2021-10-28T10:54:07-05:00 2020-12-31 BKD LLP 200 E Main St Suite 700 Fort Wayne IN 46802 990 2020-01-01 356059333 EVERENCE ASSOCIATION INC % LISA J NUSSBAUM EVER 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 LISA J NUSSBAUM TREASURER 5745339511 2021-11-15 true LISA J NUSSBAUM 999009999 Lauren R Denton P01571860 2604604000 3 2020 2022-09-23 18:48:47Z KENNETH D HOCHSTETLER 1110 NORTH MAIN ST GOSHEN IN 46528 141754196 false X WWW.EVERENCE.COM X 1964 IN EVERENCE ASSOCIATION INC HELPS PEOPLE AND GROUPS INTEGRATE THEIR FINANCES WITH FAITH VALUES THROUGH ITS INSURANCE AND FINANCIAL SERVICES. 12 12 45 1151 0 0 632413 1041256 75135058 67669428 -277666 561991 0 0 75489805 69272675 2024941 4207734 53552390 42651858 8237084 8083665 0 0 0 11777245 11239678 75591660 66182935 -101855 3089740 424982722 417280423 312869963 303673468 112112759 113606955 EVERENCE ASSOCIATION INC IS AN INDIANA DOMICILED FRATERNAL BENEFIT SOCIETY ORGANIZED TO PROVIDE LIFE, ANNUITY, ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. false false EVERENCE ASSOCIATION INC HELPS INDIVIDUALS, ORGANIZATIONS AND CONGREGATIONS INTEGRATE FINANCES WITH FAITH THROUGH A NATIONAL TEAM OF CONSULTANTS AND REPRESENTATIVES. EVERENCE OFFERS LIFE, ANNUITY, ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. CONTINUED BELOW. 3437019 CONTINUE TO ENHANCE CURRENT FRATERNAL GRANT PROGRAMS AND THEIR USAG IN THE CONSTITUENCY. NUMBER OF GRANTS IN 2020 WAS 2575. CONTINUE BUILDING A SUPPORT SYSTEM OF TRAINING, PROVIDING RESOURCES FOR, AND ENGAGING ACTIVE ADVOCATES (VOLUNTEERS). THERE WERE 1151 ADVOCATES SERVING IN 2020. CONTINUED BELOW ENCOURAGE STEWARDSHIP IN THE EVERENCE ASSOCIATION CONSTITUENCY. STEWARDSHIP EDUCATION INCLUDES STEWARDSHIP UNIVERSITY, SPEAKERS FOR WORKSHOPS AND RETREATS, AND EDUCATIONAL RESOURCES. IN 2020 THERE WERE 465 CHURCHES USING EDUCATIONAL MATERIALS OR SEMINARS. false false false false false false false false false false false true false true false true false false false true false false false false false false true true true false false false false true false false false false false false true true true false true 7126 0 45 true false false false false false false false false false false false false X 12 12 false false false false true true false true true false true true false true true true true true true false false CA IN X LISA J NUSSBAUM 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 KENNETH D HOCHSTETLER PRESIDENT 10.0 30.0 X 0 308892 51115 JAY KREADY FINANCIAL CONSULTANT 0.0 40.0 X 0 305793 53377 GLEN KAUFFMAN FINANCIAL CONSULTANT 0.0 40.0 X 0 281832 44734 AMANDA ROCK FINANCIAL CONSULTANT 0.0 40.0 X 0 282272 30928 CLAIR SAUDER FINANCIAL CONSULTANT 0.0 40.0 X 0 246535 28546 JEFFREY GODSHALL FINANCIAL CONSULTANT 0.0 40.0 X 0 235922 31777 JAIME ALVAREZ SECRETARY 10.0 30.0 X 0 220714 33505 RODNEY D DILLER VICE PRESIDENT 20.0 20.0 X 0 199356 39826 CHAD HORNING ASSISTANT TREASURER 10.0 30.0 X 0 168954 32247 MARLO J KAUFFMAN ASSISTANT SECRETARY 10.0 30.0 X 0 119419 23872 MATTHEW D GEHMAN ASSISTANT TREASURER 0.0 40.0 X 0 105527 36985 PHILIP R ZIMMERMAN ASSISTANT SECRETARY 10.0 30.0 X 0 102833 37259 LISA NUSSBAUM TREASURER (START 10/20) 2.0 38.0 X 0 92106 37085 SIDNEY A RICHARD LEFT 1220 ASSISTANT VICE PRESIDENT 