2021-12-20T08:59:40-08:00 2020-12-31 990 2020-01-01 741886524 MEMBERS CHOICE CREDIT UNION MEMB 2817541146 18211 Katy Freeway Houston TX 77094 VALERIE CARLSON CFO 2817541161 2021-12-20 VALERIE CARLSON XXX-XX-XXXX 0 AAL1 IAL1 FAL1 2020 2022-09-23 18:48:47Z X RANDY THEILIG 18211 Katy Freeway Houston TX 77094 87296750 false X www.mccu.com X 1941 TX MEMBERS CHOICE CREDIT UNION IS A COOPERATIVE OWNED BY THE MEMBERS OF THE CREDIT UNION. IT IS A NON-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROMOTE THRIFT AND PROVIDE CREDIT TO MEMBERS AT LOWER RATES THAN IS AVAILABLE FROM OTHER SOURCES 9 9 0 13 435813 0 24792517 22884804 5645113 2678278 991934 1330901 31429564 26893983 0 0 11032230 11124329 0 0 20829507 18911453 31861737 30035782 -432173 -3141799 608865593 667981139 553772805 615666348 55092788 52314791 MEMBERS CHOICE CREDIT UNION IS A COOPERATIVE OWNED BY THE MEMBERS OF THE CREDIT UNION. IT IS A NON-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROMOTE THRIFT AND PROVIDE CREDIT TO MEMBERS AT LOWER RATES THAN IS AVAILABLE FROM OTHER SOURCES false false 3567419 18207289 MEMBERS CHOICE CREDIT UNION PAYS COMPETITIVE DIVIDEND RATES ON SHARE DEPOSIT ACCOUNTS. TYPES OF ACCOUNTS OFFERED BY THE CREDIT UNION INCLUDE SHARE SAVINGS, CHECKING, SHARE CERTIFICATES, MONEY MARKETS, AND IRAS. AS A FINANCIAL COOPERATIVE, MEMBERS CHOICE STRIVES TO OFFER THE HIGHEST QUALITY SERVICE PLUS PAY HIGHLY COMPETITIVE DIVIDENDS BACK TO THE MEMBER OWNERS 2885392 1953189 MEMBERS CHOICE CREDIT UNION PAYS COMPETITIVE DIVIDEND RATES ON SHARE DEPOSIT ACCOUNTS. TYPES OF ACCOUNTS OFFERED BY THE CREDIT UNION INCLUDE SHARE SAVINGS, CHECKING, SHARE CERTIFICATES, MONEY MARKETS, AND IRAS. AS A FINANCIAL COOPERATIVE, MEMBERS CHOICE STRIVES TO OFFER THE HIGHEST QUALITY SERVICE PLUS PAY HIGHLY COMPETITIVE DIVIDENDS BACK TO THE MEMBER OWNERS 574055 2295482 MEMBERS CHOICE CREDIT UNION PROVIDES PLASTIC CARD SERVICES FOR MEMBERS THROUGH THE USE OF DEBIT CARDS,CREDIT CARDS, MULTIPLE CREDIT UNION OWNED ATM MACHINES, AND ACCESS TO A NATIONWIDE ATM NETWORK. AS CARDOLDERS, CREDIT UNION MEMBERS ENJOY FEE-FREE TRANSACTIONS. INCOME IS EARNED BY THE CREDIT UNION IN THE FORM OF NETWORK INTERCHANGE INCOME. EXPENSES INCURRED ARE FOR ATM HOSTING COSTS AND PLASTIC CARD PROCESSING EXPENSES PAID TO THIRD PARTY PROCESSORS. 7026866 false false false false false false false true false true false false true true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false true 0 0 true 0 true true false false false false false false false X 9 9 false false false false true true false true true false true true false true true true true true true true false VALERIE CARLSON 2817541146 18211 KATY FWY HOUSTON TX 77094 RANDY THEILIG CEO 40.00 0.00 X 447917 0 26344 ROBIN TOOMS Executive Dir. 40.00 0.00 X 199181 0 27441 LUKE BILLERI Executive Dir. 40.00 0.00 X 199481 0 22305 DARRIN SMITH Executive Dir. 40.00 0.00 X 197304 0 17332 CHRISTINA EVANS COO 40.00 0.00 X 164339 0 20313 KELLI JOHNSON Executive Dir. 40.00 0.00 X 166394 0 14754 BRIDGETTE MAYON CHIEF EXPERIENCE OFFICER 40.00 0.00 167074 0 5126 JOYE JACKSON CHIEF STRATEGY OFFICER 40.00 0.00 152671 0 5870 KEN CANNON Vice President 0.00 0.00 X 122066 0 29273 KAREN GIFFORD LEAD PROGRAMMER 40.00 0.00 114105 0 16948 VALERIE CARLSON Vice President 40.00 0.00 X 110413 0 20560 JACQUELINE SEGURA CENTRAL LENDING MANAGER 40.00 0.00 118668 0 8906 TIMOTHY GARRITY INFRASTRUCTURE & CYBER SECURITY MGR 40.00 