN 1.5 MILLION INDIVIDUALS VOLUNTARILY SAVE ON A REGULAR BASIS, WITH A TOTAL SAVINGS OF OVER $325 MILLION, EQUATING TO AN AVERAGE SAVINGS OF $200 PER CLIENT. SEE SCHEDULE O FOR MORE DETAILED INFORMATION.AS OF DECEMBER 31, 2017, FINCA'S AFFILIATES OPERATED IN THE FOLLOWINGCOUNTRIES AND HAD THE FOLLOWING NUMBER OF BENEFICIARIES:AFRICA:" DEMOCRATIC REPUBLIC OF CONGO: 422,710 BENEFICIARIES" MALAWI: 60,948 BENEFICIARIES" NIGERIA: 24,286 BENEFICIARIES" TANZANIA: 152,891 BENEFICIARIES" UGANDA: 105,159 BENEFICIARIES" ZAMBIA: 100,119 BENEFICIARIESLATIN AMERICA & THE CARIBBEAN:" ECUADOR: 35,572 BENEFICIARIES" GUATEMALA: 32,577 BENEFICIARIES" HAITI: 45,589 BENEFICIARIES" HONDURAS: 50,186 BENEFICIARIES" NICARAGUA: 27,357 BENEFICIARIESMIDDLE EAST AND SOUTH ASIA:" AFGHANISTAN: 24,259 BENEFICIARIES" JORDAN: 29,448 BENEFICIARIES" PAKISTAN: 634,378 BENEFICIARIESEURASIA AND EUROPE:" ARMENIA: 35,689 BENEFICIARIES" AZERBAIJAN: 14,882 BENEFICIARIES" GEORGIA: 108,985 BENEFICIARIES" KOSOVO: 17,548 BENEFICIARIES" KYRGYZSTAN: 118,484 BENEFICIARIES" TAJIKISTAN: 30,899 BENEFICIARIESFINCA HAS EMBARKED ON A COMPREHENSIVE INITIATIVE TO MONITOR AND MANAGE SOCIAL PERFORMANCE THAT INCLUDES IDENTIFYING AND TRACKING SOCIAL PERFORMANCE INDICATORS ON AN ONGOING BASIS TO ENSURE THAT FINCA REMAINS FOCUSED ON CLIENT WELFARE AND PROTECTION, INCREASES TRANSPARENCY WITH PARTNERS, AND DEVELOPS NEW PRODUCTS THAT ARE TAILORED TO ENHANCE CLIENT WELL-BEING. THE EXISTENCE OF A BOARD LEVEL SOCIAL PERFORMANCE AUDIT COMMITTEE SIGNIFIES THE ORGANIZATION'S UNWAVERING COMMITMENT TO IMPROVE THE LIVELIHOODS OF CLIENTS THROUGH THE PROVISION OF PRODUCTS AND SERVICES THAT CLIENTS SAY THEY NEED.BUILDING ON THE PIONEERING CLIENT ASSESSMENT TOOL THAT FINCA INTERNATIONAL USES TO MEASURE THE IMPACT OF OUR PRODUCTS AND SERVICES ON THE LIVES OF OUR CLIENTS AND THEIR FAMILIES, THE SOCIAL PERFORMANCE AUDIT COMMITTEE HAS CREATED A SPECIFIC, COMPREHENSIVE AND MEASURABLE DEFINITION OF FINCA INTERNATIONAL'S SOCIAL PERFORMANCE. TO BE SUCCESSFUL IN ITS COMMITMENT TO SOCIAL PERFORMANCE, FINCA INTERNATIONAL NEEDS TO SHOW THAT IT HAS:" EXPANDED ACCESS TO FINANCIAL SERVICES, PRIMARILY AMONG UNDERSERVED, LOW-INCOME PEOPLE AND COMMUNITIES;" INCREASED EMPLOYMENT AND INCOMES;" IMPROVED LIVING STANDARDS; AND" EMPOWERED OUR CLIENTS AND HELPED THEM ACHIEVE THEIR PERSONAL ASPIRATIONS. 