2021-10-13T09:14:33-05:00 2021-05-31 560574444 CHERRY BEKAERT LLP 1111 METROPOLITAN AVE STE 900 CHARLOTTE NC 28204 990 2020-06-01 560530251 CATAWBA COLLEGE CATA 7046454535 2300 W INNES STREET SALISBURY NC 28144 LAUREN COX VP FOR FINANCE AND ADMIN. 7046454535 2021-10-11 1 LAUREN COX 999009999 AMANDA ADAMS P00748038 7043771678 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z LAUREN COX 2300 W INNES STREET SALISBURY NC 28144 93688749 0 X WWW.CATAWBA.EDU X 1925 NC CATAWBA COLLEGE WAS FOUNDED IN NEWTON, NORTH CAROLINA, IN 1851 BY THE GERMAN REFORMED CHURCH. THE COLLEGE - WHICH IS TODAY AFFILIATED WITH THE UNITED CHURCH OF CHRIST - MOVED TO ITS PRESENT LOCATION IN SALISBURY IN 1925. THE COLLEGE ENDEAVORS TO ATTRACT STUDENTS BOTH NATIONALLY AND INTERNATIONALLY OF GOOD ABILITY AND CHARACTER. A PRIVATE, CO-EDUCATIONAL INSTITUTION, CATAWBA OFFERS THE BACHELOR OF ARTS, BACHELOR OF ARTS-EDUCATION, BACHELOR OF BUSINESS ADMINISTRATION, BACHELOR OF FINE ARTS, BACHELOR OF SCIENCE, AND MASTER OF EDUCATION TO TRADITIONAL AND NON-TRADITIONAL STUDENTS. THE COLLEGE ALSO SERVES THE PUBLIC THROUGH EDUCATIONAL OUTREACH AND VOLUNTEER SERVICE PROGRAMS FOR THE WORLD COMMUNITY. 31 31 710 0 0 0 20610481 49627681 44627967 42002478 1668428 1568722 0 53842 66906876 93252723 24926343 22726096 0 0 18768039 18853561 0 0 831813 16227971 15970853 59922353 57550510 6984523 35702213 180170732 214355781 31239781 12334515 148930951 202021266 X CATAWBA COLLEGE IS COMMITTED TO PROVIDING STUDENTS AN EDUCATION RICH IN PERSONAL ATTENTION THAT BLENDS THE KNOWLEDGE AND COMPETENCIES OF LIBERAL STUDIES WITH CAREER PREPARATION. CATAWBA COLLEGE DRAWS STRENGTH FROM JUDEO-CHRISTIAN VALUES, SUSTAINS A DYNAMIC COMMUNITY OF LEARNERS AND SEEKS TO UNITE A DIVERSE POPULATION OF STUDENTS, FACULTY AND STAFF AS ACTIVE CO-PARTICIPANTS IN SCHOLARSHIP AND SERVICE. CATAWBA COLLEGE PREPARES STUDENTS TO REACH THEIR HIGHEST POTENTIAL WHILE BECOMING RESPONSIBLE CITIZENS WITH ZEAL TO ENRICH HUMAN LIFE. 0 0 44846251 22726096 42002478 CATAWBA COLLEGE IS A PRIVATE, COEDUCATIONAL, AND RESIDENTIAL INSTITUTION OFFERING CAREER PREPARATION GROUNDED IN THE LIBERAL ARTS TRADITION. WE OFFER OVER 70 ACADEMIC FIELDS OF STUDY INCLUDING STRONG SCIENCE AND PRE-PROFESSIONAL PROGRAMS. 