2021-03-15T18:10:37-05:00 2020-06-30 221478099 COHNREZNICK LLP 14 SYLVAN WAY PARSIPPANY NJ 070543801 990 2019-07-01 310986871 FEDERATION OF APPALACHIAN HOUSING ENTERPRISES INC FEDE 8599862321 319 OAK STREET BEREA KY 40403 JIM KING PRESIDENT/CEO 8599862321 2021-03-15 1 LORI ROTHE YOKOBOSKY CPA P01273422 9732283500 2021-03-02 2019 2022-09-23 18:48:47Z JIM KING 319 OAK STREET BEREA KY 40403 13066656 0 X WWW.FAHE.ORG X 1980 KY FAHE MAKES A DIFFERENCE BY PROVIDING OPPORTUNITIES TO THE APPALACHIAN REGION, WHICH HAS HISTORICALLY BEEN ONE OF THE MOST IMPOVERISHED IN THE NATION. THESE OPPORTUNITIES POSITIVELY CHANGE THE LIVES OF OVER 80,000 INDIVIDUALS ANNUALLY BY CONNECTING OTHER NON-PROFITS, COMMUNITIES, AND INDIVIDUALS WITH THE RESOURCES THEY NEED TO CREATE BETTER LIVES. THESE RESOURCES INCLUDE FUNDING, PARTNERSHIP, EDUCATION, ADVOCACY, AND CONSULTING. OUR EFFORTS EMPOWER FAMILIES TO TAKE THE STEPS NEEDED TO BUY A HOME, START A BUSINESS, OR ACCESS ESSENTIAL SERVICES FOR THEIR COMMUNITIES. THE PRIMARY WAY IN WHICH FAHE IS ABLE TO SERVE THE REGION SO EFFECTIVELY IS DUE TO ITS MEMBERSHIP NETWORK. WITH 50+ LOCAL NON-PROFIT ORGANIZATIONS ACROSS 6 STATES SERVING AS BOOTS-ON-THE-GROUND COMMUNITY LIAISONS, FAHE IS ABLE TO LEVERAGE ITS EXPERTISE THROUGH LOCAL PARTNERS TO AFFECT CHANGE TO THOSE IN LOCATIONS WHERE TRADITIONAL MARKETS HAVE FAILED. 12 12 74 12 0 0 3599700 8158522 3538432 3954085 118184 73835 627679 723139 7883995 12909581 630126 3312965 0 0 3870841 4675544 0 0 647276 3376189 4192860 7877156 12181369 6839 728212 70188909 77358060 38875866 46273148 31313043 31084912 X FAHE MAKES A DIFFERENCE BY PROVIDING OPPORTUNITIES TO THE APPALACHIAN REGION, WHICH HAS HISTORICALLY BEEN ONE OF THE MOST IMPOVERISHED IN THE NATION. THESE OPPORTUNITIES POSITIVELY CHANGE THE LIVES OF OVER 80,000 INDIVIDUALS ANNUALLY BY CONNECTING OTHER NON-PROFITS, COMMUNITIES, AND INDIVIDUALS WITH THE RESOURCES THEY NEED TO CREATE BETTER LIVES. THESE RESOURCES INCLUDE FUNDING, PARTNERSHIP, EDUCATION, ADVOCACY, AND CONSULTING. OUR EFFORTS EMPOWER FAMILIES TO TAKE THE STEPS NEEDED TO BUY A HOME, START A BUSINESS, OR ACCESS ESSENTIAL SERVICES FOR THEIR COMMUNITIES. THE PRIMARY WAY IN WHICH FAHE IS ABLE TO SERVE THE REGION SO EFFECTIVELY IS DUE TO ITS MEMBERSHIP NETWORK. WITH 50+ LOCAL NON-PROFIT ORGANIZATIONS ACROSS 6 STATES SERVING AS BOOTS-ON-THE-GROUND COMMUNITY LIAISONS, FAHE IS ABLE TO LEVERAGE ITS EXPERTISE THROUGH LOCAL PARTNERS TO AFFECT CHANGE TO THOSE IN LOCATIONS WHERE TRADITIONAL MARKETS HAVE FAILED. 1 0 2997587 9339 1898440 COMMUNITY LENDING SERVICESFAHE COUPLES A COMMUNITY LOAN FUND WITH OUTSTANDING LENDING EXPERTISE TO FACILITATE THE FLOW OF IMPACTFUL PRIVATE AND PUBLIC INVESTMENTS INTO HOUSING AND COMMUNITY DEVELOPMENT PROJECTS ACROSS THE REGION. 