12423105 1 1 0 0 0 0 0 0 0 0 1 0 1 0 1 1 0 1 0 1 1 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 1 0 1 0 0 0 1 1 1 1 1 0 1 X 38 0 1 40 1 0 1 AF AM AJ CJ CG EC GG GT HA HO JO KV KG MI MX NL NU NI PK RS TI TZ UG ZA 0 0 0 0 0 0 0 0 X 13 11 1 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 1 1 AK AL AR CA CT FL GA HI IL KS KY LA MA MD MI MN MS NH NJ NM NY OK OR PA RI SC TN UT VA WI WV X X KUO-WEI WANG DIRECTOR OF FINANCE 2026821510 1201 15TH STREET NW 8TH FLOOR WASHINGTON DC 20005 JOHN ELKINS DIRECTOR 5.00 0.00 X 0 0 0 AMANDA ELLIS DIRECTOR 5.00 0.00 X 0 0 0 PETER EPP DIRECTOR 5.00 0.00 X 0 0 0 JOHN K HATCH DIRECTOR 10.00 0.00 X 67083 0 0 ROBERT W HATCH CHAIRMAN 10.00 0.00 X 0 0 0 HAROLD JASTRAM DIRECTOR 5.00 0.00 X 0 0 0 AGRINA MUSSA DIRECTOR 5.00 0.00 X 0 0 0 RUPERT W SCOFIELD PRESIDENT & CEO 50.00 0.00 X X 359363 0 37665 JAMES SEMAKADDE DIRECTOR 5.00 0.00 X 0 0 0 FRED SEYMOUR DIRECTOR 5.00 0.00 X 0 0 0 CHARLES TREVAIL DIRECTOR 5.00 0.00 X 0 0 0 DAVID E WEISMAN DIRECTOR 5.00 0.00 X 0 0 0 RICHARD N WILLIAMSON DIRECTOR 5.00 0.00 X 0 0 0 DEBRA SPAGNOLA CHIEF FINANCIAL OFFICER 50.00 0.00 X 109025 0 7570 SOLEDAD GOMPF SVP, PHILANTHROPIC ADVISOR 50.00 0.00 X 1119851 0 -111528 AMI DALAL VP, SOCIAL ENTERPRISE INNOVATI 50.00 0.00 X 142619 0 12322 LESLIE ENRIGHT SR MANAGER, BUSINESS DEVELOPME 50.00 0.00 X 175308 0 30839 SCOTT GRAHAM DIRECTOR OF CUSTOMER RESEARCH 50.00 0.00 X 136090 0 22096 JENNIFER SCHMIDT GREENE DIRECTOR, RESTRICTED GRANTS 50.00 0.00 X 106744 0 35626 ROBERT PRICE DIRECTOR, DIRECT MARKETING 50.00 0.00 X 105823 0 41050 JEFFREY FLOWERS FORMER VP - REGIONAL DIRECTOR 0.00 50.00 X 0 158532 38722 MICHAEL GAMA-LOBO FORMER VP - REGIONAL DIRECTOR 0.00 50.00 X 0 158531 55874 ROMAN HINGORANI FORMER VP & CFO 0.00 50.00 X 0 330657 52512 CHIKAKO KUNO FORMER DIRECTOR TEMA 0.00 0.00 X 108769 0 0 JOHN LOPEZ FORMER SENIOR ATTORNEY 0.00 50.00 X 0 167723 2171 DENIS MILLSAPS FORMER VP & CHIEF TECHNOLOGY OFFICER 0.00 50.00 X 0 126892 14524 KEITH SANDBLOOM FORMER VP - REGIONAL DIRECTOR 0.00 50.00 X 0 160366 47069 ALLISON SCURIATTI EXECUTIVE DIRECTOR END 8/17 50.00 0.00 X 132544 0 1063 ANDREE SIMON FORMER VP & CO - CEO 0.00 50.00 X 0 356667 10710 JEFFREY SMITH FORMER VP, CHIEF AUDIT & RISK OFFICER 0.00 50.00 X 0 220536 33280 P DANIEL SMITH FORMER VP & GENERAL COUNSEL 0.00 50.00 X 0 334247 43104 ZARLASHT WARDAK FORMER VP - REGIONAL DIRECTOR 0.00 50.00 X 0 245069 38714 2563219 2259220 413383 13 1 1 0 THE PRODUCTION ADVANTAGE INC 13873 PARK CENTER ROAD SUITE 15 OAK HILL VA 20171 MAILING AND PRINTING SERVICES 3070262 NATIONAL HOUSING CENTER 1201 15TH STREET NW WASHINGTON DC 20005 RENT 1090094 FINCA MICROFINANCE GLOBAL SERVICES LLC 1201 