44846251 1 1 0 0 0 0 0 0 1 1 1 0 0 1 1 1 1 0 1 0 0 0 0 0 1 0 0 0 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 1 89 0 1 710 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 31 31 1 0 0 0 0 0 0 1 1 0 0 0 1 1 1 1 0 1 1 0 NC X LAUREN COX 7046454535 2300 W INNES STREET SALISBURY NC 28144 X ROBERT B ARNOLD JR CHAIRMAN 1.00 X X 0 0 0 BARBARA L MARSHALL VICE CHAIRMAN 1.00 X X 0 0 0 RONALD J MACCARONI TREASURER 1.00 X X 0 0 0 MICHAEL S BAUK SECRETARY 1.00 X X 0 0 0 C SHUFORD ABERNETHY III DIRECTOR 1.00 X 0 0 0 GREGORY M ALCORN DIRECTOR 1.00 X 0 0 0 MARK G ALEXANDER DIRECTOR 1.00 X 0 0 0 DARLENE L BALL DIRECTOR 1.00 X 0 0 0 GWIN CARTER BARR DIRECTOR 1.00 X 0 0 0 GARY BLABON DIRECTOR 1.00 X 0 0 0 DANIEL T BROSS DIRECTOR 1.00 X 0 0 0 SARA D COOK DIRECTOR 1.00 X 0 0 0 NANCY F COUNCILL DIRECTOR 1.00 X 0 0 0 JAMES L CRUMEL DIRECTOR 1.00 X 0 0 0 RANDALL CRUMPLER MD DIRECTOR 1.00 X 0 0 0 THOMAS S DENNARD DIRECTOR 1.00 X 0 0 0 KEN DOBLER DIRECTOR 1.00 X 0 0 0 BART EDGE DIRECTOR 1.00 X 0 0 0 PAMELA HUFFMAN FALLS DIRECTOR 1.00 X 0 0 0 GERALD FRANCIS DIRECTOR 1.00 X 0 0 0 WILLIAM M GRAHAM DIRECTOR 1.00 X 0 0 0 DOLAN HUBBARD DIRECTOR 1.00 X 0 0 0 MARVIN MOORE DIRECTOR 1.00 X 0 0 0 DEBORAH W MESSINGER DIRECTOR 1.00 X 0 0 0 RICHARD J SEIWELL DIRECTOR 1.00 X 0 0 0 FRED J STANBACK JR DIRECTOR 1.00 X 0 0 0 LEE B SYRIA DIRECTOR 1.00 X 0 0 0 CHARLES D TAYLOR JR DIRECTOR 1.00 X 0 0 0 BILL WAGONER DIRECTOR 1.00 X 0 0 0 MONA L WALLACE DIRECTOR 1.00 X 0 0 0 SALLY WHITNEY DIRECTOR 1.00 X 0 0 0 DAVID NELSON PRESIDENT 40.00 X 156091 0 30484 CONNIE LOWERY PROVOST 40.00 X 146415 0 28399 KENNETH CLAPP SR VICE PRESIDENT 40.00 X 100568 0 17045 JARED TICE SR VP FOR THE COLL. EXP. 40.00 X 118351 0 15328 MARGARET DEES VP OF DEVELOPMENT 40.00 X 172132 0 6416 LAUREN COX VP OF FIN. & ADMIN. (AS OF 5/21) 40.00 X 0 0 0 ROBERT WALLETT INTERIM VP FOR BUS. & FINANCE 40.00 X 0 0 0 DREW DAVIS VP, GENERAL COUNSEL 40.00 X 170158 0 19500 LARRY LECKONBY ATHLETIC DIRECTOR 40.00 X 150193 0 20125 VALERIE RAKES PROFESSOR 40.00 X 133237 0 28978 CURTIS WALKER FOOTBALL COACH 40.00 X 107153 0 20817 JOSEPH M WILSON PROFESSOR 40.00 X 104289 0 16540 JOANNA JASPER CHIEF INFORMATION OFFICER 40.00 X 101284 0 17428 WILLIAM B LEWIS FORMER PRESIDENT 40.00 X 238624 0 14037 1698495 0 235097 14 1 1 0 VERTEX CONSTRUCTION COMPANY LLC 723 CORPORATE CIRCLE SALISBURY NC 28148 CONSTRUCTION 2726027 CHARTWELLS DINING SERVICES 3 INTERNATIONAL DRIVE RYE BROOK NY 10573 DINING SERVICES 1945815 ELLUCIAN COMPANY LP 62578 COLLECTION CENTER DRIVE CHICAGO IL 60693 TECHNOLOGY 637107 CLARK'S PRINTING SERVICE DBA CLARK COMMU 2 WESTSIDE DRIVE ASHVILLE NC 28806 COMMUNICATIONS 542304 STATESVILLE ROOFING & BUILDING RESTORATI 325 MAYO STREET STATESVILLE NC 28677 CONSTRUCTION 434551 23 169194 79763 3735220 45643504 336520 49627681 TUITION AND FEES 900099 33266963 33266963 AUXILIARY INCOME 900099 7149932 7149932 ATHLETIC INCOME 900099 102370 102370 1483213 1483213 42002478 1564495 1564495 403449 399222 4227 4227 