2021-04-21T10:44:21-07:00 2020-12-31 990 2020-01-01 941326959 CREDIT UNIONS IN THE STATE OF CALIFORNIA FINANCIAL CENTER CREDIT UNION CRED 2099486024 PO BOX 208005 STOCKTON CA 95208 STEVE LEIGA Vice President 2021-04-21 STEVE LEIGA 999009999 2 AAL1 IAL1 FAL1 2020 2022-09-23 18:48:47Z MICHAEL DUFFY PO BOX 208005 STOCKTON CA 95208 17698004 false 1526 X WWW.FCCUBURT.ORG X 1954 CA TO PROVIDE CREDIT UNION SERVICE TO MEMBERS. 5 4 128 6 86824 -42381 0 17173426 11743990 7288399 5867190 69250 86824 24531075 17698004 0 3785726 374800 7200999 8317066 0 0 10049659 9532568 21036384 18224434 3494691 -526430 518893143 607611794 414097421 497106227 104795722 110505567 TO PROVIDE CREDIT UNION SERVICE TO MEMBERS. false false FINANCIAL CENTER CREDIT UNION SERVES 30,000 MEMBERS WITH $608 MILLION IN ASSETS, $126 MILLION IN LOANS TO MEMBERS, AND $486 MILLION IN MEMBER DEPOSITS AS OF 12-31-20. false false true false false false false true false true true false false true false false false false false false false false false false false false false false true false false false false true false false false false false false false false false true 23212 0 true 128 true true true false false false false false false false X 5 4 true false false false true true true true true false true true true true true true true true true true false CA X STEVE LEIGA 2099486024 18 S CENTER ST STOCKTON CA 95202 MICHAEL DUFFY President & CEO 55.00 0.00 X X 920329 0 78402 NORA STROH EXECUTIVE VP/COO 55.00 0.00 279792 0 92019 STEVE LEIGA VP ACCT & FIN 55.00 0.00 243635 0 99015 MELIENA RUEDA VP OF OPERATION 55.00 0.00 118154 0 38676 AMANDA VERSTL VP HR & ADMIN 55.00 0.00 121863 0 26235 LINH VO CONTROLLER 55.00 0.00 107052 0 33126 VALENCIA JONES Director 1.00 0.00 X 0 0 0 KARYN JOHNSON Director 1.00 0.00 X 0 0 0 EDWARD FIGUEROA Director 1.00 0.00 X 0 0 0 MANUEL LOPEZ Director 1.00 0.00 X 0 0 0 1790825 367473 6 false true false FISERV EFT SOLUTIONS PO BOX 6000 SAN FRANCISCO CA 94160 CARDS PROCESSING 762919 PRESORT 3806 CORONADO AVE STOCKTON CA 95204 STMT AND MAIL SVCS 361561 CORNERSTONE ADVISORS INC 7272 E INDIAN SCHOOL RD SUITE 400 SCOTTSDALE AZ 85251 VENDORS CONTRACT REVIEW 281112 FISERV PO BOX 80123 CITY OF INDUSTRY CA 91716 DATA PROCESSING 600426 AT&T PO BOX 5025 CAROL STREAM IL 60197 DATA LINE 279985 5 0 FEES AND CHARGES 524292 4404174 4404174 INCOME FROM LOANS 900099 6981661 6981661 OTHER INCOME 900099 358155 358155 11743990 5867190 5867190 0 0 0 0 0 0 86824 86824 86824 0 17698004 11743990 86824 5867190 0 0 0 374800 1713192 0 4260928 0 2342946 0 0 0 0 0 0 0 0 506017 954565 1389773 0 1049293 0 0 0 0 0 576527 204914 ALL OTHER EXPENSE 2104522 PROVISION FOR LOAN LOSS 1118162 VISA 941479 ATM 687316 0 18224434 0 0 0 31237135 103545458 0 0 0 0 0 158411213 123628385 0 0 14084538 7020089 7655235 7064449 0 315725445 366983115 0 0 5864115 6390387 518893143 607611794 11447659 11099152 9288536 8999453 393361226 477007622 414097421 497106227 X 104795722 110505567 104795722 110505567 518893143 607611794 X -526430 6236275 X false true X true false 35500 35500 35500 true KATHTY MILLER FOR SUPERVISOR 6507 PACIFIC AVE STOCTON CA 95204 1000 RHODESIA RANSOM FOR SJC SUPERVISOR PO BOX 473 TRACY CA 95378 1000 WARMSLEY FOR CITY COUNCIL 1787 TRIBUTE ROAD STE K SACRAMENTO CA 95815 2500 DR TERESA BROWN FOR DELTA TRUSTEE 86 BELIZE CT TRACY CA 95377 250 SANDRA CHAN FOR LINCOLN SCHOOL 3247 W MARCH LN STE 120 STOCKTON CA 95219 250 TOM PATTI FOR SUPERVISOR 2020 229 STEWARD ST STOCKTON CA 95206 1000 CALIFORNIA CREDIT UNION LEAGUE PAC 1201 K STREET SUITE 1050 SACRAMENTO CA 95814 25000 ROBERT RICKMAN SUPERVISOR 2020 700 LAWN COURT TRACY CA 95376 1000 LANGE LUNTAO FOR STOCKTON SCHOOL PO BOX 486 STOCKTON CA 95201 1000 WITHROW FOR SHERIFF 110 N SAN JOAQUIN ST STOCKTON CA 95202 2500 Part I-A, Line 1 - Direct and Indirect Political Campaign Activities PART I-A, LINE 1:THE CREDIT UNION MAKES CONTRIBUTIONS TO POLITICAL CAMPAIGNS, MAY WALK DISTRICTS FOR CANDIDATES, AND MAY OFFER CREDIT UNION FACILITIES FOR USE OR PHONE BANK. false true X 1445562 