2021-05-11T08:21:57-05:00 2020-12-31 910189318 MOSS ADAMS LLP 805 SW BROADWAY STE 1200 PORTLAND OR 97205 990 2020-01-01 930257765 ONPOINT COMMUNITY CREDIT UNION ONPO 5032731764 PO BOX 3750 PORTLAND OR 972083750 JAMES HUNT SVP/CFO 5032731764 2021-05-10 1 JAMES HUNT XXX-XX-XXXX WENDY CAMPOS P00448102 5032421447 2021-05-10 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z ROBERT STUART PO BOX 3750 PORTLAND OR 972083750 318266980 0 X WWW.ONPOINTCU.COM X 1932 OR PROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES. 9 9 949 0 972644 0 0 0 232954258 279760733 44491719 36404976 0 0 277445977 316165709 802679 1538637 0 0 73173474 96936666 0 0 0 103446852 120870423 177423005 219345726 100022972 96819983 6130686655 7902214326 5366514189 6988221719 764172466 913992607 PROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES. 0 0 IN 2020, MEMBERSHIP IN THE CREDIT UNION GREW TO 420,444 MEMBERS. ONPOINT COMMUNITY CREDIT UNION PROVIDED THE MEMBERSHIP WITH FINANCIAL SERVICES, INCLUDING THE PROVISION OF 211,671 LOANS AND 904,988 DEPOSIT ACCOUNTS TO MEMBERS AT COMPETITIVE RATES. 0 0 1 0 0 0 0 1 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 150158 0 1 949 1 1 1 0 0 0 0 0 1 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 0 0 X STEVE BROUILLET CONTROLLER 5032214118 2701 NW VAUGHN STREET SUITE 800 PORTLAND OR 97210 L JOHNSON BOARD CHAIR 13.00 X X 38187 0 0 M MROCZEK BOARD VICE CHAIR 6.50 X X 29000 0 0 K DURHAM BOARD SECRETARY 6.50 X X 29000 0 0 D NAKATA DIRECTOR 6.50 X 30948 0 0 S NARENDRA DIRECTOR 6.50 X 29000 0 0 K THOMAJAN DIRECTOR 6.50 X 29000 0 0 T TSURUTA DIRECTOR 6.50 X 29000 0 0 M DAMM DIRECTOR 6.50 X 29000 0 0 S GOLDSCHMIDT DIRECTOR 6.50 X 14500 0 0 A SLAGLE DIRECTOR 6.50 X 14500 0 0 R STUART PRESIDENT/CEO 50.00 X 2249297 0 762377 J HUNT SVP/CHIEF FINANCIAL OFFICER 45.00 X 641652 0 407620 S LEUGERS SVP/CHIEF LENDING OFFICER 45.00 X 481762 0 314228 T MCVAY SVP/CHIEF RETAIL OFFICER 45.00 X 1064368 0 398254 J ARMSTRONG SVP/CHIEF INFORMATION OFFICER 45.00 X 955253 0 354164 V ERVIN SVP/CHIEF COMPLIANCE OFFICER 45.00 X 685811 0 273536 J DUNCKLEY SVP/CHIEF TALENT OFFICER 45.00 X 368788 0 262632 A EMERSON VP/ONPOINT MORTGAGE 45.00 X 943300 0 302830 M MONTGOMERY MORTGAGE LOAN OFFICER 45.00 X 626934 0 36123 C SCHRECK MORTGAGE SALES MANAGER 45.00 X 604591 0 44458 M CASIANO MORTGAGE LOAN OFFICER 45.00 X 576039 0 42097 K LUIDHARDT MORTGAGE LOAN OFFICER 45.00 X 577769 0 36123 10047699 0 3234442 159 0 1 0 PAYMENT SYSTEMS FOR CREDIT UNIONS 560 CARILLON PARKWAY ST PETERSBURG