2021-10-26T10:28:48-05:00 2020-12-31 382492570 DOEREN MAYHEW 12060 SW 129 CT STE 201 MIAMI FL 33186 990 2020-01-01 590637646 CAMPUS USA CREDIT UNION CAMP 3523359090 14007 NW 1ST ROAD JONESVILLE FL 32669 JENNIFER HUNT CFO 3523359090 2021-09-28 1 JENNIFER HUNT 999009999 DOUGLAS J ORTH P01076394 3052328272 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z JERRY BENTON 14007 NW 1ST ROAD JONESVILLE FL 32669 123664655 0 2106 X WWW.CAMPUSCU.COM X 1935 FL CAMPUS USA IS A NON-PROFIT FINANCIAL INSTITUTION. WE SERVE MEMBERS IN TWELVE COUNTIES OFFERING COMPETITIVE SAVINGS AND LOAN OPTIONS ALONG WITH EXCEPTIONAL MEMBER SERVICE. 7 7 420 11 198858 0 0 0 95728917 106743410 5705913 4155402 5602740 0 107037570 110898812 427270 413338 0 0 29170498 31206614 0 0 0 53498527 53116458 83096295 84736410 23941275 26162402 2090847610 2368142134 1851914303 2098309219 238933307 269832915 THE MISSION OF OUR CREDIT UNION IS TO RESPOND TO THE NEEDS OF THE MEMBERSHIP BY OFFERING THE BEST FINANCIAL SERVICES. OUR CREDIT UNION IS A NOT-FOR-PROFIT SERVICE ORGANIZATION WHICH MAINTAINS A STRONG FINANCIAL FOUNDATION. 0 0 INCOME FROM THE CREDIT UNION MEMBERSHIP AND INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP. 0 0 1 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 30384 0 1 420 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X GABE HAMLETT GENERAL COUNSEL 3523359090 14007 NW 1ST ROAD JONESVILLE FL 32669 PRINCE HINSON DIRECTOR 3.00 X 0 0 0 MARK WALDORFF DIRECTOR 3.00 X 0 0 0 RUBEN RAMOS VICE CHAIR 3.00 X 0 0 0 JAY HUTTO DIRECTOR 3.00 X 0 0 0 KEITH BIRKETT CHAIR 3.00 X 0 0 0 PAULA WELCH DIRECTOR 3.00 X 0 0 0 RUBY PUCKETT DIRECTOR 3.00 X 0 0 0 JERRY W BENTON CEO 40.00 X 802030 0 197778 JENNIFER L HUNT CFO 40.00 X 303150 0 86694 JEFFERY A THIEMAN COO 40.00 X 311106 0 92303 JILL E HARPER CHIEF HR OFFICER 40.00 X 272480 0 81997 GABRIEL W HAMLETT CHIEF LEGAL OFFICER 40.00 X 251934 0 77650 FREDERICK E HILTON INVESTMENT SERVICES MANAGE 40.00 X 220953 0 41544 DAVID M BARBER VP COMMERCIAL LENDING 40.00 X 195647 0 38415 ROSS JONES VP CONSUMER LENDING 40.00 X 199826 0 38924 MARLON AWUMA FINANCIAL ADVISOR 40.00 X 171864 0 35931 BRIAN FISHER VP TECHNOLOGY SERVICES 40.00 X 163548 0 31647 2892538 0 722883 31 0 1 0 PSCU 560 CARILLON PARKWAY ST PETERSBURG FL 33716 CREDIT CARD PROCESSOR 3583586 ADVANCED SYSTEMS 11 SW 1 STREET WILLISTON FL 32696 SECURITY SYSTEMS/ATM 1254450 Q2 SOFTWARE INC PO BOX 205970 DALLAS TX 75320 ONLINE BANKING 942743 JACK HENRY AND ASSOCIATES PO BOX 609 MONETT MO 65708 CORE SYSTEM SOFTWARE 933559 CDW PO BOX 75723 CHICAGO IL 60675 IT SOFTWARE/HARDWARE 856837 38 INTEREST ON LOANS 522100 84876425 84876425 FEES/CHARGES 522100 21668127 21668127 