1445562 10649284 5886411 4762873 1989692 1133678 856014 7064449 366983115 MEMBER SHARES 477007621 Rounding 1 477007622 Part IV, Line 2b: Explanation of escrow account liability PART IV, LINE 2B: THE CREDIT UNION SERVES AS CUSTODIAN FOR IRA ACCOUNTS TOTALING $8,965,482 AND HAS AN ESCROW ACCOUNT LIABILITY OF $33,971 FOR REAL ESTATE ESCROW/IMPOUND ACCOUNTS. X X X true true X X X X X false true false MELIENA RUEDA VP OF OPERATION 113231 3054 1869 9931 28745 156830 MICHAEL DUFFY President & CEO 562000 355186 3143 22800 55602 998731 NORA STROH EXECUTIVE VP/COO 202900 75202 1690 55105 36914 371811 STEVE LEIGA VP ACCT & FIN 176600 65345 1690 43413 55602 342650 Part I, Line 1a: Relevant information in regards to selections on 1a. PART I, LINE 1A: FIRST-CLASS TRAVEL - TRAVEL FOR BOARD AND EXECUTIVES WHERE FIRST CLASS TRAVEL IS AN OPTION AND WHEN DEEMED APPROPRIATE, HOWEVER, MOST AIR IS ON SOUTHWEST OR EQUIVALENT. TRAVEL FOR COMPANIONS - COMPANION TRAVEL IS PROVIDED WHEN APPROPRIATE.HEALTH/SOCIAL CLUB DUES - CORPORATE SOCIAL CLUB MEMBERSHIP IS PART OF COMMUNITY AND SMALL EMPLOYEE GROUP (SEG) RELATIONS. Part III, Additional Information PART I, LINE 4B: PARTICIPATION IN A 457(F) RETIREMENT PLAN-AMOUNTS REPORTED IN PART II, COLUMN C "RETIREMENT AND OTHER DEFERRED COMPENSATION" INCLUDES 457(F) RETIREMENT PLAN FUNDING. AMOUNTS ARE ACCRUED BUT NOT YET PAID OUT. ACCRUED AMOUNTS ARE AT SUBSTANTIAL RISK OF FORFEITURE AND ARE SCHEDULED TO BE PAID OUT IN FUTURE DISTRIBUTIONS. THE FOLLOWING INDIVIDUALS PARTICIPATED IN THE PLAN: NORA STROH, EXECUTIVE VP/COO AND STEVE LEIGA, VP ACCOUNTING & FINANCE. MICHAEL DUFFY SIBLING 998731 COMPENSATION false NORA STROH SIBLING 371811 COMPENSATION false Schedule L, Part V Supplemental Information SCH L, PART IV, BUSINESS TRANSACTIONS INVOLVING INTERESTED PERSONS:(A) NAME OF PERSON: MICHAEL DUFFY(B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:BROTHER OF NORA STROH, COO/EXECUTIVE VP(D) DESCRITION OF TRANSACTION: COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMBER OF AN OFFICER.(A) NAME OF PERSON: NORA STROH(B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:SISTER OF MICHAEL DUFFY, PRESIDENT/CEO(D) DESCRIPTION OF TRANSACTION: COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMEMBER OF AN OFFICER. Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et FORM 990, PART VI, SECTION A LINE 2: THE PRESIDENT/CEO, MICAHEL DUFFY, AND THE EXECUTIVE VP/COO, NORA STROH ARE SIBLINGS. Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder FORM 990, PART VI, SECTION A, LINE 6: THE CREDIT UNION'S MEMBERS HAVE RIGHT TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS. Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body FORM 990, PART VI, SECTION A, LINE 7A: MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALY, AS VACANCIES ARISE, OR OTHERWISE. Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders FORM 990, PART VI, SECTION A, LINE 7B: MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. Form 990, Part VI, Line 11b: Form 990 Review Process FORM 990, PART VI, SECTION B, LINE 11: FORM 990 IS REVIEWED BY THE CEO AND VP ACCT & FIN PRIOR TO FILING AND A COPY IS PROVIDED TO THE BOARD FOR REVIEW AND DISCUSSION PRIOR TO FILING WITH THE IRS. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts FORM 990, PART VI, SECTION B, LINE 12C: THE CONFLICT OF INTEREST POLICY IS MONITORED THROUGH TRAINING AND POLICY REVIEW. VOLUNTEERS READ AND SIGN A CODE OF CONDUCT FORM ANNUALLY. Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management FORM 990, PART VI, SECTION B, LINE 15: COMPENSATION IS PERFORMANCE BASED. COMPENSATION SURVEYS ARE USED TO SET COMPENSATION LEVELS, AS WELL AS AN INDEPENDENT THIRD PARTY REVIEW AND REVIEW AND APPROVAL OF THE EXECUTIVE BENEFITS COMMITTEE. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available FORM 990, PART VI, SECTION C, LINE 19: CERTAIN DOCUMENTS ARE AVAILABLE FOR REVIEW UPON REQUEST. A LOBBY NOTICE IS POSTED IN EACH BRANCH. Other Changes In Net Assets Or Fund Balances - Other Increases = $6236275