FL 33716 CREDIT CARD PROCESSING 7157201 P&C CONSTRUCTION COMPANY 2133 NW YORK STREET PORTLAND OR 97210 CONSTRUCTION 6756022 Q2 SOFTWARE INC 2975 REGENT BLVD IRVING TX 75320 ONLINE BANKING 5103648 FISERV INC 75 REMITTANCE DR STE 6959 CHICAGO IL 60675 ONLINE BANKING 4464011 FIRST CHOICE NW APPRAISAL MGMNT INC 10250 SW GREENBURG ROAD PORTLAND OR 97223 APPRAISAL SERVICES 4012030 101 INTEREST MEMBER LOANS 522100 156746842 156746842 OTHER OPERATING INCOME 522100 69478627 68632373 846254 INTERCHANGE INCOME 522100 38505949 38505949 SERVICE FEES 522100 15029315 14902925 126390 279760733 35527923 35527923 2559306 419018 1679624 421647 879682 -2629 877053 877053 316165709 278788089 972644 36404976 1538637 9491877 65342238 5626219 10835815 5640517 241207 110000 21929708 9404252 13674715 8181377 10477897 242725 261331 31276229 4883487 510797 PROVISION FOR LOAN LOSS 11222177 8454521 219345726 596852690 2597128792 8514295 8154739 17891392 17375493 3873949773 3690910251 5395350 9175460 63033379 28170970 27566143 34862409 1493323596 1414374241 73488327 77680154 33705089 52552787 6130686655 7902214326 79320193 130949923 1584206 946170 4381618 3646725 499526671 276920710 4781701501 6575758191 5366514189 6988221719 X 0 0 0 0 764172466 913992607 764172466 913992607 6130686655 7902214326 96819983 53000158 0 X 0 1 X 1 0 47077 47077 47077 1 NORTHWEST CREDIT UNION ASSOCIATION 18000 INTL BLVD 305 SEATAC WA 98188 910460483 47077 0 PART I-A, LINE 1: THE CONTRIBUTION WAS TO THE CREDIT UNION LEGISLATIVE ACTION FUND, WHICH ENHANCES CREDIT UNIONS' VISIBILITY AMONG LAWMAKERS AND BUILDS STRONG POLITICAL RELATIONSHIPS. 0 1 X 3577511 3577511 6017454 1447355 4570099 30241990 13503695 16738295 21216909 12925552 8291357 1979515 294368 1685147 34862409 SAVINGS 2896777990 CHECKING 1917577350 MONEY MARKET ACCOUNTS 944751719 INDIVIDUAL RETIREMENT ACCOUNTS 204308683 CERTIFICATES OF DEPOSIT 612342449 6575758191 X 369165867 53000158 53000158 316165709 0 316165709 219345726 0 219345726 0 219345726 PART IV, LINE 2B: THE FUNDS ONPOINT COLLECTS FOR TAXES AND INSURANCE ON BEHALF OF ITS MEMBERS ARE HELD IN AN ESCROW ACCOUNT AND INCLUDED WITHIN THE BALANCE SHEET. PART X, LINE 2: THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL INCOME TAXES. THE CREDIT UNION IS A STATE CHARTERED CREDIT UNION DESCRIBED IN IRC SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. AN EXEMPT ORGANIZATION RETURN AND UNRELATED BUSINESS INCOME TAX RETURNS ARE FILED ANNUALLY WITH THE APPLICABLE FEDERAL AND STATE TAX JURISDICTIONS. FASB CODIFICATION TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE LIKELY THAN NOT TO BE SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED DECEMBER 31, 2020 AND 2019, MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. THE CREDIT UNION RECOGNIZES INTEREST ACCRUED AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AS AN ADMINISTRATIVE EXPENSE. NO INTEREST AND PENALTIES WERE RECOGNIZED FOR THE YEARS ENDED DECEMBER 31, 2020 AND 2019. 1 DE LA SALLE NORTH CATHOLIC HIGH SCHOOL 7528 N FENWICK AVENUE PORTLAND OR 97217 931287554 501(C)(3) 120000 COMMUNITY OUTREACH MEALS ON WHEELS PEOPLE 7710 SW 31ST AVE PORTLAND OR 97219 930584318 501(C)(3) 100000 COMMUNITY OUTREACH OREGON HEALTH AND SCIENCE UNIVERSITY FOUNDATION 1121 SW SALMON STREET STE 100 PORTLAND OR 97205 237083114 501(C)(3) 70000 COMMUNITY OUTREACH SCHOOLHOUSE SUPPLIES 2735 NE 82ND AVENUE PORTLAND OR 97220 204223437 501(C)(3) 55000 COMMUNITY OUTREACH AMERICAN RED CROSS PO BOX 37839 BOONE IA 500370839 530196605 501(C)(3) 50000 COMMUNITY OUTREACH FINANCIAL BEGINNINGS CORPORATION 1326 SW 12TH AVE STE 300 PORTLAND OR 97201 814643539 501(C)(3) 50000 COMMUNITY OUTREACH JUNIOR ACHIEVEMENT OF OREGON & SW WASHINGTON 7830 SE FOSTER RD PORTLAND OR 972065140 930384007 501(C)(3) 50000 COMMUNITY OUTREACH UNITED WAY PO BOX 4406 PORTLAND OR 972084406 930582124 501(C)(3) 48380 COMMUNITY OUTREACH NORTHWEST CREDIT UNION ASSOCIATION 18000 INTERNATIONAL BLVD SEATAC WA 98188 910460483 501(C)(3) 40500 COMMUNITY OUTREACH OREGON ZOO 4001 SW CANYON RD PORTLAND OR 97221 930718337 501(C)(3) 32023 COMMUNITY OUTREACH BOYS AND GIRLS CLUB PORTLAND METROPOLITAN AREA 8203 SE 7TH AVE STE 100 PORTLAND OR 97202 930474800 501(C)(3) 29100 COMMUNITY OUTREACH CASCADE AIDS PROJECT 208 SW 5TH AVENUE SUITE 800 PORTLAND OR 97204 930903383 501(C)(3) 27500 COMMUNITY OUTREACH RAPHAEL HOUSE OF PORTLAND 4110 SE HAWTHORNE BLVD SUITE 503 PORTLAND OR 97214 930710963 501(C)(3) 26500 COMMUNITY OUTREACH ADELANTE MUJERES 2030 MAIN STREET STE A FOREST GROVE OR 97116 030473181 501(C)(3) 25687 COMMUNITY OUTREACH URBAN LEAGUE OF PORTLAND 10 NORTH RUSSELL STREET PORTLAND OR 97227 930395590 501(C)(3) 25290 COMMUNITY OUTREACH BLACK UNITED FUND OF OREGON 2828 NE ALBERTA ST PORTLAND OR 97211 930843267 501(C)(3) 25000 COMMUNITY OUTREACH CHILDREN'S CANCER ASSOCIATION 1200 NW NAITO PARKWAY STE 140 PORTLAND OR 97209 931181662 501(C)(3) 25000 COMMUNITY OUTREACH COALITION OF COMMUNITIES OF COLOR 503 NW 2ND AVE STE 303 PORTLAND OR 97209 474448490 501(C)(3) 25000 COMMUNITY OUTREACH NAACP PO BOX 12333 PORTLAND OR 97212 936027588 501(C)(3) 25000 COMMUNITY OUTREACH SELF ENHANCEMENT INC 3920 N KERBY AVE PORTLAND OR 97217 931086629 501(C)(3) 25000 COMMUNITY OUTREACH TRANSITION PROJECTS 665 NW HOYT STREET PORTLAND OR 97209 930591582 501(C)(3) 25000 COMMUNITY OUTREACH UNION GOSPEL MISSION 3 NW 3RD AVE PORTLAND OR 97209 930401258 501(C)(3) 25000 COMMUNITY OUTREACH BIG BROTHER BIG SISTERS COLUMBIA NORTHWEST 6443 SW BEAVERTON-HILLSDALE HWY SUITE 200 PORTLAND OR 97221 931303640 501(C)(3) 20000 COMMUNITY OUTREACH GIRLS INC OF THE PACIFIC NORTHWEST 4800 SW MACADAM AVE STE 309 PORTLAND OR 97239 542073930 501(C)(3) 15000 COMMUNITY OUTREACH OREGON MUSEUM OF SCIENCE AND INDUSTRY 1945 SE WATER AVENUE PORTLAND OR 97214 930402877 501(C)(3) 15000 COMMUNITY OUTREACH SISTERS KIWANIS FOOD BANK 328 W MAIN AVE SISTERS OR 97759 931070832 501(C)(3) 15000 COMMUNITY OUTREACH CHILDREN'S MIRACLE NETWORK HOSPITALS 205 WEST 700 SOUTH SALT LAKE CITY UT 84101 870387205 501(C)(3) 12500 COMMUNITY OUTREACH BEND FOOD PROJECT 61511 TAM MACARTHUR LOOP BEND OR 97702 844671324 501(C)(3) 10000 COMMUNITY OUTREACH CENTRAL OREGON COUNCIL ON AGING INC 373 NE GREENWOOD BEND OR 97701 930661229 501(C)(3) 10000 COMMUNITY OUTREACH FRIENDS OF THE CHILDREN 44 NE MORRIS PORTLAND OR 97212 931300690 501(C)(3) 10000 COMMUNITY OUTREACH NORTH CLACKAMAS EDUCATION FOUNDATION PO BOX 595 CLACKAMAS OR 97015 931114786 501(C)(3) 10000 COMMUNITY OUTREACH OREGON FOOD BANK PO BOX 55370 PORTLAND OR 972385370 930785786 501(C)(3) 10000 COMMUNITY OUTREACH OREGON HUMANE SOCIETY PO BOX 11364 PORTLAND OR 97211 930386880 501(C)(3) 10000 COMMUNITY OUTREACH RANDALL CHILDREN'S HOSPITAL FOUNDATION PO BOX 4484 PORTLAND OR 972084484 931314469 501(C)(3) 10000 COMMUNITY OUTREACH YAMHILL COMMUNITY ACTION PARTNERSHIP AKA YCAP 1317 NE DUSTIN CT MCMINNVILLE OR 97128 930758732 501(C)(3) 10000 COMMUNITY OUTREACH IN4ALL 4535 SW 96TH AVE BEAVERTON OR 97005 930900111 501(C)(3) 8000 COMMUNITY OUTREACH VIRGINIA GARCIA MEMORIAL PO BOX 6149 ALOHA OR 97007 912077840 501(C)(3) 7500 COMMUNITY OUTREACH SERENDIPITY CENTER INC PO BOX 33350 PORTLAND OR 97292 930730861 501(C)(3) 6500 COMMUNITY OUTREACH SAVING GRACE MATERNITY HOME 6789 SE LOIS ST HILLSBORO OR 971233670 474088854 501(C)(3) 6000 COMMUNITY OUTREACH DOERNBECHER CHILDREN'S HOSPITAL 1121 SW SALMON ST STE 100 PORTLAND OR 97205 930579589 501(C)(3) 5948 COMMUNITY OUTREACH 40 0 PART I, LINE 2: ONPOINT REVIEWS REQUESTS FOR DONATIONS AND REQUESTS ALL RECIPIENTS PROVIDE A RECEIPT