4227 90646 79763 36804 53842 53842 93252723 42002478 0 1622564 22726096 22726096 1053258 388830 524679 139749 14250657 10604971 3276292 369394 414954 278577 95576 40801 2067770 1531231 496213 40326 1066922 769467 263994 33461 26821 26821 153755 153755 3977039 1818818 2013278 144943 95393 43626 50918 849 1821383 832972 967204 21207 466298 213252 253046 1013031 463289 549482 260 292866 133936 153942 4988 92682 42386 50288 8 677829 538675 139154 3177846 2525454 652392 533347 243915 289432 DINING 1809106 827358 981748 SUPPLIES 1270058 580835 669383 19840 STUDENT ACTIVITIES 49949 22843 27106 513450 259720 237743 15987 57550510 44846251 11872446 831813 23119600 35673525 18656241 19691010 1790292 3133058 1160552 1984356 72579 72579 267396 262390 139143266 68233407 68718721 70909859 56001311 71208954 30611 30611 142099 79421 10211330 11310018 180170732 214355781 2936712 2073568 4890186 1974989 147580 162325 18311626 4222625 4953677 3901008 31239781 12334515 X 20083434 41804849 128847517 160216417 148930951 202021266 180170732 214355781 X 35702213 15176513 2211589 X 0 1 X 1 1 1 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 71539000 2654000 16595000 2693000 88095000 68022000 1107000 4904000 2494000 71539000 67245000 901000 2257000 2381000 68022000 61876000 1816000 5729000 2176000 67245000 56557000 1213000 6113000 2007000 61876000 0.00000 1.00000 0.00000 0 0 338700 2544052 2882752 96832326 50249143 46583183 28172059 14619310 13552749 11256129 3364954 7891175 70909859 BENEFICIAL INTERESTS IN TRUSTS 10004882 CASH SURRENDER VALUE OF LIFE INSURANCE 796604 ASSETS HELD IN CHARITABLE TRUSTS 508532 11310018 ANNUITIES PAYABLE 341195 LIABILITY UNDER TRUST AGREEMENTS 1894547 ASSET RETIREMENT OBLIGATION 1153952 CAPITAL LEASE OBLIGATIONS 511314 3901008 X 88697983 15176513 2211589 17388102 71309881 21942842 21942842 93252723 35607668 0 35607668 21942842 21942842 57550510 PART IV, LINE 2B: DEPOSITS HELD IN CUSTODY FOR OTHERS ARE AMOUNTS BEING HELD FOR STUDENT CLUBS/ORGANIZATIONS THROUGH AGENCY TRANSACTIONS. PART V, LINE 4: THE COLLEGE'S ENDOWMENT CONSISTS OF APPROXIMATELY 614 INDIVIDUAL FUNDS ESTABLISHED FOR A VARIETY OF PURPOSES BASED ON DONOR-IMPOSED RESTRICTIONS IN THE RELATIVE GIFT INSTRUMENT. THE PRIMARY USE OF FUNDS IS TO SUPPORT THE CAUSE OF HIGHER EDUCATION. THE PERCENTAGE REPORTED FOR PERMANENT ENDOWMENTS INCLUDES AMOUNTS THAT MUST BE MAINTAINED IN PERPETUITY AS WELL AS ACCUMULATED EARNINGS ON SUCH AMOUNTS THAT HAVE NOT YET BEEN APPROPRIATED FOR EXPENDITURE. PART X, LINE 2: THE COLLEGE IS EXEMPT FROM FEDERAL AND STATE INCOME TAXATION UNDER THE PROVISIONS OF SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE ("IRC"). IN ACCORDANCE WITH IRC REGULATIONS, THE COLLEGE IS TAXED ON UNRELATED BUSINESS INCOME, WHICH CONSISTS OF EARNINGS FROM ACTIVITIES NOT RELATED TO THE EXEMPT PURPOSE OF THE COLLEGE. THE COLLEGE ACCOUNTS FOR TAX UNCERTAINTIES BASED ON A MORE LIKELY THAN NOT RECOGNITION THRESHOLD WHEREBY TAX BENEFITS ARE ONLY RECOGNIZED WHEN THE COLLEGE BELIEVES THAT THEY HAVE A GREATER THAN 50% LIKELIHOOD OF BEING SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. PART XI, LINE 2D - OTHER ADJUSTMENTS: CHANGE IN LIABILITY UNDER TRUST AGREEMENTS 614,360. CHANGE IN BENEFICIAL INTERESTS IN TRUSTS 589,508. CHANGE IN FAIR VALUE OF INTEREST RATE SWAP 1,007,721. PART XI, LINE 4B - OTHER ADJUSTMENTS: SCHOLARSHIPS SHOWN NET OF TUITION REVENUE 21,942,842. PART XII, LINE 4B - OTHER ADJUSTMENTS: SCHOLARSHIPS SHOWN NET OF TUITION REVENUE 21,942,842. 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 1 0 1 SCHEDULE E, PART I, LINE 3 THE POLICY IS INCLUDED IN ALL MEDIA AND IN ALL LITERATURE DISTRIBUTED. ADDITIONALLY, IT IS POSTED IN THE LOCAL NEWSPAPER WITH ALL JOB ADVERTISEMENTS (THIS IS DONE SEVERAL TIMES A YEAR). SCHEDULE E, PART I, LINE 6 THE COLLEGE RECEIVES ASSISTANCE FROM SEVERAL DIFFERENT GOVERNMENTAL AGENCIES. U.S. DEPARTMENT OF EDUCATION: FEDERAL WORK STUDY PROGRAM FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT PROGRAM FEDERAL DIRECT STUDENT LOANS FEDERAL PELL GRANT PROGRAM HIGHER EDUCATION EMERGENCY RELIEF FUND U.S. SMALL BUSINESS ADMINISTRATION: PAYCHECK PROTECTION PROGRAM NATIONAL SCIENCE FOUNDATION: EDUCATION AND HUMAN RESOURCES NORTH CAROLINA STATE EDUCATION ASSISTANCE AUTHORITY: NORTH CAROLINA NEED GRANT NORTH CAROLINA PERSPECTIVE TEACHERS NORTH CAROLINA NATIONAL GUARD TUITION GRANT NORTH CAROLINA FORGIVABLE LOAN NORTH CAROLINA GOLDEN LEAF GRANT GOLF TOURNAMENT 114759 79763 34996 15252 12248 BASEBALL DINNER 55650 55650 3770 3707 1827 170409 79763 90646 15252 3770 3707 14075 36804 53842 1 EMERGENCY RELIEF FUNDS 1100 783254 SCHOLARSHIPS & TUITION DISCOUNTS 1303 3992189 17950653 TUITION RATES REDUCED TUITION RATES PART I, LINE 2: PROCEDURES FOR APPLYING FOR FINANCIAL AID: WHENEVER POSSIBLE, CATAWBA COLLEGE WILL SUPPLEMENT THE FINANCIAL RESOURCES OF A STUDENT THROUGH MERIT, PERFORMANCE-BASED, AND NEED-BASED SCHOLARSHIPS AND GRANTS. A POTENTIAL STUDENT APPLIES AND IS ACCEPTED TO CATAWBA COLLEGE. AT THE TIME OF THEIR ACCEPTANCE, MERIT AID IS DETERMINED BY THE ADMISSIONS COUNSELOR ACCEPTING THE APPLICATION BASED ON A MATRIX CHART THAT HAS BEEN SET UP WITH REGARD TO GPA AND SAT SCORES, LIVING ON OR OFF CAMPUS, AND A SEPARATE