2021-05-07T16:14:52-05:00 2020-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2020-01-01 390126914 UNITEDONE CREDIT UNION UNIT 9206840361 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 9206840361 2021-05-07 1 KIMBERLY ROONEY XXX-XX-XXXX MARY A COATES CPA P00134220 7158453111 2021-05-07 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z KIMBERLY ROONEY 1117 SOUTH 10TH STREET MANITOWOC WI 54220 13883574 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 9 9 103 9 76231 0 0 0 12861237 13627298 305463 201485 101846 74211 13268546 13902994 51075 53627 0 0 5620121 6011693 0 0 0 6513090 6520349 12184286 12585669 1084260 1317325 222664580 265008570 193733633 234666425 28930947 30342145 X UNITEDONE CREDIT UNION IS A COMMUNITY-CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISCONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC, AND SHEBOYGAN. SEVEN BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER ASSIST YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 1 0 IN 2020, WE HAD PRODUCED A TOTAL OF $121,260,610 IN CONSUMER, BUSINESS, MORTGAGE, AND SECONDARY MARKET LOAN VOLUMES - THIS INCLUDES LOANS SOLD INTO THE SECONDARY MARKET OF $33,133,657. WE HAD NET LOAN GROWTH OF $5,240,329 IN CONSUMER, BUSINESS, AND MORTGAGE LOANS. THERE WERE 42,180 DEPOSIT ACCOUNTS. THE NUMBER OF MEMBERS AT YEAR END WERE 19,552 WITH A POTENTIAL MARKET OF 243,681. LAUNCHED CURBSIDE SERVICE TO MEMBERS SO THEY COULD SAFELY COMPLETE THEIR TRANSACTION WITHOUT THE NEED TO ENTER A BRANCH DURING THE PANDEMIC. LAUNCHED OUR PAYCHECK PROTECTION PROGRAM (PPP) SO SMALL BUSINESSES WITHIN OUR COMMUNITIES COULD ACCESS FUNDS AVAILABLE VIA THE SBA PROGRAM. THIS HELPED THESE BUSINESSES STAY OPERATIONAL DURING THE SAFER AT HOME ORDER AND LOWER SALES DUE TO THE PANDEMIC. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 5196 0 1 103 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X ASHLEY VANDERMAUSE 9206522548 1117 SOUTH 10TH STREET MANITOWOC WI 54220 JASON MUENCH FINANCIAL PLANNER 50.00 X 187773 0 29477 AMY SONNEMANN CHIEF LENDING OFFICER 50.00 X 151257 0 42379 TAMMY PELLETIER CHIEF OPERATIONS OFFICER 50.00 X 159354 0 14746 LAURA FIELDING CHIEF HUMAN RESOURCES OFFICER 50.00 X 140468 0 10857 ERIC KUMMER TECHNOLOGY SERVICES DIRECTOR 50.00 X 117468 0 26540 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 50.00 X 289092 0 40003 ASHLEY VANDERMAUSE CHIEF FINANCIAL OFFICER 50.00 X 180381 0 14182 JOHN SCHULTZ CHAIRMAN 2.00 X X 0 0 0 LARRY BAHR VICE CHAIR 2.00 X X 0 0 0 JILL PICKETT TREASURER 2.00 X X 0 0 0 SHERRY REZBA SECRETARY 2.00 X X 0 0 0 THOMAS KEIL SECRETARY (THRU AUG) 2.00 X X 0 0 0 KATELYN BURTON BOARD MEMBER 2.00 X 0 0 0 MARY JO CAPODICE BOARD MEMBER 2.00 X 0 0 0 LUKE KELLY BOARD MEMBER 2.00 X 0 0 0 BETH SNYDER BOARD MEMBER 2.00 X 0 0 0 JAKE WENZEL BOARD MEMBER 2.00 X 0 0 0 1225793 0 178184 8 0 1 0 IT GROUP LLC 30230 ORCHARD LAKE RD STE 260 FARMINGTON HILLS MI 48334 IT CONSULTING/CORE SERVICER 484969 MAPLE STREET INC PO BOX 915505 LONGWOOD FL 32791 VENDOR MANAGEMENT/CONTRACT NEGOTIATIONS 459652 SERVICE SOLUTIONS 161 BUSINESS PARK CIRCLE STOUGHTON WI 53589 TECHNOLOGY CONSULTING/ITM SERVICING 329321 EMERGIFY 6262 S LOWELL PL MUSKEGO WI 53150 IT CONSULTING/IT SERVICER 159561 4 INTEREST ON LOANS 522291 8945476 8945476 CREDIT AND DEBIT CARD INCOME 522100 1682699 1666868 15831 INSURANCE INCOME 524298 1001143 940743 60400 FEE INCOME 522100 882041 882041 LOAN INCOME 522291 815616 815616 300323 300323 13627298 