VERIFYING THEIR 501(C)(3) STATUS. NO FORMAL MONITORING OF GRANTS OR DONATIONS IS PERFORMED, BUT ONPOINT PERIODICALLY PERFORMS INFORMAL FOLLOW-UPS WITH RECIPIENTS. THE ANNUAL CLIFFORD C. DIAS LEADERSHIP SCHOLARSHIP PROGRAM WAS APPROVED BY THE BOARD, ALLOWING MR. DIAS TO SELECT RECIPIENTS AT HIS DISCRETION. X X X X 1 1 X X X X 0 1 0 R STUART PRESIDENT/CEO 633450 0 604755 0 1011092 0 753116 0 9261 0 3011674 0 768172 0 J HUNT SVP/CHIEF FINANCIAL OFFICER 343956 0 290569 0 7127 0 394938 0 12682 0 1049272 0 0 0 S LEUGERS SVP/CHIEF LENDING OFFICER 250925 0 218411 0 12426 0 294156 0 20072 0 795990 0 0 0 T MCVAY SVP/CHIEF RETAIL OFFICER 326152 0 279306 0 458910 0 378182 0 20072 0 1462622 0 351911 0 J ARMSTRONG SVP/CHIEF INFORMATION OFFICER 291358 0 250723 0 413172 0 338902 0 15262 0 1309417 0 311610 0 V ERVIN SVP/CHIEF COMPLIANCE OFFICER 222248 0 198368 0 265195 0 265276 0 8260 0 959347 0 213517 0 J DUNCKLEY SVP/CHIEF TALENT OFFICER 209167 0 154155 0 5466 0 248577 0 14055 0 631420 0 0 0 A EMERSON VP/ONPOINT MORTGAGE 129328 0 810756 0 3216 0 286872 0 15958 0 1246130 0 0 0 M MONTGOMERY MORTGAGE LOAN OFFICER 0 0 623930 0 3004 0 28500 0 7623 0 663057 0 0 0 C SCHRECK MORTGAGE SALES MANAGER 52800 0 547103 0 4688 0 28500 0 15958 0 649049 0 0 0 M CASIANO MORTGAGE LOAN OFFICER 0 0 575188 0 851 0 28500 0 13597 0 618136 0 0 0 K LUIDHARDT MORTGAGE LOAN OFFICER 0 0 575829 0 1940 0 28500 0 7623 0 613892 0 0 0 PART I, LINE 1A * FIRST-CLASS TRAVEL - PRESIDENT/CEO & ALL DIRECTORS (10 PEOPLE); NOT TAXABLE TO INDIVIDUALS BECAUSE SUCH TRAVEL IS REASONABLE AND CUSTOMARY WITHIN THE INDUSTRY FOR HIGH-LEVEL EXECUTIVES. THE BOARD HAS APPROVED SUCH TRAVEL IN LIMITED CIRCUMSTANCES AND SUBSTANTIATION OF ALL EXPENSES IS REQUIRED. * TRAVEL FOR COMPANIONS - ALL DIRECTORS (9 PEOPLE); TAXABLE TO INDIVIDUALS * HEALTH OR SOCIAL CLUB DUES - PRESIDENT/CEO; TAXABLE TO INDIVIDUALS * PERSONAL SERVICES - PRESIDENT/CEO AND SENIOR EXECUTIVES (7 PEOPLE); TAXABLE TO INDIVIDUALS PART I, LINE 4B THE FOLLOWING INDIVIDUALS RECEIVED PAYMENT FROM A 457(F) PLAN: R. STUART - $925,405 T. MCVAY - $419,478 J. ARMSTRONG - $398,704 V. ERVIN - $252,626 AMOUNTS THAT WERE REPORTED AS DEFERRED ON PRIOR YEAR FORMS 990 ARE INCLUDED IN PART II, COLUMN F. PART I: THE BOARD OF DIRECTORS CONTROLS ALL COMPENSATION OR BENEFIT CHANGES THAT WOULD AFFECT THE PRESIDENT/CEO. ALL CHANGES TO THE PRESIDENT/CEO'S COMPENSATION AND BENEFITS ARE GOVERNED BY AN EMPLOYMENT CONTRACT AND ANY AMENDMENTS TO THE CONTRACT. THE COMPENSATION COMMITTEE REVIEWS THE PRESIDENT/CEO'S COMPENSATION PACKAGE EACH YEAR. THE SALARY SCHEDULE AND BENEFITS PROGRAM FOR THE PRESIDENT/CEO IS TIED TO GEOGRAPHIC STUDIES OF SALARIES AND BENEFITS PERFORMED BY PROFESSIONAL ORGANIZATIONS WITH EXPERTISE IN THE AREA OF COMPENSATION. THESE INCLUDED THE CARDWELL CONSULTING 2020 TOP CEO TOTAL COMPENSATION SURVEY REPORT AND THE 2019 TOWERS WATSON EXECUTIVE COMPENSATION PAY ASSESSMENT. FORM 990, PART VI, SECTION A, LINE 6 ONPOINT COMMUNITY CREDIT UNION IS A NATURAL PERSON CREDIT UNION, OWNED BY ITS MEMBERS. AT 12/31/20, THERE WERE 420,444 MEMBERS IN THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS FROM A SLATE OF CANDIDATES PUT FORTH BY THE NOMINATING COMMITTEE PRIOR TO THE ANNUAL MEETING. BOARD POSITIONS HAVE STAGGERED RENEWAL DATES IN THREE YEAR TERMS. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11B INFORMATION FOR THE COMPLETION OF FORM 990 WAS GATHERED BY THE CREDIT UNION'S ACCOUNTING DEPARTMENT. AN OUTSIDE ACCOUNTING FIRM PREPARED THE TAX RETURN AND IT WAS PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C MONITORING OF THE CONFLICT OF INTEREST POLICY IS CONDUCTED THROUGH AN ANNUAL POLICY REVIEW. STAFF MEMBERS ARE REQUIRED EACH YEAR TO REVIEW, READ AND SIGN THE CONFLICT OF INTEREST POLICY. THE BOARD OF DIRECTORS ANNUALLY ADOPTS THE BOARD GOVERNANCE MANUAL, WHICH INCLUDES A CONFLICT OF INTEREST POLICY. AT THE POINT OF A POTENTIAL CONFLICT FOR A BOARD MEMBER, A PEER REVIEW IS CONDUCTED. ENFORCEMENT OF THE CONFLICT OF INTEREST POLICY FOR BOARD MEMBERS AND STAFF IS BASED ON A REVIEW OF POTENTIAL CONFLICTS AND, IF A CONFLICT EXISTS, MEDIATION OCCURS. FORM 990, PART VI, SECTION B, LINE 15A THE BOARD OF DIRECTORS CONTROLS ALL COMPENSATION OR BENEFIT CHANGES THAT WOULD AFFECT THE PRESIDENT/CEO. ALL CHANGES TO THE PRESIDENT/CEO'S COMPENSATION AND BENEFITS ARE GOVERNED BY AN EMPLOYMENT CONTRACT AND ANY AMENDMENTS TO THE CONTRACT. THE COMPENSATION COMMITTEE REVIEWS THE PRESIDENT/CEO'S COMPENSATION PACKAGE EACH YEAR. THE SALARY SCHEDULE AND BENEFITS PROGRAM FOR THE PRESIDENT/CEO IS TIED TO GEOGRAPHIC STUDIES OF SALARIES AND BENEFITS PERFORMED BY PROFESSIONAL ORGANIZATIONS WITH EXPERTISE IN THE AREA OF COMPENSATION. THESE INCLUDED THE CARDWELL CONSULTING 2020 TOP CEO TOTAL COMPENSATION SURVEY REPORT AND THE 2019 TOWERS WATSON EXECUTIVE COMPENSATION PAY ASSESSMENT. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON WRITTEN REQUEST. ONPOINT SERVICE GROUP LLC 2701 NW VAUGHN ST STE 800 PORTLAND OR 97210 INACTIVE OR 0 0 ONPOINT COMMUNITY CREDIT UNION