FINANCE AND INSURANCE 520000 198858 198858 106743410 4708818 4708818 12212427 12765843 -553416 -553416 -553416 110898812 110699954 198858 0 X 413338 2477122 19914185 3812177 3536853 1466277 10444 249110 127633 588643 1533688 3241423 5762040 20685562 175673 3197729 359665 PROVISION FOR LOAN LOSS 9550005 LOAN SERVICING 3547366 DEBIT CARD SERVICES 1842865 MISCELLANEOUS 904426 1340186 84736410 11483233 12176043 95559833 115655055 12315972 11309229 1719043389 1886723716 3020068 2504273 79951353 28935598 48752479 51015755 148266237 197766747 32302769 67510017 20103630 23481299 2090847610 2368142134 22890027 29984094 15000000 20000000 1814024276 2048325125 1851914303 2098309219 X 0 0 0 0 238933307 269832915 238933307 269832915 2090847610 2368142134 X 26162402 4930111 -192905 X X 0 1 X 1 0 7500 7500 7500 1 FLORIDA CREDIT UNION POLITICAL ACTION COMMITTEE 3692 COOLIDGE COURT TALLAHASSEE FL 32311 7500 19446715 19446715 39659768 13869180 25790588 3426072 3051504 374568 16817973 11417097 5400876 600825 597817 3008 51015755 SHARE DRAFTS 356958282 SHARE AND EQUIVALENTS 722821987 MONEY MARKET ACCOUNTS 320605970 IRA SHARES 34891848 SHARE AND IRA CERTIFICATES 613047038 2048325125 X 111967203 1068391 1068391 110898812 0 110898812 84736410 0 84736410 0 84736410 PART X, LINE 2: FEDERAL AND STATE TAX EXEMPTION THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION. 1 MARCH OF DIMES OF NORTH FLORIDA 1831 NW 13 STREET GAINESVILLE FL 32609 131846366 501(C)(3) 9407 CHARITABLE CONTRIBUTION/SPONSORSHIPS CHILDREN'S MIRACLE NETWORK PO BOX 100386 GAINESVILLE FL 32610 591943502 501(C)(3) 137225 CHARITABLE CONTRIBUTION ELDERCARE OF ALACHUA COUNTY INC 5701 NW 34 BLVD GAINESVILLE FL 32653 593051104 501(C)(3) 7500 SPONSORSHIPS AMERICAN CANCER SOCIETY 2119 SW 16 STREET GAINESVILLE FL 32608 131788491 501(C)(3) 9036 CHARITABLE CONTRIBUTION/SPONSORSHIPS JUNIOR ACHIEVEMENT OF TAMPA BAY INC 13707 N 22ND ST TAMPA FL 33613 591098499 501(C)(3) 37235 CHARITABLE CONTRIBUTION/SPONSORSHIPS COLLEGE OF CENTRAL FLORIDA FOUNDATION INC 3001 SW COLLEGE RD OCALA FL 344744415 596139037 501(C)(3) 65400 SPONSORSHIPS UNITED WAY OF NORTH CENTRAL FLORIDA PO BOX 2829 LAKE CITY FL 32056 590808855 501(C)(3) 7463 CHARITABLE CONTRIBUTION/SPONSORSHIPS THE EDUCATION FOUNDATION OF ALACHUA COUNTY INC 2802 NW 8TH AVE GAINESVILLE FL 32641 592751952 501(C)(3) 23000 SPONSORSHIPS CASE CREATIVITY LABS INC 904 S MAIN ST GAINESVILLE FL 32601 811234271 501(C)(3) 26000 SPONSORSHIPS 9 PART I, LINE 2 THE AMOUNTS PAID TO THE ORGANIZATIONS ARE CONSIDERED DONATIONS, NOT GRANTS, SO THERE IS NO MONITORING. SOME DONATIONS ARE EVENT SPONSORSHIP BASED. X X X 1 1 X X X X 0 1 0 JERRY W BENTON CEO 507794 0 261571 0 32665 