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      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 SUNTRUST BANKS INC.</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 RIO TINTO FIN USA</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>14,000 3M COMPANY</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 MORGAN STANLEY</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>17,000 REALTY INCOME CORP</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 LOCKHEED MARTIN</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 INTEL CORP</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 BP CAP MARKETS AMERICA</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 SIMON PROPERTY GROUP</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 WALT DISNEY COMPANY</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 PEPSICO</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>14,000 NEXTERA ENERGY CAPITAL</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>13,000 TARGET CORP</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>12,000 WASTE MANAGEMENT INC.</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>14,000 AMERIPRISE FINANCIAL</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>14,000 BOSTON PROPERTIES</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>14,000 DUKE ENERGY CAROLINAS</BondNm>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>224 SHRS ABBOTT LABS</StockNm>
        <EOYBookValueAmt>18450</EOYBookValueAmt>
        <EOYFMVAmt>24526</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>40 SHRS ALPHABET INC</StockNm>
        <EOYBookValueAmt>47019</EOYBookValueAmt>
        <EOYFMVAmt>70106</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>25 SHRS AMAZON COM</StockNm>
        <EOYBookValueAmt>51386</EOYBookValueAmt>
        <EOYFMVAmt>81423</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>90 SHRS AMERICAN TOWER REIT INC</StockNm>
        <EOYBookValueAmt>21200</EOYBookValueAmt>
        <EOYFMVAmt>20201</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>175 SHRS AMN ELEC POWER</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>115 SHRS AIR PRODUCTS &amp; CHEM.</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>58 SHRS AMGEN INC.</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>66 SHRS ANTHEM INC</StockNm>
        <EOYBookValueAmt>14503</EOYBookValueAmt>
        <EOYFMVAmt>21192</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>686 SHRS APPLE INC</StockNm>
        <EOYBookValueAmt>49755</EOYBookValueAmt>
        <EOYFMVAmt>91025</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1,191 SHRS AT &amp; T</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>292 SHRS BALL CORP</StockNm>
        <EOYBookValueAmt>19751</EOYBookValueAmt>
        <EOYFMVAmt>27209</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>48 SHRS BLACKROCK INC</StockNm>
        <EOYBookValueAmt>21120</EOYBookValueAmt>
        <EOYFMVAmt>34634</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>407 SH BLACKSTONE GROUP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>108 SHRS BROADCOM</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>590 SH BRISTOL-MYERS SQUIBB</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>130 SHRS CAPITAL ONE FINL</StockNm>
        <EOYBookValueAmt>6139</EOYBookValueAmt>
        <EOYFMVAmt>12851</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>177 SH CATERPILLAR INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>301 SHRS CHEVRON CORP</StockNm>
        <EOYBookValueAmt>26005</EOYBookValueAmt>
        <EOYFMVAmt>25419</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>204 SHRS CHUBB LTD</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>547 SHRS CISCO SYSTEMS</StockNm>
        <EOYBookValueAmt>24140</EOYBookValueAmt>
        <EOYFMVAmt>24478</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>426 SHRS CITIGROUP</StockNm>
        <EOYBookValueAmt>26246</EOYBookValueAmt>
        <EOYFMVAmt>26267</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>473 SHRS COCA COLA INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>117 SHRS CONSTELLATION BRANDS INC</StockNm>
        <EOYBookValueAmt>16957</EOYBookValueAmt>
        <EOYFMVAmt>25629</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>110 SHRS COSTCO WHOLESALE CRP DEL</StockNm>
        <EOYBookValueAmt>33234</EOYBookValueAmt>
        <EOYFMVAmt>41446</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>119 SHRS CROWN CASTLE REIT INC.</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>184 SHRS DANAHER CORP DEL</StockNm>
        <EOYBookValueAmt>26720</EOYBookValueAmt>
        <EOYFMVAmt>40874</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>268 SHRS DIGITAL RLTY TR INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>200 SHRS DISNEY (WALT) CO COM STK</StockNm>
        <EOYBookValueAmt>19636</EOYBookValueAmt>
        <EOYFMVAmt>36236</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>219 SH ENTERGY CORP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>561 SHRS EXXON MOBIL CORP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>728 FIFTH THIRD BANCORP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>262 SHRS FISERV INC WISC PV 1CT</StockNm>
        <EOYBookValueAmt>26710</EOYBookValueAmt>
        <EOYFMVAmt>29831</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>195 SHRS HILTON WORLDWIDE</StockNm>
        <EOYBookValueAmt>14075</EOYBookValueAmt>
        <EOYFMVAmt>21696</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>129 SHRS HOME DEPOT INC</StockNm>
        <EOYBookValueAmt>28897</EOYBookValueAmt>
        <EOYFMVAmt>34265</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>236 SHRS HONEYWELL INTL INC DEL</StockNm>
        <EOYBookValueAmt>32237</EOYBookValueAmt>
        <EOYFMVAmt>50197</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>212 SHRS JPMORGAN CHASE &amp; CO</StockNm>
        <EOYBookValueAmt>22122</EOYBookValueAmt>
        <EOYFMVAmt>26939</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>977 SH KINDER MORGAN INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>81 SHRS LOCKHEED MARTIN CORP</StockNm>
        <EOYBookValueAmt>29273</EOYBookValueAmt>
        <EOYFMVAmt>28753</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>77 SHRS MCDONALD'S CORP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>191 SH MEDTRONIC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>373 SHRS MERCK &amp; CO</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>246 SHRS MICROCHIP TECHNOLOGY INC</StockNm>
        <EOYBookValueAmt>17679</EOYBookValueAmt>
        <EOYFMVAmt>33975</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>358 SHRS MICROSOFT CORP</StockNm>
        <EOYBookValueAmt>56090</EOYBookValueAmt>
        <EOYFMVAmt>79626</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>392 SHRS NEXTERA ENERGY INC SHS</StockNm>
        <EOYBookValueAmt>22809</EOYBookValueAmt>
        <EOYFMVAmt>30243</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>45 SHRS PARKER HANNIFIN CORP</StockNm>
        <EOYBookValueAmt>11678</EOYBookValueAmt>
        <EOYFMVAmt>12258</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>81 SHRS PEPSICO INC.</StockNm>
        <EOYBookValueAmt>9474</EOYBookValueAmt>
        <EOYFMVAmt>12012</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>816 SHRS PFIZER INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>171 SHS PROCTER &amp; GAMBLE</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>232 SHRS PROLOGIS INC</StockNm>
        <EOYBookValueAmt>18221</EOYBookValueAmt>
        <EOYFMVAmt>23121</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>341 SH PRUDENTIAL FINANCIAL INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>216 SHRS ROSS STORES INC COM</StockNm>
        <EOYBookValueAmt>19371</EOYBookValueAmt>
        <EOYFMVAmt>26527</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>263 SH ROYAL BANK CANADA</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>639 SHRS ROYAL DUTCH PLC SPONS ADR</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>243 SHRS TARGET CORP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>82 SHRS THERMO FISHER SCIENTIFIC</StockNm>
        <EOYBookValueAmt>25164</EOYBookValueAmt>
        <EOYFMVAmt>38194</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>364 SHRS TORONTO DOMINION BANK</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>481 SHRS TRUIST FINANCIAL CORP</StockNm>
        <EOYBookValueAmt>21382</EOYBookValueAmt>
        <EOYFMVAmt>23054</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>294 SH UNITED PARCEL SERVICE</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>232 SHRS UNITED TECHS CORP</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>190 SHRS UNION PACIFIC CORP</StockNm>
        <EOYBookValueAmt>29168</EOYBookValueAmt>
        <EOYFMVAmt>39562</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>219 SHRS VISA INC CL A SHRS</StockNm>
        <EOYBookValueAmt>35985</EOYBookValueAmt>
        <EOYFMVAmt>47902</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>186 SH V F CORPORATION</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>431 SHRS VERIZON COMMUNICATIONS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>275 SHRS WALMART INC.</StockNm>
        <EOYBookValueAmt>30686</EOYBookValueAmt>
        <EOYFMVAmt>39641</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>212 SHRS ZOETIS INC</StockNm>
        <EOYBookValueAmt>26110</EOYBookValueAmt>
        <EOYFMVAmt>35087</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc4">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>1,554 SHRS ALGER SMALL CAP FOCUS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>42338</BookValueAmt>
        <EOYFMVAmt>51235</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>1,683 SHRS ALGER WEATHERBIE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>31090</BookValueAmt>
        <EOYFMVAmt>37901</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>216 SHRS ARK INNOVATION ETF</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>21267</BookValueAmt>
        <EOYFMVAmt>26890</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>2,037 SHRS CARILLON SCOUT MID CAP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>29211</BookValueAmt>
        <EOYFMVAmt>48114</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>1,049 SHRS COMM SERVICES SELECT</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>592 SHRS CONSUMER DISCRETIONARY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>267 SHRS FIRST TRUST DOW JONES</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>602 SH FIRST TRUST CLOUD</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>2,847 SHRS HARTFORD SCHRODERS INTL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>39934</BookValueAmt>
        <EOYFMVAmt>46862</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>332 SHRS HEALTH CARE SELECT SPDR</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>2,188 SHRS ISHARES GOLD TR</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>42307</BookValueAmt>
        <EOYFMVAmt>39668</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>4,883 SHRS ISHARES IBONDS DEC 2021</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>120700</BookValueAmt>
        <EOYFMVAmt>121636</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>4,489 SHRS ISHARES IBONDS DEC 2025</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>122325</BookValueAmt>
        <EOYFMVAmt>122864</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>4,618 SHRS ISHARES IBONDS DEC 2024</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>114322</BookValueAmt>
        <EOYFMVAmt>122746</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>4,659 SHRS ISHARES IBONDS DEC 2023</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>116700</BookValueAmt>
        <EOYFMVAmt>122392</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>4,772 SHARES ISHARES IBONDS DEC 2022</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>118698</BookValueAmt>
        <EOYFMVAmt>122020</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>167 SHRS ISHARES NASDAQ BIOTECH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>1,235 SHRS JOHN HANCOCK INTL GRWTH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>39330</BookValueAmt>
        <EOYFMVAmt>45386</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>217 SHRS REAL ESTATE SELECT</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>630 SHRS SPDR US FINANCIAL SECTOR</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>133 SHRS VANGUARD CONSUMER</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>65 SHRS VANGUARD MATERIALS ETF</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>301 SHRS VANGUARD INFORMATION</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>195 SHRS VANGUARD INDUSTRIAL ETF</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>1,111 SHRS VANGUARD INTERNATIONAL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>65499</BookValueAmt>
        <EOYFMVAmt>90425</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="RetDoc5">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>19871</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>19871</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <TaxesSchedule documentId="RetDoc6">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES PAID</CategoryTxt>
        <Amt>296</Amt>
        <NetInvestmentIncomeAmt>296</NetInvestmentIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>EXCISE TAXES - INVESTMENT INCOME</CategoryTxt>
        <Amt>2325</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>