30.0 10.0 X 0 103252 19140 GEORGE F MERRYMAN TREASURER (LEFT 7/20) 2.0 38.0 X 0 97956 9521 KIRBY MILLER DIRECTOR 1.0 0.0 X 0 0 0 JAMES MILLER DIRECTOR 1.0 0.0 X 0 0 0 JAIME RODRIGUEZ DIRECTOR 1.0 0.0 X 0 0 0 EMERSON LESHER DIRECTOR 1.0 0.0 X 0 0 0 PARIS BALL-MILLER DIRECTOR 1.0 0.0 X 0 0 0 NICOLE FRANCISCO BAILEY DIRECTOR 1.0 0.0 X 0 0 0 KATELYN LEICHTY DIRECTOR 1.0 0.0 X 0 0 0 JESSICA YODER DIRECTOR 1.0 0.0 X 0 0 0 SANDRA VIELMAN DIRECTOR 1.0 0.0 X 0 0 0 DONNA VOTH DIRECTOR 1.0 0.0 X 0 0 0 LAUREN GOOD DIRECTOR 1.0 0.0 X 0 0 0 SYLVIA PENNER DIRECTOR 1.0 0.0 X 0 0 0 0 2871363 509917 0 false true false GOSHEN HOSPITAL ASSOCIATION 200 HIGH PARK AVENUE GOSHEN IN 46526 HEALTH SERVICES 817499 GRAND VIEW HOSPITAL 700 LAWN AVENUE SELLERSVILLE PA 18960 HEALTH SERVICES 750601 LANCASTER GENERAL HOSPITAL 555 NORTH DUKE STREET LANCASTER PA 17604 HEALTH SERVICES 722704 SENTARA RMH MEDICAL CENTER PO BOX 392 HARRISONBURG PA 22801 HEALTH SERVICES 504481 ALLIANCE CANCER SPECIALISTS PC PO BOX 7260 PHILADELPHIA PA 19101 HEALTH SERVICES 323309 36 1041256 1041256 PREMIUM INCOME 524298 51936104 51936104 INVESTMENT INCOME 524298 14558706 14558706 FRANCHISE MANAGEMENT FEE 524298 470442 470442 FRATERNAL PROGRAM 524298 312522 312522 ADMINISTRATION REVENUE 524298 313688 313688 77966 77966 67669428 0 0 0 0 0 0 73043512 72481521 561991 561991 561991 0 0 0 0 0 0 0 0 0 0 69272675 68231419 X 2346787 1860947 0 42651858 0 0 7016410 823272 64431 179552 0 21298 114405 0 0 1179997 6196310 159942 778015 1651777 0 538463 166018 0 9071 0 0 141729 120513 STATE INSURANCE DEPT FEE 132456 BUREAU AND ASSOCIATION DUES 28573 MISCELLANEOUS LOSSES 1111 66182935 0 0 15559438 18382501 0 0 235457 24339 0 0 0 0 0 0 0 0 11834 45884 0 0 304338547 294346378 0 0 100371478 101327851 0 0 4465968 3153470 424982722 417280423 1352347 2129715 0 0 2078776 1637402 0 0 0 0 0 0 0 0 0 0 309438840 299906351 312869963 303673468 X 0 0 0 0 112112759 113606955 112112759 113606955 424982722 417280423 X 3089740 -1595544 X false true X true false MORTGAGE LOANS 94816268 F POLICY LOANS 5874 F OTHER LONG-TERM INVESTMENTS 6505709 F 101327851 0 LIFE AND ANNUITY RESERVES 269757597 ACCIDENT AND HEALTH RESERVES 13391045 DEPOSIT TYPE CONTRACTS 3162811 POLICY AND CONTRACT CLAIMS 4415937 ASSET VALUATION 7390160 INTEREST MAINTENANCE RESERVE 1788801 299906351 67238495 3400 3400 67235095 1179995 857585 2037580 69272675 64692652 3400 3400 64689252 1179995 313688 1493683 66182935 PART XI, LINE 2D GAIN/LOSS ADJUSTMENT 3,400 PART XI, LINE 4B LOSS TRANSFERRED TO INTEREST MAINTENANCE RESERVE 543,897 ADMINISTRATIVE FEES 313,688 TOTAL 857,585 PART XII, LINE 2D GAIN/LOSS ADJUSTMENT 3,400 PART XII, LINE 4B ADMINISTRATIVE FEES 313,688 PART IV, QUESTION 11F ASC 740 FOOTNOTE MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. true Central America and the Caribbean PASSIVE INVESTMENTS 1491537 East Asia and the Pacific PASSIVE INVESTMENTS 2066519 Europe PASSIVE INVESTMENTS 9707927 Middle East and North Africa PASSIVE INVESTMENTS 249884 North America PASSIVE INVESTMENTS 6277639 19793506 19793506 false false false false false false SCHEDULE F, PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE AND OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOW UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. true MENNONITE CHURCH USA 718 MAIN ST NEWTON KS 67114 352157800 501(C)(3) 538531 GRANTS & SPONSORSHIP MENNONITE CENTRAL COMMITTEE 21 S 12TH ST AKRON PA 17501 236002702 501(C)(3) 70000 GRANTS & SPONSORSHIP BOYS & GIRLS CLUBS OF ELKHART CO 102 W LINCOLN AVE 240 GOSHEN IN 46526 351033735 501IC)(3) 7000 GRANTS & SPONSORSHIP MENNONITE EDUCATION AGENCY 3145 BENHAM AVE SUITE 2 ELKHART IN 46517 352154781 501(C)(3) 18000 GRANTS & SPONSORSHIP MENNONITE INC 3145 BENHAM AVE SUITE 4 ELKHART IN 46517 352157514 501(C)(3) 25000 GRANTS & SPONSORSHIP FRIENDSHIP COMMUNITY 1149 E OREGON RD LITITZ PA 17543 231892383 501(C)(3) 20000 GRANTS & SPONSORSHIP BETHANY CHRISTIAN SCHOOLS 2904 S MAIN ST GOSHEN IN 46526 350941106 501(C)(3) 25000 GRANTS & SPONSORSHIP MENNONITE WORLD CONFERENCE PO BOX 5364 LANCASTER PA 17606 362956449 501(C)(3) 30000 GRANTS & SPONSORSHIP 8 WILL PREPARATION GRANTS 108 5335 INSURANCE PREMIUM ASSISTANCE 1 2064 MEDICARE SUPPLEMENT PREMIUM RELIEF 19000 380000 COLLEGE SCHOLARSHIPS TO STUDENTS 44 48000 SHARING FUND GRANTS 2575 1425548 SCHEDULE I, PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE CHURCHES AS WELL AS OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. X false false false KENNETH D HOCHSTETLER PRESIDENT 291765 13080 4047 28210 22905 360007 CHAD HORNING ASSISTANT TREASURER 160074 6889 1991 15534 16713 201201 RODNEY D DILLER VICE PRESIDENT 187899 8197 3260 18421 21405 239182 JAIME ALVAREZ SECRETARY 209975 9069 1670 20223 13282 254219 GLEN KAUFFMAN FINANCIAL CONSULTANT 247906 30700 3226 24101 20633 326566 CLAIR SAUDER FINANCIAL CONSULTANT 214324 29925 2286 20519 8027 275081 JAY KREADY FINANCIAL CONSULTANT 260311 42536 2946 25289 28088 359170 AMANDA ROCK FINANCIAL CONSULTANT 245314 34288 2670 23159 7769 313200 JEFFREY GODSHALL FINANCIAL CONSULTANT 217769 15054 3099 20201 11576 267699 SARA ALVAREZ WAUGH FAMILY MEMBER 79357 SALARY false FORM 990, PART IV, LINE 12 THE FINANCIAL STATEMENTS ARE PREPARED USING ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE INDIANA DEPARTMENT OF INSURANCE, WHOSE PRACTICES DIFFER FROM ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. FORM 990, PART VI, SECTION A, LINE 6 & 7 EVERENCE ASSOCIATION HAS ONLY ONE CLASS OF MEMBERSHIP. THE SOLE DECISION-MAKING POWER OF A MEMBER IS TO ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS HAS DELEGATED THE AUTHORITY TO REVIEW AND APPROVE THE FORM 990 TO THE AUDIT COMMITTEE. FOLLOWING A DETAILED REVIEW BY THE CONTROLLER, A COPY OF THE FORM 990 AND ITS RELATED SCHEDULES IS PROVIDED TO THE AUDIT COMMITTEE VIA EMAIL. THE AUDIT COMMITTEE REVIEWS THE FORM 990 AND RELATED SCHEDULES AND PROVIDES FEEDBACK. AN INDEPENDENT CPA FIRM ALSO REVIEWS THE FORM 990 PRIOR TO SUBMISSION TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C EVERENCE SERVICES LLC, A RELATED ORGANIZATION OF EVERENCE ASSOCIATION, EMPLOYS A GENERAL COUNSEL WHO IS RESPONSIBLE FOR DAY-TO-DAY COMPLIANCE OVERSIGHT. DESIGNATED STAFF AND THE GENERAL COUNSEL ARE RESPONSIBLE FOR REVIEWING APPLICABLE LAWS AND REGULATIONS AND ASSURING FULL IMPLEMENTATION OF AND COMPLIANCE WITH SUCH. POLICIES AND PROCEDURES ARE REVIEWED ON A REGULAR BASIS. THE BOARD OF DIRECTORS AND OFFICERS SIGN A CONFLICT OF INTEREST STATEMENT BI-ANNUALLY. ALL