0 178225 0 19553 0 999808 0 0 0 JEFFERY A THIEMAN COO 248421 0 50900 0 11785 0 73250 0 19053 0 403409 0 0 0 JENNIFER L HUNT CFO 241236 0 50900 0 11014 0 73250 0 13444 0 389844 0 0 0 JILL E HARPER CHIEF HR OFFICER 208112 0 50900 0 13468 0 72713 0 9284 0 354477 0 0 0 GABRIEL W HAMLETT CHIEF LEGAL OFFICER 194850 0 50900 0 6184 0 59000 0 18650 0 329584 0 0 0 FREDERICK E HILTON INVESTMENT SERVICES MANAGE 184212 0 34463 0 2278 0 22963 0 18581 0 262497 0 0 0 ROSS JONES VP CONSUMER LENDING 137458 0 53390 0 8978 0 20854 0 18070 0 238750 0 0 0 DAVID M BARBER VP COMMERCIAL LENDING 138393 0 47049 0 10205 0 20186 0 18229 0 234062 0 0 0 MARLON AWUMA FINANCIAL ADVISOR 167285 0 3400 0 1179 0 17702 0 18229 0 207795 0 0 0 BRIAN FISHER VP TECHNOLOGY SERVICES 158615 0 3400 0 1533 0 17120 0 14527 0 195195 0 0 0 PART I, LINE 4B THE FOLLOWING EXECUTIVES PARTICIPATED IN THE 457F PLAN. THE FOLLOWING REFLECTS THE DOLLAR AMOUNT THE CREDIT UNION CONTRIBUTED TOWARD EACH EXECUTIVE'S PLAN DURING 2020: J. BENTON $152,475; G. HAMLETT $47,500; J. HARPER $47,500; J. HUNT $47,500; J. THIEMAN $47,500. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11B THE CFO IS RESPONSIBLE FOR THE PREPARATION OF THE RETURN AND USES THE CPA FIRM TO HELP COMPLETE THE FINANCIAL ASPECT OF THE RETURN. THE RETURN IS PRESENTED TO THE CREDIT VP OR HR, VP OF OPERATIONS AND TO THE PRESIDENT/CEO. ONCE ALL HAVE COMPLETED THEIR REVIEW AND ANY CORRECTIONS ARE COMPLETED, THE RETURN IS FILED. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION HAS A CODE OF CONDUCT FOR SENIOR MANAGERS, DIRECTORS AND COMMITTEE MEMBERS WHICH REQUIRES THESE INDIVIDUALS TO ANNUALLY DISCLOSE GIFTS AND POTENTIAL CONFLICTS OF INTEREST. SENIOR MANAGERS, DIRECTORS, AND COMMITTEE MEMBERS ARE REQUIRED ANNUALLY TO SIGN A STATEMENT OF COMPLIANCE, WHICH IS REPORTED TO THE AUDIT COMMITTEE AND THE FULL BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 15 CAMPUS USA CREDIT UNION USES AN EXTERNAL COMPENSATION SYSTEM WITH MARKET DATA FOR ANALAYZING SALARY DATA. IN ADDITION, COMPENSATION DATA IS PULLED FROM CUES EXECUTIVE SALARY REPORT. THE CEO REVIEW PROCESS ALSO UTLIZES 990 SALARY DATA AND IS EVALUATED BY THE BOARD OF DIRECTORS EXECUTIVE COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON WWW.NCUA.GOV VIA THE QUARTERLY 5300 FILING. FORM 990, PART IX, LINE 24E ATM SHARED BRANCHING FEES 892,215. EDUCATION 241,509. PRINTING AND PUBLICATIONS 156,536. NCUA INSURANCE PREMIUM ASSESSMENT 27,092. AUTOMOBILE EXPENSES 22,834. FORM 990, PART XI, LINE 9: NET UNREALIZED LOSSES ON DEFINED BENEFIT PLAN ASSETS -192,905. FORM 990, PART XII, LINE 2C THERE WERE NO CHANGES IN THE PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR.