2021-08-26T18:03:40-05:00 2020-12-31 910189318 MOSS ADAMS LLP 601 W RIVERSIDE AVENUE STE 1800 SPOKANE WA 99201 990 2020-01-01 910863377 NUMERICA CREDIT UNION NUME 5094627355 14610 E SPRAGUE AVENUE SPOKANE VALLEY WA 992162146 BEN RICHARDSON ACTING CFO 5095357613 2021-08-16 1 BEN RICHARDSON XXX-XX-XXXX COLLEEN RAMIRES P01251320 5097472600 2021-08-16 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z NA BEN RICHARDSON 14610 E SPRAGUE AVENUE SPOKANE VALLEY WA 992162146 179810808 0 1269 X WWW.NUMERICACU.COM X 1937 WA CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 9 9 691 15 575627 0 0 0 140960172 155019454 7850214 5192243 0 94907 148810386 160306604 347568 530389 0 0 51983222 56389314 0 0 0 69935355 76561260 122266145 133480963 26544241 26825641 2515014678 3014942037 2253558552 2724967100 261456126 289974937 CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 0 0 PROVIDE FINANCIAL SERVICES TO 160,049 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER AND BUSINESS LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES. 0 0 0 0 0 0 0 1 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 0 0 1 51717 0 1 691 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 ID X BEN RICHARDSON 5094627355 14610 E SPRAGUE AVENUE SPOKANE VALLEY WA 99216 HUPP RON CHAIRMAN 8.00 X X 6223 0 0 NIELSEN SUSAN SECRETARY 8.00 X X 3967 0 0 MORTENSEN WES VICE CHAIRMAN 8.00 X X 1432 0 0 CLARK SCOTT DIRECTOR 8.00 X 8938 0 0 BENSON ADAM DIRECTOR 8.00 X 6695 0 0 PLUMB SCOTT DIRECTOR 8.00 X 4869 0 0 SMITH YVONNE DIRECTOR 8.00 X 2192 0 0 OCHOA-BRUCK GLORIA DIRECTOR 8.00 X 1432 0 0 KITTLITZ LIESEL DIRECTOR 8.00 X 1432 0 0 CICERO CARLA PRESIDENT/CEO 40.00 X 945594 0 151916 LEHN JENNIFER CHIEF OPERATIONS OFFICER 40.00 X 461419 0 37131 LEAVER CINDY CHIEF STRATEGY OFFICER 40.00 X 447786 0 30732 PLANK KENNETH CHIEF LENDING OFFICER 40.00 X 415063 0 39143 FERGUSON KELLEY CHIEF ADMINISTRATION OFFICER 40.00 X 414025 0 39773 CIANI LYNN CHIEF RISK OFFICER 40.00 X 355173 0 35332 HARTER NANCY CHIEF BRANDING OFFICER (THRU 5/20) 40.00 X 238541 0 25090 SHERMAN NICOLE CHIEF OPERATING OFFICER 40.00 X 123174 0 1857 MELCHER JOSHUA SVP OF BUSINESS SERVICES 40.00 X 360224 0 27741 HANSEN GREG EVP CREDIT ADMINISTRATION 40.00 X 308034 0 32324 ERNY JANA SVP OF RETAIL LENDING 40.00 X 309569 0 29587 CLUTE TROY SVP HOME LOAN CENTER 40.00 X 299564 0 33763 O'CALLAGHAN JENNIFER SVP OF MARKETING 40.00 X 277217 0 32509 PEARMAN- GILLMAN KIM SVP CORPORATE & COMMUNITY RELATIONS 40.00 X 280435 0 21492 STIRLING ANDY SVP OF CENTRAL WASHINGTON REGION 40.00 X 265951 0 30758 MURRAY KAYCEE SVP INFORMATION TECHNOLOGY 40.00 X 260694 0 34665 GRABICKI MICHELLE SVP OF CORPORATE CULTURE (THRU 8/20) 40.00 X 274262 0 20994 FOX MARK SVP PAYMENT SERVICES & DIGITAL 40.00 X 253188 0 28914 SUNDERMAN LISA SVP ENTERPRISE RISK MANAGEM 40.00 X 245489 0 25553 RICHARDSON BEN SVP OF FINANCE 40.00 X 246352 0 15591 WEIS KAREN VP OF LEGAL/ COMPLIANCE 40.00 X 192357 0 23606 SKINFILL LINDSEY VP OF CULTURE 40.00 X 162991 0 22213 KELLY JASON HLC SENIOR LOAN OFFICER 40.00 X 389910 0 20020 COLTRAIN ERIC FINANCIAL ADVISOR (THRU 11/20) 40.00 X 278208 0 18176 CHAMBERLIN BRYCE VP PRIVATE BANKING TEAM LEADER 40.00 X 264603 0 24279 BERDAR CLIFFORD HLC SALES MANAGER 40.00 X 238547 0 19891 SCHERTENLEIB WADE FINANCIAL ADVISOR (THRU 11/20) 40.00 X 238232 0 18642 8583782 0 841692 123 0 1 0 MTR COMMUNICATIONS 1705 S MAPLE BLVD SPOKANE WA 99203 MARKETING/PUBLIC RELATIONS 1394818 DIEBOLD PO BOX 643543 PITTSBURGH PA 15264 ATM MAINTENANCE & SUPPLIES 1122191 ADVANCED AMC INC 408 E SHERMAN AVE SUITE 205 CDA ID 83814 APPRAISALS 1111175 CHAPTER & VERSE 111 N POST ST SUITE 400 SPOKANE WA 99201 MARKETING/PUBLIC RELATIONS 881930 LOOMIS FARGO & CO PO BOX 643543 PALANTINE IL 60055 ATM BRANCH & CASH DELIVERY 853271 57 INTEREST ON LOANS 522100 107621538 107621538 FEE INCOME 522100 39646304 39070677 575627 GAIN ON SALE OF LOANS 522100 7751612 7751612 155019454 4931035 4931035 16945041 2820371 16683151 2821053 261890 -682 261208 261208 TAX REFUND 900099 94907 94907 94907 160306604 154443827 575627 5287150 485580 44809 7914965 37345092 3477347 3930707 3721203 325011 272003 660039 4241250 6452020 4950972 2457248 195522 208073 23690010 4940198 736247 PROVISION FOR LOAN LOSS 16510000 LOAN SERVICING EXPENSE 6098136 ATM/VISA CARD EXPENSES 4158602 ASSOCIATION DUES 355848 310081 133480963 52175521 50386651 91800626 260844243 40063666 41966171 1991847157 2288578829 2743091 3726078 87959015 30877954 61947466 57081061 214249750 243923601 249766 201548 59937635 68233855 2515014678 3014942037 33664607 39999787 129408 298761 867881 1136568 117500000 90500000 2101396656 2593031984 2253558552 2724967100 X 0 0 0 0 261456126 289974937 261456126 289974937 2515014678 3014942037 26825641 1693170 0 X 0 1 X 1 0 0 1 X 12693082 12693082 48607082 14289208 34317874 4433127 2255948 2177179 7030563 5002867 2027696 15195161 9329931 5865230 57081061 1428751 C AVAILABLE FOR SALE SECURITIES 213266621 F NCUSIF DEPOSIT 20992897 C FEDERAL HOME LOAN BANK STOCK 6642200 C OTHER INVESTMENTS 1593132 C 243923601 SHARES & DEPOSITS 2593031984 2593031984 X 154668169 0 154668169 5638435 5638435 160306604 127842528 0 127842528 5638435 5638435 133480963 PART IV, LINE 2B: THE ORGANIZATION HAS ESCROW ACCOUNTS RELATED TO PORTFOLIO MORTGAGES MEMBERS HAVE WITH THE ORGANIZATION. PART X, LINE 2: THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2020 OR 2019. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO MATERIAL UNRECOGNIZED TAX POSITIONS AT DECEMBER 31, 2020 OR 2019. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE. THE CREDIT UNION FILES A FEDERAL EXEMPT ORGANIZATION RETURN AND A SALES AND USE TAX RETURN WITH THE STATE OF WASHINGTON AND A STATE INCOME TAX RETURN WITH THE STATE OF IDAHO. PART XI, LINE 4B - OTHER ADJUSTMENTS: RECLASS ATM FEES NETTED AGAINST ATM INCOME ON FS 5,543,528. RECLASS TAX REFUND 94,907. PART XII, LINE 4B - OTHER ADJUSTMENTS: RECLASS ATM FEES NETTED AGAINST ATM INCOME ON FS 5,543,528. RECLASS TAX REFUND 94,907. 1 BIG TABLE PO BOX 372 SPOKANE WA 99210 208931223 501(C)(3) 30000 GENERAL SUPPORT SECOND HARVEST FOOD BANK 1234 E FRONT AVE SPOKANE WA 99202 237173826 501(C)(3) 25000 GENERAL SUPPORT VANESSA BEHAN CRISIS NURSERY 1004 E 8TH AVE SPOKANE WA 99202 911196575 501(C)(3) 20000 GENERAL SUPPORT DOMESTIC VIOLENCE SERVICES 3311 W CLEARWATER AVE KENNEWICK WA 99336 870704852 501(C)(3) 20000 GENERAL SUPPORT COMMUNITIES IN SCHOOLS OF BENTON-FRANKLIN 295 BRADLEY BLVD SUITE 204 RICHLAND WA 99352 810846103 501(C)(3) 20000 GENERAL SUPPORT YWCA OF SPOKANE 930 N MONROE SPOKANE WA 99201 910565025 501(C)(3) 15000 GENERAL SUPPORT FAMILY PROMISE OF SPOKANE 904 E HARTSON AVE SPOKANE WA 99202 911707988 501(C)(3) 15000 GENERAL SUPPORT YWCA NC WA 212 FIRST ST WENATCHEE WA 98801 910721056 501(C)(3) 12500 GENERAL SUPPORT SAFE PASSAGE 850 N 4TH ST COEUR DALENE ID 83814 820341451 501(C)(3) 12500 GENERAL SUPPORT CHILDREN'S VILLAGE 1350 W HANLEY AVE COEUR DALENE ID 83815 820485532 501(C)(3) 12500 GENERAL SUPPORT CHILDREN'S HOME SOCIETY 1014 WALLA WALLA AVE WENATCHEE WA 98801 910575955 501(C)(3) 12500 GENERAL SUPPORT WOMEN'S & CHILDREN'S FREE REST 1408 N WASHINGTON ST SPOKANE WA 99201 911399742 501(C)(3) 10000 GENERAL SUPPORT SPOKANE VALLEY PARTNERS 10814 E BROADWAY AVE SPOKANE VALLEY WA 99206 911478830 501(C)(3) 10000 GENERAL SUPPORT GSEWNI 1404 N ASH ST SPOKANE WA 99201 910570844 501(C)(3) 10000 GENERAL SUPPORT CDAIDE PO BOX 1042 COEUR DALENE ID 83816 821514707 501(C)(3) 10000 GENERAL SUPPORT 15 0 FINANCIAL EDUCATION SCHOLARSHIPS 4 19809 STUDENT AMBASSADOR SCHOLARSHIPS 10 15000 CONTINUING EDUCATION SCHOLARSHIPS 4 10000 PART I, LINE 2: DONATIONS ARE ROUTED THROUGH THE COMMUNITY INVOLVEMENT COMMITTEE (CIC) OR THROUGH THE COMMUNICATIONS DEPARTMENT DEPENDING ON THE REQUEST. THE REQUEST IS THEN EVALUATED EITHER BY COMMUNICATIONS OR BY THE CIC DONATIONS SUB-COMMITTEE AND A DETERMINATION MADE AS TO THE AMOUNT TO BE DONATED. ALL ACKNOWLEDGEMENTS ARE RETAINED AND RECIPIENTS OF THE DONATIONS RECORDED. ALL RECIPIENTS ARE WELL KNOWN LOCAL ORGANIZATIONS. NUMERICA ASSUMES THAT ALL GRANT FUNDS ARE USED WITHIN THE U.S. BUT DOES NOT MONITOR THE USE OF FUNDS PAST THE DATE OF CONTRIBUTION. FOR INDIVIDUAL SCHOLARSHIPS, CANDIDATES ARE INVITED FOR AN INTERVIEW WITH A PANEL OF JUDGES THAT INCLUDES TWO NUMERICA EMPLOYEES AND AT LEAST THREE COMMUNITY PARTNERS. THE PANEL SELECTS THE SCHOLARSHIP RECIPIENT. SCHOLARSHIPS ARE SENT DIRECTLY TO THE COLLEGE THEY ARE ATTENDING WITH A LETTER EXPLAINING THEY ARE TO BE USED FOR TUITION. X X X 1 1 X X X 1 1 0 CICERO CARLA PRESIDENT/CEO 667893 0 245513 0 32188 0 145357 0 6559 0 1097510 0 0 0 LEHN JENNIFER CHIEF OPERATIONS OFFICER 365377 0 92670 0 3372 0 29540 0 7591 0 498550 0 0 0 LEAVER CINDY CHIEF STRATEGY OFFICER 343010 0 92063 0 12713 0 22400 0 8332 0 478518 0 0 0 PLANK KENNETH CHIEF LENDING OFFICER 318234 0 83809 0 13020 0 30950 0 8193 0 454206 0 0 0 FERGUSON KELLEY CHIEF ADMINISTRATION OFFICER 329215 0 83580 0 1230 0 30950 0 8823 0 453798 0 0 0 CIANI LYNN CHIEF RISK OFFICER 278962 0 73107 0 3104 0 27935 0 7397 0 390505 0 0 0 HARTER NANCY CHIEF BRANDING OFFICER (THRU 5/20) 155410 0 81959 0 1172 0 22400 0 2690 0 263631 0 0 0 MELCHER JOSHUA SVP OF BUSINESS SERVICES 182464 0 176579 0 1181 0 18136 0 9605 0 387965 0 0 0 HANSEN GREG EVP CREDIT ADMINISTRATION 244553 0 57328 0 6153 0 23527 0 8797 0 340358 0 0 0 ERNY JANA SVP OF RETAIL LENDING 246370 0 60691 0 2508 0 17955 0 11632 0 339156 0 0 0 CLUTE TROY SVP HOME LOAN CENTER 225368 0 73553 0 643 0 23209 0 10554 0 333327 0 0 0 O'CALLAGHAN JENNIFER SVP OF MARKETING 221887 0 54894 0 436 0 24316 0 8193 0 309726 0 0 0 PEARMAN- GILLMAN KIM SVP CORPORATE & COMMUNITY RELATIONS 223832 0 51345 0 5258 0 7889 0 13603 0 301927 0 0 0 STIRLING ANDY SVP OF CENTRAL WASHINGTON REGION 213021 0 49535 0 3395 0 17155 0 13603 0 296709 0 0 0 MURRAY KAYCEE SVP INFORMATION TECHNOLOGY 207558 0 52878 0 258 0 20959 0 13706 0 295359 0 0 0 GRABICKI MICHELLE SVP OF CORPORATE CULTURE (THRU 8/20) 145744 0 51048 0 77470 0 15581 0 5413 0 295256 0 0 0 FOX MARK SVP PAYMENT SERVICES & DIGITAL 205079 0 47795 0 314 0 20618 0 8296 0 282102 0 0 0 SUNDERMAN LISA SVP ENTERPRISE RISK MANAGEM 197626 0 47504 0 359 0 18526 0 7027 0 271042 0 0 0 RICHARDSON BEN SVP OF FINANCE 215609 0 30430 0 313 0 7398 0 8193 0 261943 0 0 0 WEIS KAREN VP OF LEGAL/ COMPLIANCE 163348 0 28165 0 844 0 16646 0 6960 0 215963 0 0 0 SKINFILL LINDSEY VP OF CULTURE 149517 0 13378 0 96 0 13845 0 8368 0 185204 0 0 0 KELLY JASON HLC SENIOR LOAN OFFICER 60964 0 328889 0 57 0 12989 0 7031 0 409930 0 0 0 COLTRAIN ERIC FINANCIAL ADVISOR (THRU 11/20) 46740 0 230887 0 581 0 9976 0 8200 0 296384 0 0 0 CHAMBERLIN BRYCE VP PRIVATE BANKING TEAM LEADER 136843 0 126988 0 772 0 15615 0 8664 0 288882 0 0 0 BERDAR CLIFFORD HLC SALES MANAGER 88441 0 149768 0 338 0 12691 0 7200 0 258438 0 0 0 SCHERTENLEIB WADE FINANCIAL ADVISOR (THRU 11/20) 46740 0 190917 0 575 0 10383 0 8259 0 256874 0 0 0 PART I, LINE 1A BOARD MEMBERS WHO HAVE COMPANIONS TRAVELING HAVE THESE EXPENSES INCLUDED FOR TAXABLE PURPOSES IN THEIR 1099-MISC. TAX PAYMENTS ARE PROVIDED FOR EXECUTIVE LEVEL STAFF ON THE TAXABLE BENEFIT OF AN INTEREST-FREE LOAN ON A SPLIT DOLLAR LIFE INSURANCE POLICY. WELLNESS EXPENSES