182065 182065 -19420 19420 19420 19420 74211 74211 74211 13902994 13551067 76231 275696 53627 523659 4265771 131695 706242 384326 95948 43825 204114 289591 662110 890086 330841 10179 59506 1751 999354 83320 DIVIDENDS PAID ON MEMBE 971111 ATM & CREDIT CARD FEES 970540 LOAN & PROCESSING FEES 511801 BAD DEBT EXPENSE 253589 142683 12585669 5210318 6196761 3766311 19113249 461428 436982 197076891 202375475 475119 502489 12313366 6750683 5980620 5562683 4625427 17964109 2984971 4337350 2083495 8519472 222664580 265008570 2407676 3017413 220138 266999 2000000 0 189105819 231382013 193733633 234666425 X 0 0 0 0 28930947 30342145 28930947 30342145 222664580 265008570 1317325 93873 0 X 0 0 0 0 1 X 717998 717998 6473732 3734095 2739637 3164481 2165598 998883 1957155 850990 1106165 5562683 SHARES & DRAFTS 231382013 231382013 PART IV, LINE 2B: THE ORGANIZATION IS THE TRUSTEE OF CERTAIN MEMBER'S ESCROW FUNDS AND HAS FIDUCIARY RESPONSIBILITY FOR THE ADMINISTRATION AND DISTRIBUTION OF THESE FUNDS FOR MEMBERS OF THE ORGANIZATION. 1 SHEBOYGAN COUNTY CHAMBER OF COMMERCE 621 8TH ST SHEBOYGAN WI 53081 390610430 501(C)(6) 8700 PREMIUM PARTNER SPONSORSHIP 0 1 PART I, LINE 2: THE ORGANIZATION WORKS CLOSELY WITH THE CHARITABLE ORGANIZATIONS IT SELECTS TO GIVE TO AND MONITORS THE USE OF THOSE FUNDS. X X 0 1 0 JASON MUENCH FINANCIAL PLANNER 31871 0 155902 0 0 0 7921 0 21556 0 217250 0 0 0 AMY SONNEMANN CHIEF LENDING OFFICER 135590 0 15562 0 105 0 11235 0 31144 0 193636 0 0 0 TAMMY PELLETIER CHIEF OPERATIONS OFFICER 143380 0 15521 0 453 0 11255 0 3491 0 174100 0 0 0 LAURA FIELDING CHIEF HUMAN RESOURCES OFFICER 128434 0 11650 0 384 0 9971 0 886 0 151325 0 0 0 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 259631 0 28532 0 929 0 17830 0 22173 0 329095 0 0 0 ASHLEY VANDERMAUSE CHIEF FINANCIAL OFFICER 163012 0 17254 0 115 0 12758 0 1424 0 194563 0 0 0 PART I, LINE 3 THE FOLLOWING EMPLOYEES PARTICIPATE IN A 457F PLAN WITH THE CREDIT UNION AND DEFERRED THE FOLLOWING AMOUNTS TO THE PLAN WHICH IS INCLUDED IN SCH J PART II COLUMN C: KIMBERLY ROONEY $8,954 TAMMY PELLETIER $4,877 AMY SONNEMANN $4,877 LAURA FIELDING $4,368 ASHLEY VANDERMAUSE $5,544 FORM 990, PART III, LINE 2 SEE PROGRAM 2 & 3 DESCRIPTIONS ON FORM 990 PAGE 2 PART III LINES 4B & 4C. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS MADE UP OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING IS HELD WHERE MEMBERS VOTE AND ELECT THE BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS, NAME CHANGES, AND CHARTER CHANGES MUST BE APPROVED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE CEO AND CFO REVIEW FORM 990 BEFORE PRESENTING THE RETURN TO THE BOARD OF DIRECTORS FOR APPROVAL AND FILING WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS SELF-POLICED BY EMPLOYEES COMING FORWARD. IF A CONFLICT EXISTS, AND IF EMPLOYEES HAVE ANY INFLUENCE ON TRANSACTIONS INVOLVING PURCHASES, CONTRACTS, OR LEASES, IT IS IMPERATIVE THAT THEY DISCLOSE TO AN OFFICER OF UNITEDONE AS SOON AS POSSIBLE, THE EXISTENCE OF ANY ACTUAL OR POTENTIAL CONFLICT OF INTEREST SO THAT SAFEGUARDS CAN BE ESTABLISHED TO PROTECT ALL PARTIES. FORM 990, PART VI, SECTION B, LINE 15 EACH EMPLOYEE IS EVALUATED ANNUALLY, SALARIES ARE INCREASED BASED ON THEIR INDIVIDUAL PERFORMANCE, PLACEMENT ON THEIR PAY GRADE, AND LENGTH OF SERVICE IN THEIR CURRENT POSITION. PAY GRADES ARE DETERMINED USING THE SALARY AND SURVEY INFORMATION FROM BALANCEDCOMP. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST.