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    <ReturnTs>2021-02-26T18:18:51-08:00</ReturnTs>
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        <AddressLine1Txt>609 WEST CAMPLAIN ROAD</AddressLine1Txt>
        <CityNm>MANVILLE</CityNm>
        <StateAbbreviationCd>NJ</StateAbbreviationCd>
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    <TaxPeriodBeginDt>2020-01-01</TaxPeriodBeginDt>
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      <BusinessName>
        <BusinessNameLine1Txt>NEW JERSEY STATE FIREMEN'S ASSOCIATION OF BRIDGEWATER</BusinessNameLine1Txt>
      </BusinessName>
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      <PhoneNum>9085263532</PhoneNum>
      <USAddress>
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    </Filer>
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      <PersonTitleTxt>TREASURER</PersonTitleTxt>
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    <PreparerPersonGrp>
      <PreparerPersonNm>KARI COUCH</PreparerPersonNm>
      <PTIN>P01208393</PTIN>
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      <PrincipalOfficerNm>ALLEN KURDLYA</PrincipalOfficerNm>
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        <CityNm>BOUND BROOK</CityNm>
        <StateAbbreviationCd>NJ</StateAbbreviationCd>
        <ZIPCd>08805</ZIPCd>
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      <GrossReceiptsAmt>642007</GrossReceiptsAmt>
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      <LegalDomicileStateCd>NJ</LegalDomicileStateCd>
      <ActivityOrMissionDesc>This organization was created by New Jersey law. The purpose is to provide financial aid to needy firefighters and their families.</ActivityOrMissionDesc>
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      <TotalVolunteersCnt>175</TotalVolunteersCnt>
      <TotalGrossUBIAmt>0</TotalGrossUBIAmt>
      <NetUnrelatedBusTxblIncmAmt>0</NetUnrelatedBusTxblIncmAmt>
      <PYContributionsGrantsAmt>336691</PYContributionsGrantsAmt>
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      <MissionDesc>The mission of the Association is to provide financial and other assistance to member firefighters and their families when the need exists. Funding comes from a 2% state tax on fire insurance premiums which is collected by the State of NJ. A portion of the tax also supports the NJ State Firemen's nursing home and other projects noted in section 4B below.</MissionDesc>
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      <GrantAmt>0</GrantAmt>
      <RevenueAmt>0</RevenueAmt>
      <Desc>Payment to individual Bridgewater Township member volunteer firefighters and/or in behalf of their family members, for medical or other urgent personal needs which they can not afford due to various circumstances such as injury, sickness or loss of work etc.</Desc>
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        <Desc>Approximately one half of the 2% NJ State tax on fire insurance premiums from policies written in Bridgewater is retained by the State organization each year to support the State Firemen's home, the life insurance premiums for local members, for certain expenses of the annual conference, and for administration of the State Association offices and business activities. The amount retained by the State is shown here. It also includes the State Corporate annual registration fee of $31.</Desc>
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        <PhoneNum>9085263532</PhoneNum>
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        <PersonNm>Michele Delorenzo</PersonNm>
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        <PersonNm>Robert Forsyth</PersonNm>
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        <PersonNm>F Douglas Rue</PersonNm>
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        <PersonNm>David Whitesell</PersonNm>
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        <PersonNm>Michael Jannone</PersonNm>
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      <CapStkTrPrinCurrentFundsGrp>
        <BOYAmt>2599933</BOYAmt>
        <EOYAmt>2908624</EOYAmt>
      </CapStkTrPrinCurrentFundsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>2599933</BOYAmt>
        <EOYAmt>2908624</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>2599933</BOYAmt>
        <EOYAmt>2908624</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>308692</ReconcilationRevenueExpnssAmt>
      <InfoInScheduleOPartXIIInd>X</InfoInScheduleOPartXIIInd>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleI documentId="IRS990ScheduleI-01" softwareId="20011577">
      <GrantRecordsMaintainedInd>true</GrantRecordsMaintainedInd>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>SEE PART IV</GrantTypeTxt>
        <RecipientCnt>1</RecipientCnt>
        <CashGrantAmt>11000</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <ValuationMethodUsedDesc>SEE PART IV</ValuationMethodUsedDesc>
        <NonCashAssistanceDesc>NA</NonCashAssistanceDesc>
      </GrantsOtherAsstToIndivInUSGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Other</FormAndLineReferenceDesc>
        <ExplanationTxt>The purpose of our Association is to support member firefighters in need. We provide financial assistance after formal applications have been completed, we confirm the need, and approved by our five member board of Trustees and a Representative from each of our five spearate Fire Companies. Payment of Supplemental Relief (over $5,000) requires a separate application and approval from the State Association office. In 2020, we approved one member for Suppemental funding of $11,000 due to expenses related to cancer treatment. There were two others approved for the normal relief payment of $5,000. Both of those were Covid related needs. (This total amount is reported on Form 990, page 2, Part III.)</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="IRS990ScheduleO-01" softwareId="20011577">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>Line 6, 7a, &amp; 7b: This association has approximately 175 members who are also members of at least one of the 5 volunteer fire companies located within and serving Bridgewater Township.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 10b</FormAndLineReferenceDesc>
        <ExplanationTxt>This association does not have local "Chapters or Branches", however we are a local branch of the New Jersey State Firemen's Association. The State Association does have written policies and procedures governing our local activities. (The State Association website is www.njsfa.com)</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>Line 18 &amp; 19: The Bridgewater Association files detailed financial and administrative reports with the State Association each year, including Form 990. These reports are reviewed at the membership meetings. Any financial information is available to members at any time for the asking. Any requests for financial information coming from non-members would be referred to the State Association for action. Membership in the Association is open to firefighters from the five Companies located in Bridgewater who meet the initial physical and age requirements of Fire Department membership.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt X</FormAndLineReferenceDesc>
        <ExplanationTxt>Line 5: All saving investments are FDIC insured CD's and US Government bonds which are booked and inventoried at face value, as well as money market funds.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt XII, Line 2c</FormAndLineReferenceDesc>
        <ExplanationTxt>The Association has its own local audit committee which audits the records and signs the detailed financial report before it is submitted to the State Association each year. The State Association "field examiner" checks each report each year to insure all details are in compliance with its guidelines and that copies of bank statements or letters are included for verification of the reported balances.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Form 990 was reviewed in detail at the general membership meeting held in March 2021 and was discussed with the members attending. A copy is filed with the local financial records, has been filed with the State Association and an opportunity was given to provide copies to any interested members.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>Members-yes Stockholders-no</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 7b</FormAndLineReferenceDesc>
        <ExplanationTxt>See line 6</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 6</FormAndLineReferenceDesc>
        <ExplanationTxt>See line 6</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>