SUCH AS HEALTH CLUB DUES ARE PROVIDED FOR EXECUTIVE MANAGEMENT AS A BENEFIT. THEIR COMPENSATION IS TAXED APPROPRIATELY FOR THIS BENEFIT. PART I, LINES 4A-B MICHELLE GRABICKI RECEIVED $77,470 OF SEVERANCE IN 2020. CARLA CICERO, CEO, PARTICIPATES IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN. THE AMOUNT EARNED IN 2020 WAS $95,260. CICERO CARLA CHIEF EXECUTIVE OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 12173272 12909882 0 1 1 FERGUSON KELLEY CHIEF INFORMATION OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 3261694 3459908 0 1 1 LEHN JENNIFER A CHIEF OPERATIONS OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 1665148 1765766 0 1 1 NORBURY-HARTERNANCY CHIEF BRANDING OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 3076916 2979983 0 1 1 CIANI LYNN EVP - GENERAL COUNCIL SPLIT DOLLAR LIFE INSURANCE POLICY X 5841766 6179912 0 1 1 LEAVER CYNTHIA J CHIEF FINANCIAL OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 3728690 3752594 0 1 1 PLANK KEN CHIEF LENDING OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 4569112 4851412 0 1 1 ERNY JANA SVP RETAIL EXPERIENCE AND OPERATIONS OTHER: EMPLOYEE PERSONAL LOAN X 30000 13500 0 0 1 LEAVER CYNTHIA J CHIEF FINANCIAL OFFICER OTHER: EMPLOYEE PERSONAL LOAN X 2000 600 0 0 1 CLUTE TROY SVP HOME LOANS AND DEALER SERVICES MORTGAGE LOAN X 160000 159897 0 0 1 HUPP RON BOARD OF DIRECTORS MORTGAGE LOAN X 338000 69544 0 0 1 O'CALLAGHAN JEN SVP OF MARKETING MORTGAGE LOAN X 144000 116820 0 0 1 MURRAY KAYCEE SVP INFORMATION TECHNOLOGY MORTGAGE LOAN X 417000 373878 0 0 1 O'CALLAGHAN JEN SVP OF MARKETING MORTGAGE LOAN X 133000 12862 0 0 1 PLANK KEN CHIEF LENDING OFFICER MORTGAGE LOAN X 35736 29760 0 0 1 ERNY JANA SVP RETAIL EXPERIENCE AND OPERATIONS MORTGAGE LOAN X 120500 114500 0 0 1 ERNY JANA SVP RETAIL EXPERIENCE AND OPERATIONS MORTGAGE LOAN X 225145 184566 0 0 1 FOX MARK SVP PAYMENTS AND DIGITAL MORTGAGE LOAN X 564000 548200 0 0 1 PLANK KEN CHIEF LENDING OFFICER MORTGAGE LOAN X 752250 744290 0 0 1 O'CALLAGHAN JEN SVP OF MARKETING MORTGAGE LOAN X 122000 102614 0 0 1 NORBURY-HARTERNANCY CHIEF BRANDING OFFICER MORTGAGE LOAN X 368000 363258 0 0 1 CIANI LYNN EVP - GENERAL COUNCIL MORTGAGE LOAN X 375000 364876 0 0 1 CICERO CARLA CHIEF EXECUTIVE OFFICER MORTGAGE LOAN X 562500 391370 0 0 1 FERGUSON KELLEY CHIEF INFORMATION OFFICER MORTGAGE LOAN X 308000 299151 0 0 1 LEAVER CYNTHIA J CHIEF FINANCIAL OFFICER MORTGAGE LOAN X 459000 455597 0 0 1 LEHN JENNIFER A CHIEF OPERATIONS OFFICER MORTGAGE LOAN X 300000 282855 0 0 1 RCHARDSON BEN SVP OF FINANCE MORTGAGE LOAN X 404500 403031 0 0 1 FERGUSON KELLEY CHIEF INFORMATION OFFICER MORTGAGE LOAN X 106444 10700 0 0 1 CICERO CARLA CHIEF EXECUTIVE OFFICER MORTGAGE LOAN X 286811 186837 0 0 1 CLARK SCOTT T BOARD OF DIRECTORS MORTGAGE LOAN X 170000 140741 