CONFLICTS OF INTEREST ARE EXPECTED TO BE DISCLOSED. IF THERE IS A CONFLICT OF INTEREST WITH A CODE OF CONDUCT, A WHISTLEBLOWER POLICY IS IN PLACE AND THERE IS A WHISTLEBLOWER HOTLINE TO CALL. FORM 990, PART VI, SECTION B, LINE 15A THE BOARD OF DIRECTORS PERFORMS AN ANNUAL REVIEW OF EXECUTIVE COMPENSATION. THE LAST REVIEW WAS PERFORMED IN 2020. GOALS AND OBJECTIVES ARE SET FORTH ANNUALLY AND REVIEWED DURING THIS PROCESS. ADDITIONALLY, PERIODIC COMPARISONS TO SIMILAR FOR-PROFIT AND NOT-FOR-PROFIT ENTITIES ARE EXAMINED. FORM 990, PART VI, SECTION C, LINE 19 OUR GOVERNING DOCUMENTS ARE KEPT ON FILE AND ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY INFORMATION IS AVAILBLE UPON REQUEST. SUMMARIZED FINANCIAL INFORMATION FOR ALL EVERENCE ENTITIES IS PUBLISHED IN A REPORT TO THE MEMBERS. THIS REPORT INFORMS THE MEMBERS THEY MAY REQUEST THE AUDITED FINANCIAL STATEMENTS. FORM 990, PART IX, LINE 4 ACCIDENT AND HEALTH 29,365,538 LIFE AND ANNUITY 22,872,180 INTEREST & ADJUSTMENT TO CD CONTRACT FUND (6,343) SUPPLEMENTARY CONTRACTS 1,055,730 NET TOTAL OF INCREASE IN ACCIDENT & HEALTH 31,379 LIFE AND ANNUITY RESERVES (9,969,096) DECREASE IN SUPPLEMENTARY CONTRACTS RESERVES (697,525) REFUNDS TO MEMBERS (6) TOTALS $42,651,857 FORM 990, PART XI, LINE 9 CHANGE IN ADMITTED INVESTMENT CARRYING AMOUNTS 4,229,983 CHANGE IN ASSET VALUATION RESERVE (747,544) CHANGE IN NONADMITTED ASSETS (4,534,086) GAIN TRANSFERRED TO INTEREST MAINTENANCE RESERVE (543,897) OTHER CHANGES IN NET ASSETS OR FUND BALANCES = (1,595,544) THE EVERENCE FOUNDATION 1110 N MAIN ST GOSHEN IN 46528 356031936 PUBLIC FDN IN 501 (C)(3) 7 NA true MENNONITE CHURCH USA 1601 W BEARDSLEY ELKHART IN 46515 352147800 CHURCH IN 501 (C)(3) 1 NA false MENNONITE CHURCH BUILDINGS INC 1110 N MAIN ST GOSHEN IN 46528 356031937 REAL ESTATE IN 501 (C)(3) 11A NA true MENNONITE HEALTH ASSOCIATION 1110 N MAIN ST GOSHEN IN 46528 311043978 DORMANT IN 501 (C)(3) EVRNCE ASSOC false EVERENCE SERVICES LLC 1110 NORTH MAIN STREET GOSHEN IN 46528 351962055 PAYMASTER IN NA RELATED 1353701 11153288 false 0 false 0.50982 MMATCO LLP 1110 NORTH MAIN STREET GOSHEN IN 46528 352140530 FIDUCIARY IN NA EVERENCE INSURANCE COMPANY 1110 N MAIN ST GOSHEN IN 46528 351698689 INSURANCE IN EVRNCE HOLDINGS C CORP true EVERENCE TRUST COMPANY 1110 N MAIN ST GOSHEN IN 46528 352140529 TRUST COMPANY IN EVRNCE HOLDINGS C CORP true EVERENCE CAPITAL MANAGEMENT INC 1110 N MAIN ST GOSHEN IN 46528 356038806 INVESTMENTS IN EVRNCE HOLDINGS C CORP true MMA DISTRIBUTION INC 1110 N MAIN ST GOSHEN IN 46528 263734503 COMMISSION SRV IN EVRNCE HOLDINGS C CORP true EVERENCE REAL ESTATE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 352471296 REAL ESTATE IN EVRNCE HOLDINGS C CORP true EVERENCE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 263734671 HOLDINGS IN EVERENCE ASSOC C CORP 71349069 29316579 1.00000 true true true true true false false false false false false true false false false true true false false false MENNONITE CHURCH BUILDINGS INC A 150285 FMV MENNONITE CHURCH BUILDINGS INC D 3497854 FMV MENNONITE CHURCH BUILDINGS INC K 470546 FMV EVERENCE SERVICES LLC O 8083309 FMV EVERENCE SERVICES LLC P 4254051 FMV EVERENCE HOLDINGS INC B 2300000 FMV EVERENCE HOLDINGS INC C 2700000 FMV