0.00 112759 0 12630 KIMBERLY GAMEZ CFO 40.00 0.00 X 114615 0 9232 TRACEY SWEETLAND LOSS PREVENTION MANAGER 40.00 0.00 114542 0 7508 NATHAN TURNER INFORMATION SECURITY OFFICER 40.00 0.00 107409 0 10653 ROBERT PLOCEK IT APPLICATION MANAGER 40.00 0.00 91664 0 13706 DOUG HODGES VP OF BUSINESS LENDING 40.00 0.00 84464 0 3340 RENE AVILES VP OF COMMERCIAL LENDING 40.00 0.00 85741 0 1963 JOEL CHUA IT APPLICATION MANAGER 40.00 0.00 44778 0 5419 WILFRED KRENEK Treasurer 1.00 0.00 X 0 0 0 JOHNNY WILLIAMS Chairman 1.00 0.00 X 0 0 0 GENE ATTEBERRY Secretary 1.00 0.00 X 0 0 0 CAMERON ANDERSON Director 1.00 0.00 X 0 0 0 AVIS BRAGGS Director 1.00 0.00 X 0 0 0 DR PAUL WITHEY Director 1.00 0.00 X 0 0 0 TONYA JORDAN Director 1.00 0.00 X 0 0 0 ED CONNER JR Director 1.00 0.00 X 0 0 0 RON JULUN Director 1.00 0.00 X 0 0 0 2915585 279623 16 true true false JACK HENRY AND ASSOCIATES PO BOX 807 MONET MO 65708 DATA PROCESSING 1109099 ALKAMI PO BOX 670397 DALLAS TX 75267 ONLINE BANKING 608861 WEISER SECURITY SERVICE INC SECURITY GUARDS 351435 ASG RESULTS - MBI MEMBER INSURANCE 348518 CONSOLIDATED COMMUNICATIONS COMMUNICATIONS 323425 5 0 FEES AND CHARGES 522100 2287834 2287834 LOAN INTEREST INCOME 522100 18207290 18207290 PLASTIC CARD INCOME 522100 2389680 2389680 22884804 1953189 1953189 0 65739 65739 0 61127856 60402767 725089 725089 725089 0 0 0 ALL OTHER 900099 1150794 829349 321445 INSURANCE PRODUCTS 524298 83582 83582 NONMEMBER ATM FEES 525990 30786 30786 1265162 26893983 26458170 435813 0 0 0 0 1969868 0 7028263 347333 1012844 766021 0 92057 184311 0 0 105734 2464229 340773 2018628 1580545 0 1492958 5640 0 25196 1045300 0 824877 235234 MEMBER DIVIDEND EXPENSE 2885392 PROVISION FOR LOAN LOSSES 2398896 ATM DEBIT PROCESSING 1378998 LOAN SERVICING EXPENSE 1168522 664163 30035782 0 0 0 2555681 2794010 32328973 94607514 0 4477096 5744042 0 0 458348626 443508270 0 1509668 1305380 44924185 8619829 37546668 36304356 0 0 0 0 72098881 83717567 608865593 667981139 33434667 25191086 77132 56290 401060 309163 519859946 590109809 553772805 615666348 X 55092788 52314791 55092788 52314791 608865593 667981139 -3141799 363802 X true X true X true false false true X 10012402 10012402 24665358 2635453 22029905 3230851 1225334 2005517 7015574 4759042 2256532 36304356 OTHER ASSETS 1168695 83717567 OTHER LIABILITIES 590109808 Rounding 1 590109809 26893983 26893983 26893983 30035782 30035782 30035782 Part IV, Line 2b: Explanation of escrow account liability ESCROW DEPOSITS FOR MORTGAGE RELATED PRODUCTS true false false false BRIDGETTE MAYON CHIEF EXPERIENCE OFFICER 48449 10679 107946 2881 2245 172200 CHRISTINA EVANS COO 154914 9425 9295 11018 184652 DARRIN SMITH Executive Dir. 197304 8769 8563 214636 DOUG HODGES VP OF BUSINESS LENDING 59362 7365 17737 2456 884 87804 JOEL CHUA IT APPLICATION MANAGER 44148 630 2135 3284 50197 JOYE JACKSON CHIEF STRATEGY OFFICER 67746 9425 75500 3748 2122 158541 KELLI JOHNSON Executive Dir. 161646 4748 9289 5465 181148 KEN CANNON Vice President 115246 6820 26000 3273 151339 LUKE BILLERI Executive Dir. 179981 19500 19500 2805 221786 RANDY THEILIG CEO 424209 23708 19673 6671 447917 26344 RENE AVILES VP OF COMMERCIAL LENDING 60683 7365 17693 1963 87704 ROBIN TOOMS Executive Dir. 191138 8043 19500 7941 226622 Form 990, Part VI, Line 11b: Form 990 Review Process No review was or will be conducted. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available No documents available to the public.