2021-08-11T14:57:47-07:00 2020-12-31 990 2020-01-01 930389726 Northwest Community Credit Union NORT 5417449518 545 E 8th Ave Eugene OR 97401 Jeffrey Yoder CFO 2021-08-11 Jeffrey Yoder 999009999 2 AAL1 IAL1 FAL1 2020 2022-09-23 18:48:47Z Jeffrey Yoder 67540983 false X www.nwcu.com X 1949 Focus on the member, add value and build partnership. 9 9 376 15 117303 0 66431418 59076645 4150718 8325504 -109930 117303 70472206 67519452 0 0 23762153 23978898 0 0 32049692 32680169 55811845 56659067 14660361 10860385 1195451210 1514782386 13556721 16341258 1181894489 1498441128 Focus on the member, add value and build partnership. false false Focus on member, add value and build partnership. false false false false false false false false false true true false false false true false true false false false false false false false false false false false true false false false false false false false false false false true true false false true 48221 0 true 376 true true true false false false false false true false X 9 9 false false false false true true false true true false false true true true true true true true false false X X Jeffrey Yoder 5417449518 545 E 8th Ave Eugene OR 97401 John Iglesias President & CEO 50.00 0.00 X 1314027 0 270437 Melissa Vigil COO 50.00 0.00 X 373562 0 50027 Qing Lu CFO 50.00 0.00 X 277465 0 39542 Tony Hernandez Sr Mtg Loan Spec 40.00 0.00 256142 0 26777 Cheryl Crow CCO 50.00 0.00 X 215133 0 51283 Jan Griffin CXO 50.00 0.00 X 209336 0 30471 Kenneth Santos VP of Risk 50.00 0.00 X 173896 0 52042 Kate Gardner Lange Sr. Invest. Svcs 40.00 0.00 182790 0 30986 Nathan Bill BDO - Mortgage 40.00 0.00 183267 0 20559 Jon Mainard Dir Invest Svcs 40.00 0.00 142595 0 50834 Tammy Christianson Sr Mtg Loan Spec 40.00 0.00 170824 0 18442 David Rainwater Chairman 2.44 0.00 X 23750 0 0 Brad D Anderson Director 2.10 0.00 X 21250 0 0 Barbara Blackmore Director 1.62 0.00 X 20000 0 0 Barry C Houk Director 1.71 0.00 X 20000 0 0 Richard Leung Director 1.90 0.00 X 20000 0 0 Sarah Means Director 1.40 0.00 X 15000 0 0 Tomas Pettus-Czar Director 1.37 0.00 X 15000 0 0 Judy Shurts Former Director 0.25 0.00 X 7750 0 0 Roxanne Gillespie Former Director 0.25 0.00 X 4550 0 0 Jon Ruiz Director 1.29 0.00 X 1997 0 0 Darcy Philips Director 1.00 0.00 X 1997 0 0 3650331 641400 59 false true false Fiserv 225 Fiserv Drive Brookfield WI 53045 Financial Technology 4239675 TruHome Solutions 9601 Legler Rd Lenexa KS 66219 Financial Technology 2623260 CompuNet Inc PO Box 410802 Salt Lake City UT 84141 Financial Technology 865320 William Crosse dba Crosse PO Box 163 Oregon City OR 97045 Contractor 708261 Q2 Software INc 13785 Research Buld 150 Austin TX 78750 Financial Technology 670898 29 0 Interchange fees and othe 522100 6221110 6221110 Interest Income to member 522100 45015538 45015538 Member acct and service 522100 7839997 7839997 59076645 8325504 8325504 0 0 84984 21531 63453 63453 63453 0 0 0 0 Non-Member ATM Fees 812900 53850 53850 53850 67519452 59076645 117303 8325504 0 0 0 0 1901470 0 16544480 748079 3228083 1556786 0 2188059 269904 0 0 0 367186 1434367 3005343 3719117 0 1992934 186294 0 77002 6758717 0 2534196 157765 Loan loss expense 6136049 Loan product expense 2281437 Other share and loan product 1408650 Personal prop tax 98605 64544 56659067 0 0 0 11203611 14018581 100025928 297105026 0 0 0 1473099 1697534 937796554 974311167 0 2156570 2641446 56018863 17969774 38224538 38049089 0 88185173 167826916 0 0 16385737 19132627 1195451210 1514782386 13556721 16341258 13556721 16341258 X 1045240489 1350865132 136654000 147575996 1181894489 1498441128 1195451210 1514782386 X 10860385 269843 305620598 X false true X true false 4562107 4562107 35514233 7732671 27781562 1521087 656051 865036 485356 253187 232169 13936080 9327865 4608215 38049089 167826916 X Part X : FIN48 Footnote The Credit Union is state chartered and federally tax-exempt under the Internal Revenue Code Section 501(c)(14), except to the extent of unrelated business income. A tax-exempt organization information return and unrelated business income tax return are filed annually with the Internal Revenue Service. NIS, the Credit Union's majority owned subsidiary, is a partnership for tax purposes and its allocable activity is included within the Credit Unions's Tax filings.The Credit Union had no unrecognized tax benefits at December 31, 2020 and 2019, respectively. The Crecit Union recognizes the accrual of interest and penalties related to unrecognized tax benefits as a tax expense. During the years ended December 31, 2020 and 2019, it recognized no material