0 0 1 PLANK KEN CHIEF LENDING OFFICER MORTGAGE LOAN X 389205 389205 0 0 1 MELCHER JOSH SVP OF BUSINESS SERVICES MORTGAGE LOAN X 132000 50313 0 0 1 OCHOA-BRUCK GLORIA BOARD OF DIRECTORS OTHER: UNSECURED LOAN X 4000 1455 0 0 1 O'CALLAGHAN JEN SVP OF MARKETING AUTO LOAN X 48800 28619 0 0 1 HUPP RON BOARD OF DIRECTORS AUTO LOAN X 34472 21113 0 0 1 LEAVER CYNTHIA J CHIEF FINANCIAL OFFICER AUTO LOAN X 14657 1993 0 0 1 LEAVER CYNTHIA J CHIEF FINANCIAL OFFICER AUTO LOAN X 49532 19999 0 0 1 PLANK KEN CHIEF LENDING OFFICER AUTO LOAN X 31881 16958 0 0 1 PLANK KEN CHIEF LENDING OFFICER AUTO LOAN X 40000 39603 0 0 1 PLUMB SCOTT BOARD OF DIRECTORS AUTO LOAN X 35508 28372 0 0 1 BENSON ADAM BOARD OF DIRECTORS AUTO LOAN X 40119 12404 0 0 1 CLARK SCOTT T BOARD OF DIRECTORS AUTO LOAN X 12000 6483 0 0 1 SMITH YVONNE BOARD OF DIRECTORS AUTO LOAN X 13884 6379 0 0 1 SMITH YVONNE BOARD OF DIRECTORS AUTO LOAN X 19757 5443 0 0 1 MELCHER JOSH SVP OF BUSINESS SERVICES AUTO LOAN X 39980 33036 0 0 1 GRABICKI MICHELLE SVP OF CORPORATE CULTURE MORTGAGE LOAN X 417000 35892 0 0 0 41966171 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS ONE CLASS OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION'S MEMBERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B THE ORGANIZATION'S MEMBERS MUST APPROVE CERTAIN INFREQUENT DECISIONS OF THE GOVERNING BODY. FOR EXAMPLE, A MERGER WOULD REQUIRE MEMBER APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY EXECUTIVE MANAGEMENT. FORM 990, PART VI, SECTION B, LINE 12C THERE IS AN ANNUAL CERTIFICATION PROCESS WHERE THE CODE OF ETHICS POLICY FOR VOLUNTEERS IS REVIEWED. WHEN THERE IS A PERSONAL INTEREST, EVEN IF ONLY IN APPEARANCE, SUCH INTEREST MUST BE DISCLOSED AND THE NATURE OF SUCH INTEREST DESCRIBED TO THE BOARD PRIOR TO THE TIME ANY ACTION IS TAKEN. THE INTERESTED PARTY SHALL NOT DIRECTLY OR INDIRECTLY PARTICIPATE IN ANY DELIBERATION OR DETERMINATION OF THE MATTER AND SHOULD TAKE ALL REASONABLE STEPS TO AVOID THE CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 A COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE CEO'S CONTRACT ANNUALLY AND USES DATA FROM VARIOUS SURVEYS TO PROVIDE SUBSTANTIATION OF THE DELIBERATION AND DECISIONS REGARDING THE CEO'S ANNUAL BONUS AND SALARY. ALL OF THE SALARY RANGES FOR THE ENTIRE ORGANIZATION ARE SET BASED ON VARIOUS SALARY SURVEYS, INCLUDING EXECUTIVE SALARY SURVEY. THE SURVEYS ARE OF FINANCIAL INSTITUTIONS OF SIMILAR SIZE AND REGION. FORM 990, PART VI, SECTION C, LINE 18 THE ORGANIZATION'S FORM 1024 AND FORM 990 ARE AVAILABLE UPON REQUEST. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. NUMERICA MEMBER SERVICES INC PO BOX 4000 SPOKANE VALLEY WA 99037 911320629 FINANCIAL PLANNING SERVICE WA NUMERICA CREDIT UNION C 495765 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0