4633728 2955801 560008 STRATEGIC PROGRAMSSTRATEGIC PROGRAMS, WHAT ONCE HAD BEEN KNOWN AS FAHE CONSULTING. CONNECTS DIFFERENT ORGANIZATIONS TO SPECIALIZED RESOURCES THAT WILL HELP TO EXPAND THEIR PROJECTS AND IMPROVE THE QUALITY OF LIFE IN THEIR COMMUNITIES. 1064909 66883 313036 MEMBERSHIPTHE MEMBERSHIP TEAM STRENGTHENS OUR NETWORK BY CONNECTING THE MEMBERS TO EACH OTHER AND TO FAHE'S EXPERTISE AND SERVICES. FAHE'S 50+ MEMBERS IN THE APPALACHIAN PORTION OF KENTUCKY, TENNESSEE, WEST VIRGINIA, VIRGINIA, ALABAMA, AND MARYLAND GET ACCESS TO SPECIALIZED TRAINING, INFORMATION SHARING, FINANCIAL RESOURCES, AND A STRONGER COMBINED POLITICAL VOICE THAT SUPPORTS POSITIVE CHANGE IN THEIR COMMUNITIES. 2607103 280942 899748 MORTGAGE LENDING JUSTCHOICE LENDING (JCL) IS A FULL-SERVICE MORTGAGE LENDER THAT STRENGTHENS COMMUNITIES BY CREATING SUCCESSFUL HOMEOWNERS. JUSTCHOICE WAS THE FIRST NONPROFIT THIRD PARTY ORIGINATOR FOR FREEDOM AND HAS BEEN INSTRUMENTAL IN CREATING A NATIONAL NONPROFIT PACKAGING SYSTEM FOR USDA RURAL DEVELOPMENT 502 DIRECT LOANS.LOAN SERVICING FAHE LOAN SERVICING EMPHASIZES QUALITY CUSTOMER CARE AND PERSONALIZED ACCOUNT MANAGEMENT ON THE MORTGAGES WE SERVICE FOR FAHE, OUR PARTNERS, AND OUR BORROWERS. DURING FY20, FAHE SERVICED 4,300 LOANS.O FOLLOWING IS A LIST OF STATES WHERE EITHER JCL OR LOAN SERVICING (IN SOME STATES BOTH) ARE LICENSED TO CONDUCT BUSINESS; KENTUCKY, TENNESSEE, INDIANA, FLORIDA, MISSISSIPPI, VIRGINIA, WEST VIRGINIA, MAINE, MICHIGAN, HAWAII, MINNESOTA, SOUTH CAROLINA, ILLINOIS, AND ALABAMA. 2607103 280942 899748 11303327 1 1 0 0 0 0 0 0 1 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 1 1 1 0 0 0 1 133 0 1 74 1 0 0 0 0 0 0 0 0 0 0 0 0 X 12 12 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 KY X X BRITTNEY MURPHY 8599862321 319 OAK STREET BEREA KY 40403 ANDY KEGLEY VA CAUCUS REPRESENTATIVE 1.00 X 0 0 0 CHRISTAL CROUSO WV CAUCUS REPRESENTATIVE 1.00 X 0 0 0 DIANE N LOEFFLER AT LARGE SEAT 1.00 X 0 0 0 DREAMA GENTRY AT LARGE SEAT 1.00 X 0 0 0 JACKIE MAYO 2ND VICE CHAIRPERSON OF BOARD 1.00 X X 0 0 0 JAKE POWELL VA CAUCUS REPRESENTATIVE 1.00 X 0 0 0 JOSEPH BELDEN AT LARGE SEAT 1.00 X 0 0 0 KAREN JACOBSON CHAIRPERSON OF BOARD WV CAUCUS REP 1.00 X 0 0 0 LINA PAGE AT LARGE SEAT 1.00 X 0 0 0 LINDY TURNER TN CAUCUS REPRESENTATIVE 1.00 X 0 0 0 MARIA CATRON OUTGOING AT LARGE SEAT 1.00 X 0 0 0 MICHAEL HAAS OUTGOING AT LARGE SEAT 1.00 X 0 0 0 SCOTT MCREYNOLDS VICE CHAIRPERSON OF BOARD KY CAUCUS REPRESENTATIVE 1.00 X 0 0 0 SETH LONG KY CAUCUS REPRESENTATIVE 1.00 X 0 0 0 BRITTNEY MURPHY CFO AND TREASURER 40.00 X 109554 0 12161 JIM KING PRESIDENT/CEO 40.00 X 158517 0 32153 LAURA MEADOWS VICE PRESIDENT OF BOARD 40.00 X 97049 0 8795 SARA BALL SECRETARY OF BOARD 40.00 X 17820 0 3609 SARA MORGAN VICE PRESIDENT OF BOARD 40.00 X 130155 0 7811 MATTHEW COBURN VP OF STRATEGIC PROGRAMS 40.00 X 103615 0 7811 PAM JOHNSON CHIEF BUS DEV OFFICER, VP OF BOARD 40.00 X 129717 0 8111 RUSSELL J ESTRIDGE SVP OF DEVELOPMENT 40.00 X 106782 0 7466 853209 0 87917 6 0 1 0 MCBRAYER PLLC 201 EAST MAIN STREET SUITE 900 LEXINGTON KY 40507 LEGAL SERVICES 160558 1 29325 4181805 3947392 8158522 MORTGAGE AND NOTE INTEREST 900099 2111202 2111202 FEES ADM SERVICE CHARGES 900099 1457637 1457637 GAIN ON SALE OF LOANS 900099 359488 359488 ADMINISTRATIVE 900099 25758 25758 3954085 27265 27265 203645 157075 46570 46570 46570 GAIN ON ACQUISITION OF ASSETS 900099 722398 722398 OTHER REVENUE 900099 741 741 723139 12909581 4677224 0 73835 3312965 3312965 600212 507829 21470 70913 3227840 2731019 115461 381360 116112 98241 4153 13718 450528 381183 16116 53229 280852 237624 10046 33182 91302 74226 5243 11833 24750 20121 1421 3208 398763 369457 8151 21155 35993 28918 2957 4118 173814 166465 2975 4374 78298 75880 2115 303 105691 94050 3814 7827 109682 92580 3276 13826 147348 145011 721 1616 938150 932774 2772 2604 157954 140253 15091 2610 55287 44239 5524 5524 BAD DEBT EXPENSE 1682984 1682984 0 0 EQUIPMENT & MAINTENANCE 62822 55268 1945 5609 LICENSES, FEES & PERMIT 45026 36159 6126 2741 MEMBERSHIPS 39928 36480 808 2640 45068 39601 581 4886 12181369 11303327 230766 647276 3374962 11618933 8574112 2898250 1606869 1207827 418007 1036003 51783812 56405058 150753 137775 4588502 1398776 3244714 3189726 102200 112400 78118 83148 128642 213298 726720 455642 70188909 77358060 851973 1054297 858481 740211 1027392 1066437 10000 10000 13986138 39311279 18075373 4066509 4090924 38875866 46273148 X 16191367 30484912 15121676 600000 31313043 31084912 70188909 77358060 X 728212 5030 -961375 X X 0 1 X 1 1 1 X 3474498 8871299 3480651 3626800 8158522 27611770 3370445 3638548 4214034 3538432 3954085 18715544 6844943 12509847 7694685 7165232 12112607 46327314 0 752482 427019 1348143 1003903 306199 3837746 752482 427019 1348143 1003903 306199 3837746 42489568 10632 17190 7053 47076 27265 109216 10632 17190 7053 47076 27265 109216 265560 511482 627679 723139 2127860 6855575 12792597 8213220 7839987 12863011 48564390 0.87490 0.89670 0.00220 0.00000 X SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME: OTHER INCOME - 2016 AMOUNT: $ 265,560. 2017 AMOUNT: $ 511,482. 2018 AMOUNT: $ 627,679. 2019 AMOUNT: $ 723,139. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 130133 130133 3428204 500786 2927418 1030165 897990 132175 3189726 EQUITY EQUIVALENT 4000000 CLIENT ADANCE & DEPOSIT 83490 LONG TERM SERVICING PAYABLE 7434 4090924 X PART IV, LINE 2B: THE ORGANIZATION COLLECTED AND MAINTAINS AN ESCROW ACCOUNT FOR MORTGAGES IT MAINTAINS WITH ITS MORTGAGE CUSTOEMRS. IT ALSO MAINTAINS AN ESCROW ACCOUNT FOR MORTGAGES IT SERVICES FOR OTHER ORGANIZATIONS. THIS ESCROW IS MAINTAINED FOR CUSTOMERS TO ESCROW FOR TAXES AND INSURANCE. PART X, LINE 2: THE ORGANIZATION IS RECOGNIZED AS A TAX-EXEMPT ORGANIZATION UNDER CODE SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. ACCORDINGLY, NO PROVISION FOR FEDERAL INCOME TAX HAS BEEN MADE. IN ADDITION, THE ORGANIZATION HAS BEEN CLASSIFIED AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION UNDER SECTION 509(A). THE ORGANIZATION IS NOT AWARE OF ANY UNRELATED BUSINESS INCOME AS OF JUNE 30, 2020. IN ACCOUNTING STANDARDS CODIFICATION (ASC) 740-10-50, INCOME TAXES, (FORMERLY FIN 48, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES) THE FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) REQUIRES ENTITIES TO DISCLOSE KNOWN OR ANTICIPATED POSITIONS OF INCOME TAX UNCERTAINTY. THE ORGANIZATION IS NOT AWARE OF ANY UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS. THE ORGANIZATION FILES INCOME TAX RETURNS IN THE U.S. FEDERAL JURISDICTION. GENERALLY, THE ORGANIZATION IS NO LONGER SUBJECT TO INCOME TAX EXAMINATION BY THE U.S. FEDERAL, STATE OR LOCAL TAX AUTHORITIES FOR YEARS BEFORE 2016. 1 ADDICTION RECOVERY CARE 1931 UNION CROSS ROAD WINSTON SALEM NC 27107 560948408 501C3 109619 ADDICTION CARE BACKROADS OF APPALACHIA 107 DEPOT LOOP LYNCH KY 40855 844276436 501C3 6818 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE BEACON HOUSE AFTERCARE INC 963 SOUTH SECOND STREET LOUISVILLE KY 40203 311497608 501C3 12543 ADDICTION RECOVERY BEATTYVILLE HOUSING DEV CORP 813 HWY 52 WEST BEATTYVILLE KY 41311 611254002 501C3 42367 COMMUNITY DEVELOPMENT CLINCH-POWELL RC&D PO BOX 379 RUTLEDGE TN 37861 621396815 501C3 11841 COMMUNITY DEVELOPMENT COALITION FOR THE HOMELESS INC 1234 MASSACHUSETTS AVE NW STE C1015 WASHINGTON DC 20005 521245499 501C3 33050 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE COAP PO BOX 1617 HARLAN KY 40831 311095116 501C3 53990 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE COMMUNITIES UNLIMITED INC 3 E COLT SQUARE DR FAYETTEVILLE AR 72703 710464321 501C3 251500 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE COMMUNITY DEVELOPMENT CORP OF BROWNSVILLE 901 E LEVEE BROWNSVILLE TX 78520 741835777 501C3 251500 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE DV8 KITCHEN VOCATIONAL TRAINING FOUNDATION INC 183 WALTON AVENUE LEXINGTON KY 40508 822835051 501C3 6484 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE EASTERN EIGHT CDC 214 E WATAUGA AVENUE JOHNSON CITY TN 37601 621754514 501C3 27975 COMMUNITY DEVELOPMENT FHI - FRONTIER HOUSING INC 5445 FLEMINGSBURG ROAD MOREHEAD KY 40351 610863958 501C3 80222 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE FIRST NATIONS OWEESTA CORPORATION 2432 MAIN STREET 1ST FLOOR LONGMONT CO 80501 541970097 501C3 254778 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE GOODWILL INDUSTRIES OF KENTUCKY INC 1325 SOUTH FOURTH STREET LOUISVILLE KY 40208 610475284 501C3 12108 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE HDA - HOUSING DEVELOPMENT ALLIANCE PO BOX 7284 HAZARD KY 41702 611253346 501C3 283411 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE HOMES INC 65 BENTLEY AVE WHITESBURG KY 41858 501C3 103482 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE HOPE ENTERPRISE CORPORATION 4 OLD RIVER PLACE JACKSON MS 39202 640851798 501C3 251500 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE JAY & MARSHA MILLARD FOUNDATION INC 305 CROSS ROADS BLVD COLD SPRING KY 41076 822901482 501C3 92838 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE KENTUCKY COMMUNITY & TECHNICAL COLLEGE SYSTEMS 300 NORTH MAIN STREET VERSAILLES KY 40383 611351918 501C3 19902 TECHINICAL TRAINING KRCC - KENTUCKY RIVER COMMUNITY CARE 115 ROCKWOOD LANE HAZARD KY 41701 310965230 501C3 130445 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE NEW FOUNDATIONS COMMUNITY HOUSING 826 HARRIS AVE CINCINNATI OH 45205 452211778 501C3 90527 ADDITION RECOVERY OPEN DOOR OF HOPE INC PO BOX 426 SHELBYVILLE KY 40066 264436314 501C3 8794 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE OXFORD HOUSE 1010 WAYNE AVE STE 300 SILVER SPRING MD 20910 521582231 501C3 337669 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE RCAC - RURAL COMMUNITY ASSISTANCE CORPORATION 3120 FREEBOARD DR STE 201 WEST SACRAMENTO CA 95691 942512284 501C3 251500 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE RCCR - RELIGIOUS COALITION FOR COMMUNITY RENEWAL 1516 WASHINGTON STREET EAST CHARLESTON WV 25311 550670839 501C3 5500 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE SALS - SOUTHERN APPALACHIAN LABOR SCHOOL PO BOX 127 KINCAID WV 25119 550620198 501C3 6000 TECHINICAL TRAINING SERCAP - SOUTHEAST RURAL COMMUNITY 347 WEST CAMPBELL AVENUE SW ROANOKE VA 24016 541055050 501C3 5402 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE SEVEN COUNTIES SERVICES - CENTERSTONE 44 VANTAGE WAY SUITE 400 NASHVILLE TN 37228 310939757 501C3 72450 MENTAL HEALTH PROGRAMS TRANSITIONS INC PO BOX 156 ZANESVILLE OH 43702 310985075 501C3 13600 UNRESTRICTED SUPPORT OF THE ORGANIZATION'S TAX EXEMPT PURPOSE 29 PART IV - ADDITIONAL INFORMATION: FAHE MANAGES GRANTS ACCORDING TO THE REQUIREMENT OF THE GRANT AGREEMENT UTILITIZING A SEPARATE PROJECT TRACKING MODEL IN THEIR FINANCIAL SOFTWARE AS WELL AS KEEPING A FILE FOR EACH GRANT. X X X 0 1 0 0 0 0 0 0 0 JIM KING PRESIDENT/CEO 140672 0 0 0 17845 0 24342 0 7811 0 190670 0 17845 0 PART I, LINE 4B JIM KING - 17,384 SARA MORGAN OFFICER COMMUNITY LOAN FUND X 10000 10000 0 0 1 10000 FORM 990, PART III, LINE 2 KENTUCKY ACCESS TO RECOVERY (KATR) IS A KORE FUNDED PILOT PROGRAM FOCUSED ON PROVIDING INDIVIDUALS IN RECOVERY FROM OPIOID ADDICTION, RECOVERY SUPPORTS SUCH A FUNDING FOR RECOVERY HOUSING, TRANSPORTATION, AND CHILDCARE. KATR SERVED 1,253 CLIENTS IN ITS FIRST YEAR AND ADMINISTERED OVER 1 MILLION DOLLARS FOR DIRECT CLIENT SUPPORT SERVICES. KATR CURRENTLY SERVES 15 KENTUCKY COUNTIES AND IS SLATED TO PROVIDE MORE THAN 1 MILLION DOLLARS IN DIRECT CLIENT SUPPORT SERVICES IN THE SECOND YEAR OF OPERATIONS. FORM 990, PART VI, SECTION A, LINE 6 FAHE WORKS WITH 50+ MEMBER NONPROFIT ORGANIZATIONS ACROSS THE APPALACHIAN PORTION OF KENTUCKY, TENNESSEE, WEST VIRGINIA, VIRGINIA, ALABAMA, AND MARYLAND TO COMPLETE THEIR MISSION OF ELIMINATING PRESISTENT POVERTY IN APPALACHIA. FORM 990, PART VI, SECTION A, LINE 7A ALL MEMBERS HAVE EQUAL RIGHTS IN VOTING ON FAHE'S BY LAWS AND THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B AN ELECTRONIC COPY OF THE RETURN WAS EMAILED TO MANAGEMENT FOR REVIEW AND APPROVAL. ONCE APPROVED BY MANAGEMENT THE ELECTRIONIC COPY WAS SUBMITTED TO THE FINANCE COMMITTEE AND THE ENTIRE BOARD OF DIRECTORS FOR REVIEW BEFORE FINAL SUBMISSION TO THE SERVICE. APPROVAL. ONCE APPROVED BY MANAGEMENT THE ELECTRIONIC COPY WAS SUBMITTED TO THE FINANCE COMMITTEE AND THE ENTIRE BOARD OF DIRECTORS FOR REVIEW BEFORE FINAL SUBMISSION TO THE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C DIRECTORS AND OFFCIERS ARE REQUIRED TO PERIODICALLY COMPLETE A NEW CONFLICT OF INTEREST DISCLOSURE. THE DISCLOSURE IS COMPELTED AND MONITORED ANNUALLY. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION REGULARLY REVIEWS A COMPENSATION SURVEY PUBLISHED BY NEIGHWORKS AMERICA WHEN MAKING SALARY DECISIONS FOR THE EXECUTIVE DIRECTOR. THE ORGANIZATION ALSO REVIEWS INDUSTRY SCHEDULES FROM OPPORTUNITY FINANCE NETWORK. THE ORGANIZATION REGULARLY REVIEWS A COMPENSATION SURVERY PUBLISHED BY NEIGHBORWORKS AMERICA WHEN MAKING SALARY DECISIONS FOR THE OTHER OFFICERS AND KEY EMPLOYEES WHEN AVAILABLE. FAHE HAS ALSO HIRED A COMPENSATION ANALYSIS FIRM TO PROVIDE MARKET DATA FOR ALL HIRES. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS DISCLOSURE EXPLANATION THE GOVERNING DOCUMENTS ARE AVAILABLE UPON WRITTEN REQUEST. FORM 990, PART XI, LINE 9: ADJUSTMENT DUE TO IMPLEMENTATION OF ASU 2018-08 -961,375. FORM 990, PART XII, LINE 2C: THE PROCESS OF OVERSEEING THE AUDIT AND SELECTING AN INDEPENDENT ACCOUNTANT HAS NOT CHANGED FROM THE PRIOR YEAR. FAHE CONSULTING LLC 319 OAK STREET BEREA KY 40403 208247186 CONSULTING KY 0 0 FAHE FAHE HOLDING COMPANY LLC 319 OAK STREET BEREA KY 40403 831217467 PROP. MGMT. KY 28600 1168298 FAHE FAHE TN LLC 319 OAK STREET BEREA KY 40403 461677318 FIN. FAC. TN 133717 3935427 FAHE PARK COMMUNITY LLC 319 OAK STREET BEREA KY 40403 810757183 LENDING TN 924574 3679628 FAHE FAHE CAPITAL CORPORATION I 319 OAK STREET BEREA KY 40403 611386668 LIH PROJECT KY N/A C 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0