interest or penalties. X true true X X X X false true false Cheryl Crow CCO 176175 31825 7133 26000 25283 266416 Jan Griffin CXO 169096 26640 13600 4149 26322 239807 John Iglesias President & CEO 457053 158011 698963 242667 27770 1584464 Jon Mainard Dir Invest Svcs 68524 74071 18125 32709 193429 Kate Gardner Lange Sr. Invest. Svcs 69009 113781 26000 4986 213776 Kenneth Santos VP of Risk 161464 11427 1005 22380 29662 225938 Melissa Vigil COO 271832 62557 39173 19500 30527 423589 Nathan Bill BDO - Mortgage 55635 127632 9195 11364 203826 Qing Lu CFO 232821 42874 1770 19500 20042 317007 Tammy Christianson Sr Mtg Loan Spec 29994 140830 18442 189266 Tony Hernandez Sr Mtg Loan Spec 34426 221716 12848 13929 282919 Part I, Line 1a: Relevant information in regards to selections on 1a. Travel for spouse or companion was sometimes provided by the credit union for executives or directors on business trips. All expenses incurred on behalf of the spouse or companion were totalled for the year end and a 1099 Misc was issued when appropriate. There is written policy that requires pre-approval, receipts, and documentations. Part III, Additional Information John Iglesias, the CEO, will be the recipient of a non-qualified retirement plan that is accruing and continuing through the end of 2029. It is based on employment with the organization and is 48% vested at the end of 2020. The remaining value of this plan for 2020 is $108,333. Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder As a credit union we have members pay a $10 membership fee to open their first share account with us. Form 990, Part VI, Line 11b: Form 990 Review Process The CFO reviews the 990 and the supporting schedules. After the review and before it is filed, the Form 990 is reviewed by the CEO and the directors. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts All officers and key employees are required yearly to affirm that they have disclosed interests that could give rise to conflicts. Directors are asked initially to disclose any of these interests and are made aware regularly that they must disclose any new interests, but they are not required to do so formally each year. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available The organization places monthly summarized and yearly detailed financial statements on its website. The governing body documents and conflict of interest policies are available upon request. Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Cash = -$0 Other Changes In Net Assets Or Fund Balances - Other Increases Decrease in Notes Payable = $0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Other Loans = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Unrealized Gain/Loss = -$269843 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Accounts Payable = -$2784537 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of investments program related = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Land and Building = -$175450 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Loans from disqualified person = -$0 Other Changes In Net Assets Or Fund Balances - Other Increases Increase in Other Loans = $36514613 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Accounts payable = $0 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Cash = $2814970 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Investments Program Related = $79641743 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Land and Building = $0 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Loans from disqualified person = $224435 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of other assets = $2746891 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Prepaids = $484876 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of savings and tem cash investment = $XXX-XX-XXXX Other Changes In Net Assets Or Fund Balances - Other Decreases Net Income = -$10656198 Other Changes In Net Assets Or Fund Balances - Other Decreases Notes Payable = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Other Assets = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Prepaids = -$0 Northwest Innovation Services LLC 545 E 8th Ave Eugene OR 97401 820608919 Software Development OR -204187 313002 Northwest Community Credit Union Northwest Innovation Services LLC 545 E 8th Ave Eugene OR 97401 820608919 Software Development OR Northwest Community C corp -204187 313002 0.80000 false false true false false false false false false false false false false false false false false false false false Northwest Innovation Services LLC b 1025000