TRANSFER STUDENT MATRIX. SCHOLARSHIPS ARE APPLIED DIRECTLY TO THE STUDENTS' ACCOUNT AND, THUS, MUST BE USED FOR EDUCATIONAL PURPOSES. WITH REGARDS TO ATHLETICS AT CATAWBA COLLEGE, THE FINANCIAL AID OFFICE MONITORS ALL ATHLETES TO MAKE SURE THEY DO NOT GO OVER CONFERENCE REGULATIONS REGARDING BOOKS AND SUPPLIES. CATAWBA COLLEGE REFERS TO THE NCAA DIVISION II MANUAL FOR POLICIES REGARDING STUDENT ATHLETES. THE FINANCIAL AID DIRECTOR SIGNS OFF ON THE SQUAD LISTS AND CHECKS FOR ELIGIBILITY WITH THE COMPLIANCE DIRECTOR. THE ASSOCIATE DIRECTOR OF FINANCIAL AID IS RESPONSIBLE FOR ENTERING THE ATHLETIC INFORMATION INTO THE CAI SYSTEM. THE CAI SYSTEM IS ALSO USED TO DETERMINE EQUIVALENCY COMPUTATIONS. FOR CARES EMERGENCY GRANTS, AWARDS WERE BASED ON CURRENT ENROLLMENT STATUS. THE COLLEGE ELECTED TO EQUITABLY SERVE THOSE CONSIDERED ELIGIBLE UTILIZING THE SAME CALCULATION METHOD FOR ALL ELIGIBLE STUDENTS BASED ON CREDIT HOUR ENROLLMENT AND EFC REPORTED ON FAFSA. THE COLLEGE PROVIDED EXAMPLES OF EXPENSES RELATED TO THE DISRUPTION OF CAMPUS OPERATIONS DUE TO THE IMPACT OF THE CORONAVIRUS SUCH AS FOOD, HOUSING, COURSE MATERIALS, TECHNOLOGY NEEDS, HEALTH CARE OR CHILDCARE FOR WHICH THE FUNDS COULD BE UTILIZED. THE COLLEGE DID NOT REQUIRE FUNDS TO BE SPENT FOR A PARTICULAR PURPOSE THAT WOULD REQUIRE MONITORING AFTER THE GRANT FUNDS WERE AWARDED. X X 1 1 X X X X 0 0 0 0 0 0 0 0 0 WILLIAM B LEWIS FORMER PRESIDENT 238624 0 0 0 0 0 6914 0 7123 0 252661 0 0 0 DREW DAVIS VP, GENERAL COUNSEL 170158 0 0 0 0 0 19500 0 0 0 189658 0 0 0 DAVID NELSON PRESIDENT 156091 0 0 0 0 0 19496 0 10988 0 186575 0 0 0 MARGARET DEES VP OF DEVELOPMENT 172132 0 0 0 0 0 6416 0 0 0 178548 0 0 0 CONNIE LOWERY PROVOST 146415 0 0 0 0 0 12367 0 16032 0 174814 0 0 0 LARRY LECKONBY ATHLETIC DIRECTOR 150193 0 0 0 0 0 10647 0 9478 0 170318 0 0 0 VALERIE RAKES PROFESSOR 133237 0 0 0 0 0 19500 0 9478 0 162215 0 0 0 PART I, LINE 1A THE CURRENT PRESIDENT, DAVID P. NELSON, HAS, AS A PART OF HIS CONTRACT, HOUSING, UTILITIES, INSURANCE, CUSTODIAL SERVICE ETC. PAID FOR BY THE COLLEGE. THE RESIDENCE WAS PROVIDED FOR THE CONVENIENCE OF THE COLLEGE IN HAVING THE FUNCTIONS OF THE OFFICE OF THE PRESIDENT EFFICIENTLY CONDUCTED AND AS A CONDITION OF EMPLOYMENT AS PRESIDENT OF THE COLLEGE. FOR THE BENEFIT AND CONVENIENCE OF THE COLLEGE, THE PRESIDENT'S RESIDENCE SHALL BE AVAILABLE, AND SHALL BE USED, FOR COLLEGE-RELATED BUSINESS AND ENTERTAINMENT ON A REGULAR AND CONTINUING BASIS. THIS IS A NON-TAXABLE FRINGE BENEFIT. X 12 336520 FMV 0 0 1 1 PART I, LINE 32B: A REAL ESTATE AGENT IS USED TO SELL GIFTS OF REAL PROPERTY. FORM 990, PART VI, SECTION A, LINE 2 WILLIAM GRAHAM AND MONA WALLACE HAVE A BUSINESS RELATIONSHIP. FORM 990, PART VI, SECTION B, LINE 11B THE CONTROLLER AND THE VP OF FINANCE AND ADMINISTRATION INITIALLY REVIEW THE FORM 990. THE FORM 990 IS ALSO REVIEWED BY THE FINANCE COMMITTEE. A PUBLIC DISCLOSURE COPY OF THE FORM 990 IS THEN PROVIDED TO THE BOARD OF TRUSTEES PRIOR TO FILING WITH THE IRS. THE FULL BOARD RECEIVES THE PUBLIC DISCLOSURE COPY OF THE RETURN IN ORDER TO PROTECT DONOR PRIVACY. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST STATEMENTS ARE SIGNED BY EACH MEMBER OF THE BOARD OF TRUSTEES ON AN ANNUAL BASIS. IN THE EVENT OF A POTENTIAL CONFLICT DURING THE YEAR, THAT MEMBER WILL REFRAIN FROM PARTICIPATING IN THE CONSIDERATION OF THE PROPOSED TRANSACTION IN QUESTION. THIS PERSON WILL NOT VOTE ON OR TAKE ANY POSITION FOR OR AGAINST THE PROPOSED TRANSACTION. FORM 990, PART VI, SECTION B, LINE 15 THE COLLEGE UTILIZES A "COMMITTEE OF THE PRESIDENCY OF THE BOARD OF TRUSTEES" THAT EVALUATES THE PRESIDENT ON PREDETERMINED GOALS AND THE ASSESSMENT OF POSITIVE ACHIEVEMENTS. THE COMMITTEE APPROVES AND DETERMINES THE PRESIDENTIAL SALARY AND SALARY INCREASES. THE PRESIDENT REVIEWS THE POSITIONS OF THE SENIOR VICE PRESIDENT OF DEVELOPMENT, VICE PRESIDENT OF ADMISSIONS, PROVOST AND THE VICE PRESIDENT OF FINANCE TO ESTABLISH SALARY LEVELS BASED ON PERFORMANCE. ALL DISCUSSIONS ARE DOCUMENTED IN THE MINUTES OF THE MEETING. CATAWBA USES INFORMATION FROM NORTH CAROLINA INDEPENDENT COLLEGES AND UNIVERSITIES (NCICU) AND THE COOPER STANDARD SALARY RESOURCE TO DETERMINE MARKET COMPARABLES. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND THE FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PART VII, SECTION A, LINE 1A: NELSON MURPHY RESIGNED HIS POSITION AS EXECUTIVE VICE PRESIDENT IN DECEMBER 2019. CATAWBA COLLEGE ELECTED TO CONTRACT WITH THE REGISTRY TO PROVIDE EXECUTIVE FINANCIAL LEADERSHIP FROM JAN 1, 2020 THROUGH DECEMBER 31, 2020 IN ORDER TO CONCLUDE A NEW PRESIDENTIAL SEARCH AND ALLOW THE NEW PRESIDENT OPPORTUNITY TO FILL THE VP OF FINANCE ROLE. THE REGISTRY PROVIDED THE SERVICES OF ROBERT WALLETT WHO ASSUMED THE TITLE OF INTERIM VP FOR BUSINESS AND FINANCE. THE REGISTRY CONTRACT WAS AMENDED AND EXTENDED TO RUN THROUGH MAY 31, 2021. FORM 990, PART XI, LINE 9: CHANGE IN BENEFICIAL INTERESTS IN TRUSTS 589,508. CHANGE IN LIABILITY UNDER TRUST AGREEMENTS 614,360. CHANGE IN FAIR VALUE OF INTEREST RATE SWAP 1,007,721. CHARITABLE REMAINDER TRUSTS (9) INVESTMENT NC N/A T 0 CHARITABLE LEAD TRUST (1) INVESTMENT NC N/A T 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0