15TH STREET NW 8TH FLOOR WASHINGTON DC 20005 SUPPORT SERVICES 1023773 FINCA MICROFINANCE BANK LIMITED BAGAMOYO ROAD PLOT NO34 DAR ES SALAAM TZ MICROFINANCE ACTIVITIES 531825 INTEGRATED DIRECT MARKETING 1250 CONNECTICUT AVENUE NW700 WASHINGTON DC 20036 ADVERTISING AND PROMOTION 442607 16 19051488 3445437 19051488 INTEREST REV - BRANCHE 522298 8698540 8698540 MANAGEMENT FEES 900099 6215011 6215011 14913551 214328 214328 74974 0 74974 74974 74974 167105 115822 51283 51283 OTHER INCOME 900099 1273669 1273669 1273669 35579293 16187220 0 340585 1021159 573757 338456 108946 25118 25118 4066108 3045201 557513 463394 227886 227886 1485391 749185 498436 237770 4056588 2402478 1123367 530743 71614 71614 783963 190588 593375 506930 506930 366908 307513 1490 57905 2693387 1096235 293692 1303460 171334 171334 684011 381426 302585 421702 317837 60837 43028 18146 2899 15247 2221233 1894443 326790 249735 49618 200117 306158 1758 304400 LICENSE AND SUBS. FEES 3661448 168394 3481675 11379 MSA EXPENSE 293733 293733 OTHER DIRECT COST 272368 137452 132841 2075 LOAN CAPITAL 265009 265009 489386 277513 206793 5080 24359315 12423105 8650253 3285957 5953334 5784012 1538055 2737897 2195375 2510117 9055772 2878994 0 28536631 43773643 0 224775 3710240 2318852 1500731 1391388 7343 0 96124320 149360354 29417 10426 503924 145444902 208671606 13546240 6357005 570724 2443679 29225907 38189494 3707898 3398290 47050769 50388468 X 98100598 157803536 293535 479602 98394133 158283138 145444902 208671606 X 11219978 45882044 2786983 X 0 1 X 1 0 X 27525208 22225233 20354935 20107097 19051488 109263961 27525208 22225233 20354935 20107097 19051488 109263961 5169766 104094195 12793365 8536137 11819458 13050803 8912868 55112631 38101 38461 10000 0 0 86562 31763541 32682014 30159885 16794813 7539963 118940216 283403370 35695115 0.36730 0.36870 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 1942395 708090 1234305 1767845 1610762 157083 1391388 INVESTMENT IN PARTNERSHIP AND SUBS 149323683 C INVESTMENT IN LLC 36671 C 149360354 DEFERRED PENSION OBLIGATION 3398290 3398290 X PART X, LINE 2: FINCA RECORDS UNRECOGNIZED TAX BENEFITS AS LIABILITIES IN ACCORDANCE WITH ASC 740 AND ADJUSTS THESE LIABILITIES WHEN ITS JUDGMENT CHANGES AS A RESULT OF THE EVALUATION OF NEW INFORMATION NOT PREVIOUSLY AVAILABLE. BECAUSE OF THE COMPLEXITY OF SOME OF THESE UNCERTAINTIES, THE ULTIMATE RESOLUTION MAY RESULT IN A PAYMENT THAT IS MATERIALLY DIFFERENT FROM OUR CURRENT ESTIMATE OF THE UNRECOGNIZED TAX BENEFIT LIABILITIES. THESE DIFFERENCES WILL BE REFLECTED AS INCREASES OR DECREASES TO INCOME TAX EXPENSE IN THE PERIOD IN WHICH NEW INFORMATION IS AVAILABLE. AT DECEMBER 31, 2017, FINCA DID NOT RECORD ANY ADDITIONAL UNRECOGNIZED TAX BENEFITS. FINCA BELIEVES THAT IT IS NOT REASONABLY POSSIBLE THAT ANY UNRECOGNIZED TAX BENEFITS WILL SIGNIFICANTLY INCREASE OR DECREASE WITHIN 12 MONTHS OF THE REPORTING DATE. AT DECEMBER 31, 2017, NO ESTIMATED INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS WERE ACCRUED. ACCRUED INTEREST AND PENALTIES ARE GENERALLY INCLUDED WITHIN THE RELATED ACCRUED LIABILITIES LINE IN THE CONSOLIDATED STATEMENT OF FINANCIAL POSITION. FINCA IS SUBJECT TO TAXATION BY THE U.S. FEDERAL GOVERNMENT, VARIOUS U.S. STATES AND LOCALITIES, AND FOREIGN JURISDICTIONS. AS OF DECEMBER 31, 2017, FINCA'S TAX YEARS 2007-2017 ARE SUBJECT TO EXAMINATION BY THE TAX AUTHORITIES. SUB-SAHARAN AFRICA 0 1 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 2307124 EUROPE (INCLUDING ICELAND AND GREENLAND) 1 180 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR CENTRAL AMERICA & THE CARIBBEAN 0 1 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 205959 RUSSIA AND NEIGHBORING STATES 0 1 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 5000 SOUTH ASIA 0 1 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR SOUTH AMERICA 0 1 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR NORTH AMERICA 0 2 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR MIDDLE EAST AND NORTH AFRICA 0 1 PROGRAM SERVICES FINANCIAL SERVICES FOR THE POOR 16000 1 188 0 0 1 188 2534083 0 2534083 1 0 1 0 0 0 PART I, LINE 3: METHOD USED TO ACCONT FOR EXPENDITURES: ACCRUAL METHOD X X X X X X 1 PUBLIC INTEREST COMMUNICATIONS INC 7700 LEESBURG PIKE FALLS CHURCH VA 22043 TELEMARKETING 0 23717 16796 6921 SD&A TELESERVICES INC 5757 W CENTURY BLVD LOS ANGELES CA 90045 TELEMARKETING 0 10282 31369 -21087 HARRIS DIRECT 21250 CALIFA STREET WOODLAND HILLS CA 91367 TELEMARKETING 0 7929 16158 -8229 INTEGRATED DIRECT MARKETING LLC 1250 CONNECTICUT AVE NW WASHINGTON DC 20036 FUNDRAISING CONSULTANT 0 0 442607 -442607 41928 506930 -465002 AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY X X X X 1 1 X 1 1 0 0 0 0 0 0 0 RUPERT W SCOFIELD PRESIDENT & CEO 342435 0 0 0 16928 0 21341 0 16324 0 397028 0 0 0 SOLEDAD GOMPF SVP, PHILANTHROPIC ADVISOR 182044 0 0 0 937807 0 -143309 0 31781 0 1008323 0 0 0 AMI DALAL VP, SOCIAL ENTERPRISE INNOVATI 142619 0 0 0 0 0 500 0 11822 0 154941 0 0 0 LESLIE ENRIGHT SR MANAGER, BUSINESS DEVELOPME 95834 0 0 0 79474 0 7980 0 22859 0 206147 0 0 0 SCOTT GRAHAM DIRECTOR OF CUSTOMER RESEARCH 136090 0 0 0 0 0 11242 0 10854 0 158186 0 0 0 JEFFREY FLOWERS FORMER VP - REGIONAL DIRECTOR 0 133968 0 0 0 24564 0 18000 0 20722 0 197254 0 0 MICHAEL GAMA-LOBO FORMER VP - REGIONAL DIRECTOR 0 103162 0 15000 0 40369 0 18000 0 37874 0 214405 0 0 ROMAN HINGORANI FORMER VP & CFO 0 280657 0 50000 0 0 0 24000 0 28512 0 383169 0 0 CHIKAKO KUNO FORMER DIRECTOR TEMA 0 0 0 0 108769 0 0 0 0 0 108769 0 0 0 JOHN LOPEZ FORMER SENIOR ATTORNEY 0 167723 0 0 0 0 0 0 0 2171 0 169894 0 0 DENIS MILLSAPS FORMER VP & CHIEF TECHNOLOGY OFFICER 0 65994 0 0 0 60898 0 0 0 14524 0 141416 0 0 KEITH SANDBLOOM FORMER VP - REGIONAL DIRECTOR 0 160366 0 0 0 0 0 18000 0 29069 0 207435 0 0 ALLISON SCURIATTI EXECUTIVE DIRECTOR END 8/17 79755 0 0 0 52789 0 701 0 362 0 133607 0 0 0 ANDREE SIMON FORMER VP & CO - CEO 0 306667 0 50000 0 0 0 0 0 10710 0 367377 0 0 JEFFREY SMITH FORMER VP, CHIEF AUDIT & RISK OFFICE 0 220536 0 0 0 0 0 11660 0 21620 0 253816 0 0 P DANIEL SMITH FORMER VP & GENERAL COUNSEL 0 284247 0 50000 0 0 0 24000 0 19104 0 377351 0 0 ZARLASHT WARDAK FORMER VP - REGIONAL DIRECTOR 0 127079 0 15000 0 102990 0 18000 0 20714 0 283783 0 0 PART I, LINE 1A IN 2017, FINCA INTERNATIONAL PROVIDED TAX GROSS-UP PAYMENTS FOR EMPLOYEES, LESLIE ENRIGHT ($43,839) AND SOLEDAD GOMPF ($499,982). HOUSING ALLOWANCES WERE PROVIDED FOR HOUSING COSTS PAID TO THE FOLLOWING EXPATRIATE EMPLOYEES: ALISON BOESS AND LESLIE ENRIGHT. PERSONAL USE OF THE COMPANY CAR WAS PROVIDED TO RUPERT SCOFIELD. TRAVEL, INCLUDING COMPANION TRAVEL, WAS PROVIDED TO RUPERT SCOFIELD AND LESLIE ENRIGHT. THE GROSS-UP PAYMENTS, HOUSING ALLOWANCES, PERSONAL USE OF COMPANY CAR AND TRAVEL WERE TREATED AS TAXABLE COMPENSATION. PART I, LINES 4A-B SEVERANCE PAYMENTS WERE MADE TO THE FOLLOWING PERSONS: ALLISON SCURIATTI AND CHIKAKO KUNO IN THE AMOUNT OF $41,250 AND $86,546, RESPECTIVELY. PART I, LINES 4A-B SOLEDAD GOMPF, JOHN HATCH, AND RUPERT SCOFIELD PARTICIPATED IN A SECTION 457(F) SUPPLEMENTAL NONQUALIFIED DEFERRED COMPENSATION PLAN. RUPERT SCOFIELD AND JOHN HATCH HAD PREVIOUSLY VESTED IN THE PLAN. SOLEDAD GOMPF PARTIALLY VESTED (50%) IN 2017. TAXABLE COMPENSATION OF THE VESTED AMOUNT OF $437,825 WAS REPORTED IN 2017. JOHN HATCH RECEIVED A PAYMENT OF $67,083 DURING 2017; NO OTHER LISTED PERSON RECEIVED PAYMENT DURING 2017. THE PLAN IS A DEFINED BENEFIT PENSION PLAN. JULIE HOUSER FAMILY MEMBER - CEO 25118 EMPLOYMENT 0 X 10 56059 FMV X SOFTWARE LICENSES 1 3389378 COST OR SELLING PRIC 0 0 1 1 PART I, COLUMN (B): THE AMOUNT IN COLUMN (B) REFERS TO THE NUMBER OF CONTRIBUTIONS. PART I, LINE 32B: FINCA USED CHARLES SCHWAB BROKERAGE SERVICES TO SELL DONATED SECURITIES. FORM 990, PART VI, SECTION A, LINE 2 THE CHAIRMAN OF THE BOARD, ROBERT W. HATCH, IS THE BROTHER OF THE FOUNDER, JOHN HATCH, WHO IS ALSO A DIRECTOR AND A RETIRED EMPLOYEE. ROBERT HATCH, GIVEN SIGNIFICANT MANAGEMENT EXPERIENCE, ASSISTED IN FOUNDING THE ORGANIZATION AND IN PROVIDING LEADERSHIP AS BOARD CHAIRMAN THROUGHOUT FINCA'S HISTORY. JOHN HATCH, RICHARD WILLIAMSON, HAROLD JASTRAM, AND RUPERT SCOFIELD ARE ALL MEMBERS OF THE BOARD OF DIRECTORS AND MINOR SHAREHOLDERS OF CEREAL INGREDIENTS, INC. WHICH IS OWNED BY ROBERT HATCH, THE CHAIRMAN OF FINCA INTERNATIONAL'S BOARD OF DIRECTORS. RICHARD WILLIAMSON HAS A FINANCIAL TRANSACTION WITH CEREAL INGREDIENTS, INC. RICHARD WILLIAMSON AND ROBERT HATCH ARE ALSO BOTH DIRECTORS OF THE HEALTHY BACK STORE. FORM 990, PART VI, SECTION A, LINE 6 UNDER FINCA INTERNATIONAL'S CONSTITUENT DOCUMENTS, MEMBERS ARE THE FUNCTIONAL EQUIVALENT OF SHAREHOLDERS BUT HOLD NO ECONOMIC INTEREST. THEY FUNCTION AS STEWARDS OF THE CHARITABLE MISSION AND SERVE AS THE ULTIMATE GOVERNANCE AUTHORITY FOR THE ORGANIZATION. FINCA HAS 4 (FOUR) MEMBERS, EACH OF WHOM HAVE EQUAL VOTING RIGHTS AND DEVOTE CONSIDERABLE TIME AND ATTENTION TO ITS ACTIVITIES. MEMBERSHIPS IN FINCA ARE NOT SOLD AS FUNDRAISING MECHANISMS. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS, AS DESCRIBED IN LINE 6, ELECT THE GOVERNING BODY OF FINCA, WHICH IS FINCA INTERNATIONAL'S BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN KEY DECISIONS OF THE GOVERNING BODY, FINCA INTERNATIONAL'S BOARD OF DIRECTORS, ARE SUBJECT TO THE APPROVAL BY THE MEMBERS OF THE ORGANIZATION. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PRESENTED TO THE 990 REVIEW TEAM WHICH COMPRISES THE AUDIT COMMITTEE, AND REPRESENTATIVES FROM MANAGEMENT TEAM, LEGAL, AND FINANCE. THE TEAM REVIEWS THE DOCUMENT AND A MEETING IS SCHEDULED TO DISCUSS PENDING QUESTIONS WITH THE CHIEF FINANCIAL OFFICER. THIS PROCESS INCLUDES REVIEWING AND GIVING FINAL APPROVAL OF ALL SECTIONS, SCHEDULES, CHECKLISTS, AND ALL DISCLOSURES ON THE RETURN. FORM 990, PART VI, SECTION B, LINE 12C OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTERESTS ON AN ONGOING BASIS. CONFLICTS OF INTERESTS ARE PROHIBITED BY THE FINCA CODE OF CONDUCT AND PERSONNEL MANUAL, SUBJECT TO ANY EXCEPTIONS BASED ON A STANDARD OF FAIRNESS AND BEST INTERESTS OF THE COMPANY BY AN INDEPENDENT AUDIT COMMITTEE. CONFLICTS, INCLUDING RELATED PARTY TRANSACTIONS, ARE STRONGLY DISCOURAGED AND APPROVED, IF AT ALL, ON AN EXCEPTIONAL BASIS. THE PROCESS IS MONITORED THROUGH ACKNOWLEDGMENT OF THE POLICY PROHIBITING AND REQUIRING REPORTING OF ANY CONFLICTS, ALONG WITH INTERNAL AUDITS AND OTHER CONTROLS (INCLUDING THE CONTRACT REVIEW PROCESS). THE FINCA CODE OF CONDUCT, APPLICABLE TO ALL FINCA PERSONS GLOBALLY, PROVIDES A CONFIDENTIAL REPORTING MECHANISM ("HOTLINE") FOR REPORTING VIOLATIONS OF THE CODE, INCLUDING CONFLICTS OF INTERESTS. FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS FOR DETERMINING THE CEO AND OTHER OFFICERS' COMPENSATION IS PERFORMED BY THE PRESIDENT & CEO AND REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS' GOVERNANCE COMMITTEE. THE PRESIDENT & CEO IS EXCLUDED FROM THE GOVERNANCE COMMITTEE DURING THE REVIEW AND APPROVAL OF THE PRESIDENT & CEO'S COMPENSATION. THE REVIEW IS PERFORMED ANNUALLY. FORM 990, PART VI, LINE 15B: THE PROCESS FOR DETERMINING ALL OFFICERS' COMPENSATION IS PERFORMED BY THE HUMAN RESOURCES DEPARTMENT AND REVIEWED AND APPROVED BY THE THE BOARD OF DIRECTORS' EXECUTIVE COMMITTEE. THE PROCESS INCLUDES A REVIEW OF OTHER FORM 990S AND COMPENSATION SURVEYS, AND THERE IS CONTEMPORANEOUS SUBSTANTIATION OF THE DELIBERATION AND DECISION. THE REVIEW IS PERFORMED ANNUALLY. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST AND ON ITS OWN WEBSITE. FORM 990, PART XI, LINE 9: UNAMORTIZED PENSION PRIOR SERVICE COSTS -31,581. FV ADJUSTMENT -26,574. CURRENCY TRANSLATION ADJUSTMENTS 3,961,138. DONATED EQUITY -1,116,000. FORM 990, AMENDED RETURN FINCA INTERNATIONAL, INC. ("FII") HAS AMENDED ITS 2017 FORM 990 TO UPDATE THE METHODOLOGY USED TO REPORT REVENUES FROM ITS INTEREST IN FINCA MICROFINANCE HOLDING COMPANY, LLC CONSISTENT WITH THE EQUITY METHOD USED FOR FINANCIAL STATEMENT PURPOSES. DUE TO CHANGES IN TAX LAW RESULTING FROM THE ENACTMENT OF THE TAX CUTS AND JOBS ACT, THE COMPANY BELIEVES THAT THIS PRESENTATION IS A MORE ACCURATE REFLECTION OF FII'S OPERATIONS. THE FOLLOWING SCHEDULES HAVE BEEN ADJUSTED AS A RESULT: FORM 990, PART I FORM 990, PART III FORM 990, PART VIII FORM 990, PART IX FORM 990, PART X FORM 990, PART XI SCHEDULE A, PART II SCHEDULE D, PART VIII PART VI, SECTION C, LINE 20 HAS BEEN UPDATED TO REFLECT THE CURRENT NAME, ADDRESS, AND PHONE NUMBER FOR THE PERSON WHO POSSESSES THE ORGANIZATION'